For Financial Brokers or Advisors Only Schroder Global Equity Fund Fund Objective New Ireland’s fund invests in the Schroder Institutional Global Equity Fund, a GBP fund, which aims to generate longterm capital growth by primarily investing in global equities. The fund’s benchmark is the MSCI World Index (NDR). Fund Facts • Recommended Investment Time Frame: Medium to long-term (typically 5-7 years or more) • Asset Mix: Global Equities • Investment Manager of the Underlying Fund: Schroder Investment Management Limited (Schroders) • New Ireland Fund Risk Rating: High Risk VERY LOW 1 2 VERY HIGH 3 4 5 6 7 Investment Manager Schroders, a global asset management company: • Over 200 years of financial services experience, listed on the FTSE 100 • Asset Management is their sole business • Global presence - an international network of 37 offices in 27 countries • Over 350 portfolio managers and analysts worldwide • Over 3,500 personnel in 27 countries As at December 2013. Reasons to Invest • Represents a Best Ideas Portfolio Schroders’ robust stock selection process, underpinned by fundamental stock research, helps identify stocks with the following key attributes: Quality – management track record, strong corporate governance and financial strength Sustainable competitive advantage – business model, barriers to entry and industry dynamics Valuation – fair market value and price-discipline in place • Strong Investment Process 1. 2. 3. 4. Filter universe – local research coverage of 2,000 stocks Research – local expertise/global perspective Stock selection – best ideas P ortfolio construction & risk control – highest conviction stocks within risk framework • Investment Philosophy To identify stocks that: - Have a sustainable competitive advantage vis-à-vis competitors - Are currently priced as attractive valuations Schroders believe that stocks with these characteristics will outperform over the long term • Schroders’ View of the World Schroders develops long-term thematic road maps that helps it to understand what will influence and shape financial markets and economies over the long term • Investment Aim The underlying fund’s benchmark is the MSCI World Index (NDR) GBP. (The New Ireland fund is Euro priced.) Warning: The value of your investment can go down as well as up. Warning: This fund may be affected by changes in currency exchange rates. Warning: If you invest in this fund you may lose some or all of the money you invest. taking care of you... 1 of 2 For Financial Brokers or Advisors Only Schroder Global Equity Fund Minimum Recommended Investment Period Investing should always be considered over the medium to long-term (typically, 5-7 years or more) so as to give the underlying assets time to grow in value. However, even long-term investing involves risk as values will fluctuate over time. VERY LOW Risk Rating – High Risk 1 2 VERY HIGH 3 4 5 6 7 New Ireland has rated its fund a high risk investment fund. High risk funds have the following characteristics: • The potential return from high risk investments is much higher than deposits or inflation • The focus is on maximising the potential return to investors, rather than minimising risks • Some high risk funds may consist almost entirely of one asset class or be concentrated in one geographic region or sector • Investors’ capital is not secure and may fluctuate significantly. Investors may get back substantially less than they originally invested. Availability New Ireland’s Schroder Global Equity Fund is only available through the New Ireland iFunds range. For more information about New Ireland’s Schroder Global Equity Fund and the iFunds range: Talk to your New Ireland contact fundcentre.newireland.ie Warning: The value of your investment can go down as well as up. Warning: This fund may be affected by changes in currency exchange rates. Warning: If you invest in this fund you may lose some or all of the money you invest. Terms and conditions apply. Where relevant life assurance tax applies. A Government levy (currently 1% of the premium) is payable on all premiums paid to a life assurance contract. While great care has been taken in its preparation, this document is of a general nature and should not be relied on in relation to specific issues without appropriate financial, insurance, investment or other professional advice. The content of this document is for information purposes only and does not constitute an offer or recommendation to buy or sell any investment or to subscribe to any investment management or advisory service. While the information has been taken from sources we believe to be reliable, we do not guarantee their accuracy or completeness and any such information may be incomplete or condensed. All opinions and estimates constitute best judgement at the time of publication and are subject to change without notice. Please note that mention of specific stocks/shares or investments is not a recommendation to trade in those stocks/shares or investments. In the event of any changes in taxation or legislation, New Ireland may amend the terms and conditions of the relevant contract to take account of any such changes. The details shown above relating to this fund and its composition are as at the date of this document unless otherwise stated and may change over time. If there is any conflict between this document and the policy conditions, the policy conditions will apply. Schroder Investment Management Limited is registered in England and Wales 1893220. Registered office: 31 Gresham Street, London, EC2V 7QA. All MSCI data is provided “as is”. In no event, shall MSCI, its affiliates or any MSCI data provider have any liability of any kind in connection with MSCI data. No further distribution or dissemination of MSCI data is permitted without MSCI’s prior express written consent. New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group. 2 of 2 April 2014 302822 V1.04.14