Halifax Intermediaries Product Guide Customers with smaller loans will typically pay less over the product life if they select products with smaller fees, despite the higher interest rates payable. For the use of mortgage intermediaries and other professionals only. Contact your local Business Development Manager for more information or visit www.halifax-intermediaries.co.uk 005CABFor the use of mortgage intermediaries and other professionals only. Product changes Changes to our product range effective from Tuesday 6th January 2015. New business • Selected rate reductions across the range o 2 year 0-60% LTV homemover (HMV), first time buyer (FTB) and remortgage (REM) products reduced by 0.40% (£1,499 fee HMV and FTB product reduced by 0.45%) o 2 year 0-75% LTV Shared Equity/Shared Ownership products reduced by 0.20% including Help to Buy Equity Loan o 2 year 75-80% and 80-85% LTV HMV, FTB and REM products reduced by 0.20% o Help to Buy Mortgage Guarantee Scheme products reduced by 0.20% o All <90% LTV 5 year HMV, FTB and REM products reduced by 0.20%. • Cashbacks removed from FTB and REM products. • Selected early repayment charges amended. Product transfers • Selected rate reductions across 2 and 4 year products o 2 year 0-60% LTV reduced by 0.15% o 4 year 0-60% and 60-75% LTV reduced by 0.15% o 4 year 75-85% LTV reduced by up to 0.10%. • Selected early repayment charges amended. 005CABContact your local Business Development Manager for more information or visit www.halifax-intermediaries.co.uk Halifax Intermediary Rate Guide 6th January 2015 FTB Fixed First Time Buyer Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) ERCs Complete by Product Code Additional Info Repayment and Interest Only 1.64 31/03/2017 £1,499 £200,000 £1,000,000 0 60 2.5% to 31/03/2016 0.9% to 31/03/2017 30 June 2015 FAH664 1.79 31/03/2017 £999 £0 £1,000,000 0 60 3% to 31/03/2016 1.3% to 31/03/2017 30 June 2015 FAH665 Repayment and Interest Only 2.19 31/03/2017 £0 £0 £1,000,000 0 60 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH666 Repayment and Interest Only 2.24 31/03/2017 £1,499 £200,000 £1,000,000 60 75 3% to 31/03/2016 1.2% to 31/03/2017 30 June 2015 FAH444 Repayment and Interest Only 2.39 31/03/2017 £999 £0 £1,000,000 0 75 3% to 31/03/2016 1.4% to 31/03/2017 30 June 2015 FAH658 Repayment and Interest Only 2.79 31/03/2017 £0 £0 £1,000,000 0 75 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH659 Repayment and Interest Only 2.44 31/03/2017 £1,499 £200,000 £1,000,000 75 80 3% to 31/03/2016 1.3% to 31/03/2017 30 June 2015 FAH676 Only available when taken on a repayment basis 2.59 31/03/2017 £999 £0 £1,000,000 75 80 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH677 Only available when taken on a repayment basis 2.99 31/03/2017 £0 £0 £1,000,000 75 80 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH678 Only available when taken on a repayment basis 2.69 31/03/2017 £1,499 £200,000 £1,000,000 80 85 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH679 Only available when taken on a repayment basis Not available for New Build 2.84 31/03/2017 £999 £0 £1,000,000 80 85 3% to 31/03/2016 1.75% to 31/03/2017 30 June 2015 FAH680 Not available for New Build Only available when taken on a repayment basis 3.24 31/03/2017 £0 £0 £1,000,000 80 85 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH681 Not available for New Build Only available when taken on a repayment basis 4.44 31/03/2017 £1,499 £200,000 £750,000 85 90 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH480 Only available when taken on a repayment basis Not available for New Build 4.59 31/03/2017 £999 £0 £750,000 85 90 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH481 Not available for New Build Only available when taken on a repayment basis 90 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH482 Not available for New Build Only available when taken on a repayment basis 60 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 1.75% to 31/03/2020 30 June 2015 FAH706 Repayment and Interest Only 60 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH707 Repayment and Interest Only 75 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH708 Repayment and Interest Only 75 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH709 Repayment and Interest Only 80 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH710 Only available when taken on a repayment basis 80 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH711 Only available when taken on a repayment basis 85 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH712 Only available when taken on a repayment basis 85 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH713 Only available when taken on a repayment basis 90 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH247 Only available when taken on a repayment basis 90 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH248 Only available when taken on a repayment basis 2 year 4.99 2.94 3.14 3.45 3.65 3.70 31/03/2017 31/03/2020 31/03/2020 31/03/2020 31/03/2020 31/03/2020 £0 £999 £0 £999 £0 £999 £0 £0 £0 £0 £0 £0 £750,000 85 £1,000,000 £1,000,000 £1,000,000 £1,000,000 £1,000,000 0 0 60 60 75 5 year 3.90 4.16 4.36 5.14 5.34 31/03/2020 31/03/2020 31/03/2020 31/03/2020 31/03/2020 £0 £999 £0 £999 £0 £0 £0 £0 £0 £0 £1,000,000 £1,000,000 75 80 £1,000,000 £750,000 80 85 £750,000 85 Tracker First Time Buyer Product Type 2 year Rate(%) Tracks BOE Until Fee Available between Min LTV (%) Max LTV (%) ERCs Complete By Product Code Additional Info 1.49 +0.99 31/03/2017 £999 £0 £1,000,000 0 60 2.25% to 31/03/2016 1% to 31/03/2017 30 June 2015 FAH667 Repayment and Interest Only 2.09 +1.59 31/03/2017 £999 £0 £1,000,000 0 75 3% to 31/03/2016 1.75% to 31/03/2017 30 June 2015 FAH211 Repayment and Interest Only 2.29 +1.79 31/03/2017 £999 £0 £1,000,000 75 80 3% to 31/03/2016 1.75% to 31/03/2017 30 June 2015 FAH682 Only available when taken on a repayment basis 2.54 +2.04 31/03/2017 £999 £0 £1,000,000 80 85 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH683 Not available for New Build Only available when taken on a repayment basis Large Loans - Repayment These products are not available to Retirement Home plan or Consent to Lease customers Fixed First Time Buyer Product Type Rate(%) 2.69 2 year 2.99 3.29 Until 31/03/2017 31/03/2017 31/03/2017 Fee £1,499 £1,499 £1,499 Available between £1,000,000 £1,000,000 £1,000,000 £5,000,000 £5,000,000 £2,000,000 Min LTV (%) 0 0 60 Max LTV (%) ERCs Complete by Product Code Additional info 60 3% to 31/03/2016 1.2% to 31/03/2017 30 June 2015 FAH191 Only available when taken on a repayment basis 70 3% to 31/03/2016 1.4% to 31/03/2017 30 June 2015 FAH192 Only available when taken on a repayment basis 80 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH193 Only available when taken on a repayment basis New Build Fixed First Time Buyer Product Type Rate(%) Until Fee Available between 2.09 31/03/2017 £999 £0 £500,000 Min LTV (%) Max LTV (%) ERCs Complete by Product Code Additional Info 0 60 3% to 31/03/2016 1.75% to 31/03/2017 30 September 2015 FAH668 New Build Cases Only Repayment and Interest Only 2.49 31/03/2017 £0 £0 £500,000 0 60 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH669 New Build Cases Only Repayment and Interest Only 2.69 31/03/2017 £999 £0 £500,000 0 75 3% to 31/03/2016 1.5% to 31/03/2017 30 September 2015 FAH173 New Build Cases Only Repayment and Interest Only 30 September 2015 FAH213 New Build Cases Only Repayment and Interest Only 2 year 3.09 31/03/2017 £0 £0 £500,000 0 75 3% to 31/03/2016 2% to 31/03/2017 2.89 31/03/2017 £999 £0 £500,000 75 80 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH684 New Build Cases Only Only available when taken on a repayment basis 3.29 31/03/2017 £0 £0 £500,000 75 80 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH685 New Build Cases Only Only available when taken on a repayment basis 6th January 2015 HMV Fixed Homemover Product Type Until Fee 1.64 31/03/2017 £1,499 £200,000 1.79 31/03/2017 £999 £0 Min LTV (%) Max LTV (%) ERCs £1,000,000 0 60 2.5% to 31/03/2016 0.9% to 31/03/2017 £1,000,000 0 60 3% to 31/03/2016 1.3% to 31/03/2017 Product Code Additional Info 30 June 2015 FAH664 Repayment and Interest Only 30 June 2015 FAH665 Repayment and Interest Only Complete by 2.19 31/03/2017 £0 £0 £1,000,000 0 60 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH666 Repayment and Interest Only 2.24 31/03/2017 £1,499 £200,000 £1,000,000 60 75 3% to 31/03/2016 1.2% to 31/03/2017 30 June 2015 FAH444 Repayment and Interest Only 75 3% to 31/03/2016 1.4% to 31/03/2017 30 June 2015 FAH174 Repayment and Interest Only 2.39 2 year Available between Rate(%) 31/03/2017 £999 £0 £1,000,000 0 2.79 31/03/2017 £0 £0 £1,000,000 0 75 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH214 Repayment and Interest Only 2.44 31/03/2017 £1,499 £200,000 £1,000,000 75 80 3% to 31/03/2016 1.3% to 31/03/2017 30 June 2015 FAH676 Only available when taken on a repayment basis 2.59 31/03/2017 £999 £0 £1,000,000 75 80 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH686 Only available when taken on a repayment basis 2.99 31/03/2017 £0 £0 £1,000,000 75 80 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH687 Only available when taken on a repayment basis 2.69 31/03/2017 £1,499 £200,000 £1,000,000 80 85 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH679 Only available when taken on a repayment basis Not available for New Build 2.84 31/03/2017 £999 £0 £1,000,000 80 85 3% to 31/03/2016 1.75% to 31/03/2017 30 June 2015 FAH688 Not available for New Build Only available when taken on a repayment basis 3.24 31/03/2017 £0 £0 £1,000,000 80 85 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH689 Not available for New Build Only available when taken on a repayment basis 4.44 31/03/2017 £1,499 £200,000 £750,000 85 90 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH480 Only available when taken on a repayment basis Not available for New Build 4.59 31/03/2017 £999 £0 £750,000 85 90 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH483 Not available for New Build Only available when taken on a repayment basis 90 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH484 Not available for New Build Only available when taken on a repayment basis 60 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 1.75% to 31/03/2020 30 June 2015 FAH706 Repayment and Interest Only 60 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH707 Repayment and Interest Only 75 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH708 Repayment and Interest Only 75 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH709 Repayment and Interest Only 80 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH710 Only available when taken on a repayment basis 80 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH711 Only available when taken on a repayment basis 85 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH712 Only available when taken on a repayment basis 85 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH713 Only available when taken on a repayment basis 90 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH247 Only available when taken on a repayment basis 90 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 30 June 2015 FAH248 Only available when taken on a repayment basis 4.99 2.94 3.14 3.45 3.65 3.70 31/03/2017 31/03/2020 31/03/2020 31/03/2020 31/03/2020 31/03/2020 £0 £999 £0 £999 £0 £999 £0 £0 £0 £0 £0 £0 £750,000 85 £1,000,000 £1,000,000 £1,000,000 £1,000,000 £1,000,000 0 0 60 60 75 5 year 3.90 4.16 4.36 5.14 5.34 31/03/2020 31/03/2020 31/03/2020 31/03/2020 31/03/2020 £0 £999 £0 £999 £0 £0 £0 £0 £0 £0 £1,000,000 £1,000,000 £1,000,000 £750,000 75 80 80 85 £750,000 85 Tracker Homemover Product Type Rate(%) Tracks BOE Until Fee Available between Min LTV (%) Max LTV (%) ERCs Complete By Product Code Additional Info 1.49 +0.99 31/03/2017 £999 £0 £1,000,000 0 60 2.25% to 31/03/2016 1% to 31/03/2017 30 June 2015 FAH667 Repayment and Interest Only 2.09 +1.59 31/03/2017 £999 £0 £1,000,000 0 75 3% to 31/03/2016 1.3% to 31/03/2017 30 June 2015 FAH175 Repayment and Interest Only 2.29 +1.79 31/03/2017 £999 £0 £1,000,000 75 80 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH690 Only available when taken on a repayment basis 2.54 +2.04 31/03/2017 £999 £0 £1,000,000 80 85 3% to 31/03/2016 1.4% to 31/03/2017 30 June 2015 FAH691 Not available for New Build Only available when taken on a repayment basis 2 year Large Loans - Repayment These products are not available to Retirement Home plan or Consent to Lease customers Fixed Homemover Product Type 2 year Rate(%) Until Fee Min LTV (%) Max LTV (%) ERCs Complete by Product Code Additional info 2.69 31/03/2017 £1,499 £1,000,000 £5,000,000 0 60 3% to 31/03/2016 1.2% to 31/03/2017 30 June 2015 FAH191 Only available when taken on a repayment basis 3.09 31/03/2017 £1,499 £1,000,000 £5,000,000 0 70 3% to 31/03/2016 1.4% to 31/03/2017 30 June 2015 FAH201 Only available when taken on a repayment basis 80 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH202 Only available when taken on a repayment basis Complete by Product Code Additional Info 3.39 31/03/2017 £1,499 Available between £1,000,000 £2,000,000 60 New Build Fixed Homemover Product Type Rate(%) 2.09 Until 31/03/2017 Fee £999 Available between £0 £500,000 Min LTV (%) 0 Max LTV (%) ERCs 60 3% to 31/03/2016 1.75% to 31/03/2017 30 September 2015 FAH668 New Build Cases Only Repayment and Interest Only 30 September 2015 FAH669 New Build Cases Only Repayment and Interest Only 2.49 31/03/2017 £0 £0 £500,000 0 60 3% to 31/03/2016 2% to 31/03/2017 2.69 31/03/2017 £999 £0 £500,000 0 75 3% to 31/03/2016 1.75% to 31/03/2017 30 September 2015 FAH217 New Build Cases Only Repayment and Interest Only 3.09 31/03/2017 £0 £0 £500,000 0 75 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH218 New Build Cases Only Repayment and Interest Only 30 September 2015 FAH692 New Build Cases Only Only available when taken on a repayment basis 30 September 2015 FAH693 New Build Cases Only Only available when taken on a repayment basis 2 year 2.89 31/03/2017 £999 £0 £500,000 75 80 3% to 31/03/2016 1.5% to 31/03/2017 3.29 31/03/2017 £0 £0 £500,000 75 80 3% to 31/03/2016 1.75% to 31/03/2017 6th January 2015 Homebuyer Special (Help to Buy Mortgage Guarantee Scheme) Fixed Homemover Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) ERCs 4.99 31/03/2017 £999 £0 £600,000 90 95 3% to 31/03/2016 2% to 31/03/2017 5.39 31/03/2017 £0 £0 £600,000 90 95 3% to 31/03/2016 2% to 31/03/2017 Product Code Additional Info 30 June 2015 HTB303 Help to Buy 'Mortgage Guarantee' scheme only Not available for New Build Only available when taken on a repayment basis No MAF Product fee can be added to the loan, provided this does not exceed 95% LTV once added 30 June 2015 HTB304 Help to Buy 'Mortgage Guarantee' scheme only Not available for New Build Only available when taken on a repayment basis No MAF Complete by 2 year Fixed First Time Buyer Product Type Min LTV (%) Max LTV (%) ERCs Complete by Product Code Additional Info £600,000 90 95 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 HTB307 Help to Buy 'Mortgage Guarantee' scheme only Not available for New Build Only available when taken on a repayment basis No MAF Product fee can be added to the loan, provided this does not exceed 95% LTV once added £600,000 90 95 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 HTB308 Help to Buy 'Mortgage Guarantee' scheme only Not available for New Build Only available when taken on a repayment basis No MAF Rate(%) Until Fee Available between 4.99 31/03/2017 £999 £0 5.39 31/03/2017 £0 £0 2 year Existing Customers Moving Home THESE PRODUCTS ARE AVAILABLE FOR EXISTING HALIFAX & BOS MORTGAGE CUSTOMERS FOR TOP UP WHEN PORTING ONLY These products are not available to Consent to Lease customers Fixed Homemover Only Product Type Available between Rate(%) Until Fee 3.79 31/03/2017 £1,999 £1,000,000 4.19 31/03/2017 £1,999 £1,000,000 Min LTV (%) Max LTV (%) ERCs Complete By Product Code Additional Info £7,500,000 0 60 3% to 31/03/2016 1.75% to 31/03/2017 30 June 2015 FAH185 Available to existing HX and BoS customers only Only available when taken on a repayment basis £7,500,000 0 75 3% to 31/03/2016 1.75% to 31/03/2017 30 June 2015 FAH165 Available to existing HX and BoS customers only Only available when taken on a repayment basis 2 year 6th January 2015 REM With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs. There is no charge for a property assessment Fixed Remortgage and Remortgage use own conveyancer Product Type 2 year Available between Min LTV (%) Max LTV (%) ERCs Complete by Product Code Additional Info £1,000,000 0 60 2.5% to 31/03/2016 1% to 31/03/2017 30 June 2015 FAH670 Repayment and Interest Only £0 £1,000,000 0 60 3% to 31/03/2016 1.3% to 31/03/2017 30 June 2015 FAH671 Repayment and Interest Only £0 £1,000,000 0 60 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH672 Repayment and Interest Only 30 June 2015 FAH660 Repayment and Interest Only Rate(%) Until Fee 1.64 31/03/2017 £1,499 £200,000 1.79 31/03/2017 £999 2.19 31/03/2017 £0 2.24 31/03/2017 £1,499 £200,000 £1,000,000 60 75 3% to 31/03/2016 1.2% to 31/03/2017 2.39 31/03/2017 £999 £0 £1,000,000 0 75 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH661 Repayment and Interest Only 2.79 31/03/2017 £0 £0 £1,000,000 0 75 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH662 Repayment and Interest Only 30 June 2015 FAH694 Only available when taken on a repayment basis 2.59 31/03/2017 £999 £0 £1,000,000 75 80 3% to 31/03/2016 1.5% to 31/03/2017 2.99 31/03/2017 £0 £0 £1,000,000 75 80 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH695 Only available when taken on a repayment basis 2.69 31/03/2017 £1,499 £200,000 £1,000,000 75 85 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH696 Only available when taken on a repayment basis 30 June 2015 FAH697 Only available when taken on a repayment basis 30 June 2015 FAH698 Only available when taken on a repayment basis 30 June 2015 FAH714 Repayment and Interest Only 30 June 2015 FAH715 Repayment and Interest Only 30 June 2015 FAH716 Repayment and Interest Only 30 June 2015 FAH717 Repayment and Interest Only 30 June 2015 FAH718 Only available when taken on a repayment basis 30 June 2015 FAH719 Only available when taken on a repayment basis 30 June 2015 FAH720 Only available when taken on a repayment basis 30 June 2015 FAH721 Only available when taken on a repayment basis 2.84 31/03/2017 £999 £0 £1,000,000 80 85 3% to 31/03/2016 2% to 31/03/2017 3.24 31/03/2017 £0 £0 £1,000,000 80 85 3% to 31/03/2016 2% to 31/03/2017 3.09 31/03/2020 £999 £0 £1,000,000 0 60 3.29 31/03/2020 £0 £0 £1,000,000 0 60 3.53 31/03/2020 £999 £0 £1,000,000 60 75 3.73 31/03/2020 £0 £0 £1,000,000 60 75 3.84 31/03/2020 £999 £0 £1,000,000 75 80 4.04 31/03/2020 £0 £0 £1,000,000 75 80 4.24 31/03/2020 £999 £0 £1,000,000 80 85 4.44 31/03/2020 £0 £0 £1,000,000 80 85 5 year 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 5% to 31/03/2016 4% to 31/03/2017 3% to 31/03/2019 2% to 31/03/2020 Tracker Remortgage and Remortgage use own conveyancer Product Type Rate(%) Tracks BOE Until Fee Available between 1.49 +0.99 31/03/2017 £999 £0 2.09 +1.59 31/03/2017 £999 £0 £1,000,000 £1,000,000 Min LTV (%) Max LTV (%) ERCs Complete By Product Code Additional Info 0 60 2.75% to 31/03/2016 1.4% to 31/03/2017 30 June 2015 FAH673 Repayment and Interest Only 75 3% to 31/03/2016 1.75% to 31/03/2017 30 June 2015 FAH235 Repayment and Interest Only 30 June 2015 FAH699 Only available when taken on a repayment basis 30 June 2015 FAH700 Only available when taken on a repayment basis 0 2 year 2.29 +1.79 31/03/2017 £999 £0 £1,000,000 75 80 3% to 31/03/2016 1.75% to 31/03/2017 2.54 +2.04 31/03/2017 £999 £0 £1,000,000 80 85 3% to 31/03/2016 1.5% to 31/03/2017 Large Loans - Repayment With our remortgage service we will pay our legal fees or your customer can arrange their own conveyancer and pay their own costs. There is no charge for a property assessment These products are not available to Retirement Home plan or Consent to Lease customers Fixed Remortgage and Remortgage use own conveyancer Product Type 2 year Available between Min LTV (%) Max LTV (%) ERCs Complete by Product Code Additional Info £5,000,000 0 60 3% to 31/03/2016 1.3% to 31/03/2017 30 June 2015 FAH182 Only available when taken on a repayment basis £1,000,000 £5,000,000 0 70 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH183 Only available when taken on a repayment basis £1,000,000 £2,000,000 60 80 3% to 31/03/2016 1.5% to 31/03/2017 30 June 2015 FAH184 Only available when taken on a repayment basis Rate(%) Until Fee 2.79 31/03/2017 £1,499 £1,000,000 3.29 31/03/2017 £1,499 3.59 31/03/2017 £1,499 6th January 2015 Self Build Fixed Homemover and First Time Buyer Product Type Rate(%) Until Fee Available between 2 year 5.59 31/03/2017 £999 £0 Min LTV (%) Max LTV (%) £1,000,000 0 75 ERCs Complete by Product Code Additional info 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 SBL008 Repayment and Interest Only £500 Cashback Affordable Housing - Shared Equity and Shared Ownership Schemes FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme These products are not available to Retirement Home plan or Consent to Lease customers Fixed Homemover and First Time Buyer Product Type Rate(%) Until Fee Available between ERCs Complete by Product Code Additional Info 3.24 31/03/2017 £999 £0 £250,000 0 60 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH332 Only available when taken on a repayment basis Cannot be mixed and matched 3.44 31/03/2017 £999 £0 £250,000 0 75 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH722 Only available when taken on a repayment basis Cannot be mixed and matched 4.24 31/03/2017 £999 £0 £250,000 75 80 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH334 Only available when taken on a repayment basis Cannot be mixed and matched 5.64 31/03/2017 £999 £0 £250,000 80 90 3% to 31/03/2016 2% to 31/03/2017 30 June 2015 FAH335 Not available for New Build Only available when taken on a repayment basis Cannot be mixed and matched Min LTV (%) Max LTV (%) 2 year Help to Buy 'Equity Loan' Shared Equity Scheme FTB products available for Help to Buy 'Equity Loan' scheme but not Help to Buy 'Mortgage Guarantee' scheme Fixed Homemover and First Time Buyer Product Type Rate(%) Until Fee 2 year 3.74 31/03/2017 £0 Available between £0 £250,000 Min LTV (%) Max LTV (%) 0 75 ERCs Complete by Product Code Additional Info 3% to 31/03/2016 2% to 31/03/2017 30 September 2015 FAH723 Only available when taken on a repayment basis Cannot be mixed and matched 6th January 2015 Product Transfers Available to Halifax mortgage customers where their mortgage deal is coming to an end. These products are not available to Consent to Lease customers. Please note the loan availability is based on the total mortgage debt. Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing Fixed Loans between £0 - £149,999 Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) ERCs 30 April 2015 FAH724 30 April 2015 FAH411 Complete By Product Code 2.19 30/04/2017 £0 £0 £149,999 0 60 3% to 30/04/2016 1.5% to 30/04/2017 2.54 30/04/2017 £0 £0 £149,999 60 75 3% to 30/04/2016 1.5% to 30/04/2017 2.89 30/04/2017 £0 £0 £149,999 75 85 3% to 30/04/2016 1.75% to 30/04/2017 30 April 2015 FAH412 1.99 30/04/2017 £999 £0 £149,999 0 60 3% to 30/04/2016 1.2% to 30/04/2017 30 April 2015 FAH728 2.34 30/04/2017 £999 £0 £149,999 60 75 3% to 30/04/2016 1.4% to 30/04/2017 30 April 2015 FAH416 2 year 2.69 30/04/2017 £999 £0 £149,999 75 85 3% to 30/04/2016 1.75% to 30/04/2017 30 April 2015 FAH417 3.14 30/04/2019 £0 £0 £149,999 0 60 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH725 3.59 30/04/2019 £0 £0 £149,999 60 75 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH726 85 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH727 30 April 2015 FAH390 3.89 30/04/2019 £0 £0 £149,999 75 4.49 30/04/2019 £0 £0 £149,999 85 95 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 4.49 30/04/2019 £0 £0 £149,999 95 120 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH391 60 4% to 30/04/2016 3% to 30/04/2018 1.75% to 30/04/2019 30 April 2015 FAH729 75 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH730 85 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH731 30 April 2015 FAH393 30 April 2015 FAH394 Complete By Product Code 4 year 3.04 3.49 3.79 30/04/2019 30/04/2019 30/04/2019 £999 £999 £999 £0 £0 £0 £149,999 £149,999 £149,999 0 60 75 4.39 30/04/2019 £999 £0 £149,999 85 95 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 4.39 30/04/2019 £999 £0 £149,999 95 120 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 Available to Halifax mortgage customers where their mortgage deal is coming to an end. These products are not available to Consent to Lease customers. Please note the loan availability is based on the total mortgage debt. Any customer above 120% LTV please contact the product team at $Mortgage Back Book-Product & Pricing Fixed Loans between £150,000-£299,999 Product Type Rate(%) Until Fee Available between Min LTV (%) Max LTV (%) ERCs 1.99 30/04/2017 £0 £150,000 £299,999 0 60 3% to 30/04/2016 1.1% to 30/04/2017 30 April 2015 FAH732 2.34 30/04/2017 £0 £150,000 £299,999 60 75 3% to 30/04/2016 1.1% to 30/04/2017 30 April 2015 FAH421 2.69 30/04/2017 £0 £150,000 £299,999 75 85 3% to 30/04/2016 1.3% to 30/04/2017 30 April 2015 FAH422 1.79 30/04/2017 £999 £150,000 £299,999 0 60 2.75% to 30/04/2016 0.9% to 30/04/2017 30 April 2015 FAH736 2.14 30/04/2017 £999 £150,000 £299,999 60 75 2.75% to 30/04/2016 0.9% to 30/04/2017 30 April 2015 FAH426 2 year 2.49 30/04/2017 £999 £150,000 £299,999 75 85 3% to 30/04/2016 1.2% to 30/04/2017 30 April 2015 FAH427 2.94 30/04/2019 £0 £150,000 £299,999 0 60 4% to 30/04/2016 3% to 30/04/2018 1.5% to 30/04/2019 30 April 2015 FAH733 3.39 30/04/2019 £0 £150,000 £299,999 60 75 4% to 30/04/2016 3% to 30/04/2018 1.75% to 30/04/2019 30 April 2015 FAH734 85 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH735 30 April 2015 FAH396 3.69 30/04/2019 £0 £150,000 £299,999 75 4.29 30/04/2019 £0 £150,000 £299,999 85 95 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 4.29 30/04/2019 £0 £150,000 £299,999 95 120 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH397 60 4% to 30/04/2016 3% to 30/04/2018 1.5% to 30/04/2019 30 April 2015 FAH737 75 4% to 30/04/2016 3% to 30/04/2018 1.5% to 30/04/2019 30 April 2015 FAH738 85 4% to 30/04/2016 3% to 30/04/2018 1.75% to 30/04/2019 30 April 2015 FAH739 30 April 2015 FAH399 30 April 2015 FAH400 4 year 2.84 3.29 3.59 30/04/2019 30/04/2019 30/04/2019 £999 £999 £999 £150,000 £150,000 £150,000 £299,999 £299,999 £299,999 0 60 75 4.19 30/04/2019 £999 £150,000 £299,999 85 95 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 4.19 30/04/2019 £999 £150,000 £299,999 95 120 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 Product Transfers - Large Loans Available to Halifax mortgage customers where their mortgage deal is coming to an end. These products are not available to Consent to Lease customers. Please note the loan availability is based on the total mortgage debt. Fixed Loans between £300,000 - £499,999 Product Type 2 year Rate(%) Fee Available between Min LTV (%) Max LTV (%) ERCs Complete By Product Code 1.69 30/04/2017 £999 £300,000 £499,999 0 60 2.5% to 30/04/2016 0.9% to 30/04/2017 30 April 2015 FAH740 2.04 30/04/2017 £999 £300,000 £499,999 60 75 2.75% to 30/04/2016 0.9% to 30/04/2017 30 April 2015 FAH431 85 3% to 30/04/2016 1.1% to 30/04/2017 30 April 2015 FAH432 30 April 2015 FAH741 2.39 4 year Until 30/04/2017 £999 £300,000 £499,999 75 2.74 30/04/2019 £999 £300,000 £499,999 0 60 4% to 30/04/2016 3% to 30/04/2018 1.4% to 30/04/2019 3.19 30/04/2019 £999 £300,000 £499,999 60 75 4% to 30/04/2016 3% to 30/04/2018 1.5% to 30/04/2019 30 April 2015 FAH742 85 4% to 30/04/2016 3% to 30/04/2018 1.5% to 30/04/2019 30 April 2015 FAH743 95 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH402 120 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH403 Complete By Product Code 3.49 4.09 4.09 30/04/2019 30/04/2019 30/04/2019 £999 £999 £999 £300,000 £300,000 £300,000 £499,999 £499,999 £499,999 75 85 95 Available to Halifax mortgage customers where their mortgage deal is coming to an end. These products are not available to Consent to Lease customers. Please note the loan availability is based on the total mortgage debt. Fixed Loans between £500,000 - £7,500,000 Product Type 2 year Rate(%) Fee Available between Min LTV (%) Max LTV (%) ERCs 1.64 30/04/2017 £999 £500,000 £7,500,000 0 60 2.5% to 30/04/2016 0.8% to 30/04/2017 30 April 2015 FAH744 1.99 30/04/2017 £999 £500,000 £7,500,000 60 75 2.5% to 30/04/2016 0.8% to 30/04/2017 30 April 2015 FAH436 2.34 30/04/2017 £999 £500,000 £7,500,000 75 85 3% to 30/04/2016 1% to 30/04/2017 30 April 2015 FAH437 60 4% to 30/04/2016 3% to 30/04/2018 1.4% to 30/04/2019 30 April 2015 FAH745 30 April 2015 FAH746 2.69 4 year Until 30/04/2019 £999 £500,000 £7,500,000 0 3.14 30/04/2019 £999 £500,000 £7,500,000 60 75 4% to 30/04/2016 3% to 30/04/2018 1.5% to 30/04/2019 3.44 30/04/2019 £999 £500,000 £7,500,000 75 85 4% to 30/04/2016 3% to 30/04/2018 1.5% to 30/04/2019 30 April 2015 FAH747 95 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH405 120 4% to 30/04/2016 3% to 30/04/2018 2% to 30/04/2019 30 April 2015 FAH406 Max LTV (%) ERCs Complete By Product Code 60 3% to 30/04/2016 2% to 30/04/2017 31 July 2015 FAH407 4.04 4.04 30/04/2019 30/04/2019 £999 £999 £500,000 £500,000 £7,500,000 £7,500,000 85 95 Further Advances These products are not available for customers on Consent to Lease Please note the loan availability is based on the additional borrowing amount. Further advance applications will not be permitted within 6 months of completion of the original mortgage. Fixed Product Type Rate(%) 4.89 2 year Until 30/04/2017 Fee £0 Available between £10,000 £50,000 Min LTV (%) 0 4.89 30/04/2017 £0 £10,000 £50,000 60 75 3% to 30/04/2016 2% to 30/04/2017 31 July 2015 FAH408 4.89 30/04/2017 £0 £10,000 £50,000 75 80 3% to 30/04/2016 2% to 30/04/2017 31 July 2015 FAH409 Rate(%) Until Fee Max LTV (%) ERCs Complete By Product Code Fixed - Large Loans Product Type 2 year Available between Min LTV (%) 3.98 30/04/2017 £0 £50,000 £2,000,000 0 60 3% to 30/04/2016 2% to 30/04/2017 31 July 2015 FAH386 3.98 30/04/2017 £0 £50,000 £2,000,000 60 75 3% to 30/04/2016 2% to 30/04/2017 31 July 2015 FAH387 80 3% to 30/04/2016 2% to 30/04/2017 31 July 2015 FAH388 3.98 30/04/2017 £0 £50,000 £2,000,000 75 Withdrawn Products - 05/01/2015 FAH163 FAH164 FAH166 FAH167 FAH168 FAH169 FAH170 FAH171 FAH172 FAH176 FAH177 FAH178 FAH179 FAH181 HTB243 HTB244 HTB245 HTB246 HTB247 HTB248 HTB249 HTB250 FAH186 FAH187 FAH188 FAH189 FAH190 FAH194 FAH195 FAH196 FAH197 FAH507 Acquisition FAH198 FAH199 FAH200 FAH203 FAH204 FAH205 FAH206 FAH207 FAH208 FAH209 FAH210 FAH212 FAH215 FAH216 FAH219 FAH220 FAH221 FAH222 FAH223 FAH224 FAH225 FAH226 FAH227 FAH228 FAH229 FAH230 FAH231 FAH232 FAH233 FAH234 FAH236 FAH508 FAH237 FAH238 FAH239 FAH240 FAH241 FAH252 FAH333 FAH336 FAH441 FAH443 FAH445 FAH446 FAH489 FAH490 FAH493 FAH494 FAH497 FAH500 FAH501 FAH502 FAH506 Retention FAH389 FAH392 FAH395 FAH398 FAH401 FAH404 FAH410 FAH413 FAH414 FAH415 FAH418 FAH419 FAH420 FAH423 FAH424 FAH425 FAH428 FAH429 FAH430 FAH433 FAH434 FAH435 FAH438 FAH439
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