Document

Banking, Post offices
and Bills
Ibaraki JET Orientation
August 16th 2006
How much money do you get?
給料はいくら貰える？
 Pay day is the 21st of each month
 Your wage = 3,600,000 yen/year
 That equals 300,000 yen/month
 After deductions =
 250,000yen in your pocket
 And you give the PAs 50,000 yen because you love
them…
An example pay slip
支給明細書
 報酬
 総支給額
 控除額




健康保険
厚生年金
雇用保険
所属税
 控除額計
 現金支給額
Remuneration
Overall payment
Deductions
300,000
300,000
Health Insurance
Pension
Employment insurance
Income tax
12,300
21,432
2,400
12,460
Total deductions
Actual Cash paid
-48,592
251,408
Your bills
請求書
 Utility
Bills/Expenses








Rent
Electricity
Gas
Water
Home Phone
Cell phones
Internet
Pay TV
 Extra Expenses







Food
Travel (trains, gas)
School lunches
Enkai Fund
Weekend fun
Parking (optional)
Car Insurance
(optional)
How to pay them
請求書の払い方
 振込み
 自動引落し
 現金
 カード
Furikomi from an ATM
Automatic Bank Transfer
Pay in cash at post office
Bank/convenience store/
Credit card
Banks
銀行
 Cash based society
 Limited opening and closing times
 9.00am – 3.00pm
 You need a gaijin card and hanko to open
an account
 Your BOE will choose your bank for you
 Joyo Bank only in Ibaraki/Tokyo
 Makes it hard if you travel outside of the pref.
 Don’t lose your 通帳 (bank book)
ATMS
現金自動預け払い機
 ATMs have strange opening times
 24 hours banking?
 You can use ATMs at convenience stores but extra
fees apply (110 yen)
 Not all convenience store ATMs are 24 hours…
 Cards from home
 International VISA cards don’t work at normal ATMs
even if they say VISA
 International Cirrus cards don’t work at normal ATMs
 Citibank has many branches/ATMS in Tokyo. ATMs
are open 24 hours
Post Offices
郵便局
 Open from 9.00am – 5.00pm (some longer,
some Sat/Sun too)
 www.post.japanpost.jp/english/
 English phone hotline 0570-046-111




再配達通知書 Redelivery notice
Post office bank account
Can use foreign cards at Post Office ATMs
Cost of postage
Cost of postage
郵便料金
 Letters
 Standard size up to 25g – 110 yen
 Postcard
 Standard rate of 70 yen anywhere
 Packages





Cheaper if no letter inside
Different prices for large packets and boxes
36,650 yen for 30kg box AIRMAIL
26,550 yen for SAL
13,750 yen for Surface
Courier Services (Takyubin)
宅急便
 Cheap and fast way to send packages
within Japan
 Pickup from house/local convenience
store
 Cheaper rates for suitcases, ski
equipment, bicycles, golf bags etc
 Possible to send to airport
 Pay on delivery / COD
 Great for internet shopping

Download Report