December 2014 Dear customer New Regulation Notice for Early Withdrawal of Term Deposit / Dual Currency Deposit We have notified you previously with ‘Terms and Conditions’ and ‘Documents to be Delivered before Contract’ that we do not accept early withdrawals of any Auto Roll Term Deposit or Dual Currency Deposit unless we deem it unavoidable. Based on the new guideline to be implemented by APRA, Australian regulator, effective 1st of January, 2015, our consideration of accepting customer’s request of early withdrawals of Term Deposit / Dual Currency Deposit is strictly restricted as described below. What’s changing? Request for early withdrawals of Term Deposit / Dual Currency Deposit is limited to the following four reasons: 1. Financial hardship (including interest and/or principal loan repayment for loans within NAB Group or other banks where failure to repay will lead to the customer defaulting on the loan) 2. Death of family 3. Serious illness 4. Other exceptional circumstances which we need to approve on a case-by-case basis. The new guideline only applies to new or rolled over Term Deposits / Dual Currency Deposits after 1st of January 2015. Please call us on 03-3241-8805 should you have any questions, or if you require any further assistance. Sincerely, National Australia Bank Private Wealth 201412(OR&C 2014-261) ナショナルオーストラリア銀行 National Australia Bank Limited 東京支店 Tokyo Branch 〒103-0022 東京都中央区日本橋室町 2-2-1, 室町東三井ビルディ ング 18F Muromachi Higashi Mitsui Building 18F, 2-2-1 Nihonbashi Muromachi, Chuo-ku, Tokyo 103-0022, Japan T: +81 3 3241 8781 F: +81 3 3241 8951 nabasia.co.jp ABN 12 004 044 937 大阪出張所 Osaka Sub-branch 〒530-0001 大阪府大阪市北区梅田 2-4-13, 阪神産経桜橋ビル 11F, Hanshin Sankei Sakurabashi Building 11F, 2-4-13 Umeda, Kita-ku Osaka-shi, Osaka 530-0001, Japan T: +81 6 6456 3481 F: +81 6 6456 3482 nabasia.co.jp
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