Health Insurance Marketplace / Affordable Care Act Quick Reference Guide Health Insurance Marketplace for plans effective January 1, 2015 – Nevada The Affordable Care Act (ACA) compliant plans only apply to Individual and Small group business Health Insurance Marketplace is commonly called the Exchange, but applies to both “on” and “off” exchange plans Difference between plans purchased: “On the Exchange” or “Off the Exchange” • On the Exchange - refers to Individual and Small Group plans purchased through the Health Insurance Marketplace (Nevada Health Link www.nevadahealthlink.com) Network Names Alpha Prefixes for Health Insurance Marketplace / ACA plans • Off the Exchange - refers to Individual and Small Group plans purchased through other channels such as a broker, sales agent, or directly through a health insurance company (such as Anthem Blue Cross and Blue Shield) Network Name for plans sold ON Exchange: • Pathway X – HMO (Note: Currently a PPO product is not offered on the exchange, but a Pathway X – PPO network is in place if a PPO product is expanded at a future date.) Network Name for plans sold OFF Exchange: • Pathway – HMO − Available for Individual and Small Group products • Pathway – PPO − Available for Individual (new eff 1/1/15) and Small Group products • PPO − Available for Small Group products only On Exchange Alpha Prefix Health Plan Benefit Option Product Type Network Name (which will appear on Member ID card) YFI, YFQ Individual (Exchange) HMO Pathway X – HMO Off Exchange Alpha Prefix YFC YFH XFR YFD YFO Page 1 of 2 Health Plan Benefit Option Product Type Individual (OFF Exchange) Small Group (OFF Exchange) Individual (OFF Exchange) New Effective January 1, 2015 Small Group (OFF Exchange) Small Group (OFF Exchange) HMO HMO Network Name (which will appear on Member ID card) Pathway - HMO Pathway - HMO PPO Pathway - PPO PPO PPO Pathway - PPO PPO Revised: November 20, 2014 Anthem Blue Cross and Blue Shield is the trade name of Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. Sample Member ID Cards On and Off Exchange Sample Plan Name inserted here Note: The templates will be the same in 2015 as they were in 2014 with the exception of the Plan Names and Network Names will be updated with the new naming structure for 2015 indicated in the box to the right. Network Name inserted here The naming structure for 2015 will look like the example below: Member ID cards will be replaced upon renewal. ACA compliant plans offered in 2015 Health Insurance Marketplace / ACA plans Contact Information • ACA Compliant plans offered in 2015 for Nevada (on and off exchange) • • Provider Services for Exchange plans: 855-854-1438 UM Pre Authorization: 800-832-7850 Claims Mailing Address: Anthem Blue Cross and Blue Shield P.O. Box 5747 Denver, CO 80217-5747 Note: The preferred method for submitting claims is electronically, where the Payer ID would be the same as your other Anthem claims. Page 2 of 2 Revised: November 20, 2014 Anthem Blue Cross and Blue Shield is the trade name of Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. Independent licensees of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.
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