Fees and commissions - Account and operations

INDIVIDUALS
www.bancpost.ro
Standard Fees, Commissions and Interest rates
Charged by Bancpost
Accounts and Operations
This version i s a p p l i c a b l e s t a r t i n g w i t h 13-Jan-2015 and cancels the previous one
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INDIVIDUALS
www.bancpost.ro
Opening and maintenance of current/saving/special accounts
Item
Commission value - RON
Accounts opening
Current account opening
Saving account opening
Pension dedicated current account opening (other than Senior Activ current account)
Scolarship/pecuniary rights dedicated current account opening (pupils, students)1
Salaries/pecuniary rights dedicated current account opening2
Personal Banking current account opening
Monthly administration fee for accounts
“Individual” current account administration fee
“Multiavantaj” current account administration fee
3,50 RON/month/account3
-
Administration fee4 for the foreign currency current account included in package “Preferat Plus”
Active current account administration fee5
Active pension dedicated current account administration fee (other than Senior Activ current account)
Active Senior Activ7 current account administration fee
Active scolarship/pecuniary rights dedicated current account (pupils, students) administration fee
Active salaries/pecuniary rights dedicated current account administration fee
3,50 RON/month/account3
3,90 RON/month/account3
3,90 RON/month/account8
Free
1,50 RON/month/account8
Commission value – Foreign
currency
Free
Free
Free
Free
Free
Free
1 monetary unit/month3
1,50 monetary units/month (if the
average monthly balance ≤ 5.000
monetary units)3
1,00 monetary units/month (if the
average monthly Free
balance > 5.000
3,50 RON/month/account6
-
1
The product is offered to resident and non-resident individuals clients who are pupils or students, if there is a scholarship/pecuniary rights transfer convention between the educational unit and
Bancpost;
2
The product is offered to resident and non-resident individuals clients, if there is a salaries/pecuniary rights transfer convention between Bank and employer/empowered institution; the client
benefits of cost related advantages according to the agreed convention;
3
The commission is charged regardless of the account available balance (it may cause unauthorized overdraft);
4
Only for EUR and USD; the product is offered only to clients who choose “Preferat Plus” Package;
5
The commission applies only to current accounts opened before 24.10.2011;
6
the equivalent in the account currency, at NBR exchange rate; the commission is charged regardless of the account available balance (it may cause unauthorized overdraft);
7
Starting 24.10.2011, the product is offered only to clients who choose “Senior Activ” Package;
8
The commission is charged regardless of the account available balance (it may cause unauthorized overdraft);
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INDIVIDUALS
www.bancpost.ro
1 monetary unit/month (if the average
monthly balance ≤ 500
EUR/USD/CHF)9
Free (if the average monthly balance
> 500 EUR/USD/CHF)
« MEGA CONT DE ECONOMII » saving monthly account administration fee
2,50 RON/month (if the average
monthly balance ≤ 500 RON)9
Free (if the average monthly balance
> 500 RON)
« Rentabil » saving monthly account administration fee10
Max. 4,00 RON/month (if the
average monthly balance ≤ 3.000
RON)11
Max. 2,00 RON/month (if the
average monthly balance > 3.000 2,50 RON
2,50 RON
2,50 RON equiv. in account currency
« Perfect » and « Combinat » saving monthly account administration fee12 (RON)
Saving with accumulation monthly account administration fee12 (RON, EUR, USD)
MEGA CONT (EUR, USD, CHF) saving monthly account administration fee12
-
13
2,50 RON equiv. in account currency
Senior Activ saving monthly account administration fee
Inactive current account administration fee (without movement for minimum one calendaristic month)
Inactive pension dedicated current account administration fee (other than Senior Activ current account) (without
movement for minimum one calendaristic month)
Free
Max. 10,00 RON/month/account11
Max. 10,00 RON/month/account 11
Inactive Senior Activ14 current account administration fee (without movement for minimum one calendaristic month)
Inactive scolarship/pecuniary rights (pupils, students) dedicated current account (without movement for minimum one
calendaristic month)
Inactive salaries/pecuniary rights dedicated current account administration fee (without movement for minimum one
calendaristic month)
Max. 10,00 RON/month/account 11
Max. 10,00 RON/month/account 11
-
Max. 10,00 RON/month/account11
-
Inactive current account administration fee included in « Favorit » package (without movement for minimum one
calendaristic month)
Max. 10,00 RON/ month/account 11
-
Inactive current account administration fee included in « FUNtastic» package (without movement for minimum one
calendaristic month)
Dormant current account administration fee12 (without debit transactions for 6 consecutive months)
Max. 10,00 RON/ month/account 11
-
Dormant pension dedicated current account administration fee (other than Senior Activ current account) (without debit
transactions for 6 consecutive months)
Max. 10,00 RON/ month/account 15
9
The commission is charged regardless of the account available balance (it may cause unauthorized overdraft);
The commission applies only to saving accounts opened before 23.04.2012;
11
within the account available balance;
12
The commission applies only to current/saving accounts opened before 24.10.2011;
13
The product is offered only to clients who are owners of Senior Activ account/package;
14
or the equivalent in the account currency, at NBR exchange rate, within the account available balance;
15
Within the account available balance;
10
3/14
Max. 10,00 RON/ month/account 11
Max. 10,00 RON/month/account 14
-
Max. 10,00 RON/month/account 14
-
INDIVIDUALS
www.bancpost.ro
Dormant Senior Activ current account16 administration fee (without debit transactions for 6 consecutive months)
Dormant scolarship/pecuniary rights (pupils, students) administration fee (without debit transactions for 6 consecutive
months)
Dormant salaries/pecuniary rights dedicated current account administration fee (without debit transactions for 6
consecutive months
Dormant current account administration fee included in « Favorit » package (without debit transactions for 6
consecutive months)
Dormant current account administration fee included in « FUNtastic » package (without debit transactions for 6
consecutive months)
Personal Banking current account administration fee
“Perspective pentru educatie” savings account administration fee
“Perpetuum” savings account administration fee
Max. 10,00 RON/ month/account 16
Max. 10,00 RON/ month/account16
-
Max. 10,00 RON/ month/account 16
-
Max. 10,00 RON/ month/account 16
-
Max. 10,00 RON/ month/account 16
-
Max. 12,00 RON/month (if the
average monthly balance ≤ 10.000
RON)16
Max. 6,00 RON/month (if the
average monthly balance > 10.000
RON)16
Max. 1,00 RON/month (if monthly
average balance ≤ 500 RON);
0 (if monthly average balance > 500
RON).
Max. 3,00 monetary units/month (if
the average monthly balance ≤ 5.000
monetary units)17
Max. 1,50 monetary units/month (if
the average monthly balance > 5.000
monetary units)18
-
Free
Free
Accounts closing
Current account closing
Free
Saving account closing
Pension dedicated current account closing (other than Senior Activ current account)
Senior Activ saving account closing17
Scolarship/pecuniary rights (pupils, students) dedicated current account closing
Salaries/pecuniary rights dedicated current account closing
Personal Banking account closing
Free
Free
Free
Free
Free
Free
Special accounts
0,1% minim 50 EUR18
Escrow account opening
16
Starting 24.10.2011, the product is offered only to clients who applies “Senior Activ” Package;
or the equivalent in the account currency, at NBR exchange rate, within the account available balance;
18
or the equivalent in account currency, at NBR exchange rate;
17
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INDIVIDUALS
www.bancpost.ro
Escrow account administration fee
Escrow account closing
Account statements
Issuing of current account statement for the last ended calendaristic month, once per month, at the counter (on paper)
Issuing of current account statement for the last ended calendaristic month (starting with the second request) or the
current month, at the counter (on paper)
Issuing of each current/savings account statement for the months previous to the last ended calendaristic month –
retrospective statements – (on paper)
Issuing of each saving account statement for the last ended calendaristic month or the current month, at the counter
(on paper) or for the months previous the last ended calendaristic month – retrospective statements – (on paper)
Issuing of savings account statement for the last ended calendaristic month (starting with the second request) or the
current month, at the counter (on paper)
Free
Free
Free
4 RON/statement/account
4 RON/statement/account 19
4 RON/monthly statement/account
4 RON/ monthly statement/account 19
Free
4 RON/statement/account
4 RON/statement/account19
Issuing and sending of current/saving account statement by post, in Romania
3,50 RON/statement/account
0,80 EUR; 1 USD; 1 CHF; 1 CAD; 7
SEK; 0,70 GBP; 6 NOK; 103 JPY; 1
AUD; 6 DKK; 233 HUF; 3 PLN; 21
CZK; 2 TRY/statement/account
Issuing and sending of current/saving account statement by post, outside Romania
7 RON/statement/account
Sending of current/saving account statement by email
19
or the equivalent in account currency, at NBR exchange rate;
5/14
1,60 EUR; 2 USD; 2 CHF; 2 CAD;
14 SEK; 1,50 GBP; 12 NOK; 206
JPY; 2 AUD; 12 DKK; 470 HUF; 6
PLN; 42 CZK; 4 TRY
/statement/account
Free
INDIVIDUALS
www.bancpost.ro
Packages of products and services
Item
“Preferat” package administration fee
“Preferat Plus” package administration fee
“FUNtastic” package administration fee 21
“Favorit” package administration fee 22
“Senior Activ” package administration fee
“Preferat”/ “Preferat Plus”/ “FUNtastic”/ “Favorit”/ “Senior Activ” package closing
Valoare comision - LEI
3,50 RON/month20
6 RON/month (if the avearge monthly balance ≤ 10.000 RON)20
4 RON/month (if the avearge monthly balance > 10.000 RON)20
Free
1,50 RON/month20
3,90 RON/month20
Free
Valoare comision - Valuta
-
Cash operations
Item
Cash deposit at the counter ordered by the account owner
- in the owner’s accounts opened at the same Bancpost branch
- in the owner’s accounts opened at other Bancpost branches
Cash deposit at the counter order by individuals
- in clients’ accounts opened at the same Bancpost branch
- in clients’ accounts opened at other Bancpost branches
Cash withdrawal in banknotes and/or metallic coins 23
Cash withdrawal from allowance dedicated accounts for preschool and school children25
Exchanging of used or damaged banknotes for new banknotes (RON)
Exchanging cash in small denominations for large denominations
Exchanging cash in metallic coins for banknotes
Foreign currency withdrawal for non-clients (except conventions)
Issuing of duplicates for cash payment documents, based on custemer request
Commission value - RON
Commission value – Foreign currency
Free
Free
0,50 %, min. 4 RON
Free
3%
3%
5%
5 RON/page
20
Free
Free
0,50%, min. 3 EUR24
1%, min. 5 EUR
5 RON/page24
The commission is charged regardless of the account available balance (it may cause unauthorized overdraft);
The product is offered to resident and non-resident individuals clients older then 14 years, who are pupils or students, if there is a salary/scholarship transfer convention between the educational
unit and Bancpost;
22
The product is offered to resident and non-resident individuals clients, if there is a salaries/pecuniary rights transfer convention between Bank and employer/empowered institution; the client
benefits of cost related advantages according to the agreed convention with the employer/empowered institution;
23
According to General Business Conditions, cash withdrawals made by customers, exceeding amounts in the national currency of more than RON 20,000 or in the foreign currency of more than
5.000 EUR or the equivalent at the NBR exchange rate available for the day when the withdrawal is announced, shall be communicated by the customer in advance, at least two working days
prior to the payment date, by filling in the form “Request for high value cash withdrawal”, available at the counter;
24
or the equivalent in the account currency, at NBR exchange rate;
25
Applicable for allowance dedicated accounts opened until 31.12.2010;
21
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INDIVIDUALS
www.bancpost.ro
Non-cash operations in RON - Intrabanking (Bancpost – Bancpost transfers)
Item
Incomings
Payments
- through payment order
- through Fastbanking
- through Direct Debit
Standing Order
- at the counter
- through Fastbanking
Utility payments (through “Plati utile“ module/Fastbanking)
Sweep IN/OUT
RON
Free
Free
Free
Free
Free (RON, EUR, USD)
Free (RON)
Free
Free
Non-cash operations in RON - Interbanking (Bancpost – other banks from Romania or abroad) (without BNR/Transfond commissions26)
Item
Incomings*
- up to 499,99 RON
- 500 - 49.999,99 RON
Commission value
- starting with 50.000 RON
22,50 RON/operation
* Incomings (for accounts derived from card accounts opened before 22.01.2010, to which Maestro and VISA Electron debit cards are attached)
* Incomings (for accounts from card accounts opened before 22.01.2010, with Maestro and VISA debit card attached)
- up to 50.000 RON
- starting with 50.001 RON
1,10 RON/operation
15 RON/operation
26
3,50 RON/operation
6,00 RON/operation
NBR/TransFonD commissions are shown in the account statement together with Bancpost commission. The value of these commissions is established unilaterally by NBR/TransFonD:
Small value payment operations (< 50.000 RON) (payed by the payer)
0,51 RON
High value payment operations (>= 50.000 RON) (payed by the payer)
6,00 RON
Incoming operations (payed by the beneficiary)
0
Payment operations through interbanking Direct Debit (payed by the payer)
0
Incoming operations through interbanking Direct Debit (payed by the beneficiary)
0,51 RON
Payment operations through debit instruments (cheque, promissory note, bill of exchange) –
0
electronically processed (payed by the payer)
Payment operations through debit instruments (cheque, promissory note, bill of exchange) 0,88 RON
electronically processed (payed by the beneficiary)
Debit instruments refusal (cheque, promissory note, bill of exchange) (payed by the payer)
0,55 RON
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INDIVIDUALS
www.bancpost.ro
* Incomings (for accounts derived from card accounts opened before 22.01.2010, to which MasterCard debit cards are attached)
Payments
Payments through payment order
- up to 49.999,99 RON
- starting with 50.000 RON
Urgent payments through payment order
Payments through payment order for garnishments (without BNR/TransFonD commission)
- up to 49.999,99 RON
- starting with 50.000 RON
Payments through Fastbanking
- up to 49.999,99 RON
- starting with 50.000 RON
Urgent payments through Fastbanking
Payments through Direct Debit
- up to 49.999,99 RON
- starting with 50.000 RON
Commission for Payments Incidences Register, only within the available balance
Cheques, promissory notes, bills of exchange
Cheques and promissory notes submitted for payment (debit instruments in new format)
- up to 49.999,99 RON
- starting with 50.000 RON
Cheques and promissory notes submitted for payment (manually processed debit instruments in old format)
Cheques and promissory notes sent to collection (debit instruments in new format)
- up to 499,99 RON
- 500 - 49.999,99 RON
- starting with 50.000 RON
Cheques and promissory notes sent to collection (manually processed debit instruments in old format)
Selling of bills of exchange/promissory notes/cheques
Conditional payment orders received/issued (without BNR/TransFonD commissions 27)
Issuing
Endorsement
Issuing of duplicates for non-cash payments documents, based on custemer request
Investigations initiated by the customer or banks on the settlement flow /Ammendments/Cancellations (for payment orders received/issued)
27
28
The value of this commission is established unilaterally by NBR/TransFonD;
It is applicable the RON payment commissión;
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2 RON/operation
6 RON/operation
15 RON/operation
15 RON/operation
10 RON/operation
16 RON/operation
3,50 RON/operation
10 RON/operation
10 RON/operation
3,50 RON/operation
10 RON/operation
Max. 15 RON/instrument
6 RON/operation
15 RON/operation
20 RON/operation
3,50 RON/instrument
6 RON/instrument
22,50 RON/instrument
30 RON/operation
0,50 RON/file
100 RON + payment commission28
100 RON
5 RON/page
90 RON/transaction + commissions
and fees of the correspondent banks
on the settlement flow (aprox. 30
EUR/bank)
INDIVIDUALS
www.bancpost.ro
Treasury operations in RON:
Participation on primary market (it is retained only if the bid is awarded)
Transfer to other agent
0,10%, max. 50 RON
0,10% of the transferred treasury bills
value, min. 10 RON
Non-cash operations in foreign currency
Item
Incomings:
- in favour of Bancpost clients (commission paid by the beneficiary)
- through Eurogiro, in favour of Bancpost clients (commission paid by the beneficiary)
- in favour of Bancpost clients (commission paid by the payer)
- through Eurogiro, in favour of Bancpost clients (commission paid by the payer)
- ordered by and/or in favour of other banks’ clients, from Romania or abroad
- through Eurogiro, ordered by and/or in favour of other banks’ clients, from Romania or abroad
Investigations initiated by the customer or banks on the settlement flow
- for instructions < 6 luni
- for instructions > 6 luni
Payments (including through Fastbanking)
- between the same client’s accounts, opened to Bancpost
- between Bancpost’ clients
- in favour of other banks’ clients, from Romania or abroad
• Bancpost commission
• SWIFT charges
• In case of payments with OUR option, depending on the payment currency, the correspondent banks commissions29 are:
EUR=20; SEK=70; USD=20; NOK=120; GBP=7; DKK=60; CHF=15; HUF=1.700; JPY=3.000 for payments <= 200.000.000 and 10.000 for
payments over 200.000.000; CAD=20; CZK: 0,15%, min. 500, max. 4000.
- within EUROBANK Group (Grecia, Bulgaria, Serbia, Cipru, UK, Luxemburg, Ucraina):
Payments with OUR option are supplementary charged with 5 EUR or 7 USD.
Commission value
Urgent payments based on client’s request (same value date (T) or T+1)
35 EUR + payments commission in favour of other
banks’ clients, from Romania or abroad
Urgent payments commission + max. 100 EUR/
transaction (negotiable)
25 EUR
Urgent payments based on client’s request (after cut of time)
Cancellation
Modifying of orders issued by Bancpost clients (amount, beneficiary’s account, beneficiary’s name, order cancellation, etc.) and
investigations initiated by the customer or banks on the settlement flow
29
These commissions can be modified by the correspondent bank without a prior notice, with immediate effect;
9/14
Free
3 EUR
0,10 %, min. 30 EUR, max. 200 EUR
5 EUR
0,20%, min. 20 EUR, max. 200 EUR
0,15%, min. 10 EUR, max. 200 EUR
25 EUR
50 EUR
Free
Free
•
•
0,25%, min. 25 EUR, max. 1.000 EUR
10 EUR
20 EUR
25 EUR/operation + commissions and fees of the
correspondent banks on the settlement flow (aprox.
30 EUR/bank)
INDIVIDUALS
www.bancpost.ro
Issuing of duplicates for non-cash documents, based on customer request
Free
5 EUR
Decoding commission
30
Conditional payment orders received/issued (without BNR/TransFonD commissions)
Issuing
100 RON31 + payment commission32
Endorsement
100 RON31
Cheques
Banking cheques (payments)
0,75%, min. 7 EUR
Charges for cheque remittance
15 EUR
Counter value cheques settlement
1,50%, min. 15 EUR
Refund of unpaid cheques by the foreign banks
15 EUR + charges of the foreign banks
OPERATIONS WITH INCASSO, ACREDITIVES, LETTERS OF GUARANTEE, LETTERS OF CONFORT, CONDITIONED PAYMENT ORDERS –
RECEIVED/ISSUED
Incasso
Cheque remittance for collection
0,20%, min. 20 EUR, max. 200 EUR31
Free of payment cheque remittance
25 EUR31
Modification
25 EUR31
Unpaid returned cheque
25 EUR31
Protest
100 EUR31
Custody fee
100 EUR31
Correspondence regarding instructions payment/collection/clarification
25 EUR31
Release of documents for the goods sent on bank’s address (documentary incasso)
0,1%, minim 50 EUR31
30
The value of these commissions is established unilaterally by NBR/TransFonD;
or the equivalent in transaction currency, at NBR exchange rate available on the transaction date;
32
It is applicable the foreign currency payment commissión;
31
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INDIVIDUALS
www.bancpost.ro
OTHER SERVICES
Item
Currencies, financial and banking information (exchange rates, interbanking market interest rates, records requested by the client)
Sending documents:
- through fax in Romania
- through fax outside Romania
- through PRIORIPOST
- through C.N.P.R.
- through C.N.P.R. – external postal service
- through DHL
Account balances confirmation for auditors, embassies etc.
Rental of safe boxes:
- small box
- medium box
- big box
- very big box
- Guarantee amount for safe bixes
Consulting of CIP – BNR data base based on clients’ request expressed through the territorial units
Consulting of CIP – BNR data base for crossed cheque books issuing to the clients, in order to form the credit file or to complete the account
opening file
Fastbanking monthly fee
Token VIP Fastbanking activation fee
FastMobile monthly fee
Guarantee for Token Challenge Fastbanking
Commission for signatures verification
Commission for issuing of good standing letter
Commission for issuing a document based on specific request of the client
33
Commission value
Free
7 RON+TVA/page33
10 RON+TVA/page33
6,50 RON+TVA/envelope33
2 RON+TVA/simple letter33
According to the courier charges 34
60 EUR/transaction33+VAT
15 EUR/month + VAT (RONequivalent at BNR rate)
20 EUR/month + VAT (RONequivalent at BNR rate)
25 EUR/month + VAT (RONequivalent at BNR rate)
30 EUR/month + VAT (RONequivalent at BNR rate)
50 EUR
10 RON/month+VAT
Free
2,50 RON/month or equiv. in account currency35
10 EUR36
4 RON/month or equiv. at NBR exchange rate
30 USD35
20 EUR33
50 RON + VAT per document
20 EUR equivalent at BNR rate (VAT included)
or the equivalent in other currency, at NBR exchange rate;
In case of sending the account statements, it is added the commission for account statement issuing;
35
Exception: customers that have salary/other income conventions, a package Preferat, Preferat Plus or Senior Activ or a Personal Banking Account have free subscription.
36
Or the RON equivalent, at NBR exchange rate available on that day;
34
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INDIVIDUALS
www.bancpost.ro
VISA Debit Cards (RON)
Item
Fees for card issuing and maintenance
Card issuing
Card replacement (ex.: lost, stolen, damaged, destroyed, demagnetized)
PIN code reissuing
Card renewal as of validity period expiration
Monthly card maintenance fee
Commissions for operations
Cash withdrawal
Cash withdrawal from Bancpost ATM’s39
Cash withdrawal from other banks’ ATM’s/POS’s from Romania
Cash withdrawal from other banks’ ATM’s/POS’s from outside Romania
Payments to merchants
Payments to merchants in Romania
Payments to merchants outside Romania
Balance inquiry
Balance inquiry at ATM Bancpost
Mini-statement of account debit card at ATM Bancpost
Balance inquiry at other banks’ ATM’s from Romania
Balance inquiry at other banks’ ATM’s from outside Romania
Utility payments at Bancpost ATM’s
PIN change at Bancpost ATM’s
Recovery of captured card by other banks from Romania
Recovery of captured card by other banks from outside Romania 40
Card blocking in MasterCard/VISA system
Copy request from the merchant for solving a complaint
Unjustified chargeback
Cardholder inquiry service (international)
VISA Electron37
VISA Classic
VISA Classic
Senior Activ
VISA Classic
(Prospera)
VISA Premium
(Gold)
3 RON
3 RON
Free
Free
Free
Free
Free
1,50 RON/month38
Free
Free
Free
Free
3 RON
3 RON
Free
Free
20 RON
20 RON
5 RON
Free
Free
0,25%, min. 0,50 RON
0,50% + 2,50 RON
-
0,25%, min. 0,50 RON
Free
0,25%, min. 0,50 RON
0,50% + 2,50 RON
0,50% + 3 RON
0,50% + 2,50 RON
1% + 2 RON, min. 8 RON
0,40%, min. 1 RON
0,75% + 3 RON
1% + 10 RON
Free
-
Free
0,50 RON/operation
37
Free
0,50 RON/operation
1 RON/statement
1,50 RON/operation
1,50 RON/operation
Free
0,50 RON/operation
2,50 – 15 RON/card
15 USD/card41
60 USD/month/region39
5 RON
30 RON
7,50 USD39
As of 09.01.2012, the Bank is not offering this product;
The commission is charged every 4th day of each calendaristic month, provided the card is valid; if the 4th day is a non-working day, the commission will be debited the following working day;;
39
For those customers that have a payroll account in Bancpost with debit card attached, based on a signed Convention between the bank and the employer, the value of this commission is that
stipulated in the Convention. This rule does not apply to other debit cards attached to the salary account, cards that do not have as owner the holder of the account. For pensioner customers with
account type CPPENS, the cash withdrawal fee at ATM Bancpost is zero.
40
If the recovery of the card is made by the merchant, a fee of 0 – 150 USD/card is added;
41
equivalent in RON, NBR exchange rate;
38
12/14
INDIVIDUALS
www.bancpost.ro
MasterCard Debit Cards (RON)
Maestro42
Item
Fees for card issuing and maintenance
Card issuing
Card replacement (ex.: lost, stolen, damaged, destroyed, demagnetized)
PIN code reissuing
Card renewal as of validity period expiration
Monthly card maintenance fee
Commissions for operations
Cash withdrawal
Cash withdrawal from Bancpost ATM’s43
Cash withdrawal from other banks’ ATM’s/POS’s from Romania
Cash withdrawal from other banks’ ATM’s/POS’s from outside Romania
Payments to merchants
Payments to merchants in Romania
Payments to merchants outside Romania
Balance inquiry at Bancpost ATM’s
Mini-statement of account debit card at ATM Bancpost
Utility payments at Bancpost ATM’s
PIN change at Bancpost ATM’s
Recovery of captured card by other banks from Romania
Recovery of captured card by other banks from outside Romania 44
Copy request from the merchant for solving a complaint
Unjustified chargeback
MasterCard Standard
3 RON
3 RON
Free
Free
0,25%, min. 0,50 RON
0,50%+2,50 RON
1%+7 RON, min. 12 RON
Free
Free
0,50 RON/operation
1 RON/statement
Free
0,50 RON/operation
2,50 – 15 RON/card
15 EUR/USD/card45
5 RON
30 RON
42
As of 09.01.2012, the Bank is not offering this product;
For those customers that have a payroll account in Bancpost with debit card attached, based on a signed Convention between the bank and the employer, the value of this commission is that
stipulated in the Convention. This rule does not apply to other debit cards attached to the salary account, cards that do not have as owner the holder of the account. For pensioner customers with
account type CPPENS, the cash withdrawal fee at ATM Bancpost is zero.
44
If the recovery of the card is made by the merchant, a fee of 0 - 100 EUR/USD/card is added;
45
equivalent in RON, at NBR exchange rate.
43
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INDIVIDUALS
www.bancpost.ro
Personal data processing
S.C. Bancpost SA processes the personal data of individuals under the provisions of the Law 677/2001, amended to date, for the protection of individuals regarding the processing of personal data
and free movement of such data.
S.C. Bancpost SA is registered as operator for personal data processing concerning:
•
banking activities - in the Register of the National Supervisory Authority for Personal Data Processing no. 767, according to Law 677/2001, amended to date, referring to the protection of
individuals regarding the processing of personal data and free circulation of data;
•
Marketing activities, advertising and publicity - in the Register of the National Supervisory Authority for Personal Data Processing no. 1826, according to Law 677/2001, amended to date, for
the protection of individuals regarding the processing of personal data and free movement of such data.
Under the requirements of the Law 677/2001, individuals have the right to be informed, the right of access to information, the right to update the data, the right not to be subject to individual
decisions, the right to appeal to justice, the right to preclude processing of personal data concerning them and to request deletion of data, except in those cases provided by law when processing is
required.
To exercise these rights, the bank answers any requests, by application letter (dated, signed, containing personal identification information, including phone number and a legible copy of ID), filed
at a network unit or sent to SC Bancpost SA, Boulevard Dimitrie Pompeiu no. 6A, Sector 2, Bucharest.
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