Table of contents of PayLife Black 3fold travel cover and Travel cancellation cover Conditions for insurance cover Benefits Ownership A Use B in the last three months travelling separate up to 100 % up to 100 % up to 100 % up to 100 % up to 100 % up to € 5,000.- - - Assistance in particular emergencies Cash advance on loss of credit card Assistance following loss of travel documents Holiday search message up to € 1,000.yes up to € 300.- - - up to € 1,000,000.- - - Foreign travel health insurance Outpatient and inpatient treatment Assistance in particular emergencies Search and rescue costs Additional return journey costs Flight delay additional costs insurance Towing costs up to € 50,000.up to 100 % up to € 200.up to € 400.- - Travel luggage insurance Damage, theft or loss of luggage Delayed arrival of luggage Ski breakage insurance up to € 4,000.up to € 400.up to € 400.- - € 20,000.€ 100,000.- - up to € 1,000,000.- - up to € 1,500.- / in case of (partial) payment of travel up to € 3,000.- - Travel personal liability insurance Damage to property and personal injury lump sum PayLife Black Travel cancellation insurance without excess For private travel: Cancellation costs for a booked trip of the journey abroad travelling with Medical services abroad Transfer to nearest hospital/transfer transport Transport home to Austria Visit to sick bed Transport of medicines Funeral transport charges in the event of death Advance for in-patient treatment Travel accident insurance Death Permanent disability from 50% Payment C Insured persons Family members Card holder Travel accident insurance per person Death Permanent disability from 50% (in accordance with the limbs rates) Rescue and collection costs € 200,000.up to € 200,000.up to € 50,000.- The contractual basis are the „EUROPÄISCHEN Reiseversicherungsbedingungen für den 3-fachen Reiseschutz der PayLife Bank GmbH 2009 (ERV-RVB PLB 2009)“, for the Travel cancellation insurance the „Besondere Bedingung für die PayLife Black Reisestornoversicherung der PayLife Black Karte“ additionally shall apply. PayLife Black Private purchase protection Replacement in case of damage as a result of proven foul play, damage as a result of a traffic accident as well as theft, burglary and robbery of items entirely paid by credit card up to € 1,000.(excess € 30.-) Cover applies worldwide up to 90 days from taking the items in charge by the cardholder. The contractual basis are the „EUROPÄISCHEN Versicherungsbedingungen für den PayLife Black Einkaufsschutz der PayLife Bank GmbH 2011 (ERV-VB PayLife Black Einkaufsschutz 2011)“. Key-Service Costs for unlocking the door as a result of loss of a key or mistakenly lock out up to € 1,000.- The contractual basis are the „EUROPÄISCHEN Versicherungsbedingungen für das Schlüssel-SOS der PayLife Bank GmbH 2009 (ERV-VB Schlüssel-SOS 2009)“. Europäische Reiseversicherung AG • Kratochwjlestraße 4 • A-1220 Vienna • www.europaeische.at Phone: +43/1/317 25 00-73555 • Fax: +43/1/319 93 67 • E-Mail: [email protected]