附件一壽險保障例行體檢核保要求– 明珠級別經紀總投保額(美元) 0-17

附件一
壽險保障例行體檢核保要求 – 明珠級別經紀
總投保額(美元)
0-17 歲
18-45 歲
46-55 歲
56-70 歲
71 歲或以上
110,000 以下
NM
NM
NM
NM
MED
110,001 200,000
NM
NM
NM
MED
MED
200,001 330,000
NM
NM
NM
MED
MED
330,001 500,000
NM
NM
MED
MED
MED
500,001 550,000
NM
NM
MED
PD, MU, BPS
PD, MU, BPS
550,001 600,000
MED
MED
MED
PD, MU, BPS
PD, MU, BPS
600,001 1,200,000
MED
MED, BPH
MED, BPH
PD, MU, BPT,
ECG
PD, MU, BPT,
ECG
1,200,001 2,000,000
MED
MED, BPH
PD, MU, BPT
PD, MU, BPT,
ECG
PD, MU, BPT,
ECG
2,000,001 3,500,000
MED
PD, MU, BPT,
ECG
AIA, MU, BPT,
ECG
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
3,500,001 10,000,000
MED
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
超過
10,000,000
MED
AIA, APS, MU,
BPT, TM,
UUA, PFT
AIA, APS, MU,
BPT, TM,
UUA, PFT
AIA, APS, MU,
BPT, TM,
UUA, PFT
AIA, APS, MU,
BPT, TM,
UUA, PFT
BPS
BPT
: Blood Profile S
CBP (Complete Blood Picture) *, SGOT, SGPT, Gamma GT, Alkaline-phosphatase, HbsAg, Creatinine, Urea, Total
Cholesterol, HDL-Cholesterol, Triglycerides, Serum Fasting Blood Glucose
* Hemoglobin levels, red cell count, white cell count, platelet count, white cell differential count, mean corpuscular
volumes/hemoglobin/hemoglobin concentration (MCV, MCH and MCHC), Hematocrit and RDW.
: Blood Profile T
CBP (Complete Blood Picture) *, SGOT, SGPT, Gamma GT, Alkaline-phosphatase, HbsAg, Creatinine, Urea, Total
Cholesterol, HDL-Cholesterol, Triglycerides, Serum Fasting Blood Glucose, HbA1c, HIV
* Hemoglobin levels, red cell count, white cell count, platelet count, white cell differential count, mean corpuscular
volumes/hemoglobin/hemoglobin concentration (MCV, MCH and MCHC), Hematocrit and RDW.
Appendix 1
Routine Medical Requirements – Pearl Broker
Total Sum
Assured (US$)
Age 0-17
Age 18-45
Age 46-55
Age 56-70
Age 71 &
above
110,000 and
Below
NM
NM
NM
NM
MED
110,001 200,000
NM
NM
NM
MED
MED
200,001 330,000
NM
NM
NM
MED
MED
330,001 500,000
NM
NM
MED
MED
MED
500,001 550,000
NM
NM
MED
PD, MU, BPS
PD, MU, BPS
550,001 600,000
MED
MED
MED
PD, MU, BPS
PD, MU, BPS
600,001 1,200,000
MED
MED, BPH
MED, BPH
PD, MU, BPT,
ECG
PD, MU, BPT,
ECG
1,200,001 2,000,000
MED
MED, BPH
PD, MU, BPT
PD, MU, BPT,
ECG
PD, MU, BPT,
ECG
2,000,001 3,500,000
MED
PD, MU, BPT,
ECG
AIA, MU, BPT,
ECG
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
3,500,001 10,000,000
MED
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
AIA, MU, BPT,
TM
Over
10,000,000
MED
AIA, APS, MU,
BPT, TM, UUA,
PFT
AIA, APS, MU,
BPT, TM, UUA,
PFT
AIA, APS, MU,
BPT, TM, UUA,
PFT
AIA, APS, MU,
BPT, TM, UUA,
PFT
BPS
BPT
: Blood Profile S
CBP (Complete Blood Picture) *, SGOT, SGPT, Gamma GT, Alkaline-phosphatase, HbsAg, Creatinine, Urea, Total
Cholesterol, HDL-Cholesterol, Triglycerides, Serum Fasting Blood Glucose
* Hemoglobin levels, red cell count, white cell count, platelet count, white cell differential count, mean corpuscular
volumes/hemoglobin/hemoglobin concentration (MCV, MCH and MCHC), Hematocrit and RDW.
: Blood Profile T
CBP (Complete Blood Picture) *, SGOT, SGPT, Gamma GT, Alkaline-phosphatase, HbsAg, Creatinine, Urea, Total
Cholesterol, HDL-Cholesterol, Triglycerides, Serum Fasting Blood Glucose, HbA1c, HIV
* Hemoglobin levels, red cell count, white cell count, platelet count, white cell differential count, mean corpuscular
volumes/hemoglobin/hemoglobin concentration (MCV, MCH and MCHC), Hematocrit and RDW.
附件二
危疾保障例行體檢核保要求
新/舊危疾保障
的累積金額
0-17 歲
18-40 歲
41-45 歲
46-55 歲
56 歲或以上
≤ 400,000
Nil
Nil
Nil
Nil
Nil
400,001 –
650,000
Nil
Nil
Nil
Nil
Med, BPA, MU,
TM
650,001 –
750,000
Med, APS
Med, BPA,
ECG
Med, BPA,
ECG
Med, BPA, MU,
TM
Med, BPA, MU,
TM
750,001 –
++
1,250,000
Med, APS
Med, BPA,
ECG
Med, BPA, TM
Med, BPA, MU,
TM
Med, BPA, MU,
TM
(美元)
+
+
「多重安心保」及「多重進泰安心保」危疾保額以1.25倍計算。
++
每個人的累積危疾金額高達 1,562,500 美元(所超過美元 1,250,000 的金額等同或少於「多重安
心保」及「多重進泰安心保」的 25%額外危疾保額)適用相同的規定。
BPA
: Blood Profile A
CBP, HbsAg, SGOT, SGPT, Gamma GT, Alkaline-phosphatase, Creatinine, Urea, Uric Acid, Cholestrol, HDLCholesterol, Triglycerides, Glucose, HIV
Appendix 2
Critical Illness Routine Medical Requirements
Per life
cumulated
sum assured
of old/new
Critical Illness
Coverage
Age 0-17
Age 18-40
Age 41-45
Age 46-55
Age 56 or
above
≤ 400,000
Nil
Nil
Nil
Nil
Nil
400,001 –
650,000
Nil
Nil
Nil
Nil
Med, BPA,
MU, TM
650,001 –
750,000
Med, APS
Med, BPA,
ECG
Med, BPA,
ECG
Med, BPA,
MU, TM
Med, BPA,
MU, TM
750,001 –
++
1,250,000
Med, APS
Med, BPA,
ECG
Med, BPA, TM
Med, BPA,
MU, TM
Med, BPA,
MU, TM
(US$)
+
+
1.25 times of CI sum assured of Multiple Care Pro and Smart Care Pro will be accounted for.
++
The cumulated CI sum assured per life up to US$1,562,500 (Sum assured exceeding
US$1,250,000 due to extra 25% of CI sum assured on Multiple Care Pro and Smart Care Pro)
apply the same requirements.
BPA
: Blood Profile A
CBP, HbsAg, SGOT, SGPT, Gamma GT, Alkaline-phosphatase, Creatinine, Urea, Uric Acid, Cholestrol, HDLCholesterol, Triglycerides, Glucose, HIV