Preis- und Leistungsverzeichnis

Preis- und
Leistungsverzeichnis
Fassung 18. April 2016
Stadtsparkasse München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
1
Das Preis- und Leistungsverzeichnis beinhaltet Preise für Dienstleistungen im standardisierten Geschäftsverkehr mit Privatkunden und Geschäftskunden sowie Preise und Leistungsmerkmale bei der Kontoführung, der Erbringung von Zahlungsdiensten und im Scheckverkehr mit Privatkunden
und Geschäftskunden, ergänzend zum Preisaushang oder anderen Aushängen.
Die Sparkasse kann gemäß Nr. 17 Abs. 3 der AGB für Leistungen, die nicht Gegenstand einer Vereinbarung oder im Preis- und Leistungsverzeichnis
aufgeführt sind und die im Auftrag des Kunden oder in dessen mutmaßlichem Interesse erbracht werden und die, nach den Umständen zu urteilen,
nur gegen eine Vergütung zu erwarten sind, ein nach Maßgabe der gesetzlichen Bestimmungen angemessenes Entgelt verlangen.
IN H A LT
6.
Umrechnungskurs bei Fremdwährungsgeschäften für Privat- und Geschäftskunden 24
7.
Kontoüberziehungen
24
8.
Kredite und Darlehen
25
8.1
Grundpfandrechtlich gesicherte
Kredite und Darlehen
25
8.2
Sonstige Entgelte
25
6
9.
Auskünfte
25
10.
Safes/Verwahrstücke
25
11.
Wertpapierdienstleistungen und
Wertpapiernebendienstleistungen
26
11.1
Handel (An- und Verkauf)
26
11.2
Weitere Entgelte im Handel
27
11.3
Verwahrung und Verwaltung
27
Einlösung / Einzug
28
I. Inhaltsverzeichnis
2
II. Abkürzungsverzeichnis
3
III. Erläuterungen zu verwendeten Begriffen
4
1.
Allgemeine Informationen
4
2.
Sparkonto
6
2.1
Allgemeine Entgelte
6
2.2
Wertstellungen
3.
Privat- und Geschäftsgirokonto
7
3.1
Kontoführung
7
3.2
Kontoauszug
10
3.3
Sonstige Entgelte
11
3.4
Wertstellungen
11
4.
Erbringen von Zahlungsdiensten für
Privatkunden und Geschäftskunden
12
11.4
4.1
Annahmezeit
12
11.5
Lieferung
28
4.2
Geschäftstag
12
11.6
Optionen und Futures
28
4.3
Lastschriftverkehr
12
11.7
Sonstige Entgelte
29
4.3.1
Sparkasse als Zahlungsdienstleister
GHV=DKOXQJVSÀLFKWLJHQ
12
12.
Auslandsgeschäft
30
4.3.2
Sparkasse als Zahlungsdienstleister
des Zahlungsempfängers
12.1
Auslandsschecks
30
13
12.1.1
Scheckeinreichungen (Exportschecks)
30
4.4
Überweisungsverkehr
13
12.1.1.1 Gutschrift E. v. („Eingang vorbehalten“)
30
4.4.1
Überweisungen innerhalb von Deutschland
14
12.1.1.2 Gutschrift n. E. („nach Eingang“)
30
4.4.2
Grenzüberschreitende Überweisungen
innerhalb des Europäischen
12.1.2
Scheckbelastungen (Importschecks)
30
12.1.3
Ausstellung eines Bank-Orderschecks
30
12.1.4
Sonstige Entgelte
30
12.2
Währungskonten
31
12.3
Sorten
31
12.4
Dokumentengeschäft
31
12.4.1
Inkassi
31
Wirtschaftsraumes
4.4.3
4.4.4
4.5
4.5.1
Grenzüberschreitende Überweisungen in
und aus Staaten außerhalb des Europäischen
Wirtschaftsraumes (Drittstaaten)
16
18
Grenzüberschreitende Überweisungen
in Euro in die Schweiz, nach Monaco
und San Marino
20
12.4.1.1 Exportinkassi (Inkassi in das Ausland)
31
Kartengestützter Zahlungsverkehr
21
12.4.1.2 Importinkassi (Inkassi aus dem Ausland)
32
21
12.4.2
32
32
Debitkarten
Akkreditive
4.5.2
GeldKarten
22
12.4.2.1 Exportakkreditive
4.5.3
Kreditkarten
22
12.4.2.2 Importakkreditive
32
4.5.4
Ausführungsfristen bei Debit- und
Kreditkarten
12.4.3
Garantien
33
24
12.4.4
Sonstige Entgelte
33
Scheckverkehr für Privatkunden und
Geschäftskunden
13.
Sonstiges
33
24
13.1
Edelmetalle
33
5.1
Allgemein
24
13.2
Zweitschrift für Steuerbescheinigung
33
5.2
Wertstellungen im Scheckverkehr
innerhalb Deutschlands
24
14.
Außergerichtliche Streitschlichtung
34
Reiseschecks
24
5.
5.3
II. Abkürzungsverzeichnis
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Stadtsparkasse München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
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Stadtsparkasse München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
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Stadtsparkasse München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
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17
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Stadtsparkasse München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
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Stadtsparkasse München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
33
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Deutscher Sparkassen- und Giroverband
Charlottenstr. 47
10117 Berlin
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Bundesanstalt für Finanzdienstleistungsaufsicht
Marie-Curie-Str. 24 - 28
60439 Frankfurt
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Stadtsparkasse München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
Herausgeber
Stadtsparkasse München
Artikelnummer
0071043
Anschrift
Stadtsparkasse München
80791 München
Telefon
089 2167-0
Telefax
089 2167-900000
Internet
E-Mail
www.sskm.de
[email protected]
Bankleitzahl 701 500 00
S.W.I.F.T/BIC-Code
SSKM DE MM
Fassung
Stadtsparkasse
18. April 2016 München | Preis- und Leistungsverzeichnis | Fassung 18. April 2016
35

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