L AL EGGEDISTABI L I TÀ 2015,PREVEDEI N VI A SPERI MENTAL EL A POSSI BI L I TÀ PERIL AVORATORI DELSETTOREPRI VATO DICHI EDEREI LPAGAMENTO MENSI L EDELTFRMATURANDO. LENOVITA’ 1.Sul l aBustaPaga Damar zo2015s ipot r àot t ener ei lTFR i nbus t apaga,mes epermes eef i noal 30gi ugno2018,s enzapos s i bi l i t àdi pot ert or nar ei ndi et r onel l as cel t apr i ma del l af i nedidet t oper i odo.I lTFRer ogat o mens i l ment es ar àas s ogget t at oat as s azi one or di nar i aI r pef( comemi ni moi l23% perun r eddi t oannual ef i noa€15000) ,eal l e i mpos t eaddi zi onal ir egi onal iecomunal i , i nol t r ecos t i t uendor eddi t oi nf l uenzer ài l cal col odel l ’ I SEEedI SEEU.NeiFondi pens i onei lTFRver r ebbe t as s at oalmas s i mo al15% ( peripr i mi15annidii s cr i zi one, s ucces s i vament el at as s azi onedi mi nui s ce ogniannodel l o0, 30% f i noalmi ni model 9%, ches cat t aal36annodii s cr i zi one alFondo) . 2.Perl eRi val utazi oni L ar i val ut azi onedelTFRl as ci at oi n azi endas ar àt as s at aal17% ( at t ual ment e11%) 3.PeriRendi menti Ir endi ment ideif ondipens i one s ar annot as s at ial20% ( at t ual ment eal 11, 5%) .Perl apar t ei nves t i t ai nt i t ol i diSt at or es t er àf er mal ’ al i quot a del12, 5% Cosafare Peraver ei lTFRi nbus t apaga,i ll avor at or edevef or mal i zzar el ar i chi es t aperi s cr i t t o. Pos s onof ar eques t ar i chi es t ail avor at or iconal menos eimes idianzi ani t àazi endal e, compr es iquel l ichehannoader i t oaif ondidipens i onei nt egr at i va. Res t anoes cl us el ecol fel ebadant i .Nonèpos s i bi l eef f et t uar eques t ar i chi es t anel l e i mpr es eas s ogget t at eapr ocedur a concor s ual eonel l equal is i as t at odi chi ar at o l os t at odicr i s i . Nonconvi ene. . . Percol or ochehannogi àopt at operiFondiPens i onel as cel t adelTFRi nbus t apaga appar epar t i col ar ment es vant aggi os a,per chévi eneamancar el aquot api ùi mpor t ant e del l ’ accant onament o,equi ndidelr endi ment o,pert r eanni .I lr endi ment odeiFondi Pens i onecont r at t ual ii nques t iul t i mianniès t at oi nf at t is empr es uper i or ealr endi ment o diquel l ol as ci at oi nazi enda. ILGOVERNO AFFERMA CHEE’UN VANTAGGIO IN REALTÀ LA SCELTA COSTA CARA CONSULTA I LSI TO WWW. FI LCAMS. CGI LPER LETABELLEDICONFRONTO
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