Media Fact Sheet - HYPO NOE Gruppe

FACT SHEET
MANAGEMENT BOARD
HYPO NOE Gruppe
Peter Harold (Chairman)
Nikolai de Arnoldi
HYPO NOE Landesbank
Günther Ritzberger
Christian Führer
HYPO NOE Group
Founded in 1888 as Niederösterreichische Landes-Hypothekenbank, the HYPO NOE Group has long
traditions and a wealth of experience in banking and finance. Following a part-privatisation in 1996, the
Province of Lower Austria became the sole owner of the Group again in 2007. HYPO NOE Gruppe
Bank is the Group’s parent company. Working in harness with subsidiaries HYPO NOE Leasing and
HYPO NOE Real Consult, it mainly serves large customers in the regional and local government sector,
primarily in Austria. The Group also has some handpicked foreign customers, most of which are located
in EU member states.
In July 2012 the HYPO NOE Group took over former EVN subsidiary first facility GmbH. The acquisition
of a full-line facility management service provider extended the Group’s range of real estate management services. Thanks to its real estate finance experts, HYPO NOE Real Consult and HYPO NOE
First Facility, in future the Group will be able to cater for the entire life cycle of a property.
Retail subsidiary HYPO NOE Landesbank is a full-service bank for private customers, professionals
and commercial customers in Lower Austria and Vienna. It has a strong focus on family and housing
finance, and offerings aimed at the education and health sectors. HYPO NOE Landesbank has about
70,000 customers. It stands out for its close ties to its home region and its customer-driven approach.
The bank’s 30 branches in Lower Austria and Vienna are central to its strong customer relationships.
HYPO NOE Gruppe Bank AG
Businesses and markets
The HYPO NOE Group supports clients in Austria, Western Europe and selected CEE markets, delivering public finance, corporate and project finance, real estate finance and treasury services
they can rely on. Its extensive experience and specialist expertise in holistic, bespoke public finance
solutions are strong sales arguments in Lower Austria, as well as in the rest of the country and abroad.
The Group is a key local partner for the public sector and for leading companies, and offers innovative,
customer-centric financial solutions. The real estate finance business backs selected CEE projects
in the office, retail, logistics and hotel asset classes. And a team of seasoned treasury experts offers
clients outstanding protection against their investment, interest-rate and currency-risk exposures.
Strategy
The HYPO NOE Group has set itself ambitious goals for the next few years. The main non-financial
target is to grow the Group’s public finance, corporate and real estate business in Austria, Western
Europe and selected CEE countries. The Real Estate Finance Department will be looking to expand
its role as an expert problem solver for commercial property investors and developers. Group Treasury will make an increased effort to market its skills to clients, whilst performing its internal functions of
maintaining sufficient Group liquidity and diversifying the risk exposures associated with own-account
business.
A safe pair of hands
In line with the Group’s “reliability and excellence” claim, it will continue to offer local authorities and
corporate customers innovative financing solutions and investments in Austria and abroad. A strong
owner, in the shape of the Lower Austrian state government, underpins the HYPO NOE Group’s
stable, long-term customer relationships. Complex structured finance solutions, safe investment of
capital, and bespoke services have made the Group a trendsetter in its markets. Clients are assured
of top-quality service from a reliable partner with a solid business model. Outstanding expertise, top
products, and efficient, highly motivated staff add up to an exceptional customer experience.
Key Figures of Consolidated Financial Statements
at 30 Jun. 2014 (IFRS)
EUR ’000
Consolidated statement of financial position at 30 Jun. 2014
Total assets
15,025,555
Loans and advances to customers
10,710,562
Available-for-sale financial assets
21,532,16
Deposits from customers
2,333,162
Debts evidenced by certificates
8,387,262
Consolidated capital resources at 30 Jun. 2014
Eligible core capital
522,009
Supplementary capital (tier 2 capital)
130,547
Total eligible core capital
652,556
Surplus capital
311,764
Core capital ratio (%) in accordance with the CRR and CRD IV
based on the total capital requirement
12.25%
Equity ratio (%) in accordance with the CRR and CRD IV
based on the total capital requirement
15.32%
Peter Harold
Chairman of the
Management Board,
HYPO NOE Group
BUSINESS AREAS
HYPO NOE Gruppe
Public Finance
Corporate & Project Finance
Real Estate Finance
Treasury
HYPO NOE Landesbank
A full-service bank for retail customers, professionals
and business customers in Lower Austria and Vienna.
EMPLOYEES
HYPO NOE Gruppe:
HYPO NOE Landesbank:
HYPO NOE Real Consult:
HYPO NOE Leasing:
HYPO NOE First Facility:
Ohter subsidiaries:
Gesamt:
RATING
Issuer Credit Rating: A/stable/A-1 (S&P)
Covered Bond: Aaa (Moody‘s)
OWNERSHIP
Wholly owned by the Lower Austrian
state government
SUPERVISORY BOARD
HYPO NOE Gruppe
Burkhard Hofer
(Chairman)
Michael Lentsch
(Deputy Chairman)
Engelbert Dockner
Karl Schlögl
Klaus Schneeberger
Hubert Schultes
Karl Sonnweber
Elisabeth Stadler
Peter Böhm (member of Works Council)
Franz Gyöngyösi (member of Works Council)
Hermann Haitzer (member of Works Council)
Claudia Mikes (member of Works Council)
HYPO NOE Landesbank
Peter Harold
(Chairman)
Erich Zeillinger
(Deputy Chairman)
Helmuth Guth
Ferdinand Rubel
Alfred Schöls
Johann Hofbauer
Nikolai de Arnoldi
Rainer Gutleder (member of Works Council)
Herfried Pauser (member of Works Council)
Peter Zvirak (member of Works Council)
Barbara Reiterer (member of Works Council)
344
345
50
30
136
8
913
Historical milestones
1888
1992
1996
1998
1999
2005/06
2006
2007
2007
2009
2010
2012
Formation of Landeshypothekenanstalt for
the Lower Austrian state government
Move to St. Pölten
Decision by ÖVAG to resell its shares
to the state government
Reinforcement of Group functions
shared by HYPO Investmentbank AG
and HYPO Landesbank
Formation of NÖ Landesbank –
Hypothekenbank AG (wholly owned by
the Lower Austrian state government)
Change in shareholdings:
(59% state government; 41% ÖVAG)
Retransfer of the ÖVAG shares
(100% state government)
Rebranding: now HYPO NOE Gruppe
Bank AG (former HYPO Investmentbank
AG)
and HYPO NOE Landesbank AG (former
NÖ Landesbank-Hypothekenbank AG)
Part-privatisation (74% state government;
26% Österreichischen Volksbanken-AG
(ÖVAG))
Establishment of the representative offices
in Budapest and Prague
Division of the bank into
HYPO Investmentbank AG and
HYPO Landesbank
Acquisition of first facility GmbH, a full-line
facility management service provider
Core business areas
Public Finance
We are leading public finance specialists, and provide bespoke solutions based on complex structured finance both for local authorities of all sizes and for large
companies with nationwide operations. We also have an exceptionally simple and inexpensive approach to lease finance for public sector projects. And our Public
Finance Department has a strong track record of implementing successful public private partnership (PPP) models, especially for the health and infrastructure sectors. The target markets for our public finance services are Austria, and selected Central, Eastern and Southeast European countries.
Corporate & Project Finance
We works with our customers to develop bespoke corporate and project finance solutions. In the corporate finance field, the Bank mainly focuses on serving a
clientele in Austria – and in particular on the leading companies in Lower Austria. As regards project finance, we specialise in transactions related to infrastructure
and renewable energy projects.
Real Estate Finance
We not only have the financial strength to fund top-quality real estate projects, but also the expertise to identify market developments, opportunities and risks at an
early stage. The key benefits for our clients are a flat hierarchy resulting in quick decisions, a wide range of products, bespoke solutions and the peace of mind that
comes from having a highly reliable partner.
Treasury
Our experts can come up with one-off investment and debt management products tailored to a wide range of customer requirements.
Group structure
HYPO NOE Landesbank is a universal bank that specialises in housing and commercial property finance. It has 29 branches in Lower
Austria and Vienna.
The HYPO NOE Group is the group’s parent
company. Working in tandem with Group
companies HYPONOE Leasing and HYPO
NOE Real Consult, it focuses on serving local authorities, and large state governmentowned and municipal entities in Austria and
the new EU member states.
HYPO NOE First Facility is a fullline facility management service
provider. Its services comprise facility management consulting, facility
management and real estate management.
www.hyponoe.at
Contact: HYPO NOE Gruppe Bank AG, 1010 Vienna, Wipplingerstraße 4
Thomas Fendrich
Head of Group Treasury
Tel. +43 (0) 5 90 910-1233
[email protected]
Polina Christova
Head of Group Institutional Customers
& Market Development
+43 (0) 5 90 910-1048
[email protected]
Rating & Investor Advisory
[email protected]