【男性】　全損保険　比較表
【設計条件】25歳・30歳・35歳は、東京海上あんしん生命の保険料に併せて設計。40歳以上は年払保険料240万円目安。／全損で組める最大の保険期間
25歳
男性
保険
会社
保険
種類
東京
海上
あんしん
逓増
定期
45歳-45歳 14,000万円 2,608,200
日本
生命
逓増
定期
45歳-45歳 10,000万円 2,444,000
ＩＮＧ
東京
海上
あんしん
30歳
男性
日本
生命
ＩＮＧ
マニュライフ
35歳
男性
45歳
男性
50歳
男性
55歳
男性
60歳
男性
65歳
男性
保険
金額
年払
保険料
逓増
定期
45歳-45歳 14,000万円 2,348,080
45歳-45歳 11,500万円 2,356,935
70歳-70歳 34,000万円 2,323,958
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
70歳-70歳 30,000万円 2,356,038
72歳-72歳 23,000万円 2,328,608
28,690,200
31,298,400
33,906,600
36,514,800
39,123,000
41,731,200
44,339,400
46,947,600
49,555,800
23,562,000
25,270,000
26,026,000
24,906,000
23,072,000
20,776,000
18,004,000
14,630,000
10,528,000
5,656,000
0
37.5%
70.3%
78.0%
82.2%
85.0%
86.8%
88.4%
89.6%
90.5%
90.3%
88.0%
83.1%
73.4%
63.1%
53.1%
43.1%
32.9%
22.4%
11.4%
0.0%
2,444,000
2,382,562
80歳-80歳 9,500万円
82歳-82歳 7,200万円
2,375,000
85歳-85歳 5,100万円
2,392,281
17年目
18年目
19年目
20年目
48,880,000
52,164,000
12,220,000
14,664,000
17,108,000
19,552,000
21,996,000
24,440,000
26,884,000
29,328,000
31,772,000
34,216,000
36,660,000
39,104,000
41,548,000
43,992,000
46,436,000
7,360,000
10,320,000
12,110,000
13,410,000
13,960,000
13,360,000
12,700,000
11,950,000
11,130,000
10,220,000
9,210,000
8,070,000
6,810,000
5,390,000
3,800,000
2,000,000
75.3%
84.4%
82.6%
78.4%
71.4%
60.7%
51.9%
44.5%
37.9%
32.1%
26.9%
22.0%
17.4%
13.0%
8.6%
4.3%
0.0%
保険料累計
2,610,300
5,220,600
7,830,900
10,441,200
13,051,500
15,661,800
18,272,100
20,882,400
23,492,700
26,103,000
28,713,300
31,323,600
33,933,900
36,544,200
39,154,500
41,764,800
44,375,100
46,985,400
49,595,700
52,206,000
解約返戻金
1,122,000
3,586,000
6,050,000
8,514,000
11,000,000
13,486,000
15,994,000
18,502,000
20,988,000
23,496,000
25,762,000
28,006,000
30,206,000
32,384,000
34,540,000
36,630,000
38,676,000
40,656,000
42,570,000
44,396,000
43.0%
68.7%
77.3%
81.5%
84.3%
86.1%
87.5%
88.6%
89.3%
90.0%
89.7%
89.4%
89.0%
88.6%
88.2%
87.7%
87.2%
86.5%
85.8%
85.0%
2,348,080
4,696,160
7,044,240
9,392,320
11,740,400
14,088,480
16,436,560
18,784,640
21,132,720
23,480,800
25,828,880
28,176,960
30,525,040
32,873,120
35,221,200
返戻率
解約返戻金
解約返戻金
728,000
3,248,000
5,544,000
7,840,000
10,150,000
12,446,000
14,742,000
17,010,000
18,914,000
20,104,000
19,698,000
16,366,000
11,746,000
6,286,000
0
31.0%
69.1%
78.7%
83.4%
86.4%
88.3%
89.6%
90.5%
89.5%
85.6%
76.2%
58.0%
38.4%
19.1%
0.0%
2,356,935
4,713,870
7,070,805
9,427,740
11,784,675
14,141,610
16,498,545
18,855,480
21,212,415
23,569,350
25,926,285
28,283,220
30,640,155
32,997,090
35,354,025
12,150,000
12,240,000
0
1,120,000
3,400,000
6,850,000
9,590,000
11,160,000
10,970,000
9,570,000
8,030,000
6,330,000
4,440,000
2,330,000
0
0
0.0%
23.8%
48.1%
72.7%
81.4%
78.9%
73.6%
64.9%
51.7%
40.6%
31.0%
22.4%
14.5%
7.1%
0.0%
保険料累計
2,348,301
4,696,602
7,044,903
9,393,204
11,741,505
14,089,806
16,438,107
18,786,408
21,134,709
23,483,010
25,831,311
28,179,612
30,527,913
32,876,214
35,224,515
37,572,816
39,921,117
42,269,418
44,617,719
46,966,020
解約返戻金
1,109,800
3,275,700
5,459,500
7,661,200
9,845,000
12,046,700
14,230,500
16,414,300
18,598,100
20,781,900
22,661,400
24,505,100
26,295,100
28,013,500
29,696,100
31,289,200
32,792,800
34,224,800
35,549,400
36,748,700
47.3%
69.7%
77.5%
81.6%
83.8%
85.5%
86.6%
87.4%
88.0%
88.5%
87.7%
87.0%
86.1%
85.2%
84.3%
83.3%
82.1%
81.0%
79.7%
78.2%
保険料累計
2,323,958
4,647,916
6,971,874
9,295,832
11,619,790
13,943,748
16,267,706
18,591,664
20,915,622
23,239,580
25,563,538
27,887,496
30,211,454
32,535,412
34,859,370
37,183,328
39,507,286
41,831,244
44,155,202
46,479,160
解約返戻金
952,000
3,196,000
5,372,000
7,582,000
9,792,000
11,968,000
14,144,000
16,082,000
18,054,000
19,924,000
21,794,000
23,596,000
25,398,000
27,098,000
28,764,000
30,362,000
31,858,000
33,286,000
34,578,000
35,734,000
85.3%
84.6%
84.1%
83.3%
82.5%
81.7%
80.6%
79.6%
78.3%
76.9%
返戻率
41.0%
68.8%
77.1%
81.6%
84.3%
85.8%
86.9%
86.5%
86.3%
85.7%
保険料累計
2,332,260
4,664,520
6,996,780
9,329,040
11,661,300
13,993,560
16,325,820
18,658,080
20,990,340
23,322,600
解約返戻金
1,274,000
3,710,000
5,810,000
7,924,000
9,968,000
11,592,000
12,278,000
11,144,000
6,328,000
0
54.6%
79.5%
83.0%
84.9%
85.4%
82.8%
75.2%
59.7%
30.1%
0.0%
2,335,200
23,352,000
4,670,400
7,005,600
9,340,800
11,676,000
14,011,200
16,346,400
18,681,600
21,016,800
0
950,000
2,870,000
5,760,000
8,050,000
9,000,000
9,030,000
7,610,000
3,960,000
0
0.0%
20.3%
41.0%
61.7%
68.9%
64.2%
55.2%
40.7%
18.8%
0.0%
保険料累計
2,335,710
4,671,420
7,007,130
9,342,840
11,678,550
14,014,260
16,349,970
18,685,680
21,021,390
23,357,100
25,692,810
28,028,520
30,364,230
32,699,940
35,035,650
37,371,360
39,707,070
42,042,780
44,378,490
46,714,200
解約返戻金
1,144,800
3,227,700
5,326,500
7,409,400
9,492,300
11,559,300
13,626,300
15,677,400
17,712,600
19,731,900
21,353,700
22,896,000
24,374,700
25,742,100
27,030,000
28,206,600
29,240,100
30,146,400
30,925,500
31,529,700
49.0%
69.1%
76.0%
79.3%
81.3%
82.5%
83.3%
83.9%
84.3%
84.5%
83.1%
81.7%
80.3%
78.7%
77.1%
75.5%
73.6%
71.7%
69.7%
67.5%
保険料累計
2,356,038
4,712,076
7,068,114
9,424,152
11,780,190
14,136,228
16,492,266
18,848,304
21,204,342
23,560,380
25,916,418
28,272,456
30,628,494
32,984,532
35,340,570
37,696,608
40,052,646
42,408,684
44,764,722
47,120,760
解約返戻金
990,000
3,210,000
5,400,000
7,590,000
9,750,000
11,880,000
13,950,000
15,780,000
17,610,000
19,320,000
20,940,000
22,500,000
24,000,000
25,410,000
26,700,000
27,870,000
28,890,000
29,760,000
30,480,000
31,020,000
42.0%
68.1%
76.4%
80.5%
82.8%
84.0%
84.6%
83.7%
83.0%
82.0%
80.8%
79.6%
78.4%
77.0%
75.6%
73.9%
72.1%
70.2%
68.1%
65.8%
保険料累計
2,389,086
4,778,172
7,167,258
9,556,344
11,945,430
14,334,516
16,723,602
19,112,688
21,501,774
23,890,860
26,279,946
28,669,032
31,058,118
33,447,204
35,836,290
38,225,376
40,614,462
43,003,548
45,392,634
47,781,720
解約返戻金
1,323,000
3,389,400
5,443,200
7,497,000
9,525,600
11,554,200
13,557,600
15,548,400
17,514,000
19,467,000
20,928,600
22,302,000
23,574,600
24,733,800
25,792,200
26,712,000
27,505,800
28,148,400
28,638,900
28,942,200
解約返戻金
返戻率
55.4%
70.9%
75.9%
78.5%
79.7%
80.6%
81.1%
81.4%
81.5%
81.5%
79.6%
77.8%
75.9%
73.9%
72.0%
69.9%
67.7%
65.5%
63.1%
60.6%
保険料累計
2,328,608
4,657,216
6,985,824
9,314,432
11,643,040
13,971,648
16,300,256
18,628,864
20,957,472
23,286,080
25,614,688
27,943,296
30,271,904
32,600,512
34,929,120
37,257,728
39,586,336
41,914,944
44,243,552
46,572,160
解約返戻金
966,000
3,174,000
5,313,000
7,429,000
9,499,000
11,523,000
13,501,000
15,203,000
16,859,000
18,377,000
19,826,000
21,160,000
22,402,000
23,529,000
24,518,000
25,392,000
26,105,000
26,680,000
27,071,000
27,255,000
41.5%
68.2%
76.1%
79.8%
81.6%
82.5%
82.8%
81.6%
80.4%
78.9%
77.4%
75.7%
74.0%
72.2%
70.2%
68.2%
65.9%
63.7%
61.2%
58.5%
保険料累計
2,382,562
4,765,124
7,147,686
9,530,248
11,912,810
14,295,372
16,677,934
19,060,496
21,443,058
23,825,620
26,208,182
28,590,744
30,973,306
33,355,868
35,738,430
38,120,992
40,503,554
42,886,116
45,268,678
47,651,240
解約返戻金
1,456,000
3,448,900
5,432,700
7,407,400
9,363,900
11,302,200
13,231,400
15,142,400
17,026,100
18,900,700
20,256,600
21,530,600
22,713,600
23,796,500
24,761,100
25,598,300
26,280,800
26,781,300
27,072,500
27,099,800
返戻率
61.1%
72.4%
76.0%
77.7%
78.6%
79.1%
79.3%
79.4%
79.4%
79.3%
77.3%
75.3%
73.3%
71.3%
69.3%
67.2%
64.9%
62.4%
59.8%
56.9%
保険料累計
2,359,828
4,719,656
7,079,484
9,439,312
11,799,140
14,158,968
16,518,796
18,878,624
21,238,452
23,598,280
25,958,108
28,317,936
30,677,764
33,037,592
35,397,420
37,757,248
40,117,076
42,476,904
44,836,732
47,196,560
解約返戻金
969,000
3,179,000
5,321,000
7,429,000
9,469,000
11,458,000
13,379,000
15,011,000
16,592,000
18,003,000
19,346,000
20,587,000
21,743,000
22,780,000
23,698,000
24,497,000
25,143,000
25,602,000
25,857,000
25,840,000
41.1%
67.4%
75.2%
78.7%
80.3%
80.9%
81.0%
79.5%
78.1%
76.3%
74.5%
72.7%
70.9%
69.0%
66.9%
64.9%
62.7%
60.3%
57.7%
54.7%
保険料累計
2,384,060
4,768,120
7,152,180
9,536,240
11,920,300
14,304,360
16,688,420
19,072,480
21,456,540
23,840,600
26,224,660
28,608,720
30,992,780
33,376,840
35,760,900
38,144,960
40,529,020
42,913,080
45,297,140
47,681,200
解約返戻金
1,484,000
3,367,000
5,243,000
7,105,000
8,953,000
10,780,000
12,600,000
14,399,000
16,184,000
17,955,000
19,173,000
20,279,000
21,266,000
22,099,000
22,757,000
23,205,000
23,408,000
23,331,000
22,932,000
22,169,000
62.2%
70.6%
73.3%
74.5%
75.1%
75.4%
75.5%
75.5%
75.4%
75.3%
73.1%
70.9%
68.6%
66.2%
63.6%
60.8%
57.8%
54.4%
50.6%
46.5%
保険料累計
2,337,128
4,674,256
7,011,384
9,348,512
11,685,640
14,022,768
16,359,896
18,697,024
21,034,152
23,371,280
25,708,408
28,045,536
30,382,664
32,719,792
35,056,920
37,394,048
39,731,176
42,068,304
44,405,432
46,742,560
解約返戻金
949,000
3,081,000
5,135,000
7,137,000
9,074,000
10,933,000
12,714,000
14,209,000
15,665,000
16,939,000
18,122,000
19,214,000
20,189,000
21,008,000
21,658,000
22,100,000
22,282,000
22,165,000
21,710,000
20,878,000
40.6%
65.9%
73.2%
76.3%
77.7%
78.0%
77.7%
76.0%
74.5%
72.5%
70.5%
68.5%
66.4%
64.2%
61.8%
59.1%
56.1%
52.7%
48.9%
44.7%
保険料累計
2,361,150
4,722,300
7,083,450
9,444,600
11,805,750
14,166,900
16,528,050
18,889,200
21,250,350
23,611,500
25,972,650
28,333,800
30,694,950
33,056,100
35,417,250
37,778,400
40,139,550
42,500,700
44,861,850
47,223,000
解約返戻金
1,520,000
3,335,000
5,140,000
6,940,000
8,725,000
10,505,000
12,270,000
14,025,000
15,760,000
17,480,000
18,454,000
19,465,000
20,210,000
20,765,000
21,105,000
21,205,000
21,020,000
20,510,000
19,615,000
18,255,000
64.4%
70.6%
72.6%
73.5%
73.9%
74.2%
74.2%
74.2%
74.2%
74.0%
71.1%
68.7%
65.8%
62.8%
59.6%
56.1%
52.4%
48.3%
43.7%
38.7%
保険料累計
2,373,808
4,747,616
7,121,424
9,495,232
11,869,040
14,242,848
16,616,656
18,990,464
21,364,272
23,738,080
26,111,888
28,485,696
30,859,504
33,233,312
35,607,120
37,980,928
40,354,736
42,728,544
45,102,352
47,476,160
解約返戻金
931,000
3,059,000
5,101,500
7,096,500
9,025,000
10,887,000
12,663,500
14,155,000
15,580,000
16,777,000
17,860,000
18,781,500
19,522,500
20,064,000
20,368,000
20,425,000
20,178,000
19,608,000
18,648,500
17,223,500
39.2%
64.4%
71.6%
74.7%
76.0%
76.4%
76.2%
74.5%
72.9%
70.7%
68.4%
65.9%
63.3%
60.4%
57.2%
53.8%
50.0%
45.9%
41.3%
36.3%
保険料累計
2,375,000
4,750,000
7,125,000
9,500,000
11,875,000
14,250,000
16,625,000
19,000,000
21,375,000
23,750,000
26,125,000
28,500,000
30,875,000
33,250,000
35,625,000
38,000,000
40,375,000
42,750,000
45,125,000
47,500,000
解約返戻金
1,485,800
3,192,000
4,886,800
6,566,400
9,876,200
11,506,400
13,113,800
14,706,000
16,283,000
16,982,200
17,499,000
17,806,800
17,867,600
17,635,800
17,046,800
16,024,600
14,481,800
12,296,800
8,230,800
9,306,200
62.6%
67.2%
68.6%
69.1%
69.3%
69.3%
69.2%
69.0%
68.8%
68.6%
65.0%
61.4%
57.7%
53.7%
49.5%
44.9%
39.7%
33.9%
27.3%
19.6%
保険料累計
2,372,118
4,744,236
7,116,354
9,488,472
11,860,590
14,232,708
16,604,826
18,976,944
21,349,062
23,721,180
26,093,298
28,465,416
30,837,534
33,209,652
35,581,770
37,953,888
40,326,006
42,698,124
45,070,242
47,442,360
解約返戻金
892,800
2,980,800
4,968,000
6,883,200
8,712,600
10,440,000
12,038,400
13,291,200
14,443,200
15,300,000
15,998,400
16,509,600
16,804,800
16,862,400
16,632,000
16,048,800
15,040,800
13,528,800
11,404,800
8,539,200
37.6%
62.8%
69.8%
72.5%
73.5%
73.4%
72.5%
70.0%
67.7%
64.5%
61.3%
58.0%
54.5%
50.8%
46.7%
42.3%
37.3%
31.7%
25.3%
18.0%
保険料累計
2,392,281
4,784,562
7,176,843
9,569,124
11,961,405
14,353,686
16,745,967
19,138,248
21,530,529
23,922,810
26,315,091
28,707,372
31,099,653
33,491,934
35,884,215
38,276,496
40,668,777
43,061,058
45,453,339
47,845,620
解約返戻金
1,417,500
2,978,100
4,527,900
6,061,500
9,104,400
10,619,100
12,133,800
13,656,600
15,192,900
15,670,800
15,921,900
15,905,700
15,568,200
14,828,400
13,583,700
11,704,500
7,587,000
9,004,500
5,224,500
0
59.3%
62.2%
63.1%
63.3%
63.4%
63.4%
63.4%
63.4%
63.4%
63.5%
59.6%
55.5%
51.1%
46.5%
41.3%
35.5%
28.8%
20.9%
11.5%
0.0%
保険料累計
2,362,548
4,725,096
7,087,644
9,450,192
11,812,740
14,175,288
16,537,836
18,900,384
21,262,932
23,625,480
25,988,028
28,350,576
30,713,124
33,075,672
35,438,220
37,800,768
40,163,316
42,525,864
44,888,412
47,250,960
解約返戻金
856,800
2,866,200
4,753,200
6,548,400
8,241,600
9,812,400
11,245,500
12,331,800
13,316,100
13,989,300
14,468,700
14,728,800
14,713,500
14,382,000
13,662,900
12,469,500
10,684,500
8,154,900
4,686,900
0
36.3%
60.7%
67.1%
69.3%
69.8%
69.2%
68.0%
65.2%
62.6%
59.2%
55.7%
52.0%
47.9%
43.5%
38.6%
33.0%
26.6%
19.2%
10.4%
0.0%
返戻率
2,362,548
16年目
9,776,000
返戻率
生活障害
85歳-85歳 2,700万円
定期保険
15年目
49.8%
返戻率
2,372,118
14年目
3,650,000
返戻率
生活障害
82歳-82歳 3,800万円
定期保険
13年目
7,332,000
返戻率
2,373,808
12年目
24.8%
返戻率
2,361,150
11年目
1,210,000
返戻率
77歳-77歳 13,000万円 2,337,128
10年目
4,888,000
返戻率
2,384,060
3年目
0
返戻率
75歳-75歳 17,000万円 2,359,828
2年目
0.0%
解約返戻金
返戻率
生活障害
80歳-80歳 5,000万円
定期保険
定期
保険
26,082,000
21,252,000
返戻率
生活障害
77歳-77歳 7,000万円
定期保険
定期
保険
23,473,800
18,704,000
返戻率
生活障害
75歳-75歳 9,100万円
定期保険
定期
保険
20,865,600
16,142,000
保険料累計
生活障害
72歳-72歳 12,600万円 2,389,086
定期保険
定期
保険
18,257,400
13,594,000
返戻率
生活障害
70歳-70歳 15,900万円 2,335,710
定期保険
定期
保険
15,649,200
11,088,000
返戻率
45歳-45歳 14,000万円 2,335,200
マニュライフ
9年目
13,041,000
8,582,000
返戻率
逓増
定期
定期
保険
8年目
10,432,800
6,104,000
返戻率
日本
生命
ＩＮＧ
7年目
7,824,600
3,668,000
保険料累計
45歳-45歳 14,000万円 2,332,260
定期
保険
6年目
5,216,400
980,000
保険料累計
逓増
定期
ＩＮＧ
1年目
返戻率
生活障害
70歳-70歳 17,900万円 2,348,301
定期保険
定期
保険
5年目
2,608,200
解約返戻金
保険料累計
生活障害
70歳-70歳 22,000万円 2,610,300
定期保険
逓増
定期
4年目
保険料累計
返戻率
東京
海上
あんしん
マニュライフ
40歳
男性
保険期間
払込期間
返戻率
※当該条件を元に試算・設計をしております。実際の金額とは異なる場合がございますのでご注意下さい。税務の取扱については現在施行中の税制によるものであり、将来変更される可能性がございます。
【女性】　全損保険　比較表
【設計条件】25歳・30歳・35歳は、東京海上あんしん生命の保険料に併せて設計。40歳以上は年払保険料240万円目安。／全損で組める最大の保険期間
25歳
女性
保険
会社
保険
種類
東京
海上
あんしん
逓増
定期
日本
生命
ＩＮＧ
東京
海上
あんしん
30歳
女性
日本
生命
ＩＮＧ
45歳
女性
50歳
女性
55歳
女性
60歳
女性
65歳
女性
年払
保険料
45歳-45歳 14,000万円 2,113,860
逓増
定期
45歳-45歳 9,700万円
2,120,808
45歳-45歳 14,000万円 1,847,440
45歳-45歳 9,300万円
1,847,910
逓増
定期
45歳-45歳 12,000万円 1,746,600
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
ＩＮＧ
マニュライフ
70歳-70歳 45,000万円 1,750,038
21,138,600
23,252,460
25,366,320
27,480,180
29,594,040
31,707,900
33,821,760
35,935,620
38,049,480
40,163,340
解約返戻金
406,000
2,660,000
4,774,000
6,902,000
9,044,000
11,186,000
13,356,000
15,526,000
17,696,000
19,670,000
21,112,000
21,728,000
20,720,000
19,054,000
17,024,000
14,602,000
11,746,000
8,386,000
4,466,000
19.2%
62.9%
75.2%
81.6%
85.5%
88.1%
90.2%
91.8%
93.0%
93.0%
90.7%
85.6%
75.3%
64.3%
53.6%
43.1%
32.6%
22.0%
11.1%
0.0%
2,120,808
4,241,616
6,362,424
8,483,232
10,604,040
12,724,848
14,845,656
16,966,464
19,087,272
21,208,080
23,328,888
25,449,696
27,570,504
29,691,312
31,812,120
33,932,928
36,053,736
38,174,544
40,295,352
42,416,160
11,560,000
11,980,000
解約返戻金
72歳-72歳 50,000万円 2,422,338
2,428,605
2,428,974
85歳-85歳 10,500万円 2,458,848
10,720,000
10,010,000
9,210,000
8,370,000
7,440,000
15年目
16年目
6,450,000
5,370,000
17年目
4,200,000
18年目
2,910,000
19年目
1,520,000
20年目
42,277,200
0
0
75.0%
84.4%
82.1%
77.9%
70.6%
59.6%
50.5%
42.9%
36.2%
30.4%
25.1%
20.3%
15.8%
11.6%
7.6%
3.8%
0.0%
10,577,600
12,693,120
14,808,640
16,924,160
19,039,680
21,155,200
23,270,720
25,386,240
27,501,760
29,617,280
31,732,800
33,848,320
35,963,840
38,079,360
40,194,880
42,310,400
解約返戻金
748,000
2,838,000
4,928,000
7,018,000
9,108,000
11,198,000
13,288,000
15,400,000
17,490,000
19,602,000
21,450,000
23,276,000
25,080,000
26,862,000
28,622,000
30,316,000
31,988,000
33,616,000
35,178,000
36,652,000
35.4%
67.1%
77.6%
82.9%
86.1%
88.2%
89.7%
91.0%
91.9%
92.7%
92.2%
91.7%
91.2%
90.7%
90.2%
89.6%
88.9%
88.3%
87.5%
86.6%
1,847,440
3,694,880
5,542,320
7,389,760
9,237,200
11,084,640
12,932,080
14,779,520
16,626,960
18,474,400
20,321,840
22,169,280
24,016,720
25,864,160
27,711,600
11,690,000
13,538,000
15,106,000
16,086,000
15,750,000
13,020,000
返戻率
解約返戻金
280,000
2,282,000
4,172,000
6,048,000
7,938,000
9,814,000
9,282,000
4,942,000
0
15.1%
61.7%
75.2%
81.8%
85.9%
88.5%
90.3%
91.5%
90.8%
87.0%
77.5%
58.7%
38.6%
19.1%
0.0%
1,847,910
3,695,820
5,543,730
7,391,640
9,239,550
11,087,460
12,935,370
14,783,280
16,631,190
18,479,100
20,327,010
22,174,920
24,022,830
25,870,740
27,718,650
0
870,000
2,630,000
5,310,000
7,420,000
8,620,000
9,350,000
9,370,000
8,310,000
7,170,000
5,940,000
4,620,000
3,190,000
1,660,000
0
0.0%
23.5%
47.4%
71.8%
80.3%
77.7%
72.3%
63.4%
50.0%
38.8%
29.2%
20.8%
13.3%
6.4%
0.0%
保険料累計
1,849,050
3,698,100
5,547,150
7,396,200
9,245,250
11,094,300
12,943,350
14,792,400
16,641,450
18,490,500
20,339,550
22,188,600
24,037,650
25,886,700
27,735,750
29,584,800
31,433,850
33,282,900
35,131,950
36,981,000
解約返戻金
717,500
2,502,500
4,270,000
6,055,000
7,840,000
9,607,500
11,392,500
13,160,000
14,945,000
16,712,500
18,200,000
19,670,000
21,087,500
22,470,000
23,782,500
25,042,500
26,232,500
27,352,500
28,385,000
29,312,500
38.8%
67.7%
77.0%
81.9%
84.8%
86.6%
88.0%
89.0%
89.8%
90.4%
89.5%
88.6%
87.7%
86.8%
85.7%
84.6%
83.5%
82.2%
80.8%
79.3%
保険料累計
1,841,958
3,683,916
5,525,874
7,367,832
9,209,790
11,051,748
12,893,706
14,735,664
16,577,622
18,419,580
20,261,538
22,103,496
23,945,454
25,787,412
27,629,370
29,471,328
31,313,286
33,155,244
34,997,202
36,839,160
解約返戻金
695,500
2,407,500
4,119,500
5,778,000
7,436,500
9,095,000
10,700,000
12,091,000
13,482,000
14,819,500
16,103,500
17,387,500
18,618,000
19,795,000
20,865,000
21,935,000
22,844,500
23,700,500
24,449,500
25,038,000
37.8%
65.4%
74.5%
78.4%
80.7%
82.3%
83.0%
82.1%
81.3%
80.5%
79.5%
78.7%
77.8%
76.8%
75.5%
74.4%
73.0%
71.5%
69.9%
68.0%
保険料累計
1,754,340
3,508,680
5,263,020
7,017,360
8,771,700
10,526,040
12,280,380
14,034,720
15,789,060
17,543,400
解約返戻金
798,000
2,646,000
4,298,000
5,922,000
7,518,000
8,778,000
9,366,000
8,540,000
4,844,000
0
45.4%
75.4%
81.6%
84.3%
85.7%
83.3%
76.2%
60.8%
30.6%
0.0%
1,746,600
17,466,000
35,121,000
解約返戻金
返戻率
3,493,200
5,239,800
6,986,400
8,733,000
10,479,600
12,226,200
13,972,800
15,719,400
0
680,000
2,070,000
4,160,000
5,820,000
6,510,000
6,520,000
5,470,000
2,820,000
0.0%
19.5%
39.5%
59.5%
66.6%
62.1%
53.3%
39.1%
17.9%
0.0%
保険料累計
1,756,050
3,512,100
5,268,150
7,024,200
8,780,250
10,536,300
12,292,350
14,048,400
15,804,450
17,560,500
19,316,550
21,072,600
22,828,650
24,584,700
26,340,750
28,096,800
29,852,850
31,608,900
33,364,950
解約返戻金
720,000
2,340,000
3,945,000
5,565,000
7,185,000
8,790,000
10,410,000
12,015,000
13,605,000
15,210,000
16,425,000
17,595,000
18,705,000
19,740,000
20,685,000
21,555,000
22,320,000
22,995,000
23,550,000
解約返戻金
0
23,985,000
41.0%
66.6%
74.9%
79.2%
81.8%
83.4%
84.7%
85.5%
86.1%
86.6%
85.0%
83.5%
81.9%
80.3%
78.5%
76.7%
74.8%
72.7%
70.6%
68.3%
保険料累計
1,750,038
3,500,076
5,250,114
7,000,152
8,750,190
10,500,228
12,250,266
14,000,304
15,750,342
17,500,380
19,250,418
21,000,456
22,750,494
24,500,532
26,250,570
28,000,608
29,750,646
31,500,684
33,250,722
35,000,760
解約返戻金
675,000
2,295,000
3,825,000
5,355,000
6,840,000
8,325,000
9,765,000
10,980,000
12,195,000
13,275,000
14,310,000
15,300,000
16,200,000
17,010,000
17,685,000
18,270,000
18,765,000
19,125,000
19,395,000
19,485,000
返戻率
38.6%
65.6%
72.9%
76.5%
78.2%
79.3%
79.7%
78.4%
77.4%
75.9%
74.3%
72.9%
71.2%
69.4%
67.4%
65.2%
63.1%
60.7%
58.3%
55.7%
保険料累計
2,426,400
4,852,800
7,279,200
9,705,600
12,132,000
14,558,400
16,984,800
19,411,200
21,837,600
24,264,000
26,690,400
29,116,800
31,543,200
33,969,600
36,396,000
38,822,400
41,248,800
43,675,200
46,101,600
48,528,000
解約返戻金
1,200,000
3,360,000
5,520,000
7,664,000
9,808,000
11,936,000
14,064,000
16,192,000
18,288,000
20,368,000
21,856,000
23,248,000
24,544,000
25,712,000
26,784,000
27,728,000
28,544,000
29,200,000
29,712,000
30,032,000
49.5%
69.2%
75.8%
79.0%
80.8%
82.0%
82.8%
83.4%
83.7%
83.9%
81.9%
79.8%
77.8%
75.7%
73.6%
71.4%
69.2%
66.9%
64.4%
61.9%
保険料累計
2,422,338
4,844,676
7,267,014
9,689,352
12,111,690
14,534,028
16,956,366
19,378,704
21,801,042
24,223,380
26,645,718
29,068,056
31,490,394
33,912,732
36,335,070
38,757,408
41,179,746
43,602,084
46,024,422
48,446,760
解約返戻金
950,000
3,150,000
5,300,000
7,350,000
9,400,000
11,350,000
13,200,000
14,750,000
16,250,000
17,500,000
18,700,000
19,750,000
20,700,000
21,550,000
22,250,000
22,850,000
23,350,000
23,750,000
24,050,000
24,200,000
返戻率
39.2%
65.0%
72.9%
75.9%
77.6%
78.1%
77.8%
76.1%
74.5%
72.2%
70.2%
67.9%
65.7%
63.5%
61.2%
59.0%
56.7%
54.5%
52.3%
50.0%
保険料累計
2,453,410
4,906,820
7,360,230
9,813,640
12,267,050
14,720,460
17,173,870
19,627,280
22,080,690
24,534,100
26,987,510
29,440,920
31,894,330
34,347,740
36,801,150
39,254,560
41,707,970
44,161,380
46,614,790
49,068,200
解約返戻金
1,426,000
3,542,000
5,658,000
7,751,000
9,844,000
11,937,000
14,007,000
16,077,000
18,135,500
20,194,000
21,631,500
22,977,000
24,230,500
25,380,500
26,415,500
27,301,000
28,025,500
28,543,000
28,830,500
28,853,500
58.1%
72.2%
76.9%
79.0%
80.2%
81.1%
81.6%
81.9%
82.1%
82.3%
80.2%
78.0%
76.0%
73.9%
71.8%
69.5%
67.2%
64.6%
61.8%
58.8%
保険料累計
2,426,838
4,853,676
7,280,514
9,707,352
12,134,190
14,561,028
16,987,866
19,414,704
21,841,542
24,268,380
26,695,218
29,122,056
31,548,894
33,975,732
36,402,570
38,829,408
41,256,246
43,683,084
46,109,922
48,536,760
解約返戻金
975,000
3,150,000
5,250,000
7,275,000
9,225,000
11,062,500
12,825,000
14,287,500
15,675,000
16,912,500
18,037,500
19,125,000
20,175,000
21,112,500
21,975,000
22,725,000
23,325,000
23,700,000
23,887,500
23,812,500
返戻率
40.2%
64.9%
72.1%
74.9%
76.0%
76.0%
75.5%
73.6%
71.8%
69.7%
67.6%
65.7%
63.9%
62.1%
60.4%
58.5%
56.5%
54.3%
51.8%
49.1%
保険料累計
2,443,047
4,886,094
7,329,141
9,772,188
12,215,235
14,658,282
17,101,329
19,544,376
21,987,423
24,430,470
26,873,517
29,316,564
31,759,611
34,202,658
36,645,705
39,088,752
41,531,799
43,974,846
46,417,893
48,860,940
解約返戻金
1,487,700
3,497,400
5,498,400
7,490,700
9,483,000
11,475,300
13,467,600
15,451,200
17,426,100
19,401,000
20,697,300
21,880,500
22,924,500
23,803,200
24,490,500
24,951,600
25,151,700
25,047,300
24,612,300
23,794,500
60.9%
71.6%
75.0%
76.7%
77.6%
78.3%
78.8%
79.1%
79.3%
79.4%
77.0%
74.6%
72.2%
69.6%
66.8%
63.8%
60.6%
57.0%
53.0%
48.7%
保険料累計
2,402,978
4,805,956
7,208,934
9,611,912
12,014,890
14,417,868
16,820,846
19,223,824
21,626,802
24,029,780
26,432,758
28,835,736
31,238,714
33,641,692
36,044,670
38,447,648
40,850,626
43,253,604
45,656,582
48,059,560
解約返戻金
928,000
3,016,000
5,017,000
6,960,000
8,816,000
10,614,000
12,325,000
13,775,000
15,196,000
16,443,000
17,603,000
18,676,000
19,604,000
20,387,000
20,996,000
21,402,000
21,547,000
21,431,000
21,025,000
20,217,000
38.6%
62.8%
69.6%
72.4%
73.4%
73.6%
73.3%
71.7%
70.3%
68.4%
66.6%
64.8%
62.8%
60.6%
58.2%
55.7%
52.7%
49.5%
46.1%
42.1%
保険料累計
2,406,900
4,813,800
7,220,700
9,627,600
12,034,500
14,441,400
16,848,300
19,255,200
21,662,100
24,069,000
26,475,900
28,882,800
31,289,700
33,696,600
36,103,500
38,510,400
40,917,300
43,324,200
45,731,100
48,138,000
解約返戻金
1,590,000
19,680,000
3,546,000
5,502,000
7,458,000
9,414,000
11,358,000
13,296,000
15,228,000
17,142,000
19,044,000
20,184,000
21,156,000
21,954,000
22,542,000
22,896,000
22,992,000
22,770,000
22,194,000
21,186,000
66.1%
73.7%
76.2%
77.5%
78.2%
78.6%
78.9%
79.1%
79.1%
79.1%
76.2%
73.2%
70.2%
66.9%
63.4%
59.7%
55.6%
51.2%
46.3%
40.9%
保険料累計
2,452,758
4,905,516
7,358,274
9,811,032
12,263,790
14,716,548
17,169,306
19,622,064
22,074,822
24,527,580
26,980,338
29,433,096
31,885,854
34,338,612
36,791,370
39,244,128
41,696,886
44,149,644
46,602,402
49,055,160
解約返戻金
945,000
3,108,000
5,208,000
7,266,000
9,261,000
11,193,000
13,020,000
14,553,000
16,023,000
17,262,000
18,375,000
19,341,000
20,139,000
20,748,000
21,147,000
21,315,000
21,168,000
20,664,000
19,719,000
18,270,000
38.5%
63.4%
70.8%
74.1%
75.5%
76.1%
75.8%
74.2%
72.6%
70.4%
68.1%
65.7%
63.2%
60.4%
57.5%
54.3%
50.8%
46.8%
42.3%
37.2%
保険料累計
2,428,605
4,857,210
7,285,815
9,714,420
12,143,025
14,571,630
17,000,235
19,428,840
21,857,445
24,286,050
26,714,655
29,143,260
31,571,865
34,000,470
36,429,075
38,857,680
41,286,285
43,714,890
46,143,495
48,572,100
解約返戻金
1,611,000
3,483,000
5,346,000
7,204,500
9,049,500
10,885,500
12,708,000
14,512,500
16,308,000
18,090,000
18,837,000
19,381,500
19,687,500
19,719,000
19,417,500
18,720,000
17,550,000
15,808,500
13,378,500
10,089,000
66.3%
71.7%
73.4%
74.2%
74.5%
74.7%
74.8%
74.7%
74.6%
74.5%
70.5%
66.5%
62.4%
58.0%
53.3%
48.2%
42.5%
36.2%
29.0%
20.8%
保険料累計
2,439,803
4,879,606
7,319,409
9,759,212
12,199,015
14,638,818
17,078,621
19,518,424
21,958,227
24,398,030
26,837,833
29,277,636
31,717,439
34,157,242
36,597,045
39,036,848
41,476,651
43,916,454
46,356,257
48,796,060
解約返戻金
945,500
3,131,000
5,192,500
7,207,500
9,129,500
10,958,500
12,648,000
14,012,000
15,283,000
16,275,000
17,127,500
17,778,500
18,197,000
18,336,500
18,135,000
17,530,500
16,461,000
14,818,000
12,447,500
9,331,000
38.8%
64.2%
70.9%
73.9%
74.8%
74.9%
74.1%
71.8%
69.6%
66.7%
63.8%
60.7%
57.4%
53.7%
49.6%
44.9%
39.7%
33.7%
26.9%
19.1%
保険料累計
2,428,974
4,857,948
7,286,922
9,715,896
12,144,870
14,573,844
17,002,818
19,431,792
21,860,766
24,289,740
26,718,714
29,147,688
31,576,662
34,005,636
36,434,610
38,863,584
41,292,558
43,721,532
46,150,506
48,579,480
解約返戻金
1,581,000
3,335,600
5,084,000
6,823,100
8,552,900
10,273,400
11,984,600
13,689,600
15,385,300
17,077,900
17,555,300
17,775,400
17,691,700
17,248,400
16,361,800
14,926,500
12,806,100
9,805,300
5,663,700
0
65.1%
68.7%
69.8%
70.2%
70.4%
70.5%
70.5%
70.4%
70.4%
70.3%
65.7%
61.0%
56.0%
50.7%
44.9%
38.4%
31.0%
22.4%
12.3%
0.0%
保険料累計
2,458,848
4,917,696
7,376,544
9,835,392
12,294,240
14,753,088
17,211,936
19,670,784
22,129,632
24,588,480
27,047,328
29,506,176
31,965,024
34,423,872
36,882,720
39,341,568
41,800,416
44,259,264
46,718,112
49,176,960
解約返戻金
945,000
3,118,500
5,176,500
7,161,000
9,061,500
10,857,000
12,505,500
13,786,500
14,952,000
15,781,500
16,380,000
16,705,500
16,716,000
16,348,500
15,519,000
14,122,500
12,054,000
9,145,500
5,218,500
0
38.4%
63.4%
70.2%
72.8%
73.7%
73.6%
72.7%
70.1%
67.6%
64.2%
60.6%
56.6%
52.3%
47.5%
42.1%
35.9%
28.8%
20.7%
11.2%
0.0%
返戻率
生活障害
85歳-85歳 3,100万円
定期保険
11,380,000
14年目
8,462,080
返戻率
82歳-82歳 15,500万円 2,439,803
10,450,000
13年目
49.7%
返戻率
生活障害
82歳-82歳 4,500万円
定期保険
8,910,000
12年目
6,346,560
返戻率
80歳-80歳 21,000万円 2,452,758
6,360,000
11年目
24.5%
返戻率
2,406,900
3,160,000
10年目
4,231,040
返戻率
77歳-77歳 29,000万円 2,402,978
1,040,000
4年目
0.0%
返戻率
2,443,047
0
3年目
2,115,520
返戻率
75歳-75歳 37,500万円 2,426,838
2年目
保険料累計
返戻率
生活障害
80歳-80歳 6,000万円
定期保険
定期
保険
19,024,740
返戻率
生活障害
77歳-77歳 8,700万円
定期保険
定期
保険
16,910,880
保険料累計
生活障害
75歳-75歳 11,500万円 2,453,410
定期保険
定期
保険
14,797,020
返戻率
生活障害
72歳-72歳 16,000万円 2,426,400
定期保険
定期
保険
12,683,160
返戻率
生活障害
70歳-70歳 15,000万円 1,756,050
定期保険
定期
保険
10,569,300
返戻率
日本
生命
定期
保険
9年目
8,455,440
返戻率
45歳-45歳 14,000万円 1,754,340
マニュライフ
8年目
6,341,580
保険料累計
逓増
定期
ＩＮＧ
7年目
4,227,720
保険料累計
生活障害
70歳-70歳 17,500万円 1,849,050
定期保険
定期
保険
6年目
2,113,860
返戻率
東京
海上
あんしん
ＩＮＧ
1年目
保険料累計
生活障害
70歳-70歳 22,000万円 2,115,520
定期保険
逓増
定期
5年目
保険料累計
返戻率
70歳-70歳 53,500万円 1,841,958
マニュライフ
40歳
女性
保険
金額
定期
保険
マニュライフ
35歳
女性
逓増
定期
保険期間
払込期間
返戻率
返戻率
※当該条件を元に試算・設計をしております。実際の金額とは異なる場合がございますのでご注意下さい。税務の取扱については現在施行中の税制によるものであり、将来変更される可能性がございます。

日田2.2M W 案件 *パワコンは15年持つと言われていますが10年で

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〈茅ヶ崎川柳〉 ネクタイの結び目同じ五十年（長島幸二・82歳）