David Conn

Leaving No Stone Unturned
Three Practical Approaches
To Finding The Unserved
2014 National Energy and Utility Affordability Conference
Kansas City, MO – June 17-20, 2014
(Next year in Baltimore, hon!)
David Conn
Energy Assistance Program Manager, BGE
110 W. Fayette St.
Baltimore MD 21201
410.470.8988
[email protected] www.bge.com
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Targeted Energy Assistance Outreach, June 19, 2014
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Targeted Energy Assistance Outreach, June 19, 2014
Program 1: Targeted Energy Assistance Outreach
How do we find the customers who
aren’t already getting assistance?
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Targeted Energy Assistance Outreach, June 19, 2014
Many thousands still go without help in Maryland
Energy Assistance:
Households served vs. households eligible
335,000
350,000
300,000
200,000
250,000
200,000
150,000
120,000
56,000
100,000
50,000
0
BGE
Households served
Statewide
Estimated households eligible
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Targeted Energy Assistance Outreach, June 19, 2014
The Problem
The Good News: We know a lot about our customers:
Where they live
How much energy they use
Their credit score (when they first apply)
How often and how much they pay us
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Targeted Energy Assistance Outreach, June 19, 2014
The Problem
The Bad News: We don’t know that much about our customers:
How much they earn
How many are in their households
What their expenses are
How old they are (except rarely)
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Targeted Energy Assistance Outreach, June 19, 2014
The Solution
Ask an expert!
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Targeted Energy Assistance Outreach, June 19, 2014
Consumer Database Companies
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Targeted Energy Assistance Outreach, June 19, 2014
The Process: Customer Identification and Mailing
October
Vendors returned a total of 70,000-85,000 “likely eligible
customers” (out of 1.1 million residential customers)
November
Polish the letter and filter the names through mail
house to reduce bad addresses
December - February
Mail outreach letter to customers – in “waves,” so as not
to overwhelm local assistance agencies
Don’t forget to warn your Call Center
May
Measure the results
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Targeted Energy Assistance Outreach, June 19, 2014
The Results: Grant Funds
Millions
Total Grants 2012-2014
$3.5
$3.0
$2.5
$2.0
$1.5
$1.0
$0.5
$0.0
2012
2013
2014
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Arrearage
EUSP
MEAP Only
MEAP/USPP
$108,219
$131,970
$520,726
$521,129
$674,092
$1,549,166
$148,112
$456,410
$611,814
$300,710
$571,502
$762,806
Targeted Energy Assistance Outreach, June 19, 2014
Total
unduplicated
$1,078,170
$1,833,974
$3,444,512
The Results: Customers Served
Customers Served 2012-2014
6000
5000
4000
3000
2000
1000
0
2012
2013
2014
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Arrearage
EUSP
MEAP Only
MEAP/USPP
108
125
630
1875
2427
4341
646
1146
1314
1420
1527
1673
Targeted Energy Assistance Outreach, June 19, 2014
Total
unduplicated
2254
4937
4948
Lessons learned
Do:
Don’t:
• Include an addressed
reply envelope
• Include your address
anywhere in the letter
• Keep close track of the
customers and account
numbers at each phase
• Assume that your system
will make it easy to track
customer responses
• Notify your call center and
local assistance agencies
before you mail the letters.
• Underestimate how long it
will take to get from initial
contact with a vendor to
dropping letters in the mail.
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Targeted Energy Assistance Outreach, June 19, 2014
Program 2: “Micro Targeting” Program
Why do more people in some
neighborhoods get help
paying their utility bills than
in others?
1.Where?
2.Why?
3.Who?
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Targeted Energy Assistance Outreach, June 19, 2014
Baltimore
City census
tracts with
households
<$25,000 in
household
income
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Targeted Energy Assistance Outreach, June 19, 2014
Census tracts
with relative
percentages of
low-income
households
participating
in energy
assistance.
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Targeted Energy Assistance Outreach, June 19, 2014
Barriers to participation
Client perceptions and attitudes
(mistrust, frustration, lack of desire to follow-through
process):
• Distrust of the government in general
• Distrust of agencies in maintaining confidentiality
of documents
• Undocumented families (fear of being discovered)
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Targeted Energy Assistance Outreach, June 19, 2014
Barriers to participation
Customer issues/challenges (i.e., literacy, apathy, financial):
•
•
•
•
•
•
•
•
•
•
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Lack of understanding of the energy assistance process
Customers wait until crisis before contacting BGE
High bill customers beyond reach of financial assistance
Customers with literacy challenges (embarrassed to seek
assistance)
Pride (embarrassed to seek assistance for fear of being discovered
as in need)
Matching funds issue (inability for customers to come up with their
share of funds)
Misunderstanding of budget billing (false sense of fixed monthly
payments regardless of balances)
Customer’s failure to follow through on receiving assistance
Inability to understand forms/applications
Multiple complex issues that impact families (social, economic,
family burdens which overwhelm families)
Targeted Energy Assistance Outreach, June 19, 2014
Barriers to participation
Application process complexities:
• Too many hoops (process steps)
• Document retention (information lost by agency)
• Customer frustration with application process after
approval (process takes too long)
• Customer service issues (office staff issues,
customers do not feel welcome)
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Targeted Energy Assistance Outreach, June 19, 2014
Barriers to participation
General or miscellaneous issues:
• Mobility, highly transient areas
• Customers “behaviors” (some know how to “work” the system)
• Customers in zip codes who will never apply for assistance
given utilities are paid by landlord
• Customers who navigate through system via use of children’s
SSN’s to seek assistance
• Poor housing stock (landlords who are unwilling to invest in
rehabilitating properties)
• Inconsistencies in utility collection practices
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Targeted Energy Assistance Outreach, June 19, 2014
Barriers to participation: Customers’ perspective
Top Five Findings:
1. Cumbersome/inefficient energy assistance application process
• Lots of interest in applying online instead of in-person visits
• Need to resubmit most documents seen as burdensome
• Unwillingness to mail in apps and vital records – security concern
• Concern about wait times at energy offices
2. Assistance dollars capped for customers in need
3. Misunderstanding of application process/deadlines/eligibility
• Belief that income limits were much lower than they are
• Not aware of required documents
• Belief that turnoff notice is required
4. Insufficient information/misinformation about sources of available
assistance
5. Customer service or attitudes of assistance agency service providers
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Targeted Energy Assistance Outreach, June 19, 2014
Next: Working with United Way - 211
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Program 3: “The Power of Home”
How can we help non-customers
become customers?
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Targeted Energy Assistance Outreach, June 19, 2014
Program 3: “The Power of Home”
The Problem:
Sometimes individuals and families trying to move
from homelessness to supportive housing can’t move
in when they have a past-due utility bill that prevents
them from starting new service.
The Solution:
Pay off their debt.
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Targeted Energy Assistance Outreach, June 19, 2014
Program 3: “The Power of Home”
Step One:
Find a friendly local foundation to pitch in:
• i.e., the Harry & Jeanette Weinberg Foundation ($20,000)
Step Two:
Persuade your city’s homelessness campaign to pitch in as well
($5,000)
Step Three:
Persuade your company to add to the pot ($20,000)
Step Four:
Hold a press conference
Step Five:
Coordinate, coordinate, coordinate….
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Targeted Energy Assistance Outreach, June 19, 2014
Housing agency
refers new client
to City Homeless
Office
Client visits local
energy office, gets
eligible state grant(s)
BGE provides
bill credits as
needed
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Targeted Energy Assistance Outreach, June 19, 2014
Homeless office
contacts local
energy office, BGE
and Fuel Fund of Md
Fuel Fund of
Maryland divides
up the money from
each pot
Customer
moves in to
new home
Content Slide
“I am so grateful for your
kindness and effort on my
behalf and will not forget
what BGE did to help me.”
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Targeted Energy Assistance Outreach, June 19, 2014
Thank you….
Questions?
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Appendix
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About BGE
1. We’re old .... nearly 200 years old (1816). First gas utility in the U.S.
2. We’re new .... newest addition to the Exelon family
 The nation’s leading competitive energy provider, with
approximately $33 billion in annual revenues.
 Utility subsidiaries include ComED (Chicago), PECO
(Philadelphia)
3. We serve ... >1.2 million electric customers and >650,000 gas
customers
4. We employ ... about 3,400 people
5. We maintain … about 25,000 circuit miles of distribution lines,
almost 1,300 circuit miles of transmission lines; a more than 7,100mile natural gas pipeline network
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Year three letter (2013) – part 1
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Year two letter (2012) – part 2
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Year two (2012) – outer envelope
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