BROKER CHANNEL PRICE GRID Special FTHB Rates Now Available !! COMPENSATION PLAN: 1.75% Lender‐Paid [email protected] Wisconsin Housing and Economic Development Authority 201 West Washington Avenue, Suite 700, Madison, WI 53703 1 (800) 334‐6873 Effective February 5, 2015 8:30AM ‐ 5:30PM CT Rates locked today expire on: 03/23/2015 RATE SHEET MAY NOT REFLECT IN‐DAY CHANGES. CHECK WEBSITE FOR THE MOST UP‐TO‐DATE RATES. WHEDA Advantage Products Conventional FTHB ‐ MI 30‐YR FIXED Conventional FTHB ‐ No MI 30‐YR FIXED Rate 45 Day Rate 45 Day 3.625% 0.000 4.125% 0.000 Conventional ‐ MI 30‐YR FIXED Rate 45 Day 3.875% 0.000 Conventional ‐ No MI 30‐YR FIXED Rate 4.625% Easy Close DPA 2nd 10‐YR FIXED Rate 5.125% FHA 30‐YR FIXED 45 Day Rate 0.000 3.750% 45 Day 0.000 Home Improvement 15‐YR Fixed 1st Lien Position: Rate 45 Day 2nd Lien Position: Rate 45 Day 3.000% 4.500% $ 250 $ 250 How to Read this Price Grid  0.000 is equal to par 100.000 (OPB of the loan)  Lender Compensation may not exceed the Plan percentage (1.75%)  No FICO or LTV pricing hits SUMMARY OF WHEDA FEES Purchase Review Fee ‐‐ Wire Fee ‐‐ Tax Service Fee ‐‐ Extension Fee (15 days) ‐‐ Due at purchase; applies to all loans If applicable; no cost for ACH; applies to 1st Mortgage purchase only Conventional loans only No more than two (2) 15‐day extensions Today we are underwriting files received on: Wednesday, February 04, 2015 FOR USE BY MORTGAGE PROFESSIONALS ONLY AND SHOULD NOT BE DISTRIBUTED TO CONSUMERS $450 $35 $65 0.1875%