LIST OF ABBREVIATIONS 2SLS 2 Stage Least Square ACRC Agricultural Credit Review Committee ADB Asian Development Bank AIAMED All India Association of Micro-Enterprise Development AlDIS All India Debt Investment Survey AIMS Assessing the Impact ofMicroenterprise Services AMCCS Annapurna Mahila Credit Coperative Society Ltd ANOVA Analysis ofVariance APDC Asia Pacific Development Centre APL Above Poverty Line ASA Association for Social Advancement ATE Average Treatment Effect BPL Below Poverty Line BRAC Bangladesh Rural Advancement Committee BRDB Bangladesh Rural Development Board CASHPOR Credit and Savings for the Hardcore Poor CBO Community Based Organisation CEP Community Enterprise Programme CGAP Consultative Group to Assist the Poor CMG Credit Management Group cso Central Statistical Organisation DCCB District Central Cooperative Banks DFID Department for International Development DHAN Development of Humane Action DRDA District Rural Development Agency DRI Differential Rate of Interest DWCRA Development of Women and Children in Rural Areas EAP East Asia and the Pacific ECA Eastern Europe and Central Asia FFI Formal Financial Institutions FINCA Foundation for International Community Assistance FSS Farmers' Service Societies GDP Gross Domestic Product Go I Government oflndia HDFC Housing Development Finance Corporation IFPRI International Food Policy Research Institute IMO Intermediate Microfinance Organisations IRDP Integrated Rural Development Programme IV Method Instrumental Variable Method LAC Latin America and the Caribbean LAMPS Large Agricultural Multi Purpose Cooperative Societies MBB Micro Banking Bulletin MCS Micro-Credit Scheme MENA Middle East and North Africa MFI MicroFinance Institutions MIX Microfinance Information Exchange MPCE Monthly Per Capita Consumption Expenditure MPCINC Monthly Per Capita Income MRCP Maharashtra Rural Credit Project MYRADA Mysore Resettlement and Development Agency NABARD National Bank for Agriculture and Rural Development NBFC Non-Banking Finance Companies NCAER National Council for Applied Economics and Research NEP Neighbourhood Entrepreneurship Programme NGO Non Governmental Organisation NSSO National Sample Survey Organisation OBC Other Backward Class OLS Ordinary Least Square PACS Primary Agricultural Credit Society PCARDB Primary Co-Operative Agricultural And Rural Development Bank PCE Per capita Consumption Expenditure PC INC Per Capita Income PDS Public Distribution System PLR Prime Landing Rate ppp Purchasing Power Parity PRADAN Professional Assistance for Development Action R&D Research and Development RBI Reserve Bank of India RCCI Rural Credit cooperative institutions RFI Rural Financial Institution RMK Rashtriya Mahila Kosh ROSCA Rotating of Savings and Credit Association RRB Regional Rural Banks S Asia South Asia SBA Small Borrowal Accounts sc Scheduled Caste SCARDB State Co-operative Agriculture and Rural Development Bank SCB State Co-Operative Bank SEF Small Enterprise Foundation SEWA Self Employed Women's Association SFMC SIDBI Foundation for Micro Credit SGSY Swamajayanti Gram Swarozgar Yojna SHARE Society for Helping Awakening Rural people through Education SHG Self Help Group SHPI Self Help Group Promoting Institution SIDBI Small Industries Development Bank of India SPMS Sri Padmavathi Mahila Abhyudaya Sangham ST Scheduled Tribe SUTVA Stable Unit Treatment Value Assumption TRYSEM Training of Rural Youth for Self -Employment UN United Nations US AID United States Aid for International Development
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