Williams Letter 1

Carmody MacDonald
Carmody MacDonald P.C.
120 S. Central Avenue, Suite 1800
St. Louis, Missouri 63105-1705
314-854-8600 Fax 314-854-8660
www.carmodymacdonald.com
Kevin J. Williams
[email protected]
Direct Dial: (314) 854-8604
September 17, 2014
PERSONAL AND CONFIDENTIAL
James P. Holloran
1364 Forest
St. Louis, MO 63122
Re: Real Estate Documents
Dear Jim:
Per your request, I have reviewed the attached mortgage and quitclaim deed.
With respect to the mortgage document, I note that this document simply provides
1.
a mailing address. This is typical of real estate documents (in fact, see quitclaim deed which
provides an office building as the mailing address). As the property at 1364 Forest is one of your
mailing addresses, use of this mailing address does not appear out of order.
With respect to the quitclaim deed, it appears that this document was mistakenly
2.
prepared by the buyer who may not have known the residency of the grantors. In my experience,
these scrivener type mistakes are not uncommon and should not negate the effectiveness of the
deed. It is also important to note that this instrument is a quitclaim deed. It simply transfers the
interest, if any, that a grantor may have. It does not warrant title to anyone.
I hope the foregoing is helpful. If you have any additional questi , please feel free to
call me at (314) 854-8604.
Very t
CA
acDONALD P.C.
m J. Williams
KJW/lmw
(3233/00000/1400631.DOC.)
RECORDATION REQUESTED BY:
Commercial Bank
2330 West Port Plaza Drive
St. Louis. MO 63146
WHEN RECORDED MAIL TO:
Commercial Bank
2330 West Port Plaza Drive
St. Louis, MO 63146
SEND TAX NOTICES TO:
James P. Holloran
Ann E. earns
1364 Forest
St. Louis, MO 63122
2/2
433 -
FOR RECORDER'S USE ONLY
257
MORTGAGE
MAXIMUM LIEN. The lien of this Mortgage shall not exceed at any one time $440,000.00.
THIS MORTGAGE dated November 1, 2005, is made and executed between James P. Holloran and Ann E.
Callis, husband and wife, whose address is 1364 Forest, St. Louis, MO 63122 (referred to below as
"Grantor") and Commercial Bank, whose address is 2330 West Port Plaza Drive, St. Louis, MO 63146
(referred to below as "Lender").
GRANT OF MORTGAGE. For valuable consideration. Grantor mortgages and conveys to Lender all of Grantor's
right, title, and interest in and to the following described real property, together with all existing or
subsequently erected er affixed buildings, improvements and fixtures; all easements, rights of way, and
appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or
irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
limitation all minerals, oil, gas, geothermal and similar matters, Ube "Real Property") located In Maricopa
County, State of Arizona:
Lot 1073, of Paseo Village Second Replat, according to the plat of record in the office of the County
Recorder of Maricopa County, Arizona, recorder in Book 147 of Maps, Page 18 and in Book 154 of Maps,
Page 13 and in Book 178 of Maps, Page 24,
The Real Property or its address is commonly known as 7821 N. Via Del Sendero, Scottsdale, AZ 85258.
The Real Property tax identification number is 17704482.
Grantor presently assigns to Lender all of Grantor's right, title, and interest in and to all present and future
leases of the Property and all Rents from the Property.
In addition, Grantor grants to Lender a Uniform
Commercial Code security interest in the Personal Property and Rents.
FUTURE ADVANCES.
Specifically, without limitation, this Mortgage secures, in addition to the amounts
specified in the Note, all future amounts Lender in its discretion may loan to Grantor, together with all interest
thereon; however, in no event shall such future advances (excluding interest) exceed in the aggregate
Recorded in Official Records, Orange County
Torn Daly, Clerk-Recorder
IIIIIIMPINNININIEBRIPM11115.00
2006000625453 10:39am 09120/06
121 159 C101 4 05
13.76 13.75 0.00 0.00 9.00 0.00 0.00
coo
WHEN RECORDED MAIL TO:
Mary C. Igoe, Paralegal
Polsinelli Shalton Welts Suclthaus PC
7733 Forsyth Boulevard. le Floor
St. Louis, Missouri 63105
DOCUMENTARY TRANSFER TAX $ $27.50
X Computed on the consideration or value or property conveyed; OR
Computed on the consideration or value less liens or encumbrances remaining at time of sale.
t I
Sigt a
Pa/
QUIT CLAIM DEED
FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged,
JAMES P. HOLLORAN AND ANN CALLIS, husband and wife, residents of the County of Si.
Louis, State of Missouri, (collectively "Grantor") do hereby REMISE, RELEASE AND FOREVER
QUIT CLAIM to GEORGE L. FITZSIMMONS AND MARY LOUISE FITZSIMMONS, husband
and wife, residents of the County of St. Louis, State of Missouri (collectively "Grantee"), the
following described real property located in the City of Laguna Beach, County of Orange, State of
California, described as Parcel ID# 898-524-18:
See Exhibit A attached hereto and incorporated herein by this reference.
IN WITNESS WHEREOF, Grantor has hereunto set their hand the day and year first above
written.
Address: 1010 Market Street, Suite 1650
St. Louis, Missouri 63101
#3 01 4326
Document Number: 2006000625453 Page: 1 of 4