E-banking across Europe for corporate customers

We make your business move
MULTIVERSA product suite
Out-of-the-box solutions for banks
E-banking across Europe
for corporate customers
>
Increased customer
retention across
Europe
Thanks to SEPA an overall set of regulations for domestic
and international payments is available throughout Europe.
The EBICS standard serves as a secure and multi-bank
communication protocol. With SEPA and EBICS, banks can
offer their corporate customers convenient multi-banking
services for many European countries.
By focusing on the unified format standard SEPA, and the unified communication standard EBICS, banks can significantly save costs in European
banking services. Many corporate customers are acting internationally and
will welcome consistent price levels and full-service from one bank
throughout Europe.
Corporates demand
multi-banking solutions
The Single European Payments Area (SEPA) offers a new opportunity to
financial institutes and service providers for entering new markets in
31 European SEPA countries. The unification of various financial
regulations, payment formats and processes reduces the barriers for
Europewide banking services dramatically.
> MULTIVERSA product suite for corporate customers
MULTIVERSA IBS
International Banking Server
High-end middleware
connecting different customer
access channels to the bank's
back-end incl. EBICS server
and Payment Factory.
2
MULTIVERSA IFP
International Finance Portal
User-friendly, multi-lingual
e-banking portal with
comprehensive SEPA and
EBICS functionalities, such as
payments, reporting, cash and
liquidity management, cash
pooling, trade finance, virtual
accounts, e-invoicing and
document mailbox.
MULTIVERSA mobile
solutions
Convenient, mobile e-banking
channels based on SEPA and
EBICS for financial information
or payment authorisation –
especially for smartphones and
tablets.
Furthermore, corporate customers increasingly demand multi-banking
capabilities from their electronic banking systems. Based on the secure,
low-cost, pan-European Electronic Banking Internet Communication
Standard (EBICS) banks and service providers can now offer this leading
service to their international business customers.
SEPA payments secure
and cost-efficiently
via EBICS
EBICS was first launched in Germany and France, and has now been
adopted by many banks in other European countries. It is a fast and
secure communication protocol for transferring financial data of business
clients via the Internet. It supports strong authorisation with digital signatures.
MULTIVERSA enables e-banking services throughout Europe
With the MULTIVERSA product suite, banks and service providers can
easily enhance their banking services across Europe. The MULTIVERSA
products are standard turnkey banking products, with advantages such as
short time-to-market, cost transparency, cost savings, continuous product
development, and years of practical experience. In addition, they can be
tailored to the bank‘s corporate design.
Turnkey SEPA banking
solutions for expanding
business
The MULTIVERSA products suite offers full SEPA-readiness incl. specific
country flavours and multi-banking capabilities based on EBICS. In a
multi-bank scenario, the MULTIVERSA products forward payment files
directly to as well as provide customer BTR data from third-party banks.
Corporate customers
Lead bank
MULTIVERSA product suite
e-banking channels
MULTIVERSA product suite
e-banking server
Online with
MULTIVERSA IFP
Mobile with
MULTIVERSA
mobile solutions
EBICS
MULTIVERSA IFP
International Finance
Portal
EBICS
Bank
back-ends
Third
party
banks
MULTIVERSA IBS
International Banking
Server
The MULTIVERSA product suite integrates several channels for convenient handling
of financial multi-banking data within Europe.
3
>
One central e-banking
portal for business
customers
Offer your international business customers one convenient online banking portal. They will soon appreciate the
comprehensive user-friendly e-banking and cash management application – webbased in the office and mobile.
Various functions,
various formats,
various countries
– one solution
MULTIVERSA IFP International Finance Portal offers a central, domestic
and international e-banking access channel for all types of business
customers in Europe. Thanks to the integrated payment factory for
universal single and multi-bank format processing, MULTIVERSA IFP
fulfils all SEPA and UNIFI requirements. The multi-lingual browser and
mobile app interfaces are tailored to the bank‘s corporate design for
customers of all countries and user groups.
Extra user-friendly
MULTIVERSA IFP‘s user-friendliness is outstanding – thanks to clearly
structured and easy-to-use interfaces. The Greenwich Associates
institute in Stamford, US confirmed in 2013: MULTIVERSA IFP is one of
the best corporate portals worldwide.
MULTIVERSA IFP convinces with various standard functionalities e.g. payments, reporting, cash and
liquidity management, cash pooling, trade finance, virtual accounts, e-invoicing and document mailbox.
4
>
Innovative mobile
e-banking solutions
Prompt processing of important payments and being in
control of account activities at any time are challenges for
many managers. Therefore, CoCoNet has extended the
internationally successful MULTIVERSA product line with
various mobile applications.
The MULTIVERSA mobile banking solutions convince with many features
for modern, mobile e-banking in Europe. The user-friendliness is
remarkable – thanks to well-structured information in the respective local
languages. The mobile concept enables convenient handling of SEPA
payments and reporting information. The multi-bank capable apps enable
the access to company accounts at any EBICS bank.
TÜV Rheinland confirms
the effectiveness of the
security procedures.
Solutions for smartphones:
MULTIVERSA IFP App – convenient mobile access to the
MULTIVERSA IFP International Finance Portal
MULTIVERSA EBICS App – mobile banking app for multi-bank
connectivity with any EBICS bank server
Solutions fo tablets:
MULTIVERSA MBS Mobile Banking System – comprehensive mobile
e-banking app for corporate customers
MULTIVERSA MBS EBICS – innovative tablet app based on EBICS
for corporate customers
The MULTIVERSA banking solutions are available for Apple iPhone and iPad, Android and Windows 8
smartphones.
5
>
Best connectivity for
all types of corporates
The EBICS server MULTIVERSA IBS connects different
customer access channels with the bank’s back-end systems. Thus, you can merge existing portal solutions, offline
systems and proprietary channels for different target
groups and countries into one central platform.
Variety for your customers unity at your bank
MULTIVERSA IBS International Banking Server can generally process
any kinds of formats based on UNIFI, such as SEPA, specific country
flavours as well as domestic or international credit transfers and direct
debits. The integrated payment factory is able to handle any payment
and reporting format, allowing the operator to react flexibly to every
customer’s needs. As an efficiently controlling order manager the system
provides many features for receiving, processing, converting, splitting,
routing and forwarding data.
The modular design supports a gradual integration of many existing and
future front-end and back-end channels. The central EBICS server is the
hub for receiving and forwarding all e-banking data.
Corporate customer
Bank
CoCoNet customer products
MULTIVERSA IFP
MULTIVERSA IBS
International Banking Server
MULTIVERSA MBS EBICS
MULTIVERSA EBICS App
General processing
(validation, decryption,
formal checks, etc.)
EBICS clients systems
Payment Factory
Host-to-host connectivity
e.g. (S)FTP, Odette FTP (RVS),
AS2
Administration
SWIFT
e.g. Alliance Lite,
MA-CUG, SCORE
The connectivity concept of MULTIVERSA IBS provides flexible connections
with front- and back-end systems.
6
Bank’s
back-ends;
clearing
systems
>
Convincing e-banking
functionality for users
The MULTIVERSA mobile and portal solutions convince
corporate users with many features for modern e-banking:
various connecting options, payments, reporting, cash and
liquidity management, cash pooling, trade finance, virtual
accounts, e-invoicing and document mailbox.
> MULTIVERSA‘s mobile and portal solutions
MULTIVERSA
MBS
MULTIVERSA
MBS with EBICS

*

*

Domestic and international payment formats,
e.g. SEPA, SWIFT, CGI





Payment authorisation with digital signature





Single payment entry





Automated and manual import of payment batches
from ERP or TMS systems

Order status tracking





Domestic and international BTR formats,
e.g. MT940, MT942, CAMT





Balance and transaction reports





Intraday reports





Liquidity management, cash pooling, forecasts etc

Integration of further applications and any content





Personal configuration of views and lists





MULTIVERSA
IFP App
Multi-banking capabilities with different banks via EBICS
MULTIVERSA
IFP
MULTIVERSA
EBICS App
in detail

* through MULTIVERSA IFP International Finance Portal
7
>
Tailored solutions
MULTIVERSA IFP International Finance Portal
Advanced e-banking portal solution for banks and corporates.
MULTIVERSA IFP App
The convenient mobile access to MULTIVERSA IFP International
Finance Portal.
MULTIVERSA MBS Mobile Banking System
Comprehensive mobile e-banking app for corporate customers.
MULTIVERSA EBICS App
Mobile banking app for smartphones and tablets for multi-bank
connectivity with any EBICS bank server.
MULTIVERSA PBS Professional Banking System
Multi-user offline e-banking and cash management system
for demanding corporate customers.
MULTIVERSA IBS International Banking Server
High-end middleware for banks.
CoCoNet Computer-Communication Networks GmbH
Steinhof 5
D-40699 Erkrath
Germany
Phone
+49 (0) 211/249 02 - 0
Fax
+49 (0) 211/249 02 - 200
Email
[email protected]
Internet
www.coconet.de
09/14
© 2014 CoCoNet Computer-Communication Networks GmbH

Download Report