2014 Open Enrollment.pub

SPECIAL POINTS
OF INTEREST:
•
Flexible Spending
Accounts (FSA) for
next year require an
Review your
covered dependents
•
Review your current
plan enrollments
•
Opportunity to
enroll in Short Term
Disability
•
Open Enrollment
ends at 5 p.m. on
November 29th
•
What’s ahead for
2015 medical plans
INSIDE:
Important Dates
2
Plan Information
3
Medical
4-5
Dental & Vision
6
Flexible Spending
Accounts (FSA)
7
Short Term
Disability
November 15-November 29, 2013
It’s time to make your 2014 elections!
Open enrollment is your annual opportunity to make changes to your benefit
elections and sign up for flexible spending accounts. Your elections will be for the
entire 2014 calendar year (January 1, 2014—December 31, 2014).
election
•
Employee Benefits
Open Enrollment
8
Frequently Asked
Questions (FAQ)
9
Looking Ahead
10-11
After reviewing your current enrollments and verifying dependents, if you do not want
to make changes to your benefit elections or elect a 2014 Flexible Spending Account
(FSA), no further action is required. Except FSA, your current enrollments will
automatically continue.
What’s New & Different
Enhanced Medical Plan Coverage
• Co-pays and deductibles will apply
to out-of-pocket maximums
• Expanded women’s preventive
care with $0 co-pay
Kaiser Rate Changes
Non-represented employees and some
represented employees electing Kaiser
medical will begin paying 5% premium
share.
Providence Rate Changes
Employees electing Providence
medical will see a slight rate increase
in payroll deductions. Depending on
coverage level ~$1—$3.
Vision Insurance
• ODS name change: Moda Health
• Rate increase (7.2%)
Defense of Marriage Act
Changes for same-sex domestic
partners with legally recognized
marriages.
Short Term Disability
Employees wanting added income
protection have the opportunity to elect
short term disability.
Wellness at Washington County
Wellness activities completed in 2014
will determine 2015 medical plan
benefit levels.
How to enroll
Step 1: Review materials and your current medical,
dental and vision enrollments.
Step 2: Decide if you want to make changes to your
current benefit elections or elect a 2014
Flexible Spending Account (FSA).
It’s as easy as
1, 2, 3...
Step 3: To make changes or elect a 2014 FSA,
return your enclosed Open Enrollment Form
to Human Resources (PSB 270 or MS 11) no
later than 5 p.m. on Friday, November 29th.
The information in this publication is only a brief description of some Washington County benefits. The controlling provisions of these plans are outlined in the
group policies or plan documents, which can be requested by contacting the Benefits Team at 503-846-8686. This is not a guarantee of benefits.
PAGE
Important Dates
2
Fall Open Enrollment
Open Enrollment begins November 15, 2013 and ends at 5 p.m. on November 29, 2013.
Open Enrollment is your opportunity to:
• Change your medical and dental plans
• Add or remove dependents (medical, dental and vision)
• Elect a 2014 flexible spending account (health care and dependent care)
• Enroll in short term disability
If you miss this opportunity to enroll, all of your current benefits (except for flexible spending accounts)
will automatically continue for the 2014 calendar year with any corresponding 2014 premium
contribution rates. You will not be able to make changes to your health benefits until the next annual
enrollment period unless you have a qualified family status change (such as a birth, death, marriage or
divorce). Changes made during Open Enrollment will be effective January 1, 2014.
Information Sessions
Make sure you
get all of your
questions
answered and
your Enrollment
Form submitted
to the HR office
by
5 p.m. on Friday,
November 29th.
Presentation of plan changes and benefit options followed by an opportunity for questions.
Date
Time
Location
Tues., Nov. 19
11:30 a.m.— 12:30 p.m.
PSB Suite 270
Tues., Nov. 19
3:00 p.m.— 4:00 p.m.
Walnut Street Center
Wed. Nov. 20
9:30 a.m.— 10:30 a.m.
PSB Suite 270
Mon., Nov. 25
2:00 p.m.— 3:00 p.m.
Sheriff’s Office Tr. Rm. B
Tues., Nov. 26
3:00 p.m.— 4:00 p.m.
PSB Suite 270
Additional Help
Individual Appointments
Employees unable to attend an Information Session are invited to schedule individual
appointments or contact the Benefits team: [email protected] / 503-846-8686.
Short Term Disability
For additional information or to apply for short term disability, contact the Unum Call Center
during Open Enrollment at 1-800-817-3291 (Monday-Friday, 8 a.m.—5 p.m. EST) or visit
www.unum.com/employees.
EMPLOYEE
BENEFITS
Plan Information
PAGE
3
Benefit Eligibility Rules
Employees
All regular full-time and part-time (20+ hrs/wk) employees are eligible.
Dependents*
• Legal spouse or registered same-sex domestic partner
• Biological children, step-children, and legally adopted children, up to age 26
• Children over age 26 incapable of self-sustaining employment by reason of mental or
physical disability
• Grandchildren residing with you and whom you claim as tax dependents
• Children for whom you are the legal guardian or you support as the result of a valid
court order
*While some dependents are eligible for coverage under the County plans, their coverage
may not be eligible for the pre-tax benefit.
For example, the employer cost of providing benefits for registered same-sex domestic
partners (who are not legally married in a state or country that recognizes same-sex
marriages) is considered ordinary income or “imputed income.” Therefore, the value (i.e.
total premium) for any non-tax dependent is subject to taxes, including Federal, FICA
(Social Security & Medicare), state and city taxes, where applicable. Imputed income will be
calculated and entered upon enrollment.
Enrollment and Family Status Changes
Your Open Enrollment elections will be effective January 1, 2014. These elections are fixed
for the remainder of the plan year, unless you have a qualifying change in family status.
After Open Enrollment, if you experience a family status change, you have 30 days from
the date of your family status change to submit paperwork to add/remove coverage for any
newly eligible/ineligible dependents.
For coverage to be effective the 1st of the month following the event, you must
submit your form by the 15th of that month. Coverage will be delayed by an
additional month for forms received on the 16th or after, but still within the 30 day
window. Some family status changes require documentation in addition to
completing a request for enrollment.
The following are considered “qualifying family status changes:”
•
•
•
•
•
•
•
•
A legal marital status change (marriage, death of spouse, divorce, or annulment)
Commencement/Termination of registered same-sex domestic partnership
A change in the number of your dependents (birth, death, or adoption)
A change in employment status for you, your spouse, your registered same-sex
domestic partner or your dependent which results in a change of eligibility for benefits
Your dependent ceases to satisfy eligibility requirements due to age
You or your dependent becomes entitled to or loses eligibility for Medicare or Medicaid
Commencement of or return from an unpaid leave of absence which results in a
change of eligibility for benefits
Judgment, decree or order resulting from a divorce, annulment or change in legal
custody
Getting
married?
♦
Having a
baby?
♦
Don’t
forget to
notify the
Benefits
team within
30 days of
your family
status
change.
NOVEMBER,
2013
PAGE
Medical
4
Kaiser members must utilize a Kaiser facility/provider for the benefit levels below to
apply.
The County is
proud to offer
employees two
medical plan
choices. Choose
the plan that best
meets your
family's needs.
Deductible
None
Office Visit (primary)
$15 co-pay
X-rays, Lab, Imaging
No Charge
Rx (Outpatient) up to
30-day supply
$15/Rx Generic
$30/Rx Brand-name
2 co-pays for 90 day supply
Hospital Inpatient
No Charge
Emergency Visit
$75 (waived if admitted)
Out-of-pocket maximum
$600 / person; $1,200 / family
Alternative Care
$15 co-pay: Acupuncture, Chiropractic, Naturopathic
$25 co-pay: Massage Therapy (max: 12 visits per year)
Annual maximum: $1,500
Providence members have the option to use out-of-plan providers, or seek care from in-plan
participating providers for lower out-of-pocket costs.
In-plan
Out-of-plan
Deductible
$250/person
$750/family
Office Visit
$15 co-pay
40% coinsurance
X-rays, Lab, Imaging
20% coinsurance
40%, after deductible
Rx (Outpatient) up to
30-day supply
Emergency Only
Hospital Inpatient
$15/Rx Generic
$30/Rx Brand-name
2 co-pays for 90 day supply
20%, after deductible
40%, after deductible
Emergency Visit
$250 co-pay
$250 co-pay
Out-of-pocket maximum
$1,700/person
$5,100/family
$15/visit: Acupuncture, Spinal
Manipulation
Alternative Care
Not covered
Annual maximum: $1,500
Additional benefit plan information is available on the
Benefits web page at:
www.co.washington.or.us/benefits
EMPLOYEE
BENEFITS
Medical
PAGE
5
2014 Medical Plan Changes & Enhancements
Out-of-pocket expenses
All co-pays and coinsurance will apply to the out-of-pocket maximum.
Providence medical plan benefits expanded to include chiropractors, acupuncturists, and naturopaths.
Services (e.g. office visits, imaging, labs) by these provider types will now be covered under medical benefits
vs. alternative care. Alternative care benefit will continue to cover acupuncture and spinal manipulation.
Expanded Women’s Preventive Care
The following additional preventive care services for women will now be covered with no cost sharing:
• Prenatal office visits
• Three screenings for gestational diabetes
• Breastfeeding support, supplies, and counseling
• HPV DNA testing for women 30 years or older
• Sexually-transmitted infection counseling
• HIV screening and counseling
• Domestic violence screening and counseling
• FDA-approved contraception methods and contraceptive counseling
Hearing Care
Oregon-mandated hearing aid benefit for children; removing the frequency limit of every 4 years.
2014 Medical Premium Contribution Rates
Both Providence and Kaiser members will contribute 5% premium share in 2014*. Premium
deduction amounts are semi- (2x) monthly on the first and second checks of a month.
Kaiser
Semi-monthly Rate
County Share
(95%)*
Employee Share
(5%)*
Employee Only
$251.30
$238.74
$12.56
Employee + Spouse
$502.61
$477.48
$25.13
Employee + Child(ren)
$452.35
$429.74
$22.61
Employee + Family
$753.91
$716.22
$37.69
Providence
Semi-monthly Rate
County Share
(95%)*
Employee Share
(5%)*
Employee Only
$263.37
$250.21
$13.16
Employee + Spouse
$526.76
$500.43
$26.33
Employee + Child(ren)
$474.08
$450.38
$23.70
Employee + Family
$790.14
$750.64
$39.50
Medical
premiums are
scheduled to
increase next
year.
Kaiser 9.98%
Providence 9.5%
*Percentage share amounts are for regular full-time and part-time employees. Job
Share employees electing coverage pay 50% of the full insurance rates above. If you
are represented by the AFSCME or ONA, the County will pay 95% of the Providence
rate and the employee share rates for Kaiser will differ from those listed above.
NOVEMBER,
2013
PAGE
Dental & Vision
6
Vision
Decide if
adding
dependents
to your
vision plan
makes sense
for you.
Washington County will continue to provide vision benefits through
Moda Health (formerly ODS) with the Moda Health Provider network.
ODS Vision
Semi-monthly Rate
County Share*
Employee
Share*
Employee Only
$4.69
$4.69
$0.00
Employee + Spouse
$9.38
$4.69
$4.69
Employee + Child(ren)
$9.38
$4.69
$4.69
Employee + Family
$14.07
$4.69
$9.38
*Percentage share amounts are for regular full-time and part-time employees. See the
enclosed Enrollment Form for Job Share rates, if applicable to you.
Description
Max. amount covered
Eye Exam (every calendar year)
100% after $5 co-pay
Single Vision Lenses
$40/pair*
Bifocal Lenses
$60/pair*
Trifocal Lenses
$80/pair*
Contacts Lenses
$150/pair*
Frames (every calendar year)
$110
*This coverage does not provide for lenses and contacts in the same calendar year.
Note: There is typically no additional benefit to electing “double coverage” for a dependent
when this plan is the secondary insurance. Contact the Benefits team for additional
Coordination of Benefits (COB) information.
Willamette Dental Group
Description
Co-pay
Annual Max Benefit None
Office Visit charge
$4 co-pay
Exam/Cleaning/
X-rays
$0 co-pay (No Charge)
Fillings
No Charge for certain
material
Crown/Inlay
$40 co-pay
Root Canal Work
$30 co-pay
Orthodontia
$2,500 co-pay + office
charge
Dental Providers
Willamette Dental
Network
EMPLOYEE
BENEFITS
Dental
Both dental plans are renewing this year with the same plan design
and 100% County-paid premiums for regular employees. See
Enrollment Form for Job Share rates, if applicable to you.
Moda Health
Description
Coverage
Annual Maximum Benefit
$1,500
Preventative & Basic Care
(exams/x-rays, cleaning,
fillings, endodontics &
periodontics)
1st year – 30% coinsurance
2nd year – 20% coinsurance
3rd year – 10% coinsurance
4th year – 0%
Major Services (crowns,
bridge work, dentures)
50% coinsurance
Orthodontia
No Coverage
Dental Providers
Provider of choice
Flexible Spending Accounts (FSA)
PAGE
7
Health Care & Dependent Care
Flexible spending accounts offer you the opportunity to set aside before-tax dollars to pay for certain health-related
and dependent care (e.g. day care) expenses. When you have an eligible expense, you are reimbursed from your
account tax-free.
How the Plans Work
The accounts are separate (i.e. you can choose to participate in one FSA or both). Based upon your expected
annual eligible expenses, you decide how much money you want to contribute. You can contribute up to $2,500 to
the Health Care FSA and up to $5,000 ($2,500 if you’re married filing single) to the Dependent Care FSA.
Rules and Risks of the FSA Plans
Since FSA plans provide a tax benefit, the IRS imposes several notable rules on these plans. It is important that
you keep these in mind when making your election. Be conservative with the amount you elect for your FSA. Once
you make your election to participate, you generally cannot change the amount that you contribute for the year.
•
•
•
•
One election per plan year- Once you make your annual election, that election cannot be changed until the
next FSA Open Enrollment unless you experience an IRS qualifying family status change.
Date Incurred- Services must be received during the plan year or during the grace period in order for the
expense to be eligible for reimbursement. Special rules apply to orthodontia expenses.
Use it or lose it- If you over-estimate your expenses for the year or fail to make a timely request for
reimbursement, the money left in the account is forfeited. FSA balances do not rollover from year to year;
therefore, it is important that you are conservative when estimating your expenses.
No double-dipping- Expenses paid through the FSA cannot be taken as an income tax deduction.
What Are Considered Eligible Expenses?
Dependent Care expenses (child care or elder care) you incur while at
work or school may be eligible for reimbursement through this plan. In many
cases, this will be more advantageous than the federal tax credit.
Health Care expenses that are either not covered or only partially covered
by insurance may be eligible for reimbursement through this plan. Examples
include: co-pays, deductibles, prescriptions, certain medical supplies, dental
expenses, orthodontia, vision care, lenses & frames, acupuncture,
chiropractic. See Benefits website for a thorough list of eligible expenses.
After Enrollment
Beginning with your first paycheck in January, contributions will be deducted
from your check on a pre-tax basis. As you incur eligible expenses
throughout the plan year (January 1—December 31, 2014) or during the
grace period (January 1, 2015—March 15, 2015) you use your health FSA
debit card or submit a reimbursement request form, receipts and any
required supporting documents to the administrator for reimbursement. The
final date for reimbursement for claims incurred during the plan year or
during the grace period is June 15, 2015. Reimbursement checks can be
mailed to you or can be automatically deposited into your bank account.
Tax Savings Example
Dollars you contribute to your
FSA reduce your reportable and
taxable income.
No
FSA
With
FSA
$1,500 $1,500
Gross Salary
Pre-tax expense
Adjusted Salary
Taxes (30%)
Net Salary
After-tax
expense
Take Home Pay
0
-$200
$1,500 $1,300
-$450
-$390
$1,050
$910
-$200
$0
$850
$910
Additional instructions (e.g. claims administrator information) will be mailed to employees after enrollments have
been processed. If you have a 2013 FSA debit card and elect a 2014 FSA, do not throw away your card, it will
be reloaded with your new year’s election.
NOVEMBER,
2013
PAGE
Individual Short Term Disability
8
What is Unum’s Short Term Disability Plan?
Individual short term disability insurance can pay you a percentage of your gross monthly
salary if you become injured or ill due to covered disability or covered pregnancy. You can
choose monthly benefit amounts from $400 to $5,000. You can use it in any way you choose.
You own this
policy so
you can
keep it even
if you leave
Washington
County or
retire. Unum
will bill you
directly for
the same
premium
amount.
Monthly expenses you should consider: mortgage/rent, transportation, utilities, insurance,
food & clothing, education, loans/credit card debt, child care/elder care, savings
contributions/retirement, medical costs.
Who is eligible?
This policy is available to all eligible employees ages 17-69 who are actively at work.
How do I enroll?
For additional information or to apply for short term disability, contact the Unum Call Center
during Open Enrollment at 1-800-817-3291 (Monday-Friday, 8 a.m.—5 p.m. EST) or visit
www.unum.com/employees. Coverage becomes effective January 1, 2014. Deadline to
enroll is Friday, November 29th.
Policy Provisions
Pre-existing condition limitation: If you have a preexisting condition within a 12-month period before your
coverage effective date, benefits will not be paid for a
disability if it begins during the first 12 months the policy
is in force.
A pre-existing condition is a condition for which
symptoms existed (within 12 months before your coverage effective date) that would cause a person to seek
treatment from a physician or for which a person was treated or received medical advice from a physician, or took
prescribed medicine. The determination on whether your condition qualifies as pre-existing will be based on the
date of disability and the date you notify Unum.
Pregnancy: Nine months after coverage becomes effective, pregnancy is considered the same as any other
covered illness. The available monthly benefits will be paid upon fulfillment of the elimination period. Benefits will
not be paid if the insured individual gives birth within nine months after the coverage becomes effective. However,
medical complications of pregnancy may be considered as any other covered sickness, subject to the pre-existing
condition limitation.
Sample Rates
Maximum
Monthly
Benefit
$800
$1,200
$1,600
7 Days Accident / 7 Days Sickness
14 Days Accident / 14 Days Sickness
Elimination period / 3 Months Benefit Elimination period / 3 Months Benefit
Sickness & Off Job Accident
Issue Ages 17-49 Issue Ages 50-69 Issue Ages 17-49 Issue Ages 50-69
$13.50
$16.34
$10.01
$12.05
$20.24
$24.49
$15.02
$18.07
$26.98
$32.66
$20.00
$24.10
Premiums are based on your age on the policy effective date and are deducted from your
paycheck semi-monthly (first two checks of the month). Premiums will be after-tax deductions.
EMPLOYEE
BENEFITS
Frequently Asked Questions
PAGE
9
Q: Do I have to complete a form?
A: This Open Enrollment, forms are only required if you are changing your current elections (e.g.
plans or covered dependents) or, if you are electing to participate in a 2014 Flexible Spending
Account (FSA).
Q: What happens if I do not turn in a form?
A: If you do not turn in a form, your current elections (except FSA) and level of coverage will
automatically continue. You will not be permitted to change your benefits for the remainder of the
plan year unless you have a qualifying family status change (e.g. marriage, birth, adoption).
Q: When are forms due?
A: Completed Open Enrollment forms must be returned to Human Resources (PSB 270 or MS11)
no later than 5 p.m. on November 29, 2013.
Q: What happens if I do not re-elect FSA?
A: FSA deductions must be re-elected each year according to IRS guidelines. If you do not turn in a
form to re-elect deductions, this plan automatically ends each year.
Q: Do I have to cover the same dependents on all health plans?
A: No. You can specify which dependents you would like to cover on the medical, dental and vision
plans that you select as the employee.
Q: Can I elect to add additional life insurance or Long Term Disability (LTD) Buy-up coverage
now?
A: Enrollment changes to life insurance and LTD may be requested at any time during the year by
completing an application (including a medical history statement). Coverage is subject to insurance
underwriting and approval with Standard Insurance. Contact the Benefits team to request
applications (503-846-8686).
Q: Can I pay for my medical premiums using my Flexible Spending Account?
A: No. Your medical premiums will already be paid on a pre-tax basis.
Q: Can I change my Flexible Spending Account election if I need to?
A: Generally, changes to your FSA election are not permitted during the year. The IRS rules do
permit an election change if you have a qualifying family status change and your election change is
consistent with that life event. See page 3 for a list of qualifying family status changes.
Q: How do I apply for Individual Short Term Disability (ISTD) with Unum?
A: You can contact the Unum Call Center (1-800-817-3291) and apply via phone. ISTD is only
available for enrollment during an Open Enrollment period.
Q: When is the next opportunity to change my benefit elections?
A: The next Open Enrollment will be Fall of 2014 for the 2015 benefit year.
Q: Where can I find more Open Enrollment information?
A: Additional information can be found in several ways:
• Electronic versions of most materials can be found on the Employee Benefits website:
www.co.washington.or.us/benefits under the Open Enrollment link.
• Open Enrollment materials, forms, policies, and current plan summaries are available in
Human Resources.
• Attend one of the Information Sessions.
• Contact the Benefits team: [email protected] / 503-846-8686.
NOVEMBER,
2013
PAGE
Looking Ahead
10
2014 Wellness Activities & 2015 Medical Plans
Medical plan options for 2015 will have a focus on wellness. Next year, plan members will have the
opportunity to participate in wellness activities which will earn them a better benefit level in their
2015 medical plan (lower deductibles, co-pays and coinsurance). Wellness activities will include
items such as obtaining a biometric screening and the completion of an on-line personalized health
assessment.
Biometric Screenings
A screening completed at the doctor’s office or on-site during Employee Health & Wellness Week,
which measures blood pressure, body mass index (BMI), cholesterol levels and blood sugar.
Personalized Health Assessment
An on-line health risk questionnaire that provides a confidential report that outlines health risks and
strengths, and offers ideas for healthier living. Health risk questionnaires typically include questions
about your diet, sleep and exercise habits, general safety and other topics.
Screenings and Assessments are confidential.
Individual results are never shared with your employer.
Stay tuned! Plan members will receive additional information this Spring.
Benefits & Wellness Calendar
Wellness is a journey that continues throughout the year. To help you reach your healthy living
goals, take advantage of the following resources:
•
•
•
Learn more about your own health; have your biometric screening completed at your
physician’s office or on-site during Employee Health & Wellness Week
Complete a confidential online health assessment
Sign up for a free health coach
Nov. 2013
Dec. 2013
Nov. 15—Nov. 29:
2014 Open Enrollment
EMPLOYEE
BENEFITS
Jan 1:
Coverage effective date
Jan.— Dec.2014
Aug. 18—Aug. 22:
Health & Wellness Week
2015
Open Enrollment
Looking Ahead
PAGE
11
From launching a website dedicated to helping employees with their wellness goals to
publishing a quarterly Wellness Newsletter, your Wellness Committee has had a very busy and
successful year!
The Committee’s most recent success was assisting Human Resources with the coordination
of the County’s first annual Employee Health & Wellness Week. And what a week it was...with
on-site biometric screenings, daily lunch-time information sessions, two fun-filled Employee
Health & Wellness Fairs and many prize giveaways, including two iPads from Providence and
Kaiser. The following are some highlights from the week.
During the week’s event, employees had opportunity to tell us what areas of wellness were
important to them. We learned our employees are very motivated about their health status and
ready for change. Based on what was shared, the Committee will focus on these areas of
wellness over the next year:
•
Weight management (44% rated top priority)
•
Nutrition (14% rated top priority)
•
Depression (13% rated top priority)
•
Stress management (12% rated top priority)
Want more information?
•
•
•
Visit the Employee Wellness Website
Sign up to receive regular updates of wellness program activities by sending an email to
[email protected] with EMAIL BLASTS in the subject line
Watch for announcements about future wellness activities via email, on HORIZONS and in
the quarterly employee wellness newsletter, Health Matters.
NOVEMBER,
2013
Important Phone Numbers & Web Addresses
Phone
Web / Email
Medical—Kaiser Permanente
503-813-2000
www.kp.org
Medical—Providence Health Plan
503-574-7500
www.providence.org/healthplans
Dental—Moda Health
503-243-3962
www.modahealth.com
1-855-433-6825
www.willamettedental.com
503-243-3962
www.modahealth.com
Flexible Spending Accounts (FSA)
1-800-422-7038
psa.pacificsource.com/PSA
Short Term Disability—UNUM
1-800-635-5597
www.unum.com/employees
Long Term Disability—Standard
Contact Benefits
[email protected]
Life Insurance—Standard
Contact Benefits
[email protected]
EAP—Reliant Behavioral Health
1-866-750-1327
www.myRBH.com
503-598-7377
www.oregon.gov/PERS
Retirement—457(b) Great West
1-800-462-9277
www.gwrs.com
Retirement—457(b) ICMA
1-866-822-3641
www.icmarc.org
503-846-8686
[email protected]
Plan/Program
Dental—Willamette Dental Group
Vision—Moda Health
Retirement—PERS
General Benefits Questions
Visit the Washington County Employee Benefits Webpage for additional benefit plan details.
www.co.washington.or.us/benefits

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