Get the most for your GIC with Manulife Bank

GET THE MOST FOR YOUR GIC WITH MANULIFE BANK
Guaranteed investment certificates (GICs) give you an investment guaranteed to grow and reassurance that your money is secure.
And with GIC deposit rates that are consistently among the highest posted by Canada’s top banks – Manulife Bank can help you find
the right combination of security and rate for your investment needs.
OUR PROVEN HISTORY OF MARKET-LEADING RATES
4.00
3.50
3.00
Rate (%)
2.50
2.00
1.50
1.00
0.50
Manulife Bank
Canadian Average
Oct-13
Jul-13
Apr-13
Jan-13
Oct-12
Jul-12
Apr-12
Jan-12
Oct-11
Jul-11
Apr-11
Jan-11
Oct-10
Jul-10
Apr-10
Jan-10
-
Big 6 Banks
Source: Canadian Average and Big 6 Banks 5-year GIC rates as defined and measured by Investor Economics.
THE MANY BENEFITS OF GICs
RATES YOU CAN COUNT ON
Whether you’re looking for a low-risk investment or an effective
way to diversify your portfolio, there are many benefits to GICs:
With Manulife Bank you can always count on great rates.
Plus, you also receive our 30-day better of rate guarantee
when your GIC comes up for renewal – the rate promised
on the day you contact us or the rate on the day of the renewal,
whichever is greater.
Growth – Your investment is guaranteed to grow,
regardless of how the markets perform.
Dependability – Your interest rate is guaranteed not
to fluctuate throughout the term.
Security – Your original investment will be returned
with interest at maturity, guaranteed. Your investment is
also CDIC-eligible.
Flexibility – Ideal for RSPs as well as tax-free savings
accounts; you can choose the term and interest options
that are right for you.
Simplicity – An investment that’s guaranteed to grow –
what could be simpler?
When you’re looking for the guaranteed growth
that a GIC can provide, Manulife Bank can help you
get more for your money.
GICs are non-redeemable before maturity except upon death. Minimum
investment $2,500 to a maximum of $2,000,000. Manulife Bank of Canada
is a member of Canada Deposit Insurance Corporation.
GICs are offered through Manulife Bank of Canada.
Manulife, Manulife Bank, the Manulife Bank For Your Future logo, the Block Design, the Four Cubes Design, and strong reliable trustworthy forward-thinking are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.
AB0685 03/2014

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