LegendMark 10 Plus - Pfg

Call PFG today at: (800) 944-1831
In Arizona call: (602) 944-2220
Click on product name for more details
F&G Life (Legacy)
LegendMark 10 Plus
PFG Marketing Group, Inc.
A Fixed Indexed Annuity with a 10-year surrender period.
This product is not available in AL CT IN MN MS NY OR PA PR VI VT WA
Ratings
A.M. Best : B++
Rates
Current
Rates
01/02/2015
Guaranteed
Minimum
Values
Cap Spread Cap Spread
4.00
Declared Rate on Gain
6.00
Declared Rate on Gain w/ Fee
1.00
1.00
4.50
S&P 500 1-Year Point-to-Point
S&P 500 1-Year Point-to-Point w/ Fee
7.25
3.00
1.00
2.10
S&P 500 Monthly Point-to-Point
S&P 500 Monthly Point-to-Point w/
Fee
Fixed (Rate guaranteed for 1 Year)
2.85
1.00
3.00
1.00
1.00
1.00
0.00
1.00
0.00
1.00
0.00
1.00
1.75%
State Specified Minimum Interest Rate: 1.00%
Premium Bonus by Age/State
Year: 1
AK AR AZ CA CO DC DE FL GA HI IA ID IL KS KY LA MA MD ME MI MO MT NC ND NE NH
NJ NM NV OH OK RI SC SD TN TX UT VA WI WV WY
7.00
Age 76+
3.50
Accumulation Bonus
- none Policy Notes
The LegendMark 10 Plus is a flexible premium fixed annuity offering multiple indexed performance accounts as
well as a lifetime income rider for an additional charge. A premium bonus is credited to all premium payments
made in the first year, and gradually vests with each contract anniversary. This annuity offers multiple liquidity
provisions and a 10 surrender schedule.
Income XL Rider
Rider is available in all states
No other information available at this time
Verify all rates and provisions prior to contracting.
01/06/2015 Page 1 of 4
F&G Life (Legacy)
LegendMark 10 Plus
PFG Marketing Group, Inc.
Call PFG today at: (800) 944-1831
In Arizona call: (602) 944-2220
Click on product name for more details
Provisions
Free Look Period:
Market Value Adjustment:
No
MRD:
Yes
Front-End Fee:
No
Annual Maintenance Fee:
No
Return of Premium Available:
No
Death Benefit is:
Policy Value
10 Days
(Free look period may vary by state)
Rate Lock Protection:
Bail Out Provision Available:
Loan Provision Available:
Tax Sheltered:
No
No
No
Premiums
Min Single Premium:
Max Single Premium:
Flexible Premiums
Permitted:
Ages Restrictions
Non-Qual
Qualified
$10,000
$10,000
Non-Qual
Owner:
Qualified
85
85
$1,000,000 $1,000,000
Product Life
Withdrawal Provisions
LERO? No
Free withdrawal 10%
Withdrawal is based on Accumulation
Date of calculation is On Contribution
Withdrawal interest only? No
Withdrawal accumulated value? At End of Term
Withdrawal Charges by Age/State
Year: 1
2
3
4
5
6
7
8
9
10
AR AZ CA CO DC GA HI IA ID IL KS KY LA 14.00 13.00 12.00 11.00 10.00 8.00 6.00 4.00 2.00 1.00
MD ME MI MO MT NC ND NE NH NJ NM RI
SD TN VA WI WV WY
AK DE MA NV OH OK SC TX UT
9.00 9.00 8.00 7.00 6.00 5.00 4.00 3.00 2.00 1.00
FL
14.00 13.00 12.00 11.00 10.00 8.00 6.00 4.00 2.00 1.00
Age 65+ in states:
FL
9.00 9.00 8.00 7.00 6.00 5.00 4.00 3.00 2.00 1.00
Vesting Schedule
Year: 1
2
3
Vested:
Terminal Illness
10
20
30
4
5
6
7
8
9
10
40
50
60
70
80
90
100
(Available in all Policy States)
If a licensed physician certifies that you have been diagnosed with an illness or condition that causes your life
expectancy to be less than one year and the diagnosis takes place at least one year after the annuity's dat of
issue, surrender charges will be waived during your illness.
Nursing Home
(Not available in ID MA)
If you are confined to a licensed nursing home for more than 60 days, and your confinement begins at least one
year after the annuity's date of issue, surrender charges will be waived on withdrawals made during the period
Verify all rates and provisions prior to contracting.
01/06/2015 Page 2 of 4
F&G Life (Legacy)
LegendMark 10 Plus
PFG Marketing Group, Inc.
Call PFG today at: (800) 944-1831
In Arizona call: (602) 944-2220
Click on product name for more details
of your confinement.
Systematic Withdrawals
Systematic withdrawals are not available
As of January 1, 2015 this product is not available in AL CT IN MN MS NY OR PA PR VI VT WA
Premium Bonus by Age/State
Year: 1
AK AR AZ CA CO DC DE FL GA HI IA ID IL KS KY LA MA MD ME MI MO MT NC ND NE NH
NJ NM NV OH OK RI SC SD TN TX UT VA WI WV WY
7.00
Age 76+
3.50
Bonus Recapture
- none Withdrawal Charges by Age/State
Year: 1
2
3
4
5
6
7
8
9
10
AR AZ CA CO DC GA HI IA ID IL KS KY LA 14.00 13.00 12.00 11.00 10.00 8.00 6.00 4.00 2.00 1.00
MD ME MI MO MT NC ND NE NH NJ NM RI
SD TN VA WI WV WY
AK DE MA NV OH OK SC TX UT
9.00 9.00 8.00 7.00 6.00 5.00 4.00 3.00 2.00 1.00
FL
14.00 13.00 12.00 11.00 10.00 8.00 6.00 4.00 2.00 1.00
Age 65+ in states:
FL
9.00 9.00 8.00 7.00 6.00 5.00 4.00 3.00 2.00 1.00
Withdrawal Provisions
Activities of Daily Living: Not available in FL ID MA
Nursing Home: Not available in ID MA
Commissions
Effective date of commission schedule: 01/01/2015
Commissions are subject to change at any time without notice. Verify all commissions prior to submitting
business
Up to age 75
Initial Premium:
LegendMark 10
Ages 76-80
Plus
Initial Premium:
Ages 81-85
Initial Premium:
7.00% on Initial Premium
5.25% on Initial Premium
3.75% on Initial Premium
FL
Verify all rates and provisions prior to contracting.
01/06/2015 Page 3 of 4
F&G Life (Legacy)
LegendMark 10 Plus
PFG Marketing Group, Inc.
Up to age 64
Initial Premium:
LegendMark 10
Ages 65-75
Plus
Initial Premium:
Ages 76-85
Initial Premium:
Call PFG today at: (800) 944-1831
In Arizona call: (602) 944-2220
Click on product name for more details
7.00% on Initial Premium
6.50% on Initial Premium
3.50% on Initial Premium
LT
Up to age 75
LegendMark 10 Initial Premium:
Ages 76-80
Plus
AK DE MA NV OH Initial Premium:
SC TX UT
Ages 81-85
Initial Premium:
Verify all rates and provisions prior to contracting.
6.50% on Initial Premium
5.00% on Initial Premium
3.50% on Initial Premium
01/06/2015 Page 4 of 4

Download Report