Simply Invaluable! - Sikorsky Credit Union

Simply Invaluable!
MEMBER NEWS & INFORMATION
DECEMBER 2014
A new product hits home!
–Dan Ruskin,
Marketing Database Specialist
As a member of the
Sikorsky Credit Union
Marketing Team
that helped launch
PopMoney® to our
staff and members,
I quickly realized the
potential of this
product to make life easier in so many
ways. An extension of Online Banking,
PopMoney enables you to send money to
just about anyone. It certainly didn’t take
long for me to realize just how Simply
Invaluable this product really is.
Not long ago, a delay in schedule
prevented my family from moving into our
new home. Fortunately, we found a house
to rent until our new home was ready.
This solved a big problem – but what
was the best way to pay my temporary
landlord who lived out of the area?
Then I remembered PopMoney! It only
took a few minutes to set up, and quickly,
my rent was on its way. PopMoney is
accessed right through your safe and
secure Online Banking account. I didn’t
have to leave my desk to do it, and it was
absolutely free.
Just imagine the countless ways in which
PopMoney can be used: rent payments,
sending money to kids in college, paying
a babysitter, landscaper or handyman –
just to name a few. A big plus!
:
My Holiday Season tip
nd
Sit back, relax and se
PopMoney presents!
– D an
GET ROLLING WITH
NEW LOW RATES
AND PAY OFF YOUR
HOME FASTER
ADVANTAGE MORTGAGE
FIXED RATES AS LOW AS:
8 yr. 2.59
12yr. 2.99%
%
APR(1)
APR(1)
$25,000 - $250,000 loan amount.
Only a $499 Application Fee.
Need to borrow more than $250,000? Just ask!
DISCOVER HOW REFINANCING
TODAY CAN WORK FOR YOU!
• Pay off your home faster
• Cash out refinancing
• No closing costs, points, or appraisal fees
• Simple application
OUR RATES ARE LOWER THAN EVER!
APPLY TODAY:
Online at www.sikorskycu.org/homeloan
or stop in any branch office.
SPEND MORE TIME ENJOYING THE HOLIDAYS.
SIKORSKY CREDIT UNION MAKES IT SIMPLE!
1. PopMoney®
helps make
last-minute
gift giving
easier!
2.Save time! Bank and pay bills on the go with our Mobile App.
Learn more:
www.sikorskycu.org/
popmoney
4.Earn rewards when you use our VISA® credit card
for your holiday purchases. Redeem ScoreCard®
Rewards points online for merchandise and travel.
3.Treat yourself this holiday and make no car
payments for 3 months when you finance the
purchase of a new or used vehicle with us!
Apply online: www.sikorskycu.org/loanapp
5.Pay off your holiday expenses quicker when
you transfer funds from another financial institution into your Credit Union account. Learn more:
www.sikorskycu.org/transfers
(1) APR = Annual Percentage Rate. Nonrefundable Application Fee of $499 is required. Finance up to 80% of the value of your home. Payment example for an 8 year fixed rate $100,000 loan with an APR of 2.59% is repayable in
96 monthly payments of $1,154.43. Payment example for a 12 year fixed rate $100,000 loan with an APR of 2.99% is repayable in 144 monthly payments of $827.32. Taxes and insurance are not included in payment example.
This program is only for refinancing eligible single family, owner occupied dwellings in Connecticut. Rate is determined by your credit history. Rates are subject to change without notice. Terms and conditions apply.
STRATFORD • MILFORD • SHELTON • SEYMOUR • DANBURY • www.SikorskyCU.org
Federally Insured by NCUA. © Sikorsky Financial Credit Union, Inc. 12/14
WE’LL LET YOU
SLIDE ON CAR
PAYMENTS FOR
3 MONTHS!
Early Closings:
Christmas Eve
Wednesday, December 24, 2014
~ Closing at 1:00 pm
New Year’s Eve
Wednesday, December 31, 2014
~ Closing at 1:00 pm
NEW LOWER RATE!
Rates as low as:
1.89
%
APR(2)
60 month term
•Finance the purchase of a new
or used vehicle
• Refinance an existing auto loan
from another lender
• Make no payments for 3 months
Apply online: www.sikorskycu.org/loanapp
Stop by: Your local branch
2APR = Annual Percentage Rate. A payment example for a $10,000 used car loan for 60 months with an APR of 1.89% is
approximately $174.80 per month. Rate reflects a .25% discount for automatic payments from a Sikorsky Credit Union account. Rate
is determined by your credit history and term selected and may range from 1.89% to 8.75% APR. Terms and conditions apply. Rate is
subject to change without notice. You must apply directly with the Credit Union to be eligible. Available for qualified borrowers only,
subject to credit approval. Purchase and refinance loans are eligible but offer is not available for existing Sikorsky Credit Union loans.
Deferment will occur in the first 3 months on new and used auto loans approved between November 1, 2014 and January 30, 2015.
Interest will accrue during the deferment period. The first payment must be received upon completion of the 3 month “no payment”
period. The initial payment(s) made on the loan will be applied first to accrued but unpaid finance charges before being applied to
principal. Automatic payment from a Sikorsky Credit Union account is required.
2015 CALENDAR
CONTEST WINNERS!
Ask for a copy of the “2015 Simply Invaluable
Calendar” with photographs as seen through
the lenses of our members.
Michael G Mastrianni
Holidays Closed:
Christmas Day
Thursday, December 25, 2014
New Year’s Day
Thursday, January 1, 2015
Year-end Strategies
for Financial Success
Year-end is a great time to reflect
on what has happened, and look to the
year ahead—financially as well as
personally. You should capitalize on
events that occurred over the year and
put your finances on firm footing for
next year. I can make sure your
investment plan is up-to-date and that
you are on track toward your goals.
Call me today
for more
information or
to schedule a
consultation.
– John R. Morris
Financial Consultant
Vicky Marella
Ellen Monforte
Mary Grace Leone
Joyce Impellitteri
E. Joan Poarch
Ron Guerrucci
Halle Peterlin
Valerie Calfous
1000 Oronoque Lane, Stratford, CT 06614
Phone: (203) 383-7404
Fax: (203) 378-7214
e-mail: [email protected]
John Morris is a registered representative with, and securities offered
through LPL Financial, member FINRA/SIPC. Insurance products offered
through LPL Financial or its licensed affiliates, Sikorsky Financial Credit
Union and Sikorsky Financial Services Group are not registered
broker/dealers nor affiliates of LPL Financial.
Not NCUA Insured
Kim Krivensky
Erin O’Donnell
www.SikorskyCU.org
or call 1 (888) 753-5553
Elaine Lagarto
Not Credit Union Guaranteed
May Lose Value
Jane Caro
Stratford .............................................. 1000 Oronoque Lane (203) 377-2252
Milford ............................. 15 Turnpike Square (Post Road) (203) 876-3370
Shelton ............... 711 Bridgeport Avenue (next to Sears) (203) 929-2004
Seymour ..................................... 253 West Street/Route 67 (203) 881-0550
Danbury .......................................................... 345 Main Street (203) 743-3891

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