MULTI -YEAR GUARANTEE ( Page 1 of 3) GUARANTEE PERIOD COM PANY 3 Years 3 Years 3 Years 3 Years 3 Years 3 Years 3 Years 3 Years 3 Years 4 Years 4 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years AM BEST Equitrust Fidelity & Guaranty Life Forethought Guggenheim(<250K / 250K+) Guggenheim Liberty Bankers Life Liberty Bankers Life Prin Fin’l Grp (<100/100k+) Royal Neighbors (50-100K/100K+) Guggenheim(<250K / 250K+) North American ($2K+/$200K+) Allianz Life Insurance Company of North America (<$100K/$100K+) American Equity American General (<100K/>100K+) American National(<100K/>100k+) Americo Equitrust Fidelity & Guaranty Life Fidelity & Guaranty Life Fidelity Security Life Forethought Genworth (<100K/<250K/250K+) Great American Life(<100K/>100k) Guggenheim(<250K / 250K+) Guggenheim Guggenheim Horace Mann Life (Q only11) Liberty Bankers Life Liberty Bankers Life Liberty Bankers Life Lincoln Fin Grp (<100k/100k+) North American ($2K+/$200K+) Oxford Life Royal Neighbors Sentinel Security Life Standard Ins. (<100/100k+) Standard Ins.(<100K/100k+) United of Omaha (<50K/50k+) B++ B++ AB++ B++ B B A+ AB++ A+ A AA A A B++ B++ B++ A- AA A B++ B++ B++ A B B B A+ A+ AAB++ A A A+ PRODUCT NAME MVA Certainty Select Guarantee-Platinum 3 SecureFore 3 Preserve 3 Preserve Plus 3 Bankers 3 Bankers Elite 3 Select Series Annuity Choice 3 P P P P P FIRST YEAR RATE RATE THEREAFTER 1.50% 1.25% 1.75% 1.50% / 1.60% 1.00% 1.60% 2.00% 1.10% / 1.25% 1.00% / 1.10% 1.50% 1.25% 1.75% 1.50% / 1.60% 1.00% 1.60% 2.00% 1.10% / 1.25% 1.00% / 1.10% 1.50% 1.25% 1.75% 1.50% 1.00% 1.60% 2.00% 1.10% 1.10% 1.50% / 1.50% / 1.60% + 20% of S&P / 1.25% / 1.10% 2.00% / 2.10% 1.50% / 1.75% Dominator Plus P 1.50% / 1.50% 1.50% / 1.50% 2.25% 1.90% / 2.05% 2.00% / 2.10% 1.50% 2.25% 2.85% 1.95%14 2.70% 2.25% 1.90% / 2.10% / 2.20% 1.85% / 1.95% 2.60% / 2.70% 1.40% 2.05% 3.40% 2.70% 3.80% 3.25% 1.30% / 1.45% 2.50% / 2.70% 2.45% 1.60% 3.15% 2.05% / 2.15% 1.55% / 1.65% 1.25% / 1.40% 2.25% 2.25% 1.90% / 2.05% 1.90% / 2.05% 1.00% / 1.10% 1.20% / 1.30% 1.50% 1.50% 2.25% 2.25% 1.85% 2.05% 1.95%14 1.95%14 2.00% 2.15% 2.25% 2.25% 1.90% / 2.10% / 2.20% 1.90% / 2.10% / 2.20% TaxVantage Consolidator (IRA $ ONLY) SecureFore 5 Secure Living Rate Saver SecureGain 59 P P ProOption 5 (w/ROP) P Preserve 5 Preserve Plus 5 Expanding Horizon 5 Bankers 5 Bankers 5 Premier Plus Bankers Elite 5 Lincoln MyGuarantee Plus Guarantee Choice13 Income Protector Choice 5 Personal Choice 53 Focus Growth Ann 5 Secured Rate Ann 5 Ultra Secure Plus 5 P P P P P P P 2.00% 1.50% 1.80% 1.00%8 1.50%15 2.00% 2.00% 1.00% 1.30% 1.75%8 2.00%4 P 1American Equity Guarantee: 1.75% in CA, DE 3Sentinel Security Life Personal Choice: Call for rates in Florida& Minnesota. Rates less if liquidity / full AV DB option elected. 4North American Guarantee: CT, FL, IL, IN, OK, TX: Reduced commission and issue ages. Call for details. 6Std Ins / SRA5: Trail Commission Available 7United of Omaha: Less in CT,IN,MD,MA,NJ,OR,PA,SC,TX,UT, WA 8Guggenheim Preserve & ProOption: Lower commission rates in Non MVA States (DE, MO, OR, PA, WA). CALL FOR RATES www.greatplainsannuity.com COMMISSION LESS @ OLDER AGES Preserve 4 Guarantee Choice13 Guarantee 51 P Am Pathway SolutionsMYG P Palladium MYG 5 P Platinum Assure 5 P Certainty Select P Guarantee-Plus 5 P Guarantee-Platinum 5 P 2.00% / 2.10% 1.50% / 1.75% AVERAGE ANNUAL RATE 2.00% / 2.10% 1.50% / 1.75% 3.00% 3.00% 1.00% 2.50% 2.50% 3.00% 2.50% 2.50% 2.75% 2.50% 2.00% 1.60%/ 1.70% (up 0.1%/yr) 1.85% / 1.95% 2.50% 2.60% / 2.70% 2.60% / 2.70% 2.50%8 1.40% 1.40% + 30% of S&P 2.50%15 up 0.1% / yr 2.25% 2.50%8 1.40% 1.80% 4.00% Call 2.70% 2.70% 3.25% 2.80% 3.00% 2.00% 3.25% 3.25% 2.25% 1.30% / 1.45% 1.30% / 1.45% 2.00% 2.50% / 2.70% 2.50% / 2.70% 2.50%4 2.45% 2.45% 3.00% 1.60% 1.60% 1.50%(1.75% $100K+) 3.15% 3.15% 2.25% 2.05% / 2.15% 2.05% / 2.15% 2.00% 1.55% / 1.65% 1.55% / 1.65% 2.00%6 1.25% / 1.40% 1.25% / 1.40% 4.00%7 9Great Am SecureGain 5: No MVA in IN & MO. Call for rates. 11Horace Mann Expanding Horizon 5: All qualified plans including403(b) 13North American Gurantee II: Available in AK, MN, MO, NV, OH, OR, UT, VA, WA,. CALL FOR RATES 14F&G Platinum 5: CT, NC, OK: 1.80% 15Guggenheim Preserve Plus: Lower Commission in NON MVA states (MN, MO, OR, PA, WA) Call GPALM • 800-710-1115 ALL PRODUCTS NOT APPROVED IN ALL STATES. FOR AGENT / BROKER USE ONLY. INFORMATION NOT GUARANTEED. CALL TO VERIFY CURRENT RATES. ©FEBRUARY 3, 2015• [email protected] TRADITIONAL FIXED ANNUITIES • PAGE 1 MULTI -YEAR GUARANTEE ( Page 2 of 3) GUARANTEE PERIOD COM PANY AM BEST PRODUCT NAME MVA P P P P P 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years 6 Years American Equity American General Life American National (<100K/>100k+) Equitrust Equitrust Genworth (<100K/<250K/250K+) Genworth (<100K/<250K/250K+) Guggenheim(<250K / 250K+) Lincoln Fin Grp (<100k/100k+) North American ($2K+/$200K+) Royal Neighbors (20-100K/100K+) Sagicor Life11 Std Ins. (<100K/100k+) Std Ins. (<100/100k+) AA A B++ B++ A A B++ A+ A+ AAA A Guarantee 6 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years 7 Years American Equity American General (<100K/>100K+) American National(<100K/>100k+) Athene Annuity(CA and DE only) Athene Annuity Fidelity & Guaranty Life Fidelity & Guaranty Life Fidelity Security Life Genworth (<100K/<250K/250K+) Great American Life(<100K/>100k) Guggenheim(<250K / 250K+) Guggenheim Guggenheim Horace Mann Life (Q only7) Liberty Bankers Life Lincoln Fin Grp (<100k/100k+) North American ($2K+/$200K+) Sentinel Security Life Std Ins. (<100K/100k+) United of Omaha (<50/50k+) AA A B++ B++ Guarantee 712 P Am Pathway SolutionsMYG P Palladium MYG 7 P 7 MYG MaxRate78 P Guarantee-Plus 7 P Guarantee-Platinum 7 P TaxVantage 7 Secure Living Rate Saver P B++ B++ A- A A B++ B++ B++ A B A+ A+ B++ A A+ Am Pathway Achiever MVA10 Palladium MYG 6 CertaintySelect ChoiceFour Secure Living Liberty 3 Secure Living Liberty 5 Preserve 6 Lincoln MyGuarantee Plus Guarantee Choice9 Choice 6 Gold Series Sage Choice Focus Growth Ann 6 Secured Rate Ann 6 P P P SecureGain 75 P ProOption 7 (w/ROP) P Preserve 7 Preserve Plus 7 Expanding Horizon 7 Bankers Elite 7 Lincoln MyGuarantee Plus Guarantee Choice9 Personal Choice 73 Focus Growth Ann 7 Ultra Secure Plus 7 P P P P P FIRST YEAR RATE RATE THEREAFTER AVERAGE ANNUAL RATE 2.45% 1.40% 1.30% / 1.40% 2.50% 3.50% 2.15% / 2.75% / 2.95% 1.95% / 2.35% / 2.50% 2.80% / 2.90% 1.60% / 1.75% 2.15% / 2.40% 1.65% / 1.70% 2.50% 2.25% / 2.35% 1.75% / 1.85% 2.45% 1.40% 1.30% / 1.40% 2.50% 2.00% 1.55% (Bailout) 1.55% (Bailout) 2.80% / 2.90% 1.60% / 1.75% 2.15% / 2.40% 1.65% / 1.70% 2.00% (Bailout) 2.25% / 2.35% 1.75% / 1.85% 2.70% 2.20% / 2.35% 2.90% / 3.00% 3.50% 2.80% 3.40% 2.50% 2.70% 2.25% / 2.45% / 2.55% 2.30% / 2.40% 2.90%/ 3.00% 1.65% 2.25% 1.40% 3.40% 1.70% /1.85% 2.40% / 2.60% 3.25% 2.40% / 2.50% 1.70% / 1.85% 2.70% 2.70% 2.20% / 2.35% 2.20% / 2.35% 1.90% / 2.00% 2.04% / 2.14% 2.50% 2.64% 2.80% 2.80% 2.40% 2.54% 2.50% 2.50% 2.00% 2.10% 2.25% / 2.45% / 2.55%2.25% / 2.45% / 2.55% 1North American Guarantee: CT, FL, IL, IN, OK, TX: Reduced commission and issue ages. Call for details. 2Am Gen Horizon Achiever: Reduce commission in DE, NV, SC, TX 3Sentinel Security Life Personal Choice: Call for rates in Florida& Minnesota. Rates less if liquidity / full AV DB option elected. 4United of Omaha: Less in CT,IN,MD,MA,NJ,OR,PA,SC,TX,UT,WA 2.45% 1.40% 1.30% / 2.50% 2.25% 1.85% / 1.88% / 2.80% / 1.60% / 2.15% / 1.65% / 2.08% 2.25% / 1.75% / COMMISSION LESS @ OLDER AGES 1.40% 2.15% / 2.25% 2.22% / 2.34% 2.90% 1.75% 2.40% 1.70% 2.35% 1.85% 1.30%/ 1.40% (up 0.25%/yr) 2.19% / 2.29% 2.90% / 3.00% 1.65% 2.90% / 3.00% 1.65% + 40% of S&P 1.40% 3.40% 1.70% / 1.85% 2.40% / 2.60% 3.25% 2.40% / 2.50% 1.70% / 1.85% 1.40% 3.40% 1.70% / 1.85% 2.40% / 2.60% 3.25% 2.40% / 2.50% 1.70% / 1.85% up 0.1%/yr 2.55% 3.00% 2.00%2 2.50% 3.00% 5.50% 3.00% 3.00% 2.50%10 2.25% 2.50%1 2.75% 3.00% 2.00% 2.00% 3.00% 1.00% 2.50% 2.75% 2.50% 3.25% 3.25% 2.75% 2.75% 3.50% 2.50%10 3.00%13 2.50%10 5.25% Call 2.50% 2.50% 2.50%1 2.25% 2.00% 4.00%4 12American Equity Guarantee: 2.20% in CA, DE 13Guggenheim Preserve Plus: Lower Commission in NON MVA states (MN, MO, OR, PA, WA) 5Great Am SecureGain 7: No MVA in IN & MO. Call for rates. 7Horace Mann Expanding Horizon 7: All qualified plans including 403(b) 8Athene Annuity Max Rate 7: Call for rates in CA, CO & FL. 9North American Gurantee II: Available in AK, MN, MO, NV, OH, OR, UT, VA, WA,. CALL FOR RATES 10Guggenheim Preserve & ProOPtion: Lower commission rates in Non MVA States (DE, MO, OR, PA, WA). CALL FOR RATES 11Sagicor Life: Effective August 5, 2013 maximum premium =$100,000.00. Effective January 1, 2014 maximum premium=$200,000.00. www.greatplainsannuity.com Call GPALM • 800-710-1115 ALL PRODUCTS NOT APPROVED IN ALL STATES. FOR AGENT / BROKER USE ONLY. INFORMATION NOT GUARANTEED. CALL TO VERIFY CURRENT RATES. ©FEBRUARY 3, 2015 • [email protected] TRADITIONAL FIXED ANNUITIES • PAGE 2 MULTI- YEAR GUARANTEE (P age 3 of 3) GUARANTEE PERIOD COM PANY AM BEST PRODUCT NAME MVA 8 Years 8 Years 8 Years 8 Years 8 Years 8 Years American National(<100K/>100k+) Athene Annuity Equitrust Guggenheim(<250K / 250K+) Lincoln Fin Grp (<100k/100k+) North American ($2K+/$200K+) A B++ B++ B++ A+ A+ Palladium MYG 8 Enhanced Choice 8 Certainty Select Preserve 8 Lincoln MyGuarantee Plus Guarantee Choice5 P 9 Years 9 Years 9 Years 9 Years 9 Years American National (<100K/>100k+) Guggenheim(<250K / 250K+) Liberty Bankers Life Lincoln Fin Grp (<100k/100k+) North American ($2K+/$200K+) A B++ B A+ A+ Palladium MYG 9 Preserve 9 Bankers Elite 9 Lincoln MyGuarantee Plus Guarantee Choice5 P 10 Years Allianz Life Insurance Company of North America (<$100K/$100K+) American General (<100K/>100K+) American National (<100K/>100k+) Equitrust Fidelity Security Life Guggenheim(<250K / 250K+) Guggenheim Lincoln Fin Grp (<100k/100k+) North American ($2K+/$200K+) Royal Neighbors Sentinel Security Life Std Ins. (<100K/100k+) A Dominator Plus 10 Years 10 Years 10 Years 10 Years 10 Years 10 Years 10 Years 10 Years 10 Years 10 Years 10 Years A A B++ A- B++ B++ A+ A+ AB++ A Lincoln MyGuarantee Plus Guarantee Choice5 Steady Choice Personal Choice 103 Focus Growth Ann 10 RATE THEREAFTER / 3.10% / 1.90% /2.80% 1.90% 1.35% 2.85% 3.00% 1.75% 2.55% P P 3.70% 3.10% 3.55% 1.85% 2.70% / 2.00% / 2.95% 1.70% / 1.80% 3.10% / 3.20% 3.55% 1.85% / 2.00% 2.70% / 2.95% 1.92% 3.10% 3.55% 1.85% 2.70% P 1.90% / 2.00% 1.90% / 2.00% 1.90% / 2.00% 2.00% P 2.20% / 2.35% 2.80% / 2.90% 3.00% 2.50% 3.20% / 3.30% 2.40% 1.90% / 2.05% 2.85% / 3.10% 1.80% 3.65% 2.80% / 2.90% 2.20% / 2.35% 1.80% / 1.90% 3.00% 2.00% 3.20% / 3.30% 2.20% / 2.35% 1.90% / 2.00% 3.00% 2.05% 3.20% / 3.30% 1.90% / 2.05% 2.85% / 3.10% 1.80% 3.65% 2.80% / 2.90% 1.90% / 2.05% 2.85% / 3.10% 1.80% 3.65% 2.80% / 2.90% 1.00% 4.00% 3.00% 2.75% 3.00%6 3.00%6 2.50% 2.50%1 CALL 2.75% 3.00% P P P P P / 3.80% / 3.20% up 0.1%/yr 2.85% / 2010% COMMISSION LESS @ OLDER AGES 1.90% 1.10% 2.85% 3.00% 1.75% 2.55% P / 2.00% AVERAGE ANNUAL RATE 1.90%/ 2.00% 3.12% 2.85% 3.00% / 3.10% 1.75% / 1.90% 2.55% / 2.80% Am Pathway SolutionsMYG P Palladium MYG 10 P Certainty Select P TaxVantage 10 Preserve 10 ProOption 10 (w/ROP) FIRST YEAR RATE / 3.10% / 1.90% / 2.80% / 2.02% / 3.20% / 2.00% / 2.95% 2.50% 5.50%2 3.00% 2.50%6 2.50% 2.50%1 3.00% 2.50%6 2.75% 2.50% 2.50%1 1North American Guarantee: CT, FL, IL, IN, OK, TX: Reduced commission and issue ages. Call for details. 2Athene Annuity Enhanced Choice 8: CA & WA reduced commission. Call for details 3Sentinel Security Life Personal Choice: Call for rates in Florida & Minnesota. Rates less if liquidity / full AV DB option elected. 5North American Gurantee II: Available in AK, MN, MO, NV, OH, OR, UT, VA, WA,. CALL FOR RATES 6Guggenheim Preserve & ProOption: Lower commission rates in Non MVA States (DE, MO, OR, PA, WA). CALL FOR RATES 800-710-1115 913.492.9994 www.greatplainsannuity.com www.greatplainsannuity.com Call GPALM • 800-710-1115 ALL PRODUCTS NOT APPROVED IN ALL STATES. FOR AGENT / BROKER USE ONLY. INFORMATION NOT GUARANTEED. CALL TO VERIFY CURRENT RATES. ©FEBRUARY 3, 2015• [email protected] TRADITIONAL FIXED ANNUITIES • PAGE 3
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