Ghana Price List Effective November 7, 2014 Deposit Products and Features Bonus Savings Plan BANKING SERVICES Commit to saving regularly and earn attractive interest Service Charges & Rates Service Charges & Rates Account opening Free Minimum monthly deposit GHS 50.00 Account data amendment Free 12 and 18 month tenures Official account statement GHS 2.00 per page Normal applicable interest Account statement since last print out Free (accumulated daily and paid monthly) Balance enquiry Free Bonus interest rate for 12 months tenure Savings passbook GHS 3.00 Reactivation of account Free Cheque book - private individual client GHS 8.00 Cheque book - business client GHS 12.00 Bankers Draft - Minimum GHS 6.50 Maximum GHS 30.00 7.0% per annum 5.0% per annum (paid at maturity) Bonus interest rate for 18 months tenure 6.0% per annum (paid at maturity) ProSave Counter cheque GHS 6.50 Accumulate savings and earn attractive interest Account closure GHS 5.00 Initial deposit required GHS 50.00 Outstation cheque charge Free Interest rate 10% per annum Salary Charges - Internal GHS 1.00 Minimum account balance GHS 50.00 External GHS 4.50 One withdrawal per quarter Free ProCard GHS 6.00 Penalty on any excess withdrawal GHS 5.00 per withdrawal ProMobile (on savings accounts) GHS 1.00 monthly (on current accounts) Free ProNet Free Term Deposit Account Money transfer within ProCredit accounts Free Invest idle funds for a fixed term Standing order Free Withdrawals below minimum balance GHS 2.00 Minimum deposit GHS 500.00 Interest rate (paid at maturity) per annum (see table below) Fair policy for premature termination. PRODUCTS Interest rate ProFlex (Current Account) Maturity period GHS 500 to GHS 5,000 GHS 5,001 to GHS 19,999 GHS 20,000 and Above Initial deposit GHS 50.00 3 months 21.00% 22.50% Negotiable Maintenance fee for private clients GHS 10.00 6 months 21.50% 23.00% Negotiable Maintenance fee for business clients GHS 20.00 12 months 22.00% 24.00% Negotiable Transaction notification Free Rates are only applicable on new TDAs effective 14th July 2014 Savings Plus Account ProKid Operates like a current account, accumulate savings and earn attractive interest The product offers an opportunity for parents and guardians to prepare adequately for the education, medical and future needs of children up to 18 years old. Initial deposit required GHS 50.00 Minimum account balance GHS 50.00 Minimum deposit Maintenance fee Free Available for children below 18 years of age Monthly debit card maintenance fee GHS 3.00 Minimum account balance Interest rates - Below GHS 101 0.0% per annum GHS 101- GHS 20,000 2.0% per annum Access to banker’s draft for payment of school fees > GHS 20,000 5.0% per annum Interest rate > GHS 50,000 7.0% per annum GHS 50.00 GHS 50.00 10% per annum Ghana ProStudent (Savings Plus Account) E-zwich card Service Charges & Rates Service Charges & Rates Initial deposit required GHS 50.00 E-zwich card Free No monthly maintenance fee Online 10 digit load GHS 0.50 Prompt access to student loan Card balance enquiry GHS 0.10 Unlimited access to ATM services Link account enquiry GHS 0.20 Transaction list enquiry GHS 0.20 Draw cash (POS) 0.5% of amount GHS 0.20 GHS 5.00 Draw cash (ATM) 0.5% of amount GHS 0.20 GHS 1.50 Deposit with card Free Money transfer Free Money transfer 0.25% of face value GHS 1.00 Money transfer 0.5% of face value Minimum balance required on savings account GHS 50.00 ProCard Free Monthly debit card maintenance fee GHS 3.00 ProCard ATM Card GHS 6.00 ATM transaction No fee per transaction ProCard replacement GHS 6.00 Card maintenance fee GHS 3.00 per month Pin change fee GHS 1.00 (card to card) (without card) Card to others Minimum Maximum GHS 10.00 GHS 0.50 GHS 2.50 0.25% of face value GHS 0.50 GHS 2.50 CASH COLLECTION ProCash Within Accra Free Allows ProCredit clients to transfer cash from one part of the country to another Within a defined zone outside Accra Free Outside defined zone GHS 10.00 per cash pick Amount Charges GHS 1-2,000 GHS 5.00 > GHS 2,000 GHS 10.00 ProBiz Monthly maintenance charge GHS 50.00 Minimum deposit required GHS 50.00 Cheque book Free CHEQUE OPERATIONS Cheque book 25-leaves GHS 8.00 Cheque book 50-leaves GHS 12.00 ProBiz cheque 100-leaves Free ProCredit cheque encashment Free Cheque deposit Free Same Day Value - ProBiz clients GHS 15.00 (daily) per cheque Access to bundle of banking products Non ProBiz clients GHS 22.00 (daily) per cheque Regular bank statement Free Stopped cheque GHS 20.00 Counter cheque GHS 6.50 Counter cheque GHS 6.50 Access to ProNet & ProMobile banking Clearing outstation cheques Free - Private individual with minimum monthly turnover of GHS 2,000 - Enterprise with minimum monthly turnover of GHS 20,000 Specialized Inward clearing GHS 35.00 Stopped bankers draft GHS 10.00 Return Cheques - Minimum GHS 20.00 Bankers draft - Maximum GHS 200.00 - Minimum GHS 6.50 - Maximum ProMobile GHS 30.00 GHS 1.00 monthly Cancelled bankers draft - Multiple account balance National Money Transfer - Token device GHS 50.00 Money transfer within ProCredit Free Credit transfer to other banks GHS 15.00 Standing order Free SMS notification on savings accounts GHS 5.00 Features - Balance enquiry - Mini statement Ghana ProGlobal US Dollar Charges & Rates Commission is 1% minimum USD 40 Swift USD 30 Corresponding bank charge C/B charge (optional) $35 USD transactions, the charges for EUR & GBP are applied as and when our Nostro accounts are debided Inward remittance charge GHS 7.00
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