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FINANCIAL
MARKETING
GROUP, INC.
Featured Solutions
JANUARY 2015
(888) 364-1944
www.fmgannuities.com
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www.fmgannuities.com
Deferred
Fixed Annuities
FINANCIAL
MARKETING
GROUP, INC.
National Fixed Annuities
Company
Name
Rate
Years
Commission
Notes
LBL
Bankers Elite 3
2.00%
3
2.00%
Issues to age 90 with full commission
Oxford Life
Multi Select
2.30%
4
1.75%
A- rated carrier
Sentinel
Personal Choice
3.15%
5
2.25%
Issues to age 90
Guggenheim
Preserve
2.70%
5
2.50%
Rates -10bps under $250K
North American
Guarantee
Choice
2.60%
5
2.50%
A+ rated carrier, rates -20 bps below
$200K
Equitrust
Choice Four
3.50%
6
5.50%
2.00% minimum renewal rate yrs 2+
LBL
Bankers Elite 7
3.40%
7
2.50%
Issues to age 85 with full commission
Oxford Life
Multi Select
3.00%
7
2.50%
A- rated carrier
Oxford Life
Multi Select
3.30%
10
3.00%
A- rated carrier
Sentinel
Personal Choice
3.65%
10
2.75%
Issues to age 90
FINANCIAL
MARKETING
GROUP, INC.
New York Fixed Annuities
Company
Name
Rate
Years
Commission
Notes
PRCUA
Preferred
2.50%
2
.50%
CD Buster, 2.00% contractual min
AIG
Solutions
2.15%
5
2.00%
15% free withdrawals
William Penn
High Five
3.00%
5
2.00%
Issues to age 90
Liberty Life
Balance
3.65%
5
2.50%
1.65% yrs 2-5 (2.05% effective yield)
Genworth
SmartRate
3.60%
7
3.00%
Rate guaranteed for 3 years
Pacific Life
Expedition
3.15%
7
2.25%
Incredible story for rising rates
Symetra
Custom 7
3.25%
7
4.00%
2.75% years 2-3
AIG
Solutions
2.45%
7
2.00%
15% free withdrawals
US Life
Horizon Flex
4.05%
8
4.00%
Flexible premiums with no rolling
surrender
American National
Palladium
3.00%
10
4.00%
2.00% years 2-10
Best Annuity for
Accumulation
No matter what the markets do, LibertyMark fixed index annuities have
options:
• 4 uncapped growth strategies
• 8 index crediting strategies
• Dual bonus option available
• Strong minimum guarantee of 1% annual growth
Up to
8%
Commission
Retirement Income
Annuities
2015
The Year of Income
FINANCIAL
MARKETING
GROUP, INC.
Maximize your clients income and give them Peace of
Mind.
• Simple and transparent
Annual Payout
Rate
In 10 years
• Single or Joint Life
Age
Annual Payout Rate
In 5 years
• No fees or expenses
55
6.67%
9.25%
• Tax advantages for both
qualified and non qualified
monies
65
8.16%
12.20%
75
10.74%
18.27%
• The only annuity approved for
use in qualified plans
Allianz 222 Annuity
®
Protection and flexible benefits
2 ways to get a bonus
2 ways to get income increases
2 ways to get a death benefit
#1 selling index annuity
Allianz 360 Annuity
®
An Opportunity at Every Turn
Address both halves of the retirement
equation.
25% interest bonus to accumulate money
for retirement
Guaranteed lifetime income plus the
ability for increasing income
Imagine one solution to address
all of your retirement questions?
 What if I live a long time?
 What if I don’t live a long time?
 What if I can no longer take care of myself?
 What if I am confined to a healthcare facility?
• Guaranteed income that can not be outlived
• Control over the asset
• Access to 4 additional benefits
• Guarantee that the Total Client Benefit will be paid
out
Wealth Transfer
Solutions
Worried about the care of your family after
they are gone?
Feeling anxious about leaving too much, too
soon, to their children?
Being afraid of making costly mistakes?
Worried about taxes?
WealthPay Life
Simplified-issue, index-linked
whole life insurance with
premiums paid by a single
Premium immediate annuity
Do you have retirement assets or annuities and would like to...
• increase the benefit amount left to your heirs?
• spread the tax liability?
11%
Commission
Plan for their financial future
Help clients prepare for LONG-TERM CARE expenses
A wealth protection
strategy
Lincoln MoneyGuard® II
MoneyGuard
A wealth protection strategy
Benefits if your client
needs long-term care
Return of premium
options
A benefit if they don’t
OR
OR
An income tax-free death
benefit2
Income tax-free reimbursements
for qualified long-term care
expenses
The death benefit is reduced by loans,
withdrawals, and benefits paid.
Leverage long-term care dollars—getting
more for their money if they need care.
Leave a legacy to their loved ones
if they don’t need care.
OR
Option 1
Choose to maximize the
long-term care benefits
A return of 80% of
paid premiums is available
once all planned
premiums are paid.3
Option 2
Choose to maximize
the return of premium
100% return of premium
is available after year 5
provided all planned
premiums are paid;
additional cost applies.3
Choose from options for more benefits
or more liquidity.
15
Call us today
Financial Marketing Group
(888) 364-1944
47 Water St
Norwalk, CT 06854
www.fmgannuities.com

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