2015 Benefit Re-Enrollment Highlights

2015 Benefit Re-Enrollment Highlights
This handout highlights the benefit changes effective January 1, 2015. Additional information is available on
the benefit re-enrollment web site. Allow time to review.
Workday is your one-stop for the 2015 Benefit Re-Enrollment season! Re-Enrollment is a two-step process.
Step 1; review the changes for 2015. Step 2, complete your Workday Open Enrollment action located in your
Workday inbox by the deadline of Monday, December 1, 8:00 a.m. Central Time.
SECTION 125 (PRE-TAX) PLANS:
Marshfield Clinic has partnered with Diversified Benefit Services Inc. (DBS) to help in the processing of
reimbursement requests for the Dependent Care, MEFSA and LPFSA plans.
Dependent Care Plan: No changes.
Premium Conversion Plan: Health and dental insurance premiums will default to pre-tax deductions.
Medical Expense Flexible Spending Account (MEFSA): No changes, however, a $500 carry over is allowed
beginning with the 2014 plan year.
Limited Purpose Flexible Spending Account (LPFSA): No changes, however, a $500 carry over is allowed
beginning with the 2014 plan year.
Health Savings Account: Statutory maximum contributions increased to $3350 single and $6650 employee
+1/family. Pre-tax HSA is available through Fidelity Investments. Post-tax HSA contributions, from your
paycheck to a non-Fidelity account, can be entered under Workday’s Pay worklet and Payment Elections.
DENTAL INSURANCE: OPEN ENROLLMENT. Elections completed in Workday by the Dec 1 deadline will be
effective January 1, 2015.
Dental Com Plan: No changes.
Delta Dental Plan: 1.7 percent premium decrease and enhanced dental benefits for those who need them
most. See Dental Benefits Comparison for additional details.
HEALTH INSURANCE
 Marshfield Clinic’s HMO plans will be replaced with Point of Service (POS) options. Participants will
continue to have indemnity plan options.
 Active Advantage POS and indemnity plans will cover two problem-focused office visits per year with a
Primary Care Provider (PCP). 2015 Active Advantage health plan participants will need to submit the name
of their PCP to SHP prior to receiving care.
 Maintenance medications must be filled at a Marshfield Clinic pharmacy. New (first month) and one-time
prescriptions may be filled at a non-Marshfield Clinic pharmacy once per year.
 Tier 1, generic prescription drug copayment will change from $3 to $5 per 1-month supply.
 A new High Deductible Health Plan option will be added. Each health plan will have a POS and indemnity
option resulting in a choice between six health plans.
 Premium increase, based on utilization, is 6% (total monthly premium). The Clinic’s monthly contribution
for a full-time participant will change from $1226.50 family, $1066.52 employee+1 and $533.27 single to
$1150 family, $1000 employee+1 and $500 single.

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