31 March 2014 To Members of the JLT (CSI Member Benefits) Discretionary Trust (JDT) Jardine Lloyd Thompson Pty Ltd ABN 69 009 098 864 Level 6, 256 St Georges Tce Perth WA 6000 GPO Box E201 Perth WA 6841 DX 151 Perth Tel +61 (0)8 9426 0444 Direct +61 (0)8 9426 0409 Mob +61 (0)4 12 964 937 Fax +61 (0)8 9426 0999 [email protected] www.jlta.com.au Group Travel Insurance Plan As per your request, we enclose the Policy Schedule and Wording for the insurance cover protecting the JLT (CSI Member benefits) Discretionary (JDT) Benefits. To assist you when travelling on holidays overseas or interstate destination we have prepared the following: What you should know The period of cover under the Policy only includes leisure travel up to 180 days. If you intend travelling for more than 180 days you should arrange private cover for the entire period. Such travel commences from your normal place of residence or place of business located in Australia and involves an interstate destination or a destination beyond the territorial limits of Australia of no less than 24 hours. Provided such travel excludes everyday travel to and from work. Any accompanying persons travelling separately on the outgoing or incoming journey to directly join or leave an insured person if applicable would be covered. Some Important Definitions INSURED PERSON means an ELIGIBLE FINANCIAL MEMBER including their accompanying partner and dependent children. ELIGIBLE FINANCIAL MEMBER means a person who is a financial member of the CFMEU ACT Branch. This is a member who has paid full current dues. This benefit does not apply to retired members or life members. FAMILY means the Insured Person’s spouse/partner/defacto and any unmarried dependent children, stepchildren or legally adopted children who are living with the Insured Person and who are under nineteen (19) years of age or under twenty five (25) years of age if they are a full-time student and primarily dependent on the Insured Person for the maintenance and support. For emergency assistance whilst on overseas travel please contact DYNAMIQ Assist, call +61 2 9978 6666. They provide 24 hour, 365 day assistance. In the Event of an emergency evacuation or situation whilst travelling it is recommended you contact our authorised security & political assistance company, Dynamiq Assist for advice and management of the evacuation or situation. If you do need to make a claim on your return, please call the Toll free Number:1800 640 009. The insurance cover is valid for persons - to age 85 years. Except as provided by Section 1 – Personal Accident & Section 10 – Life Insurance, where reduced age limit restrictions & reduced benefits apply. You should refer to the Policy Wording (PDS/WRD 12-13 tailored, page 3 – Age Limits). F:\Business Development\Clients\C\CSI Members\CSI Group Travel Insurance.doc Page 2 Excesses $500 each and every claims (applicable to baggage, travellers cheques, travel documents, credit cards, money, loss of deposits, cancellation costs and hire car excess expenses) except Insured Persons who have been financial members of the CFMEU for less than six (6) months, excess of $1,000 will apply each and every claim If you have concerns whether you are covered for specific events, you should refer to the enclosed policy document, which contains the schedule of benefits, exclusions and policy conditions. Cover within the (JDT) limits is subject to the Trustee’s discretion and is not bound by the conditions of the insurance policy. Important Information It is important to understand that you are only covered for the Group Travel Insurance Plan cover whilst you are a fully paid financial member of the CFMEU ACT Branch. This benefit does not apply to retired members or life members. The contents of this document are only a summary of the insurance protection covering the (JDT). It is purely factual information and does not constitute any form of financial product advice. For any further queries, or if you require a copy of cover available under the (JDT), please contact the following on week days between 8.30 am and 5.00 pm. All cover is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions. Any advice in this document is general advice and does not take into account your objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement and your objectives, financial situation or needs before acting on this advice. Please visit www.jlta.com.au or contact JLT Group Services Pty Ltd for the PDS or go online to http://www.jlta.com.au/jdt/csimb, or for further information. Current as at April 2014. For any queries regarding the cover and how to make a claim, please contact this office. Contacts: Jarlath McMorrow (02) 9290 8039 [email protected] 0400 603 830 Address: Jardine Lloyd Thompson Level 11, 66 Clarence Street Leederville WA 6007 (02) 9290 8000 Fax (02) 9299 7280 For details regarding a registered claim, please contact any of the Claims Managers detailed below: Contacts: Gill Gitsham / Chereen Archer at Echelon Claims Services Address: Level 3, 148 Frome Street, Adelaide SA 5000 Postal Address: GPO Box 1693, Adelaide SA 5000 Phone: Toll Free 1800 640 009 or (08) 8235 6456 Facsimile: (08) 8235 6448 E-mail: [email protected] F:\Business Development\Clients\C\CSI Members\CSI Group Travel Insurance.doc
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