MEMBERS OF THE CONTACT GROUP ON EURO PAYMENTS STRATEGY (COGEPS) RETAIL AND LARGE VALUE PAYMENTS ISSUES Co-Chairs European Central Bank PETIT, Pierre EPC Chair & Banco Santander SANTAMARIA, Javier Banking industry ACB (Association of Cyprus Banks) NICOLAOU, Marios Bank of Valletta SANT, Peter Banque et Caisse d’Épargne de l’État / State and Savings Bank Luxembourg BNP Paribas KRAFT, Thomas BNP Paribas Fortis & Chair of EPC Standards Support Group DE ROECK, Francis Chair of ESBG Payment Committee DENÈLE, Fabrice Bundesverband deutscher Banken KARASU, Ibrahim Caixa Geral de Depósitos & Chair of EPC Cash WG Caja de Ahorros y Pensiones de Barcelona (La Caixa) MACHADO, Leonor KISSLER FERNANDEZ, Beatriz Citi & Chair of EPC Information Security Support Group Crédit Agricole & Chair of EACB Payments Committee Deutscher Sparkassen- und Giroverband (DSGV) DNB & Chair of EPC M-Channel WG Dutch Payments Association & Chair of EPC Legal Support Group EPC Secretary General Erste Bank & Chair of EPC SEPA Payment Schemes WG Euro Banking Association European Association of Co-operative Banks (EACB) European Banking Federation (FBE) European Savings and Retail Banking Group (ESBG) FBF Hellenic Bank Association Irish Payment Services Organisation Ltd KBC Bank ERNST, Gilbert WANDHÖFER, Ruth YOU, Narinda WEISS, Axel FLATRAAKER, Dag-Inge BOUDEWIJN, Gijs GOOSSE, Etienne JACQUELIN, Jean-Yves LICHTER, Gilbert GUIDER, Hervé RAVOET, Guido DE NOOSE, Chris DUBOST, Willy TAVLARIDIS, Kostas MCLOUGHLIN, Pat DE MEERSMAN, Ivo Page 1 Millennium BCP Bank OP-Pohjola Group Payments Council Ltd Rabobank Nederland VICENTE, José SNELLMAN, Jussi RICHARDS, Jessica BUSSEMAKER, Ineke EPC Vice Chair & Raiffeisen Zentralbank Österreich GALL, Günther Slovak Association of Banks HAINS Roman Swedish Bankers’Association TROGEN, Leif TARGET Working Group JONES, Roger UBI Banca & Chair of EPC Cards WG BECHIS, Ugo American Express WALSH, Brendan Eurosystem Nationale Bank van België/Banque Nationale de Belgique Deutsche Bundesbank WATERKEYN, Axelle SCHRADE, Dirk Eesti Pank NÕMMELA, Mihkel Central Bank of Ireland O’RIORDAN, David Bank of Greece FOTOPOULOS, Panagiotis Banco de España LOPEZ PEDRUELO, Jesús Banque de France Banca d'Italia Central Bank of Cyprus Latvijas Banka Banque centrale du Luxembourg Central Bank of Malta De Nederlandsche Bank Oesterreichische Nationalbank Banco de Portugal MATHÉRAT, Sylvie GAMMALDI, Domenico NICOLAOU, George ZALMANE, Anda YUAN, Li-Chun CIAPPARA, Herman BRITS, Hans SELZER-HAAS, Katharina EGREJAS FRANCISCO, Jorge Banka Slovenije CENTRIH, Peter Národná banka Slovenska HOLIČKA, Peter Suomen Pankki – Finlands Bank HEIKKINEN, Päivi European Central Bank RUTTENBERG, Wiebe European Central Bank BONARA, Alessandro European Central Bank WACKET, Helmut European Central Bank ROOS, Ton European Central Bank TUR HARTMANN, Francisco Rapporteur COGEPS DE JONG, Iddo Page 2 Observers European Commission European Association of Co-operative Banks (EACB) European Banking Federation (FBE) European Savings Banks Group (ESBG) NOOTEBOOM, Erik VAN BERKEL, Marieke PONCELET, Patrick BIELEFELD, Norbert Three NCB representatives from the countries that have not yet joined the euro area Page 3