SVB Beleidsregels
AOW, Anw, AKW, OBR, Rw, MKOB, Regeling niet-KOB-gerechtigden, TOG, TAS, TNS
52
VWXYZX[[X\]^_]W`]a]WXb\
DEFGEHEIJKLEMEHKFNIOPFQRFSTFJEUEVGELFWXSYF
DEFGEHEIJKLEMEHKFjQLJEPFVIPIV[[HFEEPV[[HF
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RELFO[[LFkELNIEPf
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k jjjfKZGGEHEIJKLEMEHKfPHFZQQLFJEFVEEK\F
O[P_[LIFWXSdFGEbEPJFMEV[[b\FIPFJEF
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`\[[\KUQ_L[P\Fe`\UL\fFWXSdgFdhWif
`^SXYc
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abcdefghijhiajhkljhffbmcfhgdnjhabcdefghkijhffbmcfhgdnjhabcdefghkojhffbmcfhgdnjhabcdefghkpjhffbmcfhgdnjh
qrshfthabcdefghikajhffbmcfhgdnjhabcdefghikujhffbmcfhgdnjhqtv
DEFGHIJKELEMFNOFEMFNPFQRSFEMFTNGFQMUFHEVELEMFWEFXYVELJZK[EJWFYXFMGF[EIFEJMWEF\GMF
WEF\EH]LJ^[IEF\EH_EKEHJMVFWE_EFY]F\HJZUJLLJVEF`GaJaF\YYHIFIEF_EIIEMFYbF`JZFGGM\GMVF\GMFWEF
\EH]LJ^[IEF\EH_EKEHJMVFIYIFcJMKYY]cFY\EHFIEFVGGMF\GMFWEFG^[IEHLJVVEMWEFMJEIF\EH_EKEHWEF
]EHJYWEdFDEFGGM\HGGVF\YYHF\HJZUJLLJVEF\EH_EKEHJMVFXYEIFUYHWEMFJMVEWJEMWF`JMMEMFEEMF
IEHXJZMF\GMFeeMFZGGHFMGF`EfJMWJVJMVF\GMFWEF\EH]LJ^[IEF\EH_EKEHJMVFHEa]E^IJE\ELJZKFIJEMFZGGHF
MGFGGM\GMVF\GMFWEF\EH]LJ^[IEF\EH_EKEHJMVdFgYYHF]EHaYMEMFZYMVEHFWGMFhiFZGGHFWJEFY]FWEF
WGVFMGFWEFWGVFUGGHY]F[éMF\EH]LJ^[IEF\EH_EKEHJMVFEJMWJVIFWEFWGMFVELWEMWEF
GGM\GMVaLEEbIJZWFGLaF`EWYELWFJMFGHIJKELFiGF\GMFWEFQRSF[E``EMF`EHEJKIêFVELWIF\YYHFWEF
\HJZUJLLJVEF\EH_EKEHJMVFGLaF`EWYELWFJMFGHIJKELFNOFQRSFEEMFéJI_YMWEHJMVFY]FWEF
GGMXELWIEHXJZMF\GMFeeMFZGGHdFMMF\EH`GMWFXEIF[EIF`ELEJWFJMFNOhPiOFY\EHFWEFJMVGMVaWGIéXF
\GMFWEF\HJZUJLLJVEF\EH_EKEHJMVFQRSFLGGIFWEFNgOFWE_EF]EHaYMEMFIYEFGLaF_JZF\QQHF[EIF
`EHEJKEMF\GMF[éMFhPEF\EHZGGHWGVFEEMFGGM\HGGVFJMWJEMEMd
RJIF[EIFYYV]éMIF\GMFWJEMaI\EHLEMJMVF`E\YHWEHIFWEFNgOFGGM\HGVEMF\YYHF`JZFWEFNgOF
`EKEMWEF]EHaYMEMFWJEF]YIEMIJEELF[EIFHE^[IF[E``EMFYXF_J^[F\HJZUJLLJVFIEF\EH_EKEHEMdFSEIF
`EIHEbIFYMWEHFXEEHFWEF\YLVEMWEF^GIEVYHJEfMF]EHaYMEMT
WEFQRSVVEHE^[IJVWEFWJEFWEWEHLGMWFXEIIEHUYYMF\EHLGGIX
WEFZYMVEHEFE^[IVEMYYIF\GMFEEMF]EHaYYMFXEIFEEMFQRSV]EMaJYEMêFJMWJEMFWEFNgOF
\EHMEEXIFWGIFWE_EFXEIFWEF]EMaJYEMVEHE^[IJVWEFWEWEHLGMWFXEIIEHUYYMF\EHLGGIX
WEFVE_JMaLEWEMFWJEFIYIF[EIF[éJa[YéWEMF`E[YHEMF\GMFWEVEMEFWJEF_J^[F[EEbIF
GGMVEXELWF\YYHF\HJZUJLLJVEF\EH_EKEHJMVX
MG`EaIGGMWEMFXEIFEEMFQMUVéJIKEHJMVFJMWJEMF`EKEMWFJaFWGIF_JZFWEWEHLGMWF
XEIIEHUYYMF\EHLGIEMX
]EHaYMEMFWJEF`JZFWEFNgOFYbF`JZF[EIFaY^JGLE\EH_EKEHJMVaYHVGGMF\GMF[éMFUYYMLGMWF
EEMFGGM\HGGVFYXFQRSV]EMaJYEMF[E``EMFJMVEWJEMWF`JMMEMFEEMFZGGHFMGF[EIFEJMWEF
\GMF[éMF\EH]LJ^[IEF\EH_EKEHJMVd
DEF\EHGMIUYYHWELJZK[EJWF\YYHF[EIFJMWJEMEMF\GMFEEMFGGM\HGGVF`LJZbIFE^[IEHFIEFGLLEMFIJZWEF
`JZFWEF`EIHYKKEMEF_ELbF`EHéaIEMd
DEFIEHXJZMF\GMFIJEMFZGGHFWJEFVELWIF\YYHFWEFcJMKYY]cF\GMVIFGGMFY]F[EIFXYXEMIFUGGHY]F
`EIHYKKEMEF\YYHF[EIFEEHaIF\EH_EKEHWFUYHWIFJMVE\YLVEFWEFQRSdFDEFNgOFXGGKIF[JEH`JZF
VEEMFYMWEHa^[EJWFIéaaEMF\EH_EKEHJMVFY]FVHYMWF\GMFGHIJKELFTFQRSFYbFGHIJKELFTGFQRSd
`^SXYY
e_]WfghWXYiXb\^_db^i]^ddb_Wdd\j]WkXYb
SVB Beleidsregels
AOW, Anw, AKW, OBR, Rw, MKOB, Regeling niet-KOB-gerechtigden, TOG, TAS, TNS
QLaFEEMF`EIHYKKEMEF_JZMFGGM\HGGVFJMWJEMIFMGF[EIF\EHaIHJZKEMF\GMFWEFIEHXJZMF\GMFeeMF
HEa]E^IJE\ELJZKFIJEMFZGGHFWGMFJaF[JZFJMF`EVJMaELFMJEIFXEEHF`E\YEVWFIYIFWEELMGXEFGGMFWEF
\HJZUJLLJVEF\EH_EKEHJMVdFDEFNgOFG^[IFEEMFIEHXJZMY\EHa^[HJZWJMVFGLLEEMF\EHa^[YYM`GGHFGLaF
a]HGKEFJaF\GMF`JZ_YMWEHEFYXaIGMWJV[EWEMFY]FVHYMWFUGGH\GMFWEF`EIHYKKEMEFMJEIFKGMF
UYHWEMFIEVEMVEUYH]EMFWGIF[JZF_JZMFGGM\HGGVFMJEIFIJZWJVF[EEbIFJMVEWJEMWdFOJZFWEF
`EYYHWELJMVF[JEH\GMFVEEbIFWEFNgOFY\EHEEMKYXaIJVEFIYE]GaaJMVFGGMF[EIF`ELEJWFWGIFJaF
`Ea^[HE\EMFJMFNOhYihFY\EHF`JZ_YMWEHFVE\GLd
ZEMFGGM_JEMF\GMFaJIéGIJEaFUGGHJMFIEMFYMHE^[IEF]HEXJEaF\YLKa\EH_EKEHJMVEMFY]F[EIFaGLGHJaF
YbFWEFéJIKEHJMVF_JZMFJMVE[YéWEMFY\EHFEEMFIJZW\GKFUGGHJMFWEF`EIHYKKEMEFMJEIF\EH]LJ^[IF
\EH_EKEHWFUGaF[GMIEEHIFWEFNgOF[EIF\YLVEMWEF`ELEJWdFQLaFWEF`EIHYKKEMEFHEWELJZKEHUJZaFJMF
WEF\EHYMWEHaIELLJMVFKYMF\EHKEHEMF\EH_EKEHWFIEF_JZMFVEUEEaIFKGMFEEMFéJI_YMWEHJMVFUYHWEMF
VEXGGKIFY]FWEFHEVELFWGIFGGMXELWJMVF\YYHF\HJZUJLLJVEF\EH_EKEHJMVF`JMMEMFeeMFZGGHFXYEIF
]LGGIa\JMWEMdFDEF\EHYMWEHaIELLJMVFWGIFEHFa]HGKEF\GMF\EH_EKEHJMVFUGaFWJEMIFWGMFWYYHFYbF
MGXEMaF`EIHYKKEMEFIEFUYHWEMFVEéJIdFgHJZUJLLJVEF\EH_EKEHJMVFUYHWIFGGMVE`YWEMFGLaFWEF
`EIHYKKEMEFGGMVEEbIFJMF[EIF\EHIHYéUEMFIEF[E``EMF\EHKEEHWFY\EHFWEFLJIJVJEé_EF]EHJYWEF
\EH_EKEHWFIEF_JZMFVEUEEaIFY]F`GaJaF\GMFWEFYM\EH]LJ^[IEFJM[YéWJMVF\GMF]HEXJEaF
\YLKa\EH_EKEHJMVdFMMWJEMFWEF\EHYMWEHaIELLJMVFUYHWIFVEéJIF`JMMEMFeeMFZGGHFMGWGIFWEF
[\EH]LJ^[IE\F]HEXJE`EIGLJMVFJaFVEaIY]IêFKGMFE\EMEEMaF\YYHI_EIIJMVF\GMFWEF\HJZUJLLJVEF
\EH_EKEHJMVFUYHWEMFGGMVE`YWEMd
QLaFMJEIFWGGWUEHKELJZKF]HEXJEFJaF`EIGGLWêFKGMF`EIHYKKEMEF_J^[FYYKFMJEIF`EHYE]EMFY]FEEMF
\EHYMWEHaIELLJMVFWEaUEVEF\EH_EKEHWFIEF_JZMFVEUEEaId
SEIF[JEH\YYHF`Ea^[HE\EMF`ELEJWFJaFXEWEF\GMFIYE]GaaJMVFY]FLYKGGLFGGMVEUYH\EMF]EHaYMEELF
UEHK_GGXF`JZFWEWEHLGMWaEFWJ]LYXGIJEKEFYbF^YMaéLGJHEF]YaIEMFJMF[EIF`éJIEMLGMWFEMF
]EHaYMEMFUEHK_GGXF`JZFWEFWEWEHLGMWaEF\HJZUJLLJVEHaYHVGMJaGIJEFNWgdFDE_EF]EHaYMEMF_JZMF
IYIFhFZGMéGHJFh]]PFIEMFYMHE^[IEF\EH_EKEHWFVEG^[IFWYYHF[éMFUEHKVE\EHêF[EIF2JMJaIEHJEF
\GMFOéJIEMLGMWaEF3GKEMdFMMFY\EHLEVFXEIFWEFNgOF[EEbIF[EIF2JMJaIEHJEF\GMFOéJIEMLGMWaEF
3GKEMFWE_EFaJIéGIJEFXEIFJMVGMVF\GMFhFZGMéGHJFh]]PF`EfJMWJVWFEMFWEF`EIHYKKEMF]EHaYMEMF
[JEHY\EHFVE4MbYHXEEHWdFDEFNgOF[GMIEEHIFIEMFGGM_JEMF\GMFWE_EF]EHaYMEMFGLaF`ELEJWFWGIF_JZF
IYIFhFZGMéGHJFh]]PF\EH_EKEHWFUYHWEMFVEG^[IêF\YYHF_Y\EHFVEEMFHEaIJIéIJEF\GMFWEF
]HEXJE[EbbJMVF[EEbIF]LGGIaVE\YMWEMd
gYYHFUEHKMEXEHaFWJEFVEWEIG^[EEHWF_JZMFVEUEEaIFWYYHFEEMF\GMFWEF\JZbF
aIGGIaéJILEEM`EWHJZ\EMFVEMYEXWFJMF[EIF[IJZWELJZK\FQKKYYHWFIéaaEMFWEWEHLGMWFEMF
5YEVYaLG\JfF\GMFhhFXGGHIFh]PiF[ZH`dFh]PiêFhPi\FVELWIFJMFGGM\éLLJMVFY]F[EIF[JEH\YYHF
`Ea^[HE\EMF`ELEJWF[EIF\YLVEMWEdFDEFWYYHFWE_EF`EWHJZ\EMFVEWEIG^[EEHWEFUEHKMEXEHaF_JZMF
Y]FVHYMWF\GMFGHIJKELFNTF\GMF6OFhT7FEMFWEFSEIF\EHWéJWELJZKJMVF\EH_EKEHJMVaVFEMF
]HEXJE]LJ^[IF[NI`dFh]]PêFPTi\F\GMGbFhFZGMéGHJFh]P]FMJEIF\EH_EKEHWF\YYHFWEF
\YLKa\EH_EKEHJMVEMdFRXWGIF\GMGbFhFZGMéGHJFh]P]FMJEIIEXJMF]HEXJEaF\YLKa\EH_EKEHJMVEMF
_JZMFVE[E\EMêFLGGIFWEFNgOFEEMFKYHIJMVFY]F[EIFQRSV]EMaJYEMFYbFWEFIYEaLGVFG^[IEHUEVEF
\YYHFIJZW\GKKEMF\GMGbFhFZGMéGHJFh]P]FUGGHY\EHFIEMFYMHE^[IEF]HEXJEaF_JZMF`EIGGLWdFDEF
NgOF]GaIFWE_EFHEVELFaLE^[IaFIYEFGLaFVEEMF]HEXJEHEaIJIéIJEF[EEbIF]LGGIaVE\YMWEMFEMFVEEMF
a]HGKEFJaF\GMF\EH_EKEHJMVaY]`YéUFJMF6HYGIJfFYbFNLY\EMJfd
MMWJEMFGGMIYYM`GGHFEMFWYEL`EUéaIF[GMWELEMFYbFMGLGIEMF\GMF`EIHYKKEMEF_ELbFEHIYEF[EEbIF
VELEJWFWGIFWE_EFJMFEEMF]YaJIJEFJaFVEKYXEMFWGIFIEMFYMHE^[IEF]HEXJEaF\YLKa\EH_EKEHJMVEMF
UEHWEMFJMVE[YéWEMêFJaF[EIF`ELEJWF\GMFWEFNgOFVEEMF\HJZUJLLJVEF\EH_EKEHJMVFGGMFIEF`JEWEMF
[_JEFYYKFWEFéJIa]HGGKF\GMFWEF89\OF\GMFhYFWE^EX`EHFh]]N\dF3YFVGGIFWEFNgOFEH\GMFéJIF
WGIF]EHaYMEMFWJEFMJEIFHE^[IXGIJVFJMFWEWEHLGMWF\EH`LJZ\EMFWGMFUELFJMFaIHJZWFXEIFWEFSEIF
53
SVB Beleidsregels
AOW, Anw, AKW, OBR, Rw, MKOB, Regeling niet-KOB-gerechtigden, TOG, TAS, TNS
GH`EJWF\HEEXWELJMVEMFGH`EJWFJMFLYYMWJEMaIF\EHHJ^[IEMFEMFYXFWJEFHEWEMFMJEIF\EH]LJ^[IF
\EH_EKEHWF_JZMêF_J^[FHEWELJZKEHUJZaF`EUéaIFXYEIEMF_JZMF\GMFWEFYMHE^[IXGIJV[EJWF\GMF[éMF
\EH`LJZbFYbFGH`EJWFJMFWEWEHLGMWdFDEH[GL\EFKéMMEMFWE_EF]EHaYMEMFGGMFYMIEHE^[IEF
JM[YéWJMVF\GMF\YLKa\EH_EKEHJMVa]HEXJEaFVEEMFHE^[IEMaFIEF[YMYHEHEMF\EHIHYéUEMF\GMF
\EH]LJ^[IEF\EH_EKEHJMVFYMILEMEMêFY]FVHYMWFUGGH\GMFWEFNgOFWEF`EIHYKKEMEMFJMFUEEHUJLF
\GMF[EIFWUJMVEMWHE^[IELJZKEF\YYHa^[HJbIFJM_GKEFWEFGGMXELWJMVaIEHXJZMFIYIFWEF\HJZUJLLJVEF
\EH_EKEHJMVF_YéFKéMMEMFIYELGIEMd
5éHJa]HéWEMIJE
wxyzh{ohnf|f}ufbh{ppijhqrsh{ppk~{phfthqssh{ppk~{pl
wxyzh{,hnf|f}ufbh{ppkjhqzh{ppjhk-
wxyzh{phmf.cf}ufbh{pp,jhqrsh{pop~kojht/0/
wxyzh{hnf|f}ufbh{p-1jhx23h{p-k~{l{
`^SWTd
lb\db\fidjmk^_WXYZX[[X\]^_]W`]a]WXb\^cen
abcdefghkljhffbmcfhgdnjhabcdefghkijhffbmcfhgdnjhabcdefghkohqrs
DEFXYVELJZK[EJWFYXFMGFEJMWJVJMVF\GMFWEF\EH]LJ^[IEF\EH_EKEHJMVFQRSFWEF\EH_EKEHJMVF
Y]F\HJZUJLLJVEF`GaJaF\YYHIFIEF_EIIEMêFaIGGIFY]FVHYMWF\GMFGHIJKELFNOêFEEHaIEFLJWFQRSFY]EMF
\YYHFWEF]EHaYYMFWJEFY]FWEFWGVFMGFWEFWGVFWGIF_JZMF\EH]LJ^[IEF\EH_EKEHJMVFEJMWJVIFWEF
GGM\GMVaLEEbIJZWFGLaF`EWYELWFJMFGHIJKELFiGFQRSF[EEbIF`EHEJKIdFQHIJKELFNOêFEEHaIEFLJWFQRSF
`E]GGLIFWGIFWEF\HJZUJLLJVEF\EH_EKEHJMVFJMVGGIFY]FWEFWGVFMGFWEFWGVFWGIFWEF\EH]LJ^[IEF
\EH_EKEHJMVFJaFVEfJMWJVWdFDYYHFWEFVELEJWELJZKEF\EH[YVJMVF\GMFWEF]EMaJYEMLEEbIJZWFKGMFWJIF
\YYHFZYMVEHEMF`EIEKEMEMFWGIF_JZF_J^[F\HJZUJLLJVFXYEIEMF\EH_EKEHEMFY\EHFIJZW\GKKEMFWJEF
MJEIF_éLLEMFXEEIELLEMF`JZFWEF`EHEKEMJMVF\GMF[EIFYéWEHWYXa]EMaJYEMdFDJIFWYEIF_J^[FJMF
JEWEHFVE\GLF\YYHFGLaFWEF\EH]LJ^[IEF\EH_EKEHJMVFEJMWJVIF\YYHF[EIF`EHEJKEMF\GMFWEFhiVZGHJVEF
LEEbIJZWêFGGMVE_JEMF[EIF]EMaJYEMF_GLFUYHWEMF`EHEKEMWFY\EHFWEFOYFZGHEMF\YYHGbVGGMWEFGGMF
WEFLEEbIJZWF\GMFTiFZGGHdFRXFWE_EFHEWEMFUJZKIFWEFNgOF\GMFGHIJKELFNOêFEEHaIEFLJWFQRSFGbF
JMWJEMFWEFVEUE_EMF\EH_EKEHWEFY]FWEFWGVFMGWGIF_JZMF\EH]LJ^[IEF\EH_EKEHJMVFJaFVEfJMWJVWF
MYVFMJEIFWEF[YYVaIEFJMFGHIJKELFiGFQRSF\GaIVELEVWEFGGM\GMVaLEEbIJZWF[EEbIF`EHEJKIdFDEF
NgOF[GMIEEHIFJMFWGIFVE\GLF[EIF`ELEJWFWGIFWEF\HJZUJLLJVEF\EH_EKEHJMVFJMVGGIFY]FWEFWGVF
UGGHY]FWEFVEUE_EMF\EH_EKEHWEFWJEFGGM\GMVaLEEbIJZWF`EHEJKIdFR]FWE_EFUJZ_EFUYHWIF
\YYHKYXEMFWGIFWEFVEUE_EMF\EH_EKEHWEF]HEXJEF\EHa^[éLWJVWFJaFY\EHFIJZW\GKKEMFUGGH\GMF
`JZF\YYH`GGIF\GaIaIGGIFWGIFWE_EFMJEIFUYHWEMFXEEVEIELWF`JZFWEF`EHEKEMJMVF\GMF[EIF
YéWEHWYXa]EMaJYEMdFDEF]EHJYWEF\GMFXG:JXGGLFIJEMFZGGHFUGGHY\EHFXEMF_J^[F\HJZUJLLJVFKGMF
\EH_EKEHEMêF\GMVIFGGMFY]FWEFWGVFUGGHY]FWEF\HJZUJLLJVEF\EH_EKEHJMVFJMVGGIFJMF]LGGIaF\GMFY]F
WEFWGVFMGFWEFWGVFUGGHY]FWEF\EH]LJ^[IEF\EH_EKEHJMVFJaFVEfJMWJVWdF
QHIJKELFNPFQRSFHEVELIFWEFXYVELJZK[EJWFYXF`JZFGGM\GMVF\GMFWEF\EH]LJ^[IEF\EH_EKEHJMVF
IYIFcJMKYY]cFY\EHFIEFVGGMF\GMFWEFG^[IEHLJVVEMWEFMJEIF\EH_EKEHWEF]EHJYWEdFR]FVHYMWF\GMF
GHIJKELFNPêFEEHaIEFLJWFQRSF\GMVIFWJEF\HJZUJLLJVEF\EH_EKEHJMVFGGMFY]FWEFGGM\GMVaLEEbIJZWFGLaF
`EWYELWFJMFGHIJKELFiGFQRSFWJEFVELWIFY]FWEFEEHaIEFWGVF\GMFWEF\EH]LJ^[IEF\EH_EKEHJMVdFDEF
NgOF[GMIEEHIF`JZFWEFIYE]GaaJMVF\GMFGHIJKELFNPFQRSFE\EMEEMaF[EIF`ELEJWFWGIF_JZFVEEMF
]HEXJEaF[EbIFY\EHFIJZW\GKKEMFUGGH\GMFUEVEMaFWEFVELEJWELJZKEF\EH[YVJMVF\GMFWEF
]EMaJYEMLEEbIJZWF`JZF\YYH`GGIF\GaIaIGGIFWGIFWE_EFMJEIFUYHWEMFXEEVEIELWF`JZFWEF`EHEKEMJMVF
\GMF[EIFYéWEHWYXa]EMaJYEMdF
`^SXYh
o]^pW]kX]^_qqW^i]^_WXYZX[[X\]^_]W`]a]WXb\
abcdefghk/kjhgfnfth{j1hfthkhzfmg4dchs5my
54
SVB Beleidsregels
AOW, Anw, AKW, OBR, Rw, MKOB, Regeling niet-KOB-gerechtigden, TOG, TAS, TNS
QHIJKELFNdNdFOEaLéJIFSba\Fa^[HJZbIF\YYHFY]FUELKEFUJZ_EFWEFNgOFWEF]HEXJEFWJEFJaF
\EHa^[éLWJVWF\YYHFIYELGIJMVFIYIFWEF\HJZUJLLJVEF\EH_EKEHJMVFWJEMIF\GaIFIEFaIELLEMdF
MMVE\YLVEF[EIFWEHWEFLJWF\GMFGHIJKELFNdNFOEaLéJIFSba\FKGMF\YYHFWEF\GaIaIELLJMVF\GMFWEF
`ELGaI`GHEFaYXFEEMFLGVEHEF`ELGaI`GHEFaYXFUYHWEMF\GaIVEaIELWFWGMFWEFXG:JXGLEF`ELGaI`GHEF
aYXFGLaF`EWYELWFJMFWEFYMWEHWELEMF`F\GMF[EIFEEHaIEFEMF[EIFIUEEWEFLJWF\GMFGHIJKELFNdNF
OEaLéJIFSba\dFOJZFWEF\EHLGVJMVF\GMFWEFXG:JXGGLF`ELGaI`GHEFaYXFMEEXIFWEFNgOFWEF]HEXJEaF
\GMF`éJIEMLGMWaEF]GHIJ^éLJEHEFJMKYXEMaWEH\JMVa\EH_EKEHJMVEMFY]FVELJZKEFUJZ_EFJMF
GGMXEHKJMVFGLaFWEF]HEXJEaF\YYHF`éJIEMLGMWaEFaY^JGLEF\EH_EKEHJMVEMdF;EHaI`EWYELWEF
]HEXJEaF_JZMFGLaF]EHaYYMLJZKEF\EH]LJ^[IJMVFGbIHEK`GGHF\GMFWEF`ELGaI`GHEFaYXdFRXWGIF
WGGHXEEF[EIFEJMWHEaéLIGGIFéJIEJMWELJZKFVELJZKFJaFGGMFWEFaJIéGIJEFUGGHJMF]HEXJEaF\YYHFaY^JGLEF
\EH_EKEHJMVEMFY]F[EIFJMKYXEMFUYHWEMFJMVE[YéWEMFXGGKIFWEFNgOF\YYHFWEF
JMKYXEMa\GaIaIELLJMVFVEEMFYMWEHa^[EJWFIéaaEMF]GHIJ^éLJEHF`EIGGLWEF]HEXJEaFEMFaY^JGLEF
\EH_EKEHJMVa]HEXJEadF
`^SXYT
r]jd[Xb\^_db^i]^pW]kX]
abcdefgh-,hs5myhfthabcdefghk/lhzfmg4dchs5my
DEFNgOFaIELIFY]FVHYMWF\GMFGHIJKELFiYF\GMFWEFSba\FWEFIEHXJZMEMF\GaIFUGGH`JMMEMFWEF
]HEXJEF`EIGGLWFXYEIFUYHWEMdFDEFNgOF[EEbIFWE_EFIEHXJZMF\GaIVEaIELWFY]FXG:JXGGLFWHJEF
XGGMWEMF\GMGbF[EIFXYXEMIFUGGHY]F`EIHYKKEMEFJaFVE4MbYHXEEHWFY\EHFWEF[YYVIEF\GMF[EIF
WYYHF[EXF\EHa^[éLWJVWEF`EWHGVdF
MMWJEMFEEMF`ELGMV[E``EMWEFVEXYIJ\EEHWF\EH_YEKIFYXFéJIaIELFYbFa]HEJWJMVF\GMFWEF
`EIGLJMVêFKGMFEEMF`EIGLJMVaHEVELJMVFY\EHEEMVEKYXEMFUYHWEMdFDEF`EIGLJMVaHEVELJMVFKGMF
`JZ\YYH`EELWFEEMFXGGMWELJZKaEF`EIGLJMVFVEa]HEJWFY\EHFIEMF[YYVaIEFIUGGLbFXGGMWEMF_JZMdF
DEFNgOF[GMIEEHIFGLaF`ELEJWFWGIFWEF]HEXJE`EIGLJMVFJMFEéHYcaFWJEMIFIEFVEa^[JEWEMdFDEF
UJaaELKYaIEMFWJEF[JEH`JZFEEMFHYLFKéMMEMFa]ELEMFKYXEMF\YYHFHEKEMJMVF\GMFWEF
`ELGMV[E``EMWEd
RJIFWEFIYE]GaaELJZKEFUEIa`E]GLJMVEMF[GHIJKELFNiêFEEHaIEFLJWêFYMWEHFEFQRSFEMFGHIJKELFTN^êF
EEHaIEFLJWêFYMWEHFWFQMU\F\LYEJIF\YYHIFWGIFGLaFWEFWYYHFWEFNgOFVEaIELWEFIEHXJZMFXEIFXEEHF
WGMFWHJEFXGGMWEMFUYHWIFY\EHa^[HEWEMêFWEF`E\YEVW[EJWFIYIFWEELMGXEFGGMFWEF\HJZUJLLJVEF
\EH_EKEHJMVF\EH\GLIF[_JENOhPOPFY\EHF[EIFEJMWEF\GMFWEF\HJZUJLLJVEF\EH_EKEHJMV\
RJIFGHIJKELFNiêFEEHaIEFLJWêFYMWEHFEêFQRSêFGHIJKELFTN^êFEEHaIEFLJWêFYMWEHFWêFQMUFEMFGHIJKELF
NdPêFWEHWEFLJWêF\GMF[EIFOEaLéJIFSba\FLEJWIFWEFNgOFGbFWGIFWEFXEWEWELJMVFY\EHFWEF
\EHa^[éLWJVWEF]HEXJEFMJEIFLEJWIFIYIFEEMF\EH]LJ^[IJMVFIYIF`EIGLJMVF\GMFEEMFVELWaYXFGLaF
`EWYELWFJMFIJIELF7d7FQU`dF
`^SWdT
o]^kdsXkd[]^j]WkXYb^_qqW^i]][bdk]^ddb^i]^_WXYZX[[X\^
_qqWj\]`]jj]^_]W`]a]WXb\
abcdefghklhqrsjhabcdefghikahqtvjhabcdefgh366hsfch7fb8dftdt0hybd9vdggd0fhyfb8fefbdt0hqrshfth
qtv
R]FVHYMWF\GMFGHIJKELFNOêFEEHaIEFLJWFQRSFEMFGHIJKELFTNGêFEEHaIEFLJWFQMUFKGMFEEMF
VEUE_EMF\EH_EKEHWEF_J^[F\HJZUJLLJVF\EH_EKEHEMFY\EHFEEMFIEHXJZMF\GMFIEMF[YYVaIEFIJEMFZGGHF
MGFWEFWGVFUGGHY]F_JZMF\EH]LJ^[IEF\EH_EKEHJMVFEJMWJVIdF
55
SVB Beleidsregels
AOW, Anw, AKW, OBR, Rw, MKOB, Regeling niet-KOB-gerechtigden, TOG, TAS, TNS
gYYHF`E]GGLWEF^GIEVYHJEfMFVEUE_EMF\EH_EKEHWEMFGLaXEWEF[éMFE^[IVEMYIEMFEMF
JMUYMEMWEFXJMWEHZGHJVEFKJMWEHEMFVELWIFY]FVHYMWF\GMFGHIJKELFNOêFWEHWEFEMF\JEHWEFLJWF
QRSFEMFGHIJKELFTNGêFWEHWEFEMF\JEHWEFLJWFQMUFVEEMFXG:JXGLEFWEELMGXEIEHXJZMdFDEFNgOF
LEVIFWE_EF`E]GLJMVEMF_YFéJIFWGIFIJZW\GKKEMFUGGHJMFEEMFVEUE_EMF\EH_EKEHWEF`E[YYHIFIYIF
EEMF\GMFWEFGGMVEUE_EMF^GIEVYHJEfMFMJEIFXEEIELLEMF\YYHFWEFIEHXJZMF\GMFIJEMFZGGHdFMMWJEMF
WEFE^[IVEMYYIFYbFWEFJMUYMEMWEFXJMWEHZGHJVEFKJMWEHEMFWEELMEXEMFGGMFWEF\HJZUJLLJVEF
\EH_EKEHJMVF]GaIFWEFNgOFWE_EFHEVELFYYKFIYEFGLaFWEFVEUE_EMF\EH_EKEHWEF_ELbFMJEIF
WEELMEEXIFGGMFWEF\HJZUJLLJVEF\EH_EKEHJMVd
`^SWdh
tXbi]^_db^i]^_WXYZX[[X\]^_]W`]a]WXb\
abcdefghk-hqrsjhabcdefghik|hqtvjhabcdefghk/ohzfmg4dchs5my
QHIJKELFNiFQRSFEMFGHIJKELFTN^FQMUFVE\EMFGGMFY]FUELKFXYXEMIFWEF\HJZUJLLJVEF
\EH_EKEHJMVFEJMWJVId
DEFNgOFHEaIJIéEEHIFJMFGbUJZKJMVF\GMFGHIJKELFNdTFOEaLéJIFSba\FIEF\EELF`EIGGLWEF]HEXJEaF
YMVEG^[IFWEFHEWEMF\GMF`EfJMWJVJMVF\GMFWEF\HJZUJLLJVEF\EH_EKEHJMVdFQLaF[EIFIEHéVFIEF
`EIGLEMF`EWHGVFLGVEHFJaFWGMF<FhYêVFEMFXYEIFUYHWEMFY\EHVEXGGKIFY]FEEMF`éJIEMLGMWaEF
`GMKHEKEMJMVêFHEaIJIéEEHIFWEFNgOFWEF]HEXJEFGLLEEMFY]F\EH_YEKF\GMF`EIHYKKEMEdFDEF
KYaIEMFWJEFWEF`GMKFJMFWGIFVE\GLFJMFHEKEMJMVF`HEMVIF_JZMF\GGKF[YVEHFWGMF[EIFIEFHEaIJIéEHEMF
`EWHGVd
`^SXYh
VWXYZX[[X\]^_]W`]a]WXb\^_qqW^Xb^i]^tu^Zqb]bi]^
mXja]WXb\f\]W]ghjX\i]b
abcdefgh,hqrsjhabcdefghikfhqtvhfthabcdefghhzfmg4dchybd9vdggd0fhyfb8fefbdt0hqrshfthq2sh
y33bhdthnfh44b3.fmfh5tdfhv3tftnfh4dcefbdt0m0fbf|7cd0nft
ZYIFhFZGMéGHJFPYYTFUGaF[EIFXYVELJZKFWGIFJMFWEF;RêF;;9FYbF3UJIaEHLGMWFUYMEMWEF
]EHaYMEMFUELF\EH]LJ^[IF\EH_EKEHWFUGHEMFJMVE\YLVEFWEFUEHKMEXEHa\EH_EKEHJMVEMFYbFWEF
3JEKEMbYMWaUEIFXGGHFMJEIF\EH]LJ^[IF\EH_EKEHWFUGHEMF\YYHFWEFY\EHJVEFWEWEHLGMWaEF
aY^JGLE_EKEH[EJWaUEIIEMdFWGGHFGGMLEJWJMVF\GMF[EIFGHHEaIF\GMF[EIFS\5F;=F\GMFiFZéLJFPYYOF
[gGMF>YXXEHEMVOYéHVYMWJfM\FJaFJMFGHIJKELF7YFQRSFEMFGHIJKELFTNEFQMUF`E]GGLWFWGIF
WE_EF]EHaYMEMF_J^[FGLaMYVF\HJZUJLLJVFKéMMEMF\EH_EKEHEMF\YYHFWEFQRSFEMFWEFQMUFY\EHF
\YYHFhFZGMéGHJFPYYTFVELEVEMF]EHJYWEMdFDEF\YYHUGGHWEMFUGGHYMWEHFWEF\HJZUJLLJVEF
\EH_EKEHJMVFUYHWIFGGMVEVGGMêF_JZMFVEHEVELWFJMF[EIFOEaLéJIF\HJZUJLLJVEF\EH_EKEHJMVFQRSF
EMFQWSF\YYHFJMFWEF;éHY]EaEFRMJEFUYMEMWEFéJIKEHJMVaVEHE^[IJVWEMF[NI`dFPYYOêFiPY\dF
DEFMJEéUEFXYVELJZK[EJWFYXFGLaMYVFEEMF\HJZUJLLJVEF\EH_EKEHJMVFGbFIEFaLéJIEMFJaF`E]EHKIFIYIF
]EHaYMEMFWJEF\EH]LJ^[IF\EH_EKEHWF_JZMFVEUEEaIF\YYHFWEF\YLKa\EH_EKEHJMVEMdFSJEHIYEF
HEKEMIFWEFNgOFMJEIFWEF]EHaYMEMFWJEFJMFGGMXEHKJMVFKYXEMF\YYHF[éUELJZKaEFIJZW\GKKEMF
Y]FVHYMWF\GMFOJZLGVEF?MF`JZFgEHYHWEMJMVF[;=\FMHdFPPN@PYY7dF3JEFJMFWJIF\EH`GMWF\YYHIaF
[EIF`ELEJWFWGIFJaF`Ea^[HE\EMFJMFNOPhOOFY\EHF\HJZUJLLJVEF\EH_EKEHJMVdF
gYYHFWEF\HJZUJLLJVEF\EH_EKEHJMVFVELWIFEEMFGGM\HGGVIEHXJZMF\GMFIUEEFZGHEMêFIEFHEKEMEMF
\GMGbFhFZGMéGHJFPYYTdFgEH_YEKEMFWJEFMGFGbLYY]F\GMFWE_EFIEHXJZMFUYHWEMFJMVEWJEMWêF
UYHWEMFWYYHFWEFNgOFaIEEWaFGLaFEEMF`JZ_YMWEHFVE\GLFGGMVEXEHKIF[_JEFYYKFNOhYihFY\EHF
`JZ_YMWEHFVE\GL\dFDEFHEWEMF[JEH\YYHFJaFWGIFWEFHE^[Ia]YaJIJEF\GMFWEFYMWEH[G\JVEFVHYE]F
]EHaYMEMFYMWEH[E\JVFJaFVEUEEaIFGGMFEEMFWEHXGIEFUJaaELEMWFHE^[IaHEVJXEFWGIFWEFZéJaIEF
JX]LJ^GIJEaF\GMF[EIF;éHY]EaEFHE^[IF\YYHFWEF`EIHYKKEMEMFMJEIFLGMVEHFWéJWELJZKFKéMMEMF
56
SVB Beleidsregels
AOW, Anw, AKW, OBR, Rw, MKOB, Regeling niet-KOB-gerechtigden, TOG, TAS, TNS
_JZMêFIEHUJZLFY\EHF[EIFMJEéUEFHE^[IFY]F\HJZUJLLJVEF\EH_EKEHJMVFVEEMFJMWJ\JWéELEF
\YYHLJ^[IJMVFKGMFUYHWEMFVEVE\EMdFMMFVE\GLLEMFUGGHJMFWEF\HJZUJLLJVEF\EH_EKEHJMVFEHIYEF
LEJWIFWGIFGLaMYVFEEMFQMUVéJIKEHJMVFKGMFUYHWEMFIYEVEKEMWFYbFEEMFYéWEHWYXa]EMaJYEMF
XYEIFUYHWEMF[EH_JEMêFVEa^[JEWIFWEFIYEKEMMJMVFWGMFUELF[EH_JEMJMVF\GMUEVEF[EIF
`JZ_YMWEHEFKGHGKIEHF\GMFWEFVEIHYbbEMFHEVELJMVFXEIF\YLLEWJVFIEHéVUEHKEMWEFKHG^[IdF
5éHJa]HéWEMIJE
6y7h48h-h94gdh1,,ljh8aaehw911-~,kh:3ath;3}}fbft9z34b03tnd<t=jhx23h1,,l~1i,
57
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