Important information regarding certain GE Retirement Savings Plan (RSP) investment options Effective July 15, 2014, the GE RSP Money Market Fund will be renamed the GE RSP Government Money Market Fund. This change is being made to formalize the fund’s move from a prime money market fund to a government money market fund. It also reflects the change in the fund’s principal investment strategies from investing substantially all of its assets in short-term, U.S. dollar-denominated money market instruments and other debt securities, to investing at least 80% of its net assets under normal circumstances in short-term, U.S. Government securities. State Street Global Advisors (SSgA) will become the investment manager for the fund, replacing GE Asset Management (GEAM). In addition, the State Street Treasury Plus Fund (SSTPF) will become the cash sweep vehicle for the GE RSP Short Term Interest Fund. The SSTPF is a commingled fund managed by SSgA. GEAM remains the investment manager for the GE RSP Short Term Interest Fund. No other changes are being made to the RSP investment options at this time. General Electric Company will continue to cover any management and operating expenses associated with these funds. More information about the GE RSP Government Money Market Fund will be available on July 15, 2014, in the GE RSP Government Money Market Fund Profile instead of the Consolidated Profile. Both documents are available at http://benefits.ge.com/content/investments.html and at benefits.ge.com > RSP > Investment-related Information, or by calling the GE RSP Service Center at 1-877-55-GERSP (1-877-554-3777). Important note: This notice serves as an update to Your Benefits Handbook, the Supplemental Information Document, the Consolidated Profile, the Consolidated Funds Profile: Target Retirement Date Funds and any other communications regarding these funds. Please review this update and retain it with those materials for your reference. Consolidated Funds Profile: Target Retirement Date Funds 2000 Target Retirement Date Fund 2010 Target Retirement Date Fund 2015 Target Retirement Date Fund 2020 Target Retirement Date Fund 2025 Target Retirement Date Fund 2030 Target Retirement Date Fund 2035 Target Retirement Date Fund 2040 Target Retirement Date Fund 2045 Target Retirement Date Fund 2050 Target Retirement Date Fund 2055 Target Retirement Date Fund December 31, 2013 Consolidated Funds Profile: Target Retirement Date Funds December 31, 2013 This Consolidated Funds Profile provides investment characteristics and key risks related to the Target Retirement Date Funds (the “Funds”) offered as investment options under the GE Retirement Savings Plan (the “Plan”, formerly the GE Savings and Security Program). The Funds are daily valued separate accounts managed by AllianceBernstein, L.P. (“AllianceBernstein”). Each Fund invests in a combination of underlying investment funds representing a variety of asset classes (the “Underlying Funds”). Fidelity Investments is not responsible for the information provided in this profile. AllianceBernstein provided the information concerning the Target Retirement Date Funds in this Consolidated Funds Profile and is responsible for its completeness and accuracy. The information concerning the Underlying Funds is based on disclosure provided by the managers of the Underlying Funds, who are responsible for its accuracy. Fidelity Investments, the Plan recordkeeper, is not responsible for the information provided in this profile. For Participants Near or in Retirement For Participants Saving for Retirement 2020 Target Retirement Date Fund* 2000 Target Retirement Date Fund 32% stocks/40% bonds/28% short-term investments target allocation as of 12/31/13* 2025 Target Retirement Date Fund* 2030 Target Retirement Date Fund* 2005 Target Retirement Date Fund 42% stocks/40% bonds/18% short-term investments target allocation as of 12/31/13* 2035 Target Retirement Date Fund* 2040 Target Retirement Date Fund* 2010 Target Retirement Date Fund 52% stocks/40% bonds/8% short-term investments target allocation as of 12/31/13* 2045 Target Retirement Date Fund* 2015 Target Retirement Date Fund 61.4% stocks/38.6% bonds/0% short-term investments target allocation as of 12/31/13* 2055 Target Retirement Date Fund* *All allocations are subject to changes until the landing point is reached (as explained below). 2050 Target Retirement Date Fund* *Allocation for these Funds is expected to be 60% stocks/40% bonds at the Fund’s target retirement date (January 1 of the year shown in the Fund’s name). All allocations are subject to changes until the landing point is reached (as explained below). For more information on expected target asset allocations for the Funds, refer to the table on page 3. General Description This Consolidated Funds Profile sets forth investment characteristics and key risks related to the Target Retirement Date Funds. The Funds are diversified asset-allocation investments. Each Fund has a date in its name which is called the “target retirement date.” The target retirement date is the year when a participant expects to retire and begin withdrawing money from his or her investment in the Fund. When retirement is many years away, the Fund makes investments that are expected to provide higher returns, but that also involve a greater overall risk of loss. As the target retirement date approaches, the Fund gradually changes its allocation to investments that are expected to provide lower returns, but that also are expected to have lower overall risk of loss. The asset allocation continues to change even after the target retirement date. Approximately 15 years after the target retirement date, the Fund reaches its final and most conservative asset allocation—which is called its “landing point”—and then becomes static. As the Fund’s asset allocation moves to and through its landing point, the Fund continues to have growth potential (with corresponding risk). 1 Investments in the Funds are not guaranteed against loss of principal. A participant’s account value might be more or less than the original amount invested at any time, including at the time of a Fund’s target retirement date and afterward. The Funds do not guarantee that participants will have sufficient income in retirement. Investor Profile The Funds are intended for investors who want investment exposure to a diversified portfolio of stocks, bonds and short-term investments managed by investment professionals, in a fund that shifts toward a more conservative asset allocation over time. The table below shows the age group for which each Fund is designed, assuming that the investor will retire at age 65. Selecting a Target Retirement Date Fund (assuming retirement at age 65) If the participant was born… …the participant should consider investing in the: In 1937 or before 2000 Target Retirement Date Fund Between 1938 and 1942 2005 Target Retirement Date Fund Between 1943 and 1947 2010 Target Retirement Date Fund Between 1948 and 1952 2015 Target Retirement Date Fund Between 1953 and 1957 2020 Target Retirement Date Fund Between 1958 and 1962 2025 Target Retirement Date Fund Between 1963 and 1967 2030 Target Retirement Date Fund Between 1968 and 1972 2035 Target Retirement Date Fund Between 1973 and 1977 2040 Target Retirement Date Fund Between 1978 and 1982 2045 Target Retirement Date Fund Between 1983 and 1987 2050 Target Retirement Date Fund In 1988 or after 2055 Target Retirement Date Fund Participants who are more or less risk averse, who expect to retire earlier or later than age 65, or who have an investment time horizon different from their expected retirement age might wish to consider choosing a Fund with a target retirement date earlier or later than the one shown above. Participants should not rely solely on their age or expected retirement date to select a Fund: they should consider other factors as well, including their risk tolerance, personal circumstances and complete financial situation (including other retirement income). Participants should also consider fees and expenses that will reduce a Fund’s investment return. Participants should periodically consider whether the Fund they have selected and its allocation remain appropriate for them, especially if there is a change in any of the factors they relied on when they selected the Fund. Investment Objective The investment objective of each Fund is to seek the highest total return (total return includes capital appreciation and income) over time consistent with an appropriate degree of risk, and a specified allocation among various types of assets, for each Target Retirement Date Fund. 2 Principal Investment Strategies To achieve its investment objective, each Fund invests in a combination of Underlying Funds representing a variety of asset classes. As a Fund’s target retirement date approaches and then passes, the Fund’s asset allocation will become more conservative. The asset allocation is expected to gradually shift from a combination of Underlying Funds that emphasize investment in stocks to a combination of Underlying Funds that invest in bonds, stocks and short-term investments. Approximately 15 years after the target retirement date, the target asset allocation will reach a landing point and become static. Expected Target Asset Allocations The following chart illustrates how the asset allocation of the Funds will vary over time. The allocation for these Funds at the target retirement date (January 1 of the year shown in the Fund’s name) is approximately 60% stocks and 40% bonds. When the Fund reaches its landing point, the asset allocation is approximately 30% stocks, 40% bonds and 30% short-term investments. The Fund’s asset allocation is expected to remain static after reaching the landing point. The target allocation among asset classes varies depending on the target retirement date. Target allocations adjust over time in accordance with the Fund’s gradual transition to a more conservative asset allocation. AllianceBernstein, the Funds’ professional investment manager, will allow the relative weighting of the Funds’ broad asset classes (stocks, bonds and short-term investments) to vary from the target allocation in response to the markets generally only by plus/minus 3%. However, there might be occasions when those ranges will expand to 10% or more of a Fund’s portfolio because of, among other things, a change in value of one of the asset classes relative to the others due to market movement. Within a particular asset class, AllianceBernstein might allow different percentage variances from the target allocation. Research regarding rebalancing is an ongoing process and research or market conditions might lead AllianceBernstein to implement rebalancing triggers that differ from the triggers stated above. These percentage allocations and ranges are not fixed limits, and may be changed from time to time without notice and without the approval of participants. The asset allocations can vary significantly if deemed appropriate by AllianceBernstein. Target retirement date funds managed by different managers using the same target retirement dates might have different returns and use different allocation models. Portfolio Managers The following table lists the persons responsible for day-to-day management of the Target Retirement Date Funds: Daniel J. Loewy Christopher H. Nikolich Patrick J. Rudden Vadim Zlotnikov Senior Vice President, AllianceBernstein Senior Vice President, AllianceBernstein Senior Vice President, AllianceBernstein Senior Vice President, AllianceBernstein 3 Underlying Funds Each of the Funds invests in a combination of Underlying Funds also available under the Plan. The Underlying Funds are a series of collective investment trusts managed by BlackRock Institutional Trust Company, N.A. (“BlackRock”) and a separately managed moneymarket fund managed by GE Asset Management Incorporated (“GEAM”). Each BlackRock fund is a passively managed fund that attempts to track the performance of a particular investment index. The investment objective for each Underlying Fund is stated below. There is no assurance that any Underlying Fund will meet its investment objective. For additional information about the Underlying Funds and what they may invest in, please refer to the Fund profile for each of the Underlying Funds and to the GE Retirement Savings Plan Supplemental Information document. A copy of these documents may be obtained at benefits.ge.com, under investment-related information in the Savings section or by clicking on My GE RSP. If you prefer, you can call the GE Retirement Savings Plan Service Center at 1-877-55-GERSP (1-877-554-3777) to obtain a print copy free of charge. U.S. Large-Cap Equity Index Fund1 (Managed by BlackRock): The U.S. Large-Cap Equity Index Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the S&P 500® Index. The U.S. Large-Cap Equity Index Fund invests in substantially all of the 500 securities that make up the S&P 500® Index. The S&P 500® Index, considered a large-capitalization benchmark, consists of a sample of large U.S. companies in leading industries. The companies that make up the S&P 500 ® Index account for more than 75% of the market value of all publiclytraded stocks in the U.S. U.S. Mid-Cap Equity Index Fund2 (Managed by BlackRock): The U.S. Mid-Cap Equity Index Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the S&P MidCap 400® Index. The U.S. Mid-Cap Equity Index Fund invests in substantially all of the 400 securities that make up the S&P MidCap 400® Index. The S&P MidCap 400® Index consists of medium-sized U.S. companies that represent the middle tier of the U.S. stock market. U.S. Small-Cap Equity Index Fund3 (Managed by BlackRock): The U.S. Small-Cap Equity Index Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the Russell 2000® Index. The U.S. Small-Cap Equity Index Fund invests in a representative sample of the securities that collectively has an investment profile similar to the Russell 2000® Index. The Russell 2000® Index consists of the 2000 smallest companies in the Russell 3000® Index. The companies that make up the Russell 2000® Index represent approximately 8% of the total market capitalization of the Russell 3000® Index. The Russell 3000® Index represents approximately 98% of the U.S. equity market. Non-U.S. Equity Index Fund4 (Managed by BlackRock): The Non-U.S. Equity Index Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the Morgan Stanley Capital International All Country World Index (MSCI ACWI) ex-US Net Dividend Return Index. The MSCI ACWI ex-US Index is a market-capitalization-weighted index of stocks from 22 developed and 21 emerging markets worldwide (excluding the United States). The MSCI ACWI ex-US Index represents approximately 90% of the world’s total market capitalization outside the United States. U.S. Aggregate Bond Index Fund5 (Managed by BlackRock): The U.S. Aggregate Bond Index Fund seeks to match the performance of the Barclays U.S. Aggregate Bond Index by investing in a representative sample of securities that collectively has an investment profile similar to the index. U.S. Treasury Inflation-Protected Securities Index Fund6 (Managed by BlackRock): The U.S. Treasury Inflation-Protected Securities Index Fund seeks to match the performance of the Barclays U.S. Treasury InflationProtected Securities (TIPS) Index by investing in substantially all of the securities that make up the index. GE RSP Money Market Fund7 (Managed by GEAM): The GE RSP Money Market Fund invests primarily in short-term, U.S. dollar–denominated money-market instruments and other debt securities that mature in one year or less. 1 The name of the collective investment trust is Equity Index Non-Lendable Fund F. The name of the collective investment trust is Mid Capitalization Equity Index Non-Lendable Fund F. 3 The name of the collective investment trust is Russell 2000® Index Non-Lendable Fund F. 4 The name of the collective investment trust is BlackRock MSCI ACWI Ex-US Index Non-Lendable Fund F. 5 The name of the collective investment trust is U.S. Debt Index Non-Lendable Fund F. 6 The name of the collective investment trust is U.S. Treasury Inflation Protected Securities Non-Lendable Fund F. 7 Formerly the GE S&S Money Market Fund. 2 4 None of the above investments are registered mutual funds and therefore are not required to file a prospectus with the U.S. Securities and Exchange Commission. Principle Risks The value of an investment in a Fund will change, sometimes dramatically, with changes in the value of a Fund’s investment in the Underlying Funds. There is no assurance that any Fund will provide an investor with adequate income at or through retirement. Investment in a Fund entails certain risks, including, but not limited to, the key risk factors listed in the table below. These risk factors are described in more detail in the Fund profile for each of the Underlying Funds. The degree to which the following risks apply to a Fund will vary according to the Fund’s asset allocation because some of these risks are more relevant for certain Underlying Funds. Each Target Retirement Date Fund is subject to fund-of-funds risk, which means that it must bear the risks of each Underlying Fund in which it invests. In addition, the allocation of investments among the Underlying Funds, such as equity and debt securities, or U.S. and non-U.S. securities, might have a more significant effect on a Fund’s value when one of these investment strategies is performing more poorly than the other. In addition, investors should recognize that neither they nor any Fund will have control over the activities of the Underlying Funds or have the ability to exercise any rights with respect to securities held by an Underlying Fund. The table below lists the risks that might be most relevant for the particular Underlying Funds. Following the table is a brief explanation of each risk. Underlying Fund Risk Asset Class Risk Indexing Risk Management Risk Issuer Risk Index-Related Risk Passive Investment Risk Market Risk Risks Relating to General Economic and Market Conditions Risks Relating to Current Market Conditions & Governmental Actions No Guarantee or Insurance Unregistered Fund Risk Futures Contract Risk Equity Securities Risk Non-U.S. Investment Risk Non-U.S. Futures Transactions Risk Small Capitalization Companies Risk Mid-Capitalization Companies Risk Valuation Risk Currency Risk OTC Derivatives Risks U.S. LargeCap Equity Index Fund ● ● ● ● ● U.S. Mid-Cap Equity Index Fund ● ● ● ● ● U.S. SmallCap Equity Index Fund ● ● ● ● ● Non-U.S. Equity Index Fund ● ● ● ● ● U.S. Aggregate Bond Index Fund ● ● ● ● ● U.S. Treasury InflationProtected Securities Index Fund ● ● ● ● ● GE RSP Money Market Fund ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● ● 5 Underlying Fund Risk Credit Risk Swap Agreements Risks Forward Contract Risk Risks Associated with Investing in Emerging Markets Depositary Receipts Risk Fair Value Risk Custody Risk Fixed Income Securities Risk U.S. Government Obligations Risk U.S. LargeCap Equity Index Fund U.S. Mid-Cap Equity Index Fund U.S. SmallCap Equity Index Fund Non-U.S. Equity Index Fund U.S. Aggregate Bond Index Fund ● U.S. Treasury InflationProtected Securities Index Fund GE RSP Money Market Fund ● ● ● ● ● ● ● ● ● ● ● ● ● Agency Debt Risk ● ● Call Risk ● ● Income Risk ● ● Interest Rate Risk ● ● Commercial Mortgage-Backed Securities Risk Residential Mortgage-Backed Securities Risk Convertible Securities Risk Credit-Linked Securities Risk Asset-Backed and Mortgage-Backed Securities Risk Adjustable Rate Mortgage-Backed Securities and Floating CMOs Prepayment Risk Floating-Rate Securities Risk Inflation Indexed Bonds Risk Repurchase Agreements Risk ● ● ● ● ● ● ● ● ● ● ● ● Asset Class Risk. The risk that securities in an Underlying Fund’s portfolio or in an underlying index that an Underlying Fund tracks might underperform the returns of other securities or indices that track other industries, groups of industries, markets, asset classes, or sectors. Indexing Risk. The risk associated with using the indexing approach to achieve an Underlying Fund’s investment objective, including the risk that an underlying index of an Underlying Fund might include companies that should be avoided, the risks that are associated with the securities in an underlying index of an Underlying Fund, and the risk that an Underlying Fund’s performance might be different from that of its underlying index. 6 Index-Related Risk. The risk associated with each Fund seeking to achieve a return which corresponds generally to the price and yield performance, before fees and expenses, of Underlying Index as published by the Index Provider. There is no assurance that the Index Provider will compile the Underlying Index accurately, or that the Underlying Index will be determined, composed or calculated accurately. Management Risk. The risk that an Underlying Fund’s investment strategy might not produce the intended results because the implementation of the investment strategy might be subject to a number of constraints. Issuer Risk. The risk that changes to the financial condition or credit rating of an issuer of those securities, or changes in general economic or political conditions may cause the value of the securities to decline. Passive Investment Risk. The risk that the unitholders of the Fund will not have any control over the activities of the Fund. Market Risk. The risk that the net asset value of an Underlying Fund might fluctuate in response to short-term market movements and over longer periods during market downturns. Risks Relating to General Economic and Market Conditions. The risk that the success of each Fund’s activities will be affected by general economic and market conditions, such as interest rates, availability of credit, inflation rates, economic uncertainty, changes in laws, trade barriers, currency exchange controls, and national and international political circumstances (including wars, terrorist acts or security operations). Risks Relating to Current Market Conditions and Governmental Actions. The risk that market conditions might be materially adversely affected by the extraordinary governmental actions of a country taken in response to the recent turmoil in the securities and credit markets and the risk that an Underlying Fund’s ability to execute certain investment strategies and the performance of an Underlying Fund might be materially adversely affected by extraordinary market conditions. Futures Contract Risk. The risk of decreased liquidity because of the “daily limits” imposed by regulations and the risk of possible suspension or liquidation orders imposed by an exchange or a regulator. No Guarantee or Insurance. The risk of possible loss, including principal, because investments in the Underlying Funds are not guaranteed by any person or entity and are not insured by the Federal Deposit Insurance Corporation or any other agency of the U.S. government. Unregistered Fund Risk. The risk that results from the unavailability of protections of Investment Company Act of 1940, as amended, and protections from registration with the Securities and Exchange Commission or any state securities commission. Equity Securities Risk is the risk that the market prices of equity securities in which an Underlying Fund invests might fluctuate over short or even extended periods. Non-U.S. Investment Risk is the risk that results from investing in non-U.S. markets, which, among other risks, might be less liquid or efficient, more volatile, and subject to less regulation; might involve higher transaction and custody cost or delays in settlement procedures; might be affected by exchange rate fluctuations and exchange controls and changes in political and economic conditions in the region; and might have different tax, accounting, auditing, and financial reporting standards. Small Capitalization Companies Risk. The risks of higher volatility in stock prices, heightened sensitivity to adverse business and economic developments, increased difficulty in trading because of the limited trading volume, lower financial stability, reliance on a small number of key personnel, and less diverse product lines. Mid-Capitalization Companies Risk. The risks of higher volatility in stock prices than those of large-capitalization companies, heightened sensitivity to adverse business and economic developments, and less diverse product lines. Valuation Risk. The value of securities in an Underlying Fund’s portfolio might be subject to greater fluctuation from one day to the next because foreign exchanges might be open on days when the Underlying Fund does not price its interests or because the securities might be valued using techniques other than market quotations. Fair Value Risk. A Fund’s unit value must reflect the current market value of its holdings. Fair value pricing (FVP) is a process pursuant to which the “fair value” of a security or other assets is determined in the event that independent market quotations for that security or asset are not readily available or do not reflect current market values. Depositary Receipts Risk. ADRs and GDRs have the same currency and economic risks as the underlying non-U.S. shares they represent. They are affected by the risks associated with non-U.S. securities, such as changes in political and/or economic conditions of 7 other countries and changes in the exchange rates of foreign currencies. In addition, investments in ADRs and GDRs may be less liquid than the underlying securities in their primary trading market. Currency Risk. The value of an Underlying Fund’s foreign investments might be affected by changes in currency rates or exchange control regulations. Non-U.S. Futures Transactions Risk. Unlike trading on domestic futures exchanges, trading on foreign futures exchanges is not regulated by the CFTC and may be subject to greater risks. For example, some foreign exchanges are principal markets so that no common clearing facility exists and an investor may look only to the broker for performance of the contract. OTC Derivatives Risks. The risks include counterparty credit risk, liquidity risk, market risk, operations risk, correlation risk, structural risk, and legal risk, all of which might affect the price and liquidity of over-the-counter derivatives and an Underlying Fund’s portfolio. Swap Agreements Risks. The risk that swap agreements might shift an Underlying Fund’s investment exposure from one type of investment to another and the risk that the performance of swap agreements might be affected by changes in the specific interest rate, currency, individual equity value, or such other factors that determine the amounts of payments due to and from an Underlying Fund. Forward Contract Risk. The risks include counterparty risk and the risk of limited liquidity. Risks Associated with Investing in Emerging Markets. The risks include the risk of higher volatility lower trading volume, inflation, political and economic instability, greater risk of a market shutdown and more governmental limitations on foreign investments than typically found in more developed markets. Custody Risk. The risk inherent in the process of clearing and settling trades and to the holding of securities by local banks, agents and depositories. Low trading volumes and volatile prices in less developed markets may make trades harder to complete and settle, and governments or trade groups may compel local agents to hold securities in designated depositories that are not subject to independent evaluation. Fixed Income Securities Risk. The risk that the value of a fixed income security might fluctuate as a result of changes in interest rates and in the credit rating or financial condition of the issuing entity and that the issuing entity might default on its interest or principal payments. Credit Risk. The risk that the price of a security in which an Underlying Fund invests might be affected by the issuer’s or counterparty’s credit quality. Interest Rate Risk. The risk that increases in market interest rates might adversely affect the value of an investment. U.S. Government Obligations Risk. The risk that the value of government bonds might decline when market interest rates increase and the risk, with respect to government bonds backed solely by the issuing or guaranteeing agency or instrumentality, that the U.S. government might not provide financial support to its agencies or instrumentalities where it is not obligated to do so. Agency Debt Risk. The risk of investing directly or indirectly in uncollateralized bonds or debentures issued by government agencies, including Fannie Mae and Freddie Mac. Debentures issued by government agencies are generally backed only by the general creditworthiness and reputation of the government agency issuing the debenture and are not backed by the full faith and credit of the U.S. government. Call Risk. The risk that during periods of falling interest rates, an issuer of a callable bond held by a Fund or an Underlying Fund may "call" or repay the security before its stated maturity, which may result in such Fund having to reinvest the proceeds at lower interest rates, resulting in a decline in that Fund's income. Income Risk. The risk that income may decline when interest rates fall. Asset-Backed and Mortgage-Backed Securities Risk. The risks include, among others, the risk that although asset-backed and commercial mortgage-backed securities (“CMBS”) generally experience less prepayment risk than residential mortgage-backed securities, mortgage-backed and asset-backed securities, like traditional fixed income securities, are subject to credit, interest rate, call, extension, valuation and liquidity risk. Because of call and extension risk, asset-backed and mortgage-backed securities react differently to changes in interest rates than other bonds. Small movements in interest rates (both increases and decreases) may quickly and significantly reduce the value of certain asset-backed and mortgage-backed securities. Asset-backed and mortgage-backed securities may not be backed by the full faith and credit of the U.S. government and are subject to risk of default on the underlying mortgage or asset, particularly during periods of economic downturn. 8 Commercial Mortgage-Backed Securities Risk. The risks include, among others, the risk that the value of a commercial property is dependent on its net operating income and subject to volatility, the risk that an Underlying Fund might not be able to recover any amounts not covered by the mortgaged property, the risk that a commercial property might not readily be converted into an alternative use when necessary, the greater incremental risks of delinquency, foreclosure, and loss with respect of an underlying commercial mortgage loan pool, the risk of prepayment on the underlying commercial mortgage loans, the risk associated with fixed or floating rates of interest, and the risk of delays in cash flow and losses as a result of “balloon” payment due at maturity. Residential Mortgage-Backed Securities Risk. The risks include, among others, credit risk (e.g., default on underlying residential mortgage loan), the risk associated with non-conforming mortgage loans (e.g., increased risk of delinquency and foreclosure), the risk associated with balloon residential mortgage loans (e.g., risk of inability to refinance at maturity), the risk of prepayment on the underlying residential mortgage loans, structural risk, the risk associated with subordination to other class(es) of securities, and legal risk (e.g., as a result of procedures followed in connection with the origination , servicing, or foreclosure of the mortgage loan or as a result of an unfavorable ruling by a court in bankruptcy proceedings). Convertible Securities Risk. The risks include the risk that the value of a convertible security might fluctuate as a result of changes in interest rates and in the credit standing of the issuer, the risk that the premium at which a convertible security may be sold might be affected by the amount of time left until maturity, and the risk that a convertible security might be subject to redemption at the option of the issuer. Credit-Linked Securities Risk. The risks include the risk that issuers of credit-linked securities might default or become bankrupt, the credit risk of the corporate issuers underlying the credit default swaps, the risk that the market for credit-linked securities might be illiquid, and the risk that the prices of the credit-linked securities might be affected by changes in liquidity or in the value of the underlying collateral. Adjustable Rate Mortgage-Backed Securities and Floating CMOs Risks. The risk that the market value of the adjustable rate mortgage securities in which the Fund may invest may be adversely affected if the mortgage loans underlying these securities contain provisions limiting the amount by which their rates may be adjusted upward (periodic rate caps) in response to rising interest rates, or limiting the amount by which payments may be increased to accommodate upward adjustments in interest rates. The market value of adjustable-rate securities may also be adversely affected to the extent that mortgages are subject to lifetime rate caps. Prepayment Risk. The risk that the frequency at which prepayments (including voluntary prepayments by the obligors and liquidations due to defaults and foreclosures) occur on loans underlying MBS and ABS will be affected by a variety of factors including the prevailing level of interest rates as well as economic, demographic, tax, social, legal and other factors. Floating-Rate Securities Risk. The risk that the level of income paid on such securities might be affected by changes in interest rates and the risk of greater price volatility than a fixed-rate security of similar credit quality. Inflation Indexed Bonds Risk. The risk that principal value of an investment is not protected or otherwise guaranteed by virtue of a fund's investments in inflation-indexed bonds. Repurchase Agreement Risk. The risk that the counterparty to a repurchase agreement might default on its obligations. Benchmark The broad-based benchmark for each of the Funds is either the Barclays U.S. Aggregate Bond Index or the S&P 500® Index, as detailed in the table below. In addition, each Fund also has a customized benchmark that has the same asset allocation as the Fund’s target asset allocation and uses index returns to represent performance of the asset classes. The benchmark returns are calculated by weighting the monthly index returns of each asset class by the Fund’s monthly target allocation for each asset class. The S&P 500® Index is used to represent the U.S. Large-Cap Equity Index Fund, the S&P MidCap 400® Index to represent the U.S. Mid-Cap Equity Index Fund, the Russell 2000® Index to represent the U.S. Small-Cap Equity Index Fund, the MSCI ACWI ex-US to represent the Non-U.S. Equity Index Fund, the Barclays U.S. Aggregate Bond Index to represent the U.S. Aggregate Bond Index Fund, the Barclays U.S. Treasury InflationProtected Securities (TIPS) Index to represent the U.S. Treasury Inflation-Protected Securities Index Fund and the three-month U.S. Treasury Bill to represent the GE RSP Money Market Fund. 9 Fund 2000 Target Retirement Date Fund 2005 Target Retirement Date Fund 2010 Target Retirement Date Fund 2015 Target Retirement Date Fund Broad-Based Benchmark Barclays U.S. Aggregate Bond Index Barclays U.S. Aggregate Bond Index S&P 500® Index S&P 500® Index 2020 Target Retirement Date Fund 2025 Target Retirement Date Fund 2030 Target Retirement Date Fund 2035 Target Retirement Date Fund 2040 Target Retirement Date Fund 2045 Target Retirement Date Fund S&P 500® Index S&P 500® Index S&P 500® Index S&P 500® Index S&P 500® Index S&P 500® Index 2050 Target Retirement Date Fund 2055 Target Retirement Date Fund S&P 500® Index S&P 500® Index Fees and Expenses The following table shows the expected fees and expenses that an investor in a Fund would experience indirectly as a reduction in the Fund’s investment return. The management fees shown below are based on the management fees that went into effect as of February 1, 2013, and the Underlying Fund fees and expenses are based on the actual Underlying Fund fees and expenses as of December 31, 2013. It is important to note that fees and expenses are only one of several factors that participants should consider when making investment decisions. The cumulative effect of fees and expenses can substantially reduce the growth of a participant’s retirement account. Participants can visit the Employee Benefit Security Administration’s website for an example demonstrating the long-term effect of fees and expenses. A participant could achieve a similar portfolio at a lower cost by investing directly in a selection of the Underlying Funds and adjusting and rebalancing the asset allocation by him- or herself over time. Management Fee1 Underlying Fund Fees and Expenses2 Total Expenses 2000 0.05% 2005 0.05% 0.02% 0.07% 0.02% 0.07% Target Retirement Date 2010 2015 0.05% 0.05% 0.03% 0.08% .03% .08% 2020 0.05% 2025 0.05% 0.03% 0.08% 0.03% 0.08% Target Retirement Date Management Fee1 Underlying Fund Fees and Expenses2 Total Expenses 2030 0.05% 2035 0.05% 2040 0.05% 2045 0.05% 2050 0.05% 2055 0.05% 0.03% 0.03% 0.03% 0.03% 0.03% 0.03% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 1 Fee paid to AllianceBernstein, L.P. for asset allocation and other investment-related services with respect to the Funds. The rate shown is as of December 31, 2013. Fees might be higher or lower depending on asset levels in the Funds, but under the current agreement with AllianceBernstein, its fees will not exceed 0.10%. 2 Underlying Fund fees and expenses include both management fees and operating expenses of the Underlying Funds as of December 31, 2013, and were calculated based on each Fund’s target asset allocation. Actual expenses will vary and might be higher or lower than shown for various reasons, including changes in asset allocation and the size of the relevant Underlying Funds. For more information on the fees and expenses of the Underlying Funds, please refer to the GE Retirement Savings Plan Supplemental Information document. 10 As an example, the following expenses would be paid on a $1,000 investment assuming (1) total expenses shown above remain the same for all periods and (2) a 0% annual return. A Fund’s actual expenses for any period might be higher or lower than the expenses shown in the example. Fund 2000 Target Retirement Date Fund 1–Year Expenses $1 3–Years Expenses $2 5–Years Expenses $3 10–Years Expenses $7 2005 Target Retirement Date Fund 2010 Target Retirement Date Fund 2015 Target Retirement Date Fund 2020 Target Retirement Date Fund 2025 Target Retirement Date Fund 2030 Target Retirement Date Fund $1 $1 $1 $1 $1 $1 $2 $2 $2 $2 $2 $2 $3 $4 $4 $4 $4 $4 $7 $8 $8 $8 $8 $8 2035 Target Retirement Date Fund 2040 Target Retirement Date Fund 2045 Target Retirement Date Fund 2050 Target Retirement Date Fund 2055 Target Retirement Date Fund $1 $1 $1 $1 $1 $2 $2 $2 $2 $2 $4 $4 $4 $4 $4 $8 $8 $8 $8 $8 Investment Manager AllianceBernstein is the investment manager for the Target Retirement Date Funds and is responsible for each Fund’s asset allocation, cash-flow management, rebalancing and other investment-related services. AllianceBernstein is a leading investment-management firm that provides investment-management services for many of the largest US public and private employee benefit plans, foundations, public employee retirement funds, pension funds, endowments, banks, and insurance companies and for high-net-worth individuals worldwide. AllianceBernstein Defined Contribution Investments specializes in designing and managing custom target-date funds for large 401(k) plans with the goal of building better retirement solutions for participants. The AllianceBernstein Defined Contribution Investments Target-Date Fund Team consists of highly experienced investment professionals dedicated to multi-asset-class strategies and responsible for the design and management of packaged target -date mutual funds and custom target-date portfolios. Trading Rules Participants and beneficiaries may switch into and out of the Funds, subject to the rules that apply to other Plan investment options. The Funds are not meant for “market timing” or other types of frequent or short-term trading (“disruptive trading”). Disruptive trading can adversely affect investment performance and the interests of long-term investors by, among other things, interfering with the efficient management of an investment option’s portfolio. The Funds are subject to the frequent trading and other investment limits described in Your Benefits Handbook – Retirement Plans. The Target Retirement Date Funds are available only for investment by participants in the Plan and are not offered for sale to the general public. Interests in the Target Retirement Date Funds are not deposits of AllianceBernstein Trust Company, LLC or any AllianceBernstein affiliate and are not insured by the Federal Deposit Insurance Corporation or any other agency. The Target Retirement Date Funds are exempt from investment company registration under the Investment Company Act of 1940, and purchases and sales of interests in the Target Retirement Date Funds are not subject to registration under the Securities Act of 1933. Management of the Target Retirement Date Funds, however, is generally subject to the fiduciary duty and prohibited transaction requirements of the Employee Retirement Income Security Act of 1974, as amended (ERISA), and the related rules and regulations of the U.S. Department of Labor. The information disclosed herein is for informational purposes only and is not intended to provide the disclosures required by the U.S. Department of Labor’s participant disclosure rule (29 CFR Section 2550.404a-5). 568621.2.0 3.EPCP0343909829.100 11
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