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bx.%Sis msgm; mdol lrf.k fuu jHd¡o¡m¡ isxy,hg mßj¾;kh lrk ,§ 17 iema;eïn¾ 2013
jHdmD;s o;a; m;%sld
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we;=<;a fõ' Bg fya;=j kï" jHd'o'm' hkq iïmQ¾K flfrñka mj;sk m;%sld neúka tajdfha wdrïNl
msgmf;a we;eï f;dr;=re wka;¾.; fkdùug bv we;s w;r tu f;dr;=re ,enqKq miq wka;¾ .; lrkq
,efí' fhdað; jHdmD;s iïnkaO f;dr;=re fjkiaùfï bvla we;s w;r iQpk o;a; jYfhka muKla
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46924-014
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lsishï rgl jevigykla fyda uQf,damhla ie,iqï lsÍfï §" lsishï jHdmD;shla i|yd uqo,a ,nd §fï § fyda
lsishï ksñ;slrKhl §" fyda fuu f,aLkfha i|yka jk úfYaIs; N+ñhl § fyda N+f.da,Sh m%foaYhl §"
ffk;sl moaO;shg fyda fjk;a ;;a;ajhlg wkql+, jk whqßka lsish ï N+ñhla fyda m%foaYhla iïnkaOfhka
hï ;SrKj,g t<eöug wdishdkq ixj¾Ok nexl=j fuys§ wfmalaId fkdlrhs'
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jHdmD;sh ie,iqï lrk ld,h w;r;=r
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jHdmD;sh l%shd;aul lrk ld,h w;r;=r
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 úia;rh
l=vd yd uOH mßudK jHjidhlhskg
a (SME wxYhg) Kh ,nd §u i`oyd
fkaIka g%iÜ
a nexl=j (NTB nexl=j) fj; wdishdkq ixj¾Ok nexl=j (ADB
nexl=j) u.ska wjqreÿ 5l ld,hla i`oyd ,nd fok fvd,¾ ñ,shk 15l Kh
uqo,la jHdmD;shg we;=,;a fjhs¡ SME wxYfha uqo,a i`oyd by< hk b,a¨u
imqrd,Sug iy wruqo,a ,nd .ekSug jeä bvlvla ,nd §ug fuu jHdmD;sh
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wxYfha j¾Okhg fuu.ska wdOdr flfrhs¡ mßmQ¾K uQ,H ixj¾Okh Èßu;a
lsÍfï wruqK we;sj NTB nexl=j .egqï j,ska mSvdjg m;a m%foaY i`oyd Kh
§u ;=,ska N+f.da,Sh moku u; ieliqk b,lal fukau SME wxYfha
lghq;=j,g iyNd.S jk ldka;djkag wdOdr lsÍu ;=,ska ia;%S mqreI iu;djh
mokï lr .;a b,lalo jHdmD;shg we;=,;a lr ;sfí¡
 wruqK iy úIh m:h
SME lghq;=j,g Kh ,nd §ug wdOdr lsÍu i`oyd ADB nexl=j fvd,¾ ñ,shk
15l fcHIaG iq/l=ï fkdjk Kh uqo,la wjqreÿ 5l ld, iSudjla i`oyd NTB
nexl=jg ,nd §ug fhdackd lrhs¡ fuu Kh uqo, ADB úiska wÈhr follska
uqodyßk w;r ta u.ska NTB nexl=fõ j¾Okfha ksis l<uKdldÍ;ajhla
wfmaCId lrk w;ru oekg IMF u.ska l%shd;aul jk iq`: yd uOHu mßudK
jHdmdßl Ys,amSh wdOdr jevigyfka wfmaCIs; m%;s,dNo b,lal.;h¡
j¾Ihlg wdodhu remsh,a ñ,shk 600 fkdblaujk SME jHdmdrj,g ADB
nexl=fõ wdOdr hgf;a Kh ,nd fokq ,efí¡ remsh,a ñ,shk 600l fuu iSudj
uy nexl=fõ ks¾kdhlhka iu.o .e,fma¡ ADB nexl=j ,nd fok myiqlï
j,ska wju jYfhka 50% l uqo,la fld<ôka neyer msysá SME jHdmdrj,g
Kh lghq;= i`oyd fhoùug fuu jHdmD;sh b,lal lr ;sfí¡ fuu 50%ka
30% la isú,a hqoaOfhka iy iqkdñ Wjÿfrka n,mEug ,la jqKq W;=re
kef.kysr yd ol=Kq m<d;aj, ;sfnk w¨;ska jHdmr weröug fyda oekg
;sfnk jHdmdr mq`:,a lsÍug uQ,H myiqlï iemhSug wfmaCIs; w;r tu.ska ta
m%foaYj, ú/lshdj wvq lsÍu b,lal lr ;sfí¡ ldka;djkag uQ,H myiqlï
,nd .ekSu Èßu;a lsÍu i`oyd ADB nexl=j ,ndfok myiqlïj,ska 20%lg
iudk uqo,la ldka;djkag ysñlu we;s fyda Tjqka úiska md,kh lrkq ,nk
SME jHdmdr j,g Kh fokq ,efí¡

jHdmD;sh idOdrKShlrKh iy foaYSh $ l,dmSh Wml%uhg we;s
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fuu jHdmD;sh u.ska uOHu m%udKfha nexl=j, wdh;ksl yd uQ,Hu
ixj¾Okh b,lal lrñka tajd u.ska iq`: yd uOH mßudK jHjidhlhkag
Kh §fï yelshdj mq¨,a lsÍu ke;fyd;a tjeks uOHu mßudKfha nexl=j,
uQ,Huh yelshdj m%idrKh lsÍu wfmaCIs;h¡
 ixj¾Ok n,mEu
–
 m%;sM, iy l%shd;aul lsÍfï m%.;sh
jHdmD;sfha m%;sM, ms<sn| úia;rh
jHdmD;sfha m%;sM, jkafka"
(i) SME jHdmdrj,g ,ndfok Kh
uqo,a ixLHdj yd mßudj fukau
Kh ,nd fokq ,nk ld,h wkqj
SME jHdmdr i`oyd we;s uQ,H
myiqlï jeä lsÍu¡
(ii) W;=re"
kef.kysr
yd
ol=Kq
m<d;aj, lghq;= lrk SME
jHdmdrj,g ^2015 jk úg 30% la&
iy Kh .kq ,nk ldka;djkag
^2015 jk úg ADB nexl=j uqodyßka
uq`: m%udKfhka 20% la& ,nd §u
fmr oeß lrf.k NTB nexl=fõ
l%shd;aul lsÍfï m%.;sh ms<sn|
;;a;ajh ^m%;sodkh" l%shdud¾." iy
.eg¨&
––
SME jHdmdr Kh l%h
s dodu N+f.da,Sh
jYfhka yd ia;%S mqreI iu;djh
wkqj úúOdx.slrKh lsÍu yd
(iii) ADB nexl=fõ wdrCIs; m%;sm;a;s
m%ldYh ^2009& g wkql+,;djh
oelaùuhs¡
ixj¾Ok wNsu;d¾:j, ;;a;ajh
jdia;úl fjkialï
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 jHdmdßl wjia:d
–
m<uqjrg ,hsia;=.; l< Èkh
WmfoaYk fiajd
–
m%iïmdokh
–
m%iïmdok iy WmfoaYk igyka
http://www.adb.org/projects/46924-014/business-opportunities
 ld, igyk
ixl,am ksIaldYkh
16 cq,s 12
f;dr;=re-fiùu
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l<ukdlrK iudf,dapk
/iaùu
16 cq,s 12
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6 fmnrjdß 13
wjika jrg isÿ flreKq
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 jeo.;a ixêia:dk
wkque;s
wxlh
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wkque;sh
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w;aika
lsÍu
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M,odhs;ajh
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wjidkh
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–
 iïnkaO;d iy hdj;ald,Sk úia;r
j.úh hq;= wd'ix'ne' ks,Odßhd fudksId ta¡ y¾ukaia ([email protected])
j.úh hq;= wd'ix'ne'
fomd¾;fïka;=j
fm!oa.,sl fufyhqï fomd¾;fïka;=j
j.úh hq;= wd'ix'ne' wxYh
PSFI
l%shd;aul lrk
ksfhdað;dh;k
–
 wEÿï $ ine`ÿu
jHdmD;s fjí wfvúh
http://www.adb.org/projects/46924-014/main
jHdmD;s f,aLk ,ehsia;=j
http://www.adb.org/projects/46924-014/documents

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