SAVING DEPOSIT (GENERAL) ACCOUNT SAVING DEPOSIT (GENERAL) ACCOUNT: FEATURES 1. Who can open account 2. SAVING ACCOUNT-GENERAL Resident Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. Institutions specially permitted by RBI. at Rs.500/- Initial deposit opening of account 3. Minimum quarterly average balance (QAB) & charges for not maintaining QAB 4. Documents required for opening the account 5. Nomination Facility 6. Additional facilities Area of Branch Minimum Qly. Incidental Average Charges Per Balance quarter Rural Rs.500/Rs.75/Semi- Urban Rs.1000/Rs.100/Urban Rs.1000/Rs.150/Metropolitan Rs.1000/Rs.200/• Account Opening Form (AOF) • Identity & Address proof as per KYC norms • Photo • Related documents in case of Associations, HUF, Clubs, Trust, Society etc. • Other related documents as per RBI Guidelines Available to eligible persons as per rules • Interest presently @ 4% calculated on daily product basis payable half yearly. • 20 free presonalised multi city cheque leaf per half year • Free transfer of fund within PNB accounts • Free internet banking • Transferability of accounts to any P.N.B Branch without changing the account number • Deposits are insured by DICGC • ATM Cum Debit card(individuals account) • Fast remittance of funds through NEFT/RTGS • Acceptance of standing instructions • Safe Deposit Lockers available
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