“Celebrating 57 years of service to our members” Our Place Spring 2014 Your Place MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION After the snow and cold….comes spring! CHOOSE MCCFCU FOR YOUR HOME EQUITY NEEDS! Spring Savings On Auto Loans RATES AS LOW Home E EAS QUITY NEEDS ! Improvements Consolidation Vacation Tuition APR* FOR TERMS UP TO 72 MONTHS RATES AS LOW AS APR* ■ Purchase an auto or refinance your current auto loan from another financial institution ●Fixed Rate ●Minimum new loan $10,000 ●Closing costs may apply ●Terms up to 179 months ■ Model years 2010 thru current model year ■ Terms up to 60 months Additional reduced rates and terms available Limited time - Call a loan officer for details. *APR – Annual Percentage Rate Start your spring home improvement projects with our loan special. VISA CREDIT CARDS Equal Housing Lender LOAN SPECIAL $3,000 for 36 months Rates as low as 4.75%* APR SWITCH AND SAVE! ●No Annual Fee ● Cash Advance 9.49% APR* ●25 Day Grace Period ●Make your payments at any office ■ Loan rate based on credit score (additional rates available for lower qualifying credit scores) ■ Limited time offer Refinance of existing MCCFCU loans do notUqualify forLOSES this SGE BRANCH OF MCCFCU CREDIT NION C special. On January 30, 2014, the SGE branch of Mercer County Community Federal Credit Union closed. We would like to thank all members who used this location and we will be happy to serve your financial needs at either of our other office locations. COIN MACHINE - DISCONTINUED AT HERMITAGE OFFICE After March 31, 2014, the Hermitage office location will no longer have a coin machine available for our members use. We are sorry for any inconvenience that this may cause. 2014 CONTINUING EDUCATION AWARDS Mercer County Community Federal Credit Union will present their 14th annual Continuing Education Awards at the Annual Dinner Meeting on April 26, 2014. The awards total $4,000 and are for the 2014-2015 academic year. They are open to any 2014 high school senior or any student between ages 17 and 25 who are in pursuit of an academic, professional, or vocational post-high school education at a college, university, or accredited trade school. Applicants must be a member of the MCCFCU prior to submitting the application. The application and submission details can be found on the Credit Union website at www.mercomfcu.org or at any Credit Union office. Please return the application and essay by mail or in person by Monday, March 31, 2014. For questions or more information, please call Jerry Miller at 724-342-2246. TRADITIONAL AND ROTH IRA SHARE ACCOUNTS Choose when to save on taxes! This year’s tax deadline is April 15, 2014. Until then, you can contribute to an IRA for 2013. PRESORTED STANDARD U.S. POSTAGE PAID Sharon, PA PERMIT No. 22 HOLIDAY CLOSINGS February 17, 2014....Presidents’ Day May 26, 2014………….Memorial Day July 4, 2014…….Independence Day September 1, 2014 ...……Labor Day October 13, 2014.......Columbus Day SHARON OFFICE 428 Sharpsville Ave. Sharon, PA 16146 Phone: 724-342-2246 Fax: 724-342-1670 Toll Free: 866-384-0594 HERMITAGE OFFICE 559 N. Hermitage Rd. Hermitage, PA 16148 Phone: 724-981-9410 Fax: 724-981-9412 Toll Free: 866-384-0244 WEBSITE www.mercomfcu.org EMAIL [email protected] FOR YOUR INFORMATION HOME BANKING – Access your account using our Internet Home Banking Service at any time, 7 days a week and 24 hours a day, with standard PC internet access. Complete the application for enrollment at either office, then use the link from our home page at www.mercomfcu.org to get to the login screen. ADDRESS CHANGES - When you move, please notify the Credit Union either in writing or in person of your new address as soon as possible so you receive your statements or newsletters. 2013 MCCFCU CONTINUING EDUCATION AWARD WINNERS Saturday – April 26, 2014 HICKORY VFW BANQUET CENTER 5550 E. State St., Hermitage, PA l6l48 Cash Bar at 6:00 pm Dinner at 6:30 pm Join us for the Annual Meeting of the Credit Union. At the Credit Union you are more than just a customer…you are a member of the Credit Union, an owner and a shareholder. You can nominate and elect the members you feel should guide your Credit Union. Your opinions count and this is a chance for your voice to be heard. Mark your calendars and send your reservations today! Front: Jacob Elder (Lakeview H.S.), Margaret Drda (Penn State), Teresa Morin (Mercer H.S), and Lauren James (Univ. of Akron) and MCCFCU Director/Treasurer Laura Kubyako who presented the awards. Back row: Board President Ed Zipay, Christian Mannion (Hickory H.S.), Brady Byers (West Middlesex H.S.). Missing from the photo are Renee Cantrell (Westminster College) and Andrew Thiel (Penn State-Shenango). Thank you for using your Credit Union. We are here for you! Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency ANNU AL DINNER RESERVATION Cost of Dinner: Members *$9.00 Non-Members $19.00 (*joint owners are to be considered as a non-member) SELECTIONS: Stuffed Chicken Breast (#1) or Swiss Steak (#2) ________________________________________________________________________________________ Please reserve for members: (please print) NAME___________________________CHOICE______ NAME___________________________CHOICE______ NAME___________________________CHOICE______ NAME___________________________CHOICE______ Please reserve for non-members: NAME__________________________CHOICE______ NAME__________________________CHOICE______ NAME__________________________CHOICE______ NAME__________________________CHOICE______ Please mail or drop off your reservations with the correct amount to the Credit Union by April 11, 2014.
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