here - Prudential Singapore

Up to 1.75% per
annum interest
rate on the advance
premiums paid for
your policy*
Exclusively for
pruselectVantage AND
prutermVantage
Take your investments to a position of vantage.
From 19 September 2014 till 31 March 2015, we are
pleased to offer you up to 1.75% per annum interest
rate on the advance premiums paid for your policy
for the first year*.
Please speak with your Prudential Financial
Consultant or call our PruCustomer Line at
1800 333 0 333 for more information. Alternatively,
e-mail us at [email protected]
or visit www.prudential.com.sg
Promotion Table
Original
Deposit
Term
Prevailing
Advance
Premium
Deposit
(APD) Tiered
Interest Rate^
Per Annum
Promotional
Interest Rate
Per Annum
(Only
applicable
for 12 months
from the
inception
of the APD
Scheme)
Total Interest
Rate Per
Annum
(Including
Promotional
Interest Rate)
5 years
or more
1.25%
0.50%
1.25% + 0.50%
= 1.75%
4 years
0.50%
0.50%
0.50% + 0.50%
= 1.00%
3 years
0.50%
0.50%
0.50% + 0.50%
= 1.00%
^The prevailing APD tiered interest rates are not guaranteed. Prudential
reserves the right in its sole and absolute discretion to vary these interest rates
at any time. Further, at any time after the Interest Commencement Date,
Prudential will only vary such interest rates after giving 1 month’s prior
written notice thereof.
*Terms and Conditions:
1.Definitions:
a. Eligible Plan(s) means any of the following plans with successful
application of the APD Scheme:
Phase 1
• PRUSelect Vantage (SGD) – 5-Year Pay
• PRUSelect Vantage (USD) – 5-Year Pay
• PRUSelect Vantage (SGD) – 10-Year Pay
• PRUSelect Vantage (USD) – 10-Year Pay
pruselectVantage
&
prutermVantage
Phase 2
• PRUSelect Vantage (SGD) – 15-Year Pay
• PRUSelect Vantage (USD) – 15-Year Pay
• PRUSelect Vantage (SGD) – 20-Year Pay
• PRUSelect Vantage (USD) – 20-Year Pay
• PRUTerm Vantage (SGD)#
• PRUTerm Vantage (USD)#
#
For PRUTerm Vantage (SGD / USD), the lump sum premium
payment is subject to a maximum of 5 years of annual premiums
payable under the policy.
b. Eligible Customer means both new and existing Prudential customers.
c. Prudential means Prudential Assurance Company Singapore (Pte)
Limited.
d. Promotion Period means:
• Phase 1 is the period between 19 September 2014 and
31 March 2015 (inclusive);
• Phase 2 is the period between 1 December 2014 and
31 March 2015 (inclusive).
2. An Eligible Customer who submits a proposal to Prudential to purchase any
of the Eligible Plans will, provided that the proposal and the APD Scheme
are accepted and approved by Prudential on or before 31 March 2015,
and where the APD account is not terminated before the expiry of the APD
account, qualify for the additional 0.5% per annum interest rate on the
advance premiums paid for a period of 12 months from the inception date
of the APD Scheme. Interest rate on the 13th month onwards will follow the
prevailing interest rate with no additional promotional interest rate.
3. An Eligible Customer who has an existing Eligible Plan will, provided
that the APD Scheme is accepted and approved by Prudential during the
Promotion Period, and where the APD account is not terminated before
the expiry of the APD account, qualify for the additional 0.5% per annum
interest rate on the advance premiums paid for a period of 12 months
from the inception date of the APD Scheme. Interest rate on the 13th
month onwards will follow the prevailing interest rate with no additional
promotional interest rate.
4. The prevailing Terms and Conditions of the APD Scheme shall apply to all
relevant policies under all circumstances.
5. Prudential reserves the right in its sole and absolute discretion to vary the
terms and conditions of this promotion without any notice or liability to
any person.
6. The terms and conditions of this promotion shall be subject to the
interpretation of Prudential.
7. All decisions made by Prudential with regard to this promotion shall be final.
Note:
Buying a life insurance policy is a long-term commitment. An early
termination of the policy usually involves high costs and the surrender value
payable (if any) may be less than the total premiums paid.
Investment products are subject to investment risks including the possible
loss of the principal amount invested. The value of the units and the income
accruing to the units (if any) may fall or rise. You are recommended to read
the policy documents and to seek advice from a qualified Prudential Financial
Consultant for a financial analysis before purchasing a policy suitable to meet
your needs.
This information is for reference only and is not a contract of insurance.
Please refer to the exact terms and conditions, specific details and exclusions
applicable to these insurance products in the policy documents that can be
obtained from your Prudential Financial Consultant.
Information is correct as at 1 January 2015.
Prudential Assurance Company Singapore (Pte) Limited. (Reg. No. 199002477Z)
30 Cecil Street #30-01 Prudential Tower Singapore 049712.
Tel: 1800 333 0 333 Fax: 6734 6953
Part of Prudential plc

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