California Home Finance Authority 1215 K Street, Suite 1650  Sacramento, California 95814 Phone: (855) 740-8422  Fax: (916) 444-3551  www.chfloan.org CHF Residential Energy Retrofit Program PROGRAM SUMMARY OVERVIEW / FUNDING SOURCE The CHF Residential Energy Retrofit Program is administered by California Home Finance Authority (CHF), a California Joint Powers Authority, and available to qualifying homeowners through a network of qualified whole-house performance contractors approved by CHF. The Program began in 2010 and was originally funded through a $29 million grant from the California Energy Commission (CEC) as part of the American Recovery and Reinvestment Act. Funding for the Program is currently made possible through funding from Pacific Gas & Electric Company and a unique partnership with private investor Five Star Bank. Up to $20 million in loan financing is available to eligible homeowners to implement whole-house energy efficiency retrofits. PROGRAM ACHIEVEMENTS1 (From October 2010 to-date) The Program has:  Assisted over 1,229 individuals and families with financial assistance to make energy efficiency improvements; o Provided over $28.4 million in low interest rate loans and over $2 million in grants;  Created and/or retained an estimated 300 jobs; and  Supported energy savings of an estimated 97 million British Thermal Units (BTUs) per project (a Program total savings of over 1028 billion BTUs). ELIGIBLE ENERGY EFFICIENCY RETROFIT WORK2 Examples of eligible energy efficiency work include: window and duct sealing, insulating walls and attics, installing new heating and air conditioning systems, and installing new water heaters, windows. Renewable energy measures (i.e. solar measures) are also eligible for financing under the Program, subject to program requirements. GOALS The CHF Residential Energy Retrofit Program was developed in order to financially assist homeowners with making energy efficiency improvements to their home(s) and to positively impact California’s economy through job creation. Secondary benefits include:  Reduced energy costs;  Improved home comfort; and  Reduced impact on the environment. ELIGIBLE JURISDICTION The Program is currently in the following 44 counties of California: Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Glenn, Humboldt, Kern, Kings, Lake, Madera, Marin, Mariposa, Mendocino, Merced, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Joaquin, San Mateo, San Francisco, San Luis Obispo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Sierra, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Tuolumne, Yolo, and Yuba. DEL NORTE SISKIYOU SH ASTA TRINITY LASSEN H UMBOLDT T EHAMA P LUMAS M ENDOCINO GLENN BUTTE C O LUSA LA KE Y UBA SUTTER SIERRA NEV ADA P LACER EL DO RADO ALPINE Y O LO NA PA SA CRAMENTO A MADOR SO LANO C A LAVERAS M A RIN T UOLUMNE C O NTRA SA N C O STAJO A QUIN SA N FRANCISCO A LAMEDA ST ANISLAUS M A RIPOSA SO NOMA SA N MATEO A minimum energy savings of 10% is required on all projects. Energy savings estimates are furnished through a wholehouse energy inspection and modeling of the home’s energy components and proposed improvements. Projected energy savings from energy efficiency measures are re-verified upon completion of the retrofit work through a Home Energy Rating System (HERS) audit. MODOC SA NTA C LARA SA NTA C RUZ MONO M ERCED M A DERA SA N BENITO FRESNO INYO T ULARE M O NTEREY KINGS SA N LUIS O BISPO KERN SAN BERNARDINO SA NTA BA RBARA VENTURA LOS ANGELES RIVERSIDE ORANGE IMPERIAL SAN DIEGO In partnership with 1 BTU savings based on data gathered from approved CEC energy efficiency modeling software. 2 Additional program guidelines apply. Contact CHF, visit www.chfloan.org, or speak with a CHF Approved Contractor for full program guidelines. Note: California Home Finance Authority (CHF) was formerly known as CRHMFA Homebuyers Fund (CHF). A formal name change is pending. Updated 05/07/14