TARIFF GUIDE 2014 Lending Prime lending rate Penalty interest rate Fixed from time to time by Alco 10% Advances Est fee-corporates (O/D) Est Fee - personal 4% flat 4% flat Cash Withdrawal Cash Withdrawal Fees (Over The Counter)-Personal Cash Withdrawal Fees (Over The Counter)-Business ATM - Cash Withdrawal Fees over ATM (Local debit card) 1.5% Min $3.00 1% Min $3.00 1% of amount no Min Change Fee’s and soiled notes Change for non-customers Change for customers Soiled notes 5% of amount being changed 2% of amount being changed 2% of amount deposited as soiled notes Service Fees Per transaction service fee Personal - Silver Personal - Executive Banking Clients Personal - Private Banking Clients Personal - Private Banking Club - Joining Fee Business - Small Business Account Business - Corporate Cheque transactions Min fixed monthly service fee $5.00 per month $10.00 per month $15.00 per month Once off on opening of account $20.00 $20.00, EURO 15.00, ZAR 215.00, GBP 10.00, BWP 130.00. $40.00, EURO 30.00, ZAR 430.00, GBP 25.00, BWP 270.00. 1% of cheque value (included in monthly service fee application) Current Accounts Transaction Charge/ Service Fee Copy statements per page Over 4 mths per page Mini statement (Personal) Mini statement (Business) Copy deposit slips Error in cast Document/voucher search charge 1% Min $1.00 $0.50 $0.50 $0.50 $0.50 $1.00 per deposit slip n/a $20.00 for below three months, $50.00 above three months Auditors Certificates Certificate of balance Auditors certified return $5.00 $10.00 Cheque Books Personal - 25 page Executive 25 page Company - 25 page Technical Irregularities Stop Payment Instruction Refer to Drawer/Insufficient Funds $4.75 $5.00 $5.00 $5.00 $10.00 $50.00 Inclusive of $1.25 Stamp duty Inclusive of $1.25 Stamp duty Inclusive of $1.25 Stamp duty Deposit Books Duplicate Triplicate Loose Dep Slips $6.00, ZAR 64.50, GBP 4.00, EURO 4.50, BWP 40.00 $8.00, ZAR 86.00, GBP 5.00, EURO 6.00, BWP 54.00 $0.10 Transfers Telegraphic Transfers - Individuals Telegraphic Transfers - Corporates Telegraphic Transfers - Non-customers Inter - account Personal Inter - account Business Telegraphic Transfer Recall MT 191 Telegraphic Transfer Enquiry Charge RTGS-personal RTGS-Business and corporate Rejected RTGS RTGS Recall Charge - initiated by customer Erroneous Incoming RTGS Beneficiary Details Correction Charge Erroneous Incoming RTGS Sending Back to Sender Bank Charge Personalised RTGS Stationery recovery Non-Personalised RTGS Stationery recovery 1% Min $15.00 Max $125.00 or equivalent in the currency of transfer 1% Min $25.00 Max $150.00 or equivalent in the currency of transfer 1% (of currency) Min $20.00 Max $150.00 $2.00 $2.00 $100.00 $40.00, GBP 30.00, EURO 40 .00, JPY 5000.00 $15.00 $10.00 per instruction 1% Min $5.00 Max $10.00 per instruction $10.00 per instruction $25.00 per instruction No charge $2.50 per instruction $8.00 per pad $1.00 a set (two forms) Exchange Control CD1’S - Individuals CD1’S - Companies PTSI/GSD/TRI Forms Other applications - Individuals Other applications - Companies Follow ups - Individuals Follow ups - Companies CD1/CD3 CHARGE for reminders and advance payments Follow up on overdues CD1/CD3 CHARGE $6.00 $6.00 $6.00 $2.00 $2.00 $1.00 $1.00 $20.00 per letter $20.00 Foreign Currency Transactions Purchases Sales-Market funds Sales-Foreign Currency Account funds No charge 1% Min $25.00 Max $100.00 No charge Guarantees Commission Establishment fee Shipping Guarantees 0.5% Min mthly 4% with Security, 2.5% Back to back with 1st Class bank, 2% pledge, 6% no security Min $1.00 3% Min $1.00 Letters of Credit Outward-commission Extensions Increases in amt Inward - commission Confirmation Payments/Negotiation Amendments Transferable credits $50.00 $50.00 $50.00 $100.00 0.5% per month on sight Min $100.00 0.5% Min $50.00 $50.00 $50.00 Bills For Collection Inward bills for collection Exchange Commission Unpaid Bills Refer to Treasury 3% of bill value Min $25.00 Max $100.00 $25.00 flat Outward bills for collection Exchange Commission (waived on pension cheques) Confirmed Certified list for Auditors Preparing certificates Certificate of balance Bills Discounted Refer to Treasury 3% of bill value Min $25.00 Max $100.00 $5.00 $5.00 $10.00 Refer to Treasury for Discount Rates Reports Category report Full general report $5.00 $10.00 Safe Custody Open packets-payable in advance Blocked account holders Lodgement Deposit fee Sealed packets-annual Deed Boxes Inspection Fee Confirming Certificates Preparing certificates $10.00 $10.00 $5.00 $5.00 $10.00 $5.00 $5.00 $5.00 $10.00 Safe Deposit Lockers Small (annually- paid in advance) Medium (annually- paid in advance) Large (annually- paid in advance) Access fee Inspection Fee $5.00 $5.00 $5.00 $5.00 $5.00 Standard File Interchange (SFI) Installation fee Annual fees Re-Installation fee Late diskette Submission fee Additional Machines Salaries Salaries - Onward Passing Salary recall Debit Order $20.00 $20.00 $20.00 $5.00 per file $5.00 per machine $1.00 $1.20 per entry-Onward passing $2.00 per txn or $20.00 per file $1.00 per transaction Paynet Salaries Module Trade Payments Module $1.00 per transaction $3.00 per transaction New Business Online (nBOL) Connection fee (Once off) Monthly Maintenance Annual Licence Inter Account Transfer Late salary fee $25.00 $20.00 $20.00 $1.00 $1.00 per transaction E-Statement (set-up fee) Personal Accounts Corporates $2.00 $5.00 Local Debit Card Local Debit Card fee Renewal ZimSwitch POS ZimSwitch ATM Charge First debit card free and thereafter $5.00. Debit cards are mandatory. $5.00 $1.00 per transaction $1.00 per transaction International VISA Card Signup fee Monthly Card Maintenance Fee Card Replacement Over the counter Withdrawal at own branch ATM Cash withdrawal Cash withdrawal at other bank ATM $25.00 Once off $8.00 per card $6.00 1% 2% Min $2.00 1% of cash withdrawn Internet Banking Stanbic to Stanbic Payments Stanbic to Other Banks Bill Payments Funds Transfer Own Accounts Balance and Statement download $1.00 per transaction $5.00 per transaction $2.00 per transaction Free Free Mobile Banking Balance Enquiry Mini statement Self-funds transfer Funds transfer Inter Account (Same Bank) Funds transfer Inter bank - ZIPIT Funds transfer Inter bank - RTGS Bill Payment Airtime purchases $0.15 $0.20 $0.50 $1.00 $2.50 $10.00 $2.00 $0.10 Other EcoCash Excesses Penalty Charge Consolidated payments Photocopying $20.00 $1.00 per entry $1.00
© Copyright 2024 ExpyDoc
