Download - Chesterfield Federal Credit Union

Members with automatic payment and at least two years of
continuous employment with the same employer qualify for a
$300 loan for 4 months at 17.95% APR*.
__________________
Members with automatic payment and at least five years of
continuous employment with the same employer qualify for a
$500 loan for 6 months at 17.95% APR*.
__________________
Members with automatic payment and at least ten years of
continuous employment with the same employer qualify for a
$1,000 loan for 9 months at 17.95% APR*.
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Complete the opposite side of this flyer.
Submit the completed form to
Chesterfield Federal Credit Union.
Information must be provided in full for
consideration.
A representative will contact you if proof of
employment is necessary and to set up an
appointment to close your loan
between November 12th - November 26th!
Applications must be submitted by November 1st
* Annual Percentage Rate. Loans will be closed on an appointment-only basis. Applications must be received by November 1st, 2014 to be considered. Limit one loan per member. Rate is fixed at 17.95%APR. Standard
monthly payment at 17.95% is $77.78 for the $300 loan, $87.66 for the $500 loan and $119.40 for the $1000 loan. Loan approval is based on length of employment. Members with existing delinquent loans or accounts, or
loans or accounts which have been more than 30 days delinquent anytime during the past 6 months are not eligible for approval. Applicant must have been an active credit union member for at least six months. Other
sources of income may be considered. Accounts must have not been more than 10 days negative in the last 30 days, excluding Overdraft Privilege activity. Member must not currently be involved in bankruptcy, or have an
existing workout loan. Please allow 10 business days for processing after submitting your application. Other restrictions may apply.
Holiday Help Loan
Application
Member Account Number ______________________________
Requested Loan Amount:
$300
$500
$1000
Name of applicant _______________________________________________________________________________________________
First
Middle Initial
Last
Current address__________________________________________________________________________________________________
Street
City
At this address since________________
State
Monthly Rent or Mortgage $_______________
Primary Phone _________________________
 Home
 Mobile
Zip
Circle One:
Rent
Mortgage
 Work
Nearest Relative Not Living With You ______________________________________________________________________________
First
Last
Relationship
Home Phone __________________ Address__________________________________________________________________________
Street
City
Current Employer _______________________________ Start Date: ___________________
State
Zip
Position _________________________
Employer Address _______________________________________________________________________________________________
Street
City
Work Phone ___________________________________
State
Zip
Gross employment income $_________________________ year / month
circle one
Other income: $______________ year / month
Source _____________________________________________________________
Note: Alimony or child support need not be revealed if you do not want it considered.
Automatic Payment Preference:
Payroll Deduction
Automatic Transfer (Transfer Date __________)
Is your payroll currently deposited automatically to Chesterfield FCU:
Yes
No

Preferred Loan Closing Location:
 Chesterfield Courthouse
Brandermill
Midlothian Village
Are you currently involved in a bankruptcy:
Yes
No

I understand that normal lending guidelines are not used as a factor for determining approval of this application. I also
understand that paying this loan as agreed and in full does not guarantee approval of future loan requests. Normal lending
guidelines will apply to future loan applications.
By signing below, I certify that all the information on this application is true and correct and represents my current financial
condition.
_________________________________________________________________________________
Signature of Applicant
____________________________
Date
FOR CREDIT UNION USE ONLY—DATE AND INITIAL AS COMPLETED
Application Received
No Bankruptcy Verified
per Voucher
Total Years of Services
Verified No 30+ Day
Delinquent Share / Loan
Ver. No 10-Day Neg.
Share In Last 30 Days
Verified No Workout/
Modified Loans
Application Entered in
LOS
___________________
Date:
___________________
Date:
___________________
Qual. Amount:
___________________
Date:
___________________
Date:
___________________
Date:
___________________
Date:
No Bankruptcy
Confirmed Via CBI
Length of Service &
Employment Verified
Closing Scheduled For:
Approved Amount
Final Account Check by
Prior To Close
Loan Closed,
Documents Signed
Stacked & Cross Sold
___________________
Date:
___________________
Date:
___________________
By:
$300 $500 $1000
___________________
Date:
___________________
Date:
___________________
Date: