Winter 2013/2014 Newsletter LIGHTHOUSE WEALTH GROUP Our team oversees the financial affairs for a select group of families in the area. Rich Smith Tommy Doerfler CPA, CFP® Cathleen Hollingsworth Ashley Hows Wealth Advisor Wealth Advisor Client Operations Client Services (615) 861-6111 [email protected] linkedin.com/in/RichLighthouseWealth (615) 861-6103 [email protected] linkedin.com/in/TommyLighthouseWealth (615) 861-6124 [email protected] (615) 861-6107 [email protected] LWG VIDEO Our team recently spent about an hour with a local videographer and put together a short, informational video to give prospects and clients insight into our team. Watch it first on our Facebook page! LONG TERM CARE SEMINAR Many Americans are seriously unprepared for long term medical expenses. Join us for a complimentary seminar in the Nashville area Tuesday, February 11 at 5:00pm or Wednesday, February 12 at 11:30am and learn the facts about planning for a change in your health during retirement including: • • • • • • • • What is long-term care What is Medicare and Medicaid Eligibility for these programs How is home care covered What are the current trends in home care What type of care do people need at home and how is it managed What are the funding options available How long-term care insurance works Please contact Cathleen at 615-861-6124 for more information. CONGRATULATIONS, ASHLEY Ashley’s significant other, Josh, of nearly a year asked her to marry him on October 25th! He recently completed remodeling his condo and surprised her with a new custom-built closet minutes before surprising her with a cushion-cut engagement ring. They are planning a fall 2014 or spring 2015 wedding here in the Nashville area and are narrowing down venue options. Ashley is elated about her upcoming marriage and said, “This sounds really cheesy but I am so excited to be spending the rest of my life with my best friend!” Congratulations, Ashley and Josh! In This Issue… Long Term Care Seminar Are you unprepared? Revamped Website Check out the new features! Congratulations, Ashley She said YES! Retirement Contributions Know the limits and deadlines! LWG Holiday See what we did over the holidays! REVAMPED WEBSITE! LighthouseWealthGroup.com has a new look! Not only is the website more aesthetically appealing, but it is easier to navigate and even offers a few new features. There is now the capability for clients to view an Investor Access Tour, a place to house the previous four archived Lighthouse Wealth Group newsletters, and allows you to see what our team has been doing to help the community. Additionally, there is a page to view News and Events, where we will post information on upcoming seminars and events our team is hosting. RETIREMENT CONTRIBUTION LIMITS & DEADLINES With each new calendar year, we send out an IRA/Roth IRA reminder to alert you to fund your retirement account(s). From January 1 to April 15, 2014, you may still be able to fund for tax year 2013! The funding limit is $5,500 for those under age 50, and $6,500 for those who are age 50 or over. If it is an option, you can go ahead and fund for the year 2014 and this will allow you to fully maximize your tax deferral. We are here to be used as a resource for you so please call or send an email. LIGHTHOUSE WEALTH GROUP HOLIDAY Rich and his family had an eventful December! He and Rhonda bought a house in Brentwood Country Club; celebrated their 37th wedding anniversary; welcomed their fifth grandchild, Smith Franklin (his adorable picture is on our Facebook page!); and found out they are expecting their sixth grandchild in late June! Christmas Eve, they hosted dinner for the last time in the house they have called home for the past 20 years and Christmas Day, they spend time at Rhonda’s parents. Tommy went home to Raleigh, NC to enjoy the company of his family. There were 19 total family members under one roof which always makes the holidays interesting. Some of the activities consisted of a cornhole tournament, guy’s day that included shooting guns and watching movies, and taking his nieces and nephews around the neighborhood to look at all the lights on Christmas Eve. It was a great time had by all! April 26, Tommy will complete his first full marathon by participating in the St. Jude Country Music Marathon & 1/2 Marathon. Last year he participated in the 1/2 marathon and decided to take on the challenge of the full marathon. He noted, “Hopefully the weather will be better this year than it was running two hours in the cold rain last year.” Training is in full swing and he can be found running on the weekends at Shelby Park in East Nashville. Cathleen and Jason’s holiday season was full of traditions. They traveled to Michigan where they enjoyed visiting with close friends, a family game night, and exchanging gifts including a new tradition: “Dirty Santa” which resulted in lots of laughter! Back in Tennessee on Christmas Eve, they watched Mr. Hollingsworth read ‘Twas the Night Before Christmas and Mrs. Hollingsworth read the birth of Jesus from the Bible. December 30, they attempted to stay warm at LP Field by cheering on Ole Miss at the Music City Bowl. Go Rebels! Ashley and Josh spent the holidays here in middle Tennessee. Most of Ashley’s family is in Nashville and Josh’s are in Ashland City. They made their rounds over Christmas week and made all five stops! Afterwards, they enjoyed their last quiet Christmas morning together before their baby boy joins them in June! They spent New Year’s Eve at a close friend’s home which overlooked Downtown Nashville where they enjoyed the fireworks at midnight. CONNECT WITH US OFTEN! Website: LighthouseWealthGroup.com ǀ Facebook: facebook.com/LighthouseWealthGroup ǀ Twitter: twitter.com/lhwealth A Division of Southwestern Investment Group 720 Cool Springs Blvd., Ste. 100 Franklin, TN 37067 Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Lighthouse Wealth Group and Southwestern Investment Group are independent of RJFS.