RHB Junior Savings Account: Duit Raya Campaign Terms & Conditions Campaign Period 1. RHB Bank Berhad (“RHB”) is organizing the RHB Junior Savings Account: Duit Raya Campaign (“Contest”) which shall commence from 23 July 2014 to 31 August 2014, both dates inclusive (“Contest Period”). Eligibility 2. The Campaign is open to all new and existing RHB Bank Junior Savings Account Holders (both residents and non-residents) of RHB Conventional Retail Banking segment (“Eligible Participant(s)”). 3. The followings (which shall be determined by RHB at its discretion) are NOT eligible to participate: i. Permanent and/or contract employees of (RHB Banking Group and their immediate family members; and ii. Representatives and/or agents (including advertising agencies, Campaign agencies and their immediate families) Campaign Prize 4. The prize to be given away under the Campaign is as follows:Category Prize Cash Prize* No. of Winners RM100 200 *Cash Prize will be credited into the winner’s RHB Junior Savings Account Campaign Mechanics 5. In order to qualify for this Campaign, the Eligible Participant(s) will need to have minimum Incremental Deposit Growth of RM 300 in the Junior Savings Account during the Campaign Period. 6. No Campaign entry forms or registration are required. All eligible RHB Bank Junior Savings Account Holders shall be automatically tracked in the qualifying process based on the calculation of RHB Bank Junior Savings Account Incremental Deposit Growth. 7. Incremental Deposit Growth (“IDG”) is defined as the incremental growth of the Eligible Participant(s)’s savings account during the Campaign Period. For any new RHB Bank Junior Savings Account opened during the Campaign Period, the baseline to calculate the IDG is Ringgit Malaysia Zero ( RM- 0 ). 8. IDG Calculation: IDG Calculation 31 August 2014 End Day Balance minus 22 July 2014 End Day Balance Page 1 of 3 9. Examples of the IDG calculation are as follows: Example 1: Customer tops up RM300 into the existing RHB Bank Junior Savings Account during the Campaign Period Incremental Deposit Growth: RM300 Example 2: Customer opens New RHB Bank Junior Savings Account with RM300 during the Campaign Period Incremental Deposit Growth: RM300 Example 3: Customer tops up RM600 into the existing RHB Bank Junior Savings Account and withdraw RM 200 during the Campaign Period Incremental Deposit Growth: RM 400 Example 4: Customer tops up RM500 into the existing RHB Bank Junior Savings Account and close the account during the Campaign Period Incremental Deposit Growth: RM 0 10. All deposit placements into participating RHB Bank Junior Savings Account for the purpose of the Campaign must be made with new funds, failing which RHB reserves the right at its discretion to disqualify the shortlisted winners. Winners Selection 11. RHB Bank Junior Savings Account with highest IDG will be selected via computer system automation. 12. Eligible Winner must be a RHB Junior Savings Account holder with the condition of Single Account holder must be age below 18 years old and Joint Account holder’s child must be age below 18 years old 13. The Prize will be credited into the winner’s account six (6) to eight (8) weeks from the date of winners’ announcement date 14. The Grand/ Monthly Prize Shortlisted winners’ participating account must remain open, active and valid from the Campaign Period until 31 October 2014, failing which, the winner will be disqualified, the Prize will be forfeited and a new winner will be selected. Any winner whose Prize has been forfeited shall not be entitled to any payment or compensation and RHB shall not be held liable in such circumstances. 15. The Prize awarded is neither transferable nor exchangeable. Winner shall not be entitled to any other compensation, benefits or substitution in any form whatsoever in lieu of the Prize. Page 2 of 3 General Terms & Conditions 16. RHB reserves the right at its discretion provided that RHB has given notice of twenty one (21) calendar days to the Eligible Participant(s) to vary, delete or add to any of these Terms & Conditions (“T&C”) contained herein wholly or in part. RHB may give such notice or communication to the Eligible Participant(s) through any modes or methods as RHB deems appropriate and fit including without limitation by post, by notification in the mass media, by posting the notice in the RHB’s branches, by inserting the notice into the periodic statement of account, by electronic transmission (including via facsimile, mobile phones, other devices or the internet) or by posting at RHB’s website or at ATM or other terminals under the control of RHB. The latest T&C can be accessed from RHB’s website at www.rhb.com.my and/or available on request from RHB’s branches or any other delivery channel of RHB. 17. In the event that any of the Prize is awarded to and received by persons who: a. is not an Eligible Participant(s) in the Campaign; or b. is an Eligible Participant(s) but has committed fraudulent or wrongful acts in relation to his/her banking accounts, debit card, credit card or loans and/or any transactions made thereof; RHB reserves the right to disqualify such persons from participating in the Campaign and/or not to permit him/her to redeem his/her Prize. 18. RHB’s decision is final and conclusive and no correspondence disputing the Bank’s decision will be entertained. 18. By participating in this Campaign, the Eligible Participant(s) agrees to be bound by these T&C. . ~ END ~ Page 3 of 3
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