4.学生教育研究災害傷害保険及び学研災付帯賠償責任 保険について

㸲㸬Ꮫ⏕ᩍ⫱◊✲⅏ᐖയᐖಖ㝤ཬࡧᏛ◊⅏௜ᖏ㈺ൾ㈐௵
ಖ㝤࡟ࡘ࠸࡚
ṇㄢ୰ࡸᮏᏛࡢ୺ദࡍࡿᏛᰯ⾜஦୰ཬࡧㄢእάື୰࡟ࠊ࠸ࡘ୙៖ࡢ⅏ᐖࢆ⿕ࡿ࠿ࢃ࠿ࡾࡲࡏࢇࠋ
≉࡟ᮏᏛࡢࡼ࠺࡟ᐇ㦂ࠊᐇ⩦ࡢከ࠸⌮ᕤ⣔ࡢ኱Ꮫ࡟࠾࠸࡚ࡣࠊ⸆ရ࡟ࡼࡿⅆയࠊᶵᲔ࡟ࡼࡿ㈇യ
࡞࡝⅏ᐖⓎ⏕ࡢ㢖ᗘࡣ㧗࠸࡜࠸࠼ࡲࡍࠋ
ࡇࡢࡼ࠺࡞Ꮫ⏕ࡢ⅏ᐖ࡟ᑐࡍࡿᩆ῭ไᗘ࡜ࡋ࡚ࠊ᪥ᮏᅜ㝿ᩍ⫱ᨭ᥼༠఍ࡀᐇ᪋ࡍࡿࠕᏛ⏕ᩍ⫱
◊✲⅏ᐖയᐖಖ㝤ࠖࡀ࠶ࡾࡲࡍࠋ
ࡲࡓࠊṇㄢ୰࡟Ꮫᰯ⾜஦୰ཬࡧ ᚟㏵୰࡛௚ே࡟ࡅࡀࢆࡉࡏࡓࡾ௚ேࡢ㈈≀ࢆᦆቯࡋࡓࡾࡍࡿ
ࡇ࡜࡟ࡼࡾ⿕ࡿἲᚊୖࡢᦆᐖ㈺ൾࢆ⿵ൾࡍࡿࠕᏛ◊⅏௜ᖏ㈺ൾ㈐௵ಖ㝤ࠖࡶ࠶ࡾࡲࡍࠋࡇࢀࡽࡢ
ಖ㝤ࡣࠊᚲࡎ඲ဨຍධࡋ࡚ୗࡉ࠸ࠋヲࡋ࠸ෆᐜࡣࠊ ཬࡧ ࡢ࡜࠾ࡾ࡛ࡍࠋຍධᡭ⥆ࡁࡣࠊ
ධᏛᡭ⥆᪥ࡲ࡛࡟ᡤᐃࡢ⏦㎸᭩࡟グධࡋಖ㝤ᩱࢆ㒑౽ᒁ࡛ᡶ࠸㎸ࢇ࡛ࡃࡔࡉ࠸ࠋ
㐍Ꮫࡍࡿሙྜ㸦౛࠼ࡤࠊಟኈ࠿ࡽ༤ኈࠊ◊✲⏕࠿ࡽಟኈࡸ༤ኈ㸧ࡣࠊ෌ᗘຍධࡋ┤ࡍᚲせࡀ࠶
ࡾࡲࡍࠋ
ヲࡋࡃࡣࠊᏛ⏕ᨭ᥼ㄢ࡬࠾ᑜࡡୗࡉ࠸ࠋ㸦す㸶ྕ㤋㸯㝵ࠊෆ⥺㸱㸮㸯㸳㸧
Ꮫ⏕ᩍ⫱◊✲⅏ᐖയᐖಖ㝤࡟ࡘ࠸࡚࣭࣭࣭ࡇࡢಖ㝤ࡣࠊᚲࡎ඲ဨຍධࡋ࡚ୗࡉ࠸ࠋ
㸺ಖ㝤㔠ࡀᨭᡶࢃࢀࡿሙྜ㸼
‫ۑ‬ṇㄢ୰㸦ㅮ⩏ࠊᐇ㦂ࠊᐇ⩦ࠊᤵᴗ➼ࢆཷࡅ࡚࠸ࡿ㛫ࡸᣦᑟᩍဨࡢᣦ♧࡟ᇶ࡙ࡁᤵᴗࡢ‽ഛࡶ
ࡋࡃࡣࠊᚋጞᮎࢆ⾜ࡗ࡚࠸ࡿ㛫➼㸧ࡸࠊᏛᰯ⾜஦୰࡟യᐖࢆ⿕ࡗࡓሙྜ
࣭࣭࣭ᐇ἞⒪᪥ᩘ㸯᪥௨ୖࡀᑐ㇟
‫ۑ‬㏻Ꮫ୰ࠊࡶࡋࡃࡣᏛᰯ᪋タ⛣ື୰࡟ᦆᐖࢆ⿕ࡗࡓሙྜ
࣭࣭࣭ᐇ἞⒪᪥ᩘ㸲᪥௨ୖࡀᑐ㇟
‫ۑ‬Ꮫᰯ᪋タෆ࡟࠸ࡿ㛫ࠊᏛᰯ᪋タእ࡛኱Ꮫ࡟ᒆࡅฟࡓㄢእάື୰࡟യᐖࢆ⿕ࡗࡓሙྜ
࣭࣭࣭ᐇ἞⒪᪥ᩘ㸯㸲᪥௨ୖࡀᑐ㇟
㸺ಖ㝤㔠ࡢ✀㢮࡜㔠㢠㸼
ಖ㝤㔠ࡢ✀㢮
Ṛஸಖ㝤㔠
ᚋ㑇യᐖಖ㝤㔠
㸦᭱㧗㸧
་⒪ಖ㝤㔠
㸦㸱㸮୓෇ࡲ࡛㸧
ධ㝔ຍ⟬㔠
㸦㸯㸶㸮᪥ࢆ㝈ᗘ㸧
ṇ ㄢ ୰ࠊ
Ꮫᰯ⾜஦୰
ㄢእάື୰
࢟ࣕࣥࣃࢫෆ
ఇ᠁୰➼
㏻ Ꮫ ୰
㸰,㸮㸮㸮୓෇
㸯,㸮㸮㸮୓෇
㸯,㸮㸮㸮୓෇
㸱,㸮㸮㸮୓෇
㸯,㸳㸮㸮୓෇
㸯,㸳㸮㸮୓෇
ᐇ἞⒪᪥ᩘ㸯᪥௨ୖ
㸯᪥࡟ࡘࡁ
㸲,㸮㸮㸮෇
ᐇ἞⒪᪥ᩘ㸯㸲᪥
ᐇ἞⒪᪥ᩘ㸲᪥௨ୖ
௨ୖ
㸯᪥࡟ࡘࡁ
㸯᪥࡟ࡘࡁ
㸲,㸮㸮㸮෇
㸲,㸮㸮㸮෇
㸺ಖ㝤ᩱ㸦᥃ࡅ㔠㸧㸼
Ꮫ 㒊
኱Ꮫ㝔㸦ಟኈ㸧
኱Ꮫ㝔㸦༤ኈ㸧
◊✲⏕࣭ᾏእ஺ὶᏛ⏕࣭ᾏእゼၥᏛ⏕
㸲ᖺศ
㸰ᖺศ
㸱ᖺศ
㸯ᖺศ
㸱,㸱㸮㸮෇
㸯,㸵㸳㸮෇
㸰,㸴㸮㸮෇
㸯,㸮㸮㸮෇
ヲ⣽ࡣࠊᡭ⥆ࡁ᫬࡟࠾ΏࡋࡍࡿࠕᏛ⏕ᩍ⫱◊✲⅏ᐖയᐖಖ㝤ࡢࡈ࠶ࢇ࡞࠸ࠖ
ࠊཬࡧࡋ࠾ࡾࢆࡈぴ
ࡃࡔࡉ࠸ࠋ
5
Ꮫ◊⅏௜ᖏ㈺ൾ㈐௵ಖ㝤࡟ࡘ࠸࡚࣭࣭࣭ࡇࡢಖ㝤ࡣࠊᚲࡎ඲ဨຍධࡋ࡚ୗࡉ࠸ࠋ
Ꮫ⏕ᩍ⫱◊✲⅏ᐖയᐖಖ㝤࡟ຍධࡋ࡚࠸ࡿᏛ⏕ࡀࠊຍධࡍࡿࡇ࡜ࡀ࡛ࡁࡲࡍࠋ
㸺ᑐ㇟࡜࡞ࡿάື⠊ᅖ㸼
‫ۑ‬ṇㄢࠊᏛᰯ⾜஦ཬࡧࡑࡢ ᚟㏵୰
‫ۑ‬ṇㄢ࡜ࡋ࡚ㄆࡵࡽࢀࡓ࢖ࣥࢱ࣮ࣥࢩࢵࣉࠊ௓ㆤయ㦂άືࠊᩍ⫱ᐇ⩦ཬࡧࡑࡢ ᚟㏵୰
㸺⿵ൾ㔠㢠࣭ಖ㝤ᩱ㸼
ᑐே㈺ൾ
⿵ ൾ 㔠 㢠
Ꮫ㒊
ಖ
኱Ꮫ㝔㸦ಟኈ㸧
㝤
኱Ꮫ㝔㸦༤ኈ㸧
ᩱ
◊✲⏕࣭ᾏእ஺ὶᏛ⏕࣭ᾏእゼၥᏛ⏕
ᑐ≀㈺ൾ
ᖺศ
ᖺศ
ᖺศ
ᖺศ
஦ᨾ ൨෇㝈ᗘ
㸯㸱㸴㸮෇
㸴㸶㸮෇
㸯㸮㸰㸮෇
㸱㸲㸮෇
ಖ㝤ࡢㄳồ᪉ἲ
ୖグ ཬࡧ ࡟ヱᙜࡍࡿ஦ᨾ࡟࠶ࡗࡓሙྜࡣࡓࡔࡕ࡟ࠊᏛ⏕ᨭ᥼ㄢ࡟⏦ࡋฟ࡚ࡃࡔࡉ࠸ࠋ
ᡭ⥆ࡁ᭩㢮ࢆ࠾Ώࡋࡋࡲࡍࠋ
௨ୖࠊ୙᫂࡞Ⅼ࡟ࡘ࠸࡚ࡣᏛ⏕ᨭ᥼ㄢ㸦ෆ⥺㸱㸮㸯㸳㸧ࡲ࡛࠾ၥ࠸ྜࢃࡏࡃࡔࡉ࠸ࠋ
Memo
6
4䠊DisasterȱandȱAccidentȱInsuranceȱforȱStudentsȱ(Gakkensai)ȱandȱPersonalȱ ȱ
LiabilityȱInsuranceȱforȱStudentsȱ(Gakkenbai)ȱ
ȱȱ
ȱ ȱ Accidentsȱ mayȱ occurȱ unexpectedlyȱ duringȱ regularȱ curricularȱ activities,ȱ schoolȱ events,ȱ andȱ
extraȬcurricularȱ activities.ȱ Particularlyȱ atȱ scienceȱ universitiesȱ likeȱ Tokyoȱ Tech,ȱ theȱ potentialȱ forȱ
accidents,ȱsuchȱasȱchemicalȱburnsȱandȱmachineryȬrelatedȱinjuries,ȱisȱhigherȱdueȱtoȱtheȱquantityȱ
ofȱexperimentsȱandȱpracticalȱtrainingȱconducted.ȱ ȱ
ȱ ȱ Toȱ supportȱ studentsȱ involvedȱ inȱ suchȱ accidents,ȱ theȱ Japanȱ Educationalȱ Exchangesȱ andȱ
Servicesȱ (JEES)ȱ providesȱ Disasterȱ andȱ Accidentȱ Insuranceȱ forȱ Studentsȱ (Gakuseiȱ Kyouikuȱ
KenkyuȱSaigaiȱShougaiȱHokenȱ(Gakkensai)).ȱ ȱ
ȱ ȱ Asȱ anȱ optionalȱ additionȱ toȱ Gakkensai,ȱ JEESȱ alsoȱ providesȱ Personalȱ Liabilityȱ Insuranceȱ forȱ
Studentsȱ (Gakkensaiȱ Futaiȱ Baishoȱ Sekininȱ Hokenȱ (Gakkenbai)).ȱ Thisȱ insuranceȱ indemnifiesȱ
studentsȱ againstȱ thirdȱ partyȱ liabilityȱ forȱ bodilyȱ injuryȱ andȱ propertyȱ damageȱ duringȱ regularȱ
curricularȱactivities,ȱschoolȱevents,ȱandȱwhileȱcommutingȱtoȱandȱfromȱTokyoȱTech.ȱAllȱstudentsȱ
areȱrequiredȱtoȱjoinȱtheseȱinsuranceȱsystems.ȱDetailsȱareȱcontainedȱinȱ4.1ȱandȱ4.2ȱbelow.ȱ
ȱ ȱ Studentsȱmustȱfillȱinȱtheȱprescribedȱapplicationȱformsȱandȱpayȱtheȱpremiumsȱatȱtheȱpostȱofficeȱ
byȱtheȱdayȱtheȱadmissionȱproceduresȱareȱtoȱbeȱcompleted.ȱYouȱareȱrequiredȱtoȱreȬpurchaseȱtheseȱ
insuranceȱ plansȱ whenȱ youȱ advanceȱ toȱ anotherȱ programȱ (e.g.ȱ master’sȱ studentsȱ advancingȱ toȱ aȱ
doctoralȱprogramȱorȱresearchȱstudentsȱadvancingȱtoȱaȱmaster’sȱorȱdoctoralȱprogram).ȱ
ȱ ȱ Forȱ details,ȱ pleaseȱ contactȱ theȱ Studentȱ Supportȱ Divisionȱ (Westȱ Buildingȱ 8,ȱ 1ȱ Fl,ȱ Ookayamaȱ
Campus;ȱExt.ȱ3013)ȱ ȱ
ȱȱ
4.1DisasterȱandȱAccidentȱInsuranceȱforȱStudentsȱ(Gakkensai)ȱ ȱ
Compulsoryȱforȱallȱstudentsȱ ȱ
<CasesȱCovered>ȱ ȱ
(1)ȱInjuriesȱsufferedȱduringȱregularȱcurricularȱactivitiesȱ(duringȱlectures,ȱexperiments,ȱpracticalȱ
training,ȱ classes,ȱ etc.;ȱ preparingȱ forȱ classesȱ inȱ accordanceȱ withȱ yourȱ academicȱ advisor’sȱ
instructions;ȱcleaningȱup,ȱetc.)ȱorȱduringȱschoolȱevents.ȱLimitedȱtoȱinjuriesȱrequiringȱoneȱorȱmoreȱ
daysȱofȱactualȱmedicalȱtreatment.ȱ
(2)ȱInjuriesȱsufferedȱwhileȱcommutingȱtoȱorȱfromȱTokyoȱTechȱorȱwhileȱtravelingȱbetweenȱTokyoȱ
Techȱfacilities.ȱLimitedȱtoȱinjuriesȱrequiringȱfourȱorȱmoreȱdaysȱofȱactualȱmedicalȱtreatment.ȱ
(3)ȱInjuriesȱsufferedȱduringȱextraȬcurricularȱactivitiesȱatȱTokyoȱTechȱfacilitiesȱorȱnonȬTokyoȱTechȱ
facilitiesȱwhichȱtheȱInstituteȱhasȱbeenȱnotifiedȱof.ȱLimitedȱtoȱinjuriesȱrequiringȱ14ȱdaysȱorȱmoreȱ
ofȱactualȱmedicalȱtreatment.ȱ
ȱ
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<TypesȱofȱIndemnityȱandȱAmounts>ȱ ȱ
Typeȱofȱindemnityȱ
Duringȱregularȱ
curricularȱactivitiesȱ
orȱschoolȱevents
DuringȱextraȬ curricularȱ
activities,ȱduringȱbreaksȱ
onȱcampus,ȱetc.
Whileȱcommutingȱ
Indemnityȱforȱlossȱofȱlifeȱ
¥20ȱmillionȱ
¥10ȱmillionȱ
¥10ȱmillionȱ
Indemnityȱforȱphysicalȱ
disabilityȱ
¥30ȱmillionȱ
(maximum)
Forȱ1ȱorȱmoreȱdaysȱ
ofȱactualȱmedicalȱ
treatmentȱ
(upȱtoȱ¥300,000)
¥4,000ȱperȱday
(upȱtoȱ180ȱdays)
Indemnityȱforȱmedicalȱ
expensesȱ
Additionalȱindemnityȱforȱ
hospitalizationȱ
¥15ȱmillionȱ(maximum)
Forȱ14ȱorȱmoreȱdaysȱofȱ
actualȱmedicalȱtreatment
(upȱtoȱ¥300,000)ȱ
¥4,000ȱper day
(upȱtoȱ180ȱdays)
¥15ȱmillionȱ
(maximum)
Forȱ4ȱorȱmoreȱdaysȱ
ofȱactualȱmedicalȱ
treatmentȱ
(upȱtoȱ¥300,000)
¥4,000ȱperȱday
(upȱtoȱ180ȱdays)
ȱ
㸺Premiums㸼ȱ ȱ
UndergraduateȱStudentsȱ
4ȱyearsȱcoverageȱ
¥3,300ȱ
Master’sȱStudentsȱ
2ȱyearsȱcoverageȱ
¥1,750ȱ
DoctoralȱStudentsȱ
3ȱyearsȱcoverageȱ
¥2,600ȱ
Research,ȱ Internationalȱ Exchange,ȱ andȱ
InternationalȱVisitingȱStudentsȱ
1ȱyearȱcoverageȱ
¥1,000ȱ
ȱ ȱ Forȱdetails,ȱpleaseȱreferȱtoȱtheȱGakkensaiȱGuidebookȱorȱtheȱGuideȱtoȱInsuranceȱprovidedȱwhenȱ
youȱjoin.ȱ
ȱ
4.2PersonalȱLiabilityȱInsuranceȱforȱStudentsȱ(Gakkenbai)ȱ ȱ
ȱ ȱ Compulsoryȱ forȱ allȱ students.ȱ Onlyȱ studentsȱ whoȱ haveȱ joinedȱ Gakkensaiȱ canȱ joinȱ thisȱ
insuranceȱplan.ȱ
<ScopeȱofȱActivitiesȱCovered>ȱ ȱ
(1)ȱAccidentsȱoccurringȱduringȱregularȱcurricularȱactivities,ȱschoolȱeventsȱandȱwhileȱcommutingȱ
toȱandȱfromȱTokyoȱTechȱ
(2)ȱ Accidentsȱ occurringȱ duringȱ internshipsȱ recognizedȱ asȱ regularȱ curricularȱ activities,ȱ nursingȱ
experienceȱ activities,ȱ practicalȱ educationalȱ training,ȱ andȱ whileȱ commutingȱ toȱ andȱ fromȱ theseȱ
activitiesȱ
ȱ
<CoverageȱandȱPremiums>ȱ ȱ
Classificationȱ
Termȱ
Premiumȱ
UndergraduateȱStudentsȱ
4ȱyearsȱcoverageȱ
¥1,360ȱ
Master’sȱStudentsȱ
2ȱyearsȱcoverageȱ
¥680ȱ
DoctoralȱStudentsȱ
3ȱyearsȱcoverageȱ
Research,ȱ Internationalȱ Exchange,ȱ andȱ
1ȱyearȱcoverageȱ
InternationalȱVisitingȱStudentsȱ
¥1,020ȱ
¥340ȱ
*Bodilyȱ injuryȱ andȱ propertyȱ damageȱ areȱ covered.ȱ Maximumȱ coverageȱ isȱ ¥100ȱ millionȱ perȱ
accident.ȱ
ȱ
4.3ClaimingȱInsuranceȱ ȱ
ȱ ȱ Shouldȱ youȱ haveȱ anȱ accidentȱ correspondingȱ toȱ 4.1ȱ orȱ 4.2ȱ above,ȱ pleaseȱ notifyȱ theȱ Studentȱ
SupportȱDivisionȱwithoutȱdelay.ȱWeȱwillȱprovideȱyouȱwithȱtheȱnecessaryȱdocuments.ȱIfȱyouȱhaveȱ
anyȱquestions,ȱpleaseȱcontactȱtheȱStudentȱSupportȱDivisionȱ(Ext.ȱ3015).
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