PSG Wealth Income Fund of Funds D

PSG Wealth Income Fund of Funds D
as at 31 December 2014
FUND INFORMATION
INVESTMENT OBJECTIVE AND RISK CLASSIFICATION
Manager
Adriaan Pask
ASISA Sector
South African Mul� Asset Income
Minimum Investment
R2000 lump sum or R250 monthly debit order
Fund Size
The objective of the PSG Wealth Income Fund of Funds is to achieve income with some long term capital
appreciation as interest rate cycles allow. The fund will comply with regulations controlling retirement funds.
***PLEASE NOTE with effect from 1 March 2014 this fund's name has changed from PSG Konsult Income
Fund of Funds D to PSG Wealth Income Fund of Funds D***
1 275 279 731
Incep�on Date
2009/06/01
Benchmark
STEFI 12 month NCD Rates
Fees and Distribu�ons
Addi�onal Informa�on
Distribu�on Frequency
February, May, August and November
Ini�al Manco Fee %
0.00
Max Ini�al Broker Fee % (incl VAT)
2.28
Annual Management Fee % (incl VAT)
0.46
Latest Distribu�on (cpu) 30 November 2014
Average Equity Exposure
Max. Net Equity Exposure
Vola�lity
Target Market
0%
10%
Low
Investors seeking returns in excess of that provided
by money market funds or cash. Investors who want
to draw a regular income stream without consuming
capital.
Similar to the risk of government bonds
21.26
Risk of Monetary Loss
Total Expense Ra�o % (incl. VAT) *
0.93
COMPOSITION
%
CREDIT RATING
%
4.4
11.4
5.3
27.1
20.5
7.7
9.4
3.4
3.9
0.4
6.4
Corona�on Strategic Income Fund
Prescient Income Provider
Pruden�al Enhanced Income Fund
PSG Diversiﬁed Income Fund
Cash and PSG Wealth Enhanced Interest Fund
24.48
24.61
24.59
24.57
1.75
100.00
Cash
AAA
AA+
AA
AA
A+
A
A
BBB+
BBB
Other
ASSET ALLOCATION
%
TOP TEN EQUITY HOLDINGS
%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
%
Domes�c Equity
1.01
Domes�c Bonds
39.53
Domes�c Property
3.42
Domes�c Preference Shares
0.94
Domes�c Cash
46.62
Oﬀshore Equity
1.28
Oﬀshore Bonds
6.07
Oﬀshore Property
1.01
Oﬀshore Cash
Total
0.12
100.00
PERFORMANCE (3 year)
RETURNS
Time Period: 2012/01/01 to 2014/12/31
As of Date: 2014/12/31
130.0
9.0
8.0
125.0
7.0
6.3
6.9
115.0
6.7
6.4
6.0
5.9
6.0
5.0
120.0
8.3
8.3
7.8
7.6
4.0
3.0
110.0
2.0
Return
105.0
100.0
2012/06
PSG Wealth Income FoF D
Management Company:
Website:
Email:
2012/12
2013/06
125.3
2013/12
2014/06
2014/12
STeFI 12 Month NCD ZAR
PSG Collec�ve Investments Limited
www.psgam.co.za
[email protected]
118.9
Tel:
Fax:
Toll Free Line:
1.0
0.0
1 year
2 years
PSG Wealth Income FoF D
3 years
5 years
Incep�on
STeFI 12 Month NCD ZAR
+27 21 799 8000
+27 21 799 8181
0800 600 168
1st Floor PSG House, Alphen Park
Constan�a Main Road
Constan�a, 7806
* TER: The Total Expense Ra�o listed above is annualised and is for the period from 1 October 2013 to 30 September 2014. This percentage of the average Net Asset Value of the por�olio was incurred as charges, levies and fees related to the management of the por�olio. A higher TER ra�o does not necessarily
imply a poor return, nor does a low TER ra�o imply a good return. The current TER cannot be regarded as an indica�on of future TERs. Part of the Annual Management Fee is payable to the ﬁnancial intermediary.
DISCLAIMER
Collec�ve Investment Schemes in Securi�es (Unit trusts) are generally medium to long term investments. The value of the shares / units may go down as well as up and past performance is not a guide to future performance. Collec�ve Investment Schemes are traded at ruling prices and can engage in borrowing and
scrip lending. A fund of funds por�olio only invests in other Collec�ve Investment schemes, which levy their own charges, which could result in a higher fee structure for these por�olios. A schedule of fees and charges and maximum commissions is available on request from PSG Collec�ve Investments Limited.
Commission and incen�ves may be paid and if so, are included in the overall costs. The por�olios may be capped at any �me in order for them to be managed in accordance with their mandate. Diﬀerent classes of Par�cipatory interests (units) can apply to these por�olios and are subject to diﬀerent fees and
charges. Forward pricing is used. Figures quoted are from Source: © 2014 Morningstar, Inc. All Rights Reserved for a lump sum using NAVNAV prices, with income distribu�ons reinvested. PSG Collec�ve Investments Schemes does not provide any guarantee either with respect to the capital or the return of a
por�olio. PSG Collec�ve Investments Limited is a member of the Associa�on for Savings and Investment South Africa (ASISA) through its holdings company PSG Konsult Limited. All the performance data is net of fees includes income and assumes reinvestment of income on a NAV to NAV basis. Where foreign
securi�es are included in a por�olio, the por�olio is exposed to risks, such as poten�al constraints on liquidity and the repatria�on of funds, macroeconomic risks, poli�cal risks, foreign exchange risks, tax risks, se�lement risks and poten�al limita�ons on the availability of marke�ng informa�on.
Conﬂict of Interest Disclosure: The fund may from �me to �me invest in a fund managed by a related party. PSG Collec�ve Investments Limited or the Fund Manager may nego�ate a discount on the fees charged by the underlying Fund Manager. All discounts nego�ated are reinvested in the fund for the beneﬁt of
the unitholder. Neither PSG Collec�ve Investments Limited nor the Fund Manager retains any por�on of such discount for their own accounts. PSG Mul� Management (Pty) Ltd (FSP44306) and PSG Collec�ve Investments Limited are subsidiaries of PSG Group Limited.

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