Iron Workers Federal Credit Union CUC MORTGAGE CORPORATION

Iron Workers Federal Credit Union
2201 Liberty Avenue
Pittsburgh, PA 15222
July 2014
Web Address
Iwfcu.com
Hrs: MondayFriday 9am-4pm
ANNUAL MEETING
The 2014 Annual Meeting
will be held Tuesday, October
21st at 5:00 pm in the Iron
Workers Local No. 3 Union
Hall.
FALL ISSUE
Phone: 412-471-1133
Fax: 412-471-1547
Email: [email protected]
New Programs &
promotions
Coming Soon:
Keep passwords
safe
True Stage Health
Insurance Program
Did you know that medical bills
are the #1 cause of Bankruptcy
With all of the Cyber Breach- in the United States? Members
es recently Here are 6 ways can now take advantage of the
to keep your
passaffordable Care Act’s National
words safe:
open enrollment period for
health exchanges starting
1. Use different passwords
November 15th, 2014.
for every website you
visit.
Your Credit Union has the
opportunity to offer cost
2. Use a combination of
effective health insurance
upper case, lower case,
solutions allowing you to easily
numbers & symbols.
choose from a variety of health
3. Change your passwords plan. Our members will be able
every three months.
to compare health insurance
plans from carriers, get quotes
4. If it is hard to
and estimate available federal
remember all of your
tax subsidies-applying them
passwords, try a
directly to their health plan to
password manager.
receive lower monthly
5. Make sure your
premiums.
computer has an
anFor more information contact
ti-virus program.
your Credit Union
6. Set up two-step log-ins. representative 412-471-1133.
NEW HOLIDAY VISA
PROmotions
Starting November 27th, 2014
when you open a new visa card you
will receive an introductory rate of
3.99% for 12 Billing cycles. The
3.99% balance will revert back to
the standard rate after 12 months.
For our existing Visa card holders
you will receive 3.99% on all
transactions and balance transfers
posting between November 27th,
2014 and December 31st, 2015 at
which time the 3.99% balance will
revert back to the standard rate.
For existing cardholders if you
become 60 days or more delinquent
the promotional rate will revert
back to the standard rate. All
payments made during the
promotional period will be applied
to the 12.99% balance then to the
3.99% balance.
Why not make your holiday
brighter and save!
For all cardholders you will be automatically be entered for a chance
to win $5,000 every time you use
your card between
November
1st, 2014 and December 31st,
2014.
Call for your application today!!
Happy Shopping!!
CUC MORTGAGE CORPORATION
Iron Workers FCU is now
offering mortgage
Financing Through an
exciting new partnership
with CUC Mortgage
Corporation, we’re
expanding our service
offerings to include mortgage
financing. Whether you’re
purchasing a home or
refinancing your mortgage,
you can look to Iron Workers
FCU for trusted advice and
exceptional service. Our new
mortgage program features: a
secure online application
process, expanded loan
programs, low interest
rates and closing costs;
and expert support and
assistance throughout the
entire process. Most Iron
Workers FCU mortgage
loans will be serviced
through CUC Mortgage, a
full-service mortgage
corporation serving credit
unions in the greater
Northeast. With over 25
years of exclusive credit
union mortgage experience,
CUC Mortgage is a trusted
partner for credit union
mortgage lending. If you are
looking for competitive
mortgage financing from a
lender you can trust, stop
by our office or contact us
at 412-471-1133.
The home of custom-built
mortgage programs. CUC
Mortgage Corp is a Licensed Mortgage Banker
with the NY, NJ, CT, NH,
PA & VT Stage Banking
Departments.
OUR sERVICE
TEAM
Lianne McGrady, Manager
Jackie Bowman, Senior
Member Representative
Caroline Stein, Senior
Support Specialist
Cindy Abbott, Member
Representative
Lorrie Hickman, Member
Representative
Special
points of
interest:
 Fall Loan Special
 Credit Union Members
Save with Sprint &
Love My Credit Union
Rewards.
 Save Hundreds of
dollars on car & home
insurance with Liberty
Mutual
 Check out the NEW
Programs &
Promotions above.
 Check out all the
account updates such as
an address change fee &
dormant/escheat fee.
Iron Workers Federal Credit Union
Thanksgiving:
Address Change: If you have
USED VEHICLES
Friday, November 29th
recently moved or are planning to move, please let us
(2013 or newer) Credit score 700
Christmas Eve:
4.99% APR*
Credit score 500-699 5.49% APR*
Closing at Noon
Christmas: Thursday, December 25th
(2009 - 2012) Credit score 700
5.99% APR*
Credit score 500-699 6.99% APR*
Closing at Noon
SHARE SECURED
4.50% APR*
VISA CREDIT CARD
New Years Day:
Thursday, January 1, 2015
12.99% APR*
MORTGAGES
Call for Additional Information
HOME EQUITY
Call for Additional Information
*Annual Percentage Rate
FOR A LIMITED TIME ONLY:
.10% APY*
$5000.00 & Above
.15% APY*
(Minimum Average Daily Balance to Earn Dividend is
$100) Dividends are paid on a semi-annual basis from
current income and available earnings after reserve
transfers.
Dormant/Escheat : As of January 1, 2014 a
Dormant/Escheat account fee of $25 will be applied on
all accounts that have had no activity in the past 5 years.
If a transaction is not made on all dormant accounts by
law, the money must be sent to the state.
You can get current rates for IWFCU’s share certificates
and loans by logging onto www.iwfcu.com or by calling
the credit union at (412) 471-1133.
(Minimum balance $500)
$100 - 4999.99
law to have an address change in writing.
(AS OF PRINTING)
.50% APY*
NEW VEHICLES
your account for each mailing returned to the Credit
Union office for an incorrect address. We are required by
USED VEHICLES
New Years Eve:
know. Please note that a fee of $10 will be assessed to
2.99% APR*
Don’t miss out on an all time low rate which
includes Motorcycles!
SIGNATURE
6.50% APR*
How about an ATV or Camper?? Super low
rates! Call us today for an Application!
Credit Union Members Save with Sprint
Plus, Sprint will buy out your family’s contract—up
to $350 per line..
Sprint will pay you up to $350 via Visa Prepaid
Card for your Early Termination Fee or Install Bill
balance when you switch and sign up for this plan.
Once you have received your final bill from your
other carrier, register for the Visa Prepaid Card at
sprint.com/jointoday by 12/15/14.
Sprint Discount Program
Credit union members can save with Sprint: a10%
discount on select regularly priced Sprint monthly
service. Plus, waived activation and upgrade fees
(up to $36 value each).
Start Savings with Sprint Today!
To start saving either call 866-639-8354, or stop
by your local Sprint Store. Click here to find one
near you: sprint.com/storelocator.
Just use this code for the Sprint Discount
Program: Corporate ID: NACUC_ZZM
3 months
.10% APY*
6 months
.15% APY*
12 months
.35% APY*
18 months
.55% APY*
24 months
.85% APY*
36 months
.80% APY*
60 months
.85% APY*
*Annual Percentage Yield
(AS OF PRINTING)
Switch to Sprint & get back to Sprint Family
Share Pack:
The Sprint Family Share Pack is the perfect plan
for your mobile and data hungry family. Switch
to Sprint and get 20 GB of data to share with your
whole family—up to 10 lines and enjoy
Unlimited talk and text while on the Sprint
network.
Sprint is waiving monthly access charges for
phones, tablets and mobile broadband devices
through 2015—how sweet is that?
(Other charges Apply**) Offer ends 1/15/15
After 12/31/15 pay $100 plus monthly access charge
for each device: $15/mo/phone, $10/mo/tablet,
$20/mo/mobile broadband device.
LIBERTY MUTUAL INSURANCE
As a member of the Iron Workers
Federal Credit Union , you could save
hundreds of dollars a year on car &
home insurance with Liberty
Mutual. Here is how: get an
exclusive group savings off already
competitive rates, add extra savings
on both your car and home insurance
and obtain additional discounts based
on your driving experience, car and
home safety features and more. You
get service and support where you
need it with 24 hour Claim
Assistance, 24 hr Emergency Home
Repair & optional 24 hr Roadside
Assistance. You can reach us online,
in person, by phone or via mobile
device. We also offer automatic
deductions from your bank account,
credit card, online payments or
direct billing. The best part, you
receive knowledgeable support,
immediate claims assistance and
the latest information to help keep
you and your family safe. For more
information contact the Iron
Workers Federal Credit Union at
412-471-1133.

Download Report