//////////////////////////////////////////////////////////////////////////////////////////////////////////////////// Award-Winning* Wealth Management Platform for Investment Adviser Representatives (IARs) SmartWorks Adviser is a best-in-class wealth management platform designed by Cetera to help you manage your advisory business more effectively. Exclusive to the Cetera family of broker-dealers, SmartWorks Adviser is an expansive foundation for your fee-based business, encompassing a suite of advisory offerings and the technology that makes them possible. Leading Edge Advisory Programs Institutional Grade Technology SmartWorks Adviser features advisory offerings for all types of IARs and clients: SmartWorks Adviser delivers the underlying technology (provided by FolioDynamix*) to support the operations of each advisory program. But it’s much more than a chassis—it also advances custom technology features that were specifically designed to help manage your Preferred, Prime and Premier business more effectively, namely: »» Mutual Funds/Exchange Traded Funds Advisory program—an award-winning* turnkey offering that provides clients with institutional service and advice, which are provided by leading strategic, tactical, alternative and passive asset allocation strategists. »» Preferred Asset Management® (Preferred), Prime Portfolio Services (Prime) and Premier Portfolio Management—flexible, advisor-directed wrap programs highlighted by an open architecture. »» Next Generation Managed Accounts (xMA®) program—featuring all the benefits of a traditional, separately managed account program plus up to 70 institutional portfolio managers in a single account. For more details on each program, including pricing, see the Fee-Based Programs At-A-Glance brochure. Fee-Based Programs AT-A-GLANCE »» Sophisticated account management—set models and drift tolerances at the security, asset class, and asset type levels. »» Streamlined rebalancing features—quickly align accounts based on a drift threshold relative to their models, or schedule rebalancing for a specific calendar date. »» Blast trading—execute trades across multiple accounts instead of individually entering a trade for each client. Trade even faster for accounts with discretion. »» Drift dashboard—automatically view drift summary statistics and rebalance accounts directly from your dashboard. You can also use the dashboard to generate detailed drift reports for individual accounts on the fly, using real-time prices, positions and balances. »» Customizable alerts—configure alerts to notify you of security and cash drift, and schedule a date to rebalance an account. You can also set up alerts to remind you of account anniversary dates. ® *SmartWorks Adviser is powered by FolioDynamix, which received the 2012 Advisory Solutions Technology Innovation of the Year award from the Money Management Institute. †The MF/ETF Advisory program was named the 2012 Advisory Solution of the Year by the Money Management Institute. For use with financial professionals only. Wealth Management Technology //////////////////////////////////////////////////////////////////////////////////////////////////////////////////// Our technology is at the core of our wealth management platform…literally! It all starts with SmartWorks,® our online workstation, which gives you access to your clients’ data 24 hours a day, seven days a week from any computer with an Internet connection. SmartWorks also acts as a hub that connects you to everything you need to manage your advisory business—from features you can use to instantly rebalance accounts to dynamic, on-demand reports for your entire advisory book of business. Get one-click access to each of the following: SmartWorks Adviser® AdvisoryOnline 2.0 MoneyGuidePro Online wealth management platform for: Gives you dynamic, on-demand reports for: Full-featured financial planning and asset allocation program for: »» Accessing advisory accounts »» Creating models »» Instant proposal or IPS generation »» Rebalancing »» Blast trading for Premier Portfolio Management, Preferred Asset Management® and Prime Portfolio Services accounts »» Performance »» AUM »» Cost basis »» Fees »» Building customized financial plans in under 20 minutes »» Performing side-by-side portfolio comparisons »» Allocating client assets in less than 10 minutes »» Quickly running Monte Carlo simulations For more details, see the reverse side of this flyer. Quarterly Report Library Albridge® Wealth ReportingTM Archived electronic copies of client Quarterly Performance Reports Subscribe to portfolio management tools, such as: »» Consolidated financial data »» Access to held-away assets through CashEdge »» Real-time data feeds Broker-Dealer Center NetX360 TM Morningstar® Advisor WorkstationSM Use Pershing’s integrated, online client account management system to: Use your discount to subscribe for additional: »» Enter and review trades »» Analyze your book of business »» View investment news and research »» Investment research »» Portfolio analysis tools »» Hypothetical illustrations To subscribe to Advisor Workstation, contact Morningstar directly at 866.546.0447. You can also download the Microsoft® Windows® version of NetX360 from Pershing’s website. For use with financial professionals only. 200 N. Sepulveda Blvd., Suite 1200, El Segundo, CA 90245 © 2013 Cetera Financial Group, Inc. 14-0200 03/14 Features resources that help you grow and manage your business, including: »» Asset Allocation Models »» Fee calculators »» Investor Profile Questionnaires »» Mutual fund buy list »» Approved product list »» Research Select List »» Forms library »» Sample IPSs and Quarterly Performance Reports »» Client seminars and letters