IMPORTANT TAX DOCUMENTS ENCLOSED! January 2015 Saturday Hours Available At Our New Branch! Have you heard the latest?? We’re now open every Saturday from 9:00 a.m. to noon! We know that weekdays are sometimes hectic so we added Saturday hours for your convenience. We hope to see you at our new branch at 2907 Wilmington Road on an upcoming Saturday (or during any of our weekday hours, too!) New Year, New Possibilities, New Card! GNC VISA®: 1.9% APR* for First 6 Months This year, anything is possible! Why not resolve to pay off debt and shop smarter when you take advantage of the perks of a GNC VISA®Credit Card! Apply today, and you’ll enjoy an introductory rate of 1.9% APR* on balance transfers and purchases for the first six months! Consolidate holiday credit card debt onto the GNC VISA® Credit Card! With the introductory rate of 1.9% APR*, you’ll pay down the debt faster and stretch your dollars farther in 2015! You’ll shop smarter with a GNC VISA® Credit Card, too. Everyday purchases enjoy the same low introductory rate. Plus, a GNC VISA® has other perks, including NO annual fees and NO balance transfers fees! It’s a smart card to carry in your wallet all year long. To apply, stop in our office, or call us. Then resolve to start the New Year off RIGHT! *Annual Percentage Rate. Does not apply to existing GNC VISA Credit Cards. ** Example only – each situation is unique. A sample monthly payment for a credit card balance of $5,000 would be approximately 3% of loan balance. Credit limit is determined by personal credit history. All rates and promotions are subject to change without notice. Improve Your Financial Forecast with A HELOC! It may be cold outside, but Introductory you can WARM up with a GNC Rate of HELOC! You’ll enjoy financial 0.99% freedom and flexibility. Plus, APR*! you’ll enjoy the HOTTEST rate around with an introductory rate of only 0.99% APR* for the first 6 months!! Take advantage of the introductory rate to pay for college tuition, to consolidate bills or high interest rate credit cards, or to make a major home improvement – like a new furnace! With a HELOC, you borrow what you need, when you need it, and pay interest only on what you borrow. It’s an easy solution for planned and unplanned expenses, and a great alternative to credit cards! Come to GNC today and warm up when you apply for a HELOC! *Annual Percentage Rate. After six months the APR is based on the prime rate +.25% with a floor of 2.75%. All rates and promotions are subject to change without notice. Member pays half of all closing costs. Save the date for our Annual Meeting on Saturday, March 7, 2015! January Joy with a GNC Personal Loan If December’s holiday spending has you feeling the financial pinch, then feel the joy in January with a GNC Personal Loan! Qualified members can borrow up to $1,500 with rates as low as 4.25% APR* for up to 12 months! Pay off double-digit interest rates credit cards that purchased your December presents and jump into 2015 with one manageable monthly payment. But the joy of January will only last for a short time, so hurry and apply today! This offer expires on January 31, 2015. Rates as low as 4.25% The GNC Community FCU APR*! Privacy Policy has been included with your December Statements. *Annual Percentage Rate. Sample monthly payment for a loan of $1,500 at 4.25% APR for a term of 12 months would be approximately $127.89. All promotions and rates are subject to change at any time without notice. YOUR 1098 & 1099 information has been included with your December statement. Direct Deposit your IRS Refund to GNC! Fast, Safe, and FREE!!! Want your tax refund FASTER? Then, don’t wait for the postal carrier to bring it! Direct Deposit the refund into your GNC account! Here’s how: Select Direct Deposit on your completed tax form. Enter GNC’s Routing and Transfer Number (243382831) in the appropriate location on the form. Add your Account Number. Watch your account for the deposit. Besides being faster than a paper check, Direct Deposit of tax refunds eliminates the possibility of a paper check being lost or stolen. Direct Deposit is the fastest and safest way to get your IRS tax refund. If you have any question, let us know. Keep Your Account Active! We want to remind members that when your account has no activity for 12 months, we assess a $10 Dormant Account Fee at the end of the year. If you make a deposit of $5 every year (give yourself a birthday gift!), your account will never become dormant! MAIN OFFICE 201 South Jefferson Street New Castle, PA 16101 Phone: 724-652-5783 Fax: 724-652-9864 Office Hours Monday 8:30am Tuesday 8:30am Wednesday 8:30am Thursday 8:30am Friday 8:30am - 5:00pm 5:00pm 5:00pm 6:00pm 5:00pm BRANCH 2907 Wilmington Road New Castle, PA 16105 Phone: 724-652-1431 Fax: 724-658-1973 Office Hours Monday 8:30am - 5:00pm Tuesday 8:30am - 5:00pm Wednesday 8:30am - 5:00pm Thursday 8:30am - 5:00pm Friday 8:30am - 6:00pm Saturday 9:00am -12:00pm Toll-Free: 800-790-5250 Phone E-Teller: 724-652-2568 www.gncfcu.com Anyone who lives, works, worships or attends school in, and businesses and other legal entities located in the area of Lawrence County, PA may become a member of GNC Community FCU.
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