RHB Deposits, Spend and Win Contest

RHB Junior Savings Account: Duit Raya Campaign
Terms & Conditions
Campaign Period
1. RHB Bank Berhad (“RHB”) is organizing the RHB Junior Savings Account: Duit Raya
Campaign (“Contest”) which shall commence from 23 July 2014 to 31 August 2014, both
dates inclusive (“Contest Period”).
Eligibility
2. The Campaign is open to all new and existing RHB Bank Junior Savings Account Holders
(both residents and non-residents) of RHB Conventional Retail Banking segment (“Eligible
Participant(s)”).
3. The followings (which shall be determined by RHB at its discretion) are NOT eligible to
participate:
i. Permanent and/or contract employees of (RHB Banking Group and their immediate
family members; and
ii. Representatives and/or agents (including advertising agencies, Campaign agencies and
their immediate families)
Campaign Prize
4. The prize to be given away under the Campaign is as follows:Category
Prize
Cash Prize*
No. of Winners
RM100
200
*Cash Prize will be credited into the winner’s RHB Junior Savings Account
Campaign Mechanics
5. In order to qualify for this Campaign, the Eligible Participant(s) will need to have minimum
Incremental Deposit Growth of RM 300 in the Junior Savings Account during the Campaign
Period.
6. No Campaign entry forms or registration are required. All eligible RHB Bank Junior Savings
Account Holders shall be automatically tracked in the qualifying process based on the
calculation of RHB Bank Junior Savings Account Incremental Deposit Growth.
7. Incremental Deposit Growth (“IDG”) is defined as the incremental growth of the Eligible
Participant(s)’s savings account during the Campaign Period. For any new RHB Bank Junior
Savings Account opened during the Campaign Period, the baseline to calculate the IDG is
Ringgit Malaysia Zero ( RM- 0 ).
8. IDG Calculation:
IDG Calculation
31 August 2014 End Day Balance minus 22 July 2014 End Day Balance
Page 1 of 3
9. Examples of the IDG calculation are as follows:
Example 1:
Customer tops up RM300 into the existing RHB Bank Junior Savings Account during the
Campaign Period
 Incremental Deposit Growth: RM300
Example 2:
Customer opens New RHB Bank Junior Savings Account with RM300 during the Campaign
Period
 Incremental Deposit Growth: RM300
Example 3:
Customer tops up RM600 into the existing RHB Bank Junior Savings Account and withdraw
RM 200 during the Campaign Period
 Incremental Deposit Growth: RM 400
Example 4:
Customer tops up RM500 into the existing RHB Bank Junior Savings Account and close the
account during the Campaign Period
 Incremental Deposit Growth: RM 0
10. All deposit placements into participating RHB Bank Junior Savings Account for the purpose of
the Campaign must be made with new funds, failing which RHB reserves the right at its
discretion to disqualify the shortlisted winners.
Winners Selection
11. RHB Bank Junior Savings Account with highest IDG will be selected via computer system
automation.
12. Eligible Winner must be a RHB Junior Savings Account holder with the condition of Single
Account holder must be age below 18 years old and Joint Account holder’s child must be age
below 18 years old
13. The Prize will be credited into the winner’s account six (6) to eight (8) weeks from the date of
winners’ announcement date
14. The Grand/ Monthly Prize Shortlisted winners’ participating account must remain open, active
and valid from the Campaign Period until 31 October 2014, failing which, the winner will be
disqualified, the Prize will be forfeited and a new winner will be selected. Any winner whose
Prize has been forfeited shall not be entitled to any payment or compensation and RHB shall
not be held liable in such circumstances.
15. The Prize awarded is neither transferable nor exchangeable. Winner shall not be entitled to
any other compensation, benefits or substitution in any form whatsoever in lieu of the Prize.
Page 2 of 3
General Terms & Conditions
16. RHB reserves the right at its discretion provided that RHB has given notice of twenty one (21)
calendar days to the Eligible Participant(s) to vary, delete or add to any of these Terms &
Conditions (“T&C”) contained herein wholly or in part. RHB may give such notice or
communication to the Eligible Participant(s) through any modes or methods as RHB deems
appropriate and fit including without limitation by post, by notification in the mass media, by
posting the notice in the RHB’s branches, by inserting the notice into the periodic statement of
account, by electronic transmission (including via facsimile, mobile phones, other devices or
the internet) or by posting at RHB’s website or at ATM or other terminals under the control of
RHB. The latest T&C can be accessed from RHB’s website at www.rhb.com.my and/or
available on request from RHB’s branches or any other delivery channel of RHB.
17. In the event that any of the Prize is awarded to and received by persons who:
a. is not an Eligible Participant(s) in the Campaign; or
b. is an Eligible Participant(s) but has committed fraudulent or wrongful acts in
relation to his/her banking accounts, debit card, credit card or loans and/or any
transactions made thereof;
RHB reserves the right to disqualify such persons from participating in the Campaign and/or
not to permit him/her to redeem his/her Prize.
18. RHB’s decision is final and conclusive and no correspondence disputing the Bank’s decision
will be entertained.
18. By participating in this Campaign, the Eligible Participant(s) agrees to be bound by these
T&C.
.
~ END ~
Page 3 of 3